chat_history: ["I'm so pleased with myself right now.  I saved up enough money to make all of my car payments at once next month.", "That's very good. It takes a disciplined person to save money", "Heh, well I didn't exactly save money that mush.  I just hunkered down and started working harder and asked for more hours."]
sys_response: You truely are determined to get that car, what brand is it?
situation: I've saved up enough money to pay off all of my car payments in one fell swoop next month.