chat_history: ['My husband and I both work for ourselves -- a blessing and a curse at times, since it can be tough to determine a regular income.', "I bet it's tough. A regular income is nice but the freedom you get from working for yourselfs is better.", "We found a pretty good balance in that I have a part-time job that I *love* -- and that comes with benefits like insurance. That's a big worry addressed, right there."]
sys_response: Your so lucky. Insurance is my number one worry every month.
situation: My husband and I both work for ourselves, so as the end of the month approaches, we can sometimes feel a little worried about bringing in the funds we need.