chat_history: ['I picked up a 2nd job last year and today made my last student loan payment', "That's awesome. I think it's great that you stepped up to repay your loans!", "Yes, I'm so thankful it's done. It has taken me 15 years. Now only 15 more for my wife's loans"]
sys_response: Oh man, well I hope that it was worth it to take out those loans.
situation: I picked up a 2nd job last year and today made my last student loan payment