chat_history: ["My husband and I are at a point in our lives, we are able to save, afford all that we need and save for retirement. I'm so appreciate we can, as I know many aren't able to do that.", 'You must of been hard working.', "Yes, we have been working hard, as well as not always getting all the extras we would like at times. But, it's worth having some financial freedom!"]
sys_response: That is great news. Congrats.
situation: My husband and I have been able to finally get a bit of savings and financial security. I'm so appreciative that we can have that, as many can't.