Terms & Conditions
Last Updated: October 2014
- Reservation of Right to Refuse Service: Company, and its affiliates, reserve the right to refuse service, terminate accounts and/or cancel orders in its discretion including, without limitation, if Company believes that the customer conduct violates applicable law or is harmful to the interests of Company, and its affiliates.
- Copyright: The contents and compilations included on this site, including, but not limited to, text, graphics, logos, icons, images, audio clips and software, are the property of CBTL Ventures, LLC, or its content suppliers and is protected by U.S. and international copyright laws. All software used on this site is the property of CBTL Ventures, LLC, or its software suppliers and is protected by U.S. and international copyright laws. No software from this site may be downloaded, exported or re-exported in violation of any law including, without limitation, to countries that are subject to U.S. export restrictions.
- Trademark: CBTL™ is the registered trademark of CBTL Ventures, LLC, in the United States. All logos, graphics, and service names on this site are trademarks of CBTL Ventures, LLC, and such trademarks may not be used in connection with any product or service and in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits Company.
- DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY COMPANY PROVIDES THIS WEBSITE ON AN “AS IS” AND “AS AVAILABLE” BASIS. COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. YOUR USE OF THIS WEBSITE IS AT YOUR SOLE RISK.TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. COMPANY DOES NOT WARRANT THAT THIS WEBSITE, ITS SERVERS, OR E-MAIL SENT FROM COMPANY, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. NEXT COFFEE FRONTIER INC. IS NOT LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS WEBSITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. THE LAWS OF SOME STATES DO NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES.


Please read this Vishion’s Application End-User License Agreement (“EULA”) carefully before using the Vishion color selection and keyword search application (“Vishion App”). This EULA governs your use of the Vishion App, which will allow you to access the Vishion service (the “Subscription Service”) directly or through Shopify. Your use of the Subscription Service will remain subject to any existing agreement governing such use, if applicable (the “Services Agreement”); to the extent it conflicts with this EULA, the terms of this EULA will apply. Your use of the Vishion App indicates your consent to this EULA. Vishion reserves all rights in and to the Vishion App not expressly granted to you under this EULA. If you have any questions regarding this EULA, please contact Vishion by email at email@example.com.
Vishion hereby grants you a revocable, non-exclusive, non-transferable, limited license to download, install, and use the Vishion App for business purposes strictly in accordance with this EULA and/or your Services Agreement. The Vishion App is licensed, not sold, to you.
The Vishion App and its entire contents, features, and functionality (including, without limitation, all information, software, text, displays, images, videos, and audio, and the design, selection, and arrangement thereof) are owned by Vishion, its licensors, or other providers, and nothing herein shall be construed as transferring or assigning any ownership right therein.
Your use of the Vishion App requires that you setup an account with Vishion. You agree that you will not use or encourage others to use the Vishion App in a way that could harm or impair others’ use of the Vishion App. You may not transfer, redistribute or sublicense the Vishion App.
You may not reverse-engineer, disassemble, attempt to derive the source code of, modify, or create derivative works of the Vishion App, any updates, or any part thereof (except as and only to the extent that any foregoing restriction is prohibited by applicable law or to the extent as may be permitted by the licensing terms governing use of any open-sourced components included with the Vishion App).
The Vishion App may contain interactive features (collectively, the “Interactive Features”) that allow users to upload, post, submit, publish, display, or transmit (collectively, “Submit”) certain content within the Vishion App (collectively, the “User Content”). All User Content must comply with the User Content Standard. Any User Content you Submit to the Vishion App will be considered non-confidential and non-proprietary. By Submitting any User Content, you grant to Vishion and our licensees, successors, and assigns the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material for any purpose. You represent and warrant that (a) you own or control all rights in and to the User Content and have the right to grant the license granted in this EULA to us and our licensees, successors, and assigns, and
(b) all of your User Content does and will comply with this EULA, the Services Agreement, the User Content Standards, and any other guidelines set forth by Vishion for User Content. You understand and acknowledge that you are responsible for any User Content you Submit, and you, and not Vishion, have full responsibility for such content, including its legality, reliability, accuracy, and appropriateness. Vishion is not responsible or liable to any third party for the content or accuracy of any User Content posed by you or any other user in the Vishion App. Vishion has the right to remove or refuse to accept any User Content for any or no reason in its sole discretion.
The following content standards (collectively, the “User Content Standards”) apply to any and all User Content and use of the Interactive Services. User Content must comply with all applicable federal, state, local, and international laws and regulations. Without limiting the generality of the foregoing, User Content must not (a) contain any material that is obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable;
(b) promote sexually explicit or pornographic material, violence, or discrimination of any type; (c) infringe or misappropriate any intellectual property or other proprietary rights of any third party; (d) violate the legal rights (including the rights or publicity and privacy) of any third party; (e) promote any illegal or fraudulent activity; or (f) give the impression that they are endorsed by Vishion.
You agree that Vishion may collect and use technical data and related information—including but not limited to technical information about your device, system and application software, and peripherals—that is gathered periodically to facilitate the provision of software updates,
product support, and other services to you (if any) related to the Vishion App. Vishion may use this information, as long as it is in a form that does not personally identify you, to improve its products or to provide services or technologies to you.
By downloading the Vishion App, and/or opting-in through notification settings, you authorize Vishion to send you (including via email and push notifications) information regarding the Subscription Service and the Vishion App, such as: (a) notices about your use of the Subscription Service and the
Vishion App, including notices of violations of use; (b) updates to the Subscription Service and Vishion App and new features or products; and (c) promotional information and materials regarding Vishion’s products and services. You can review your account settings to adjust your messaging preferences or unsubscribe to some messaging by following instructions provided by Vishion.
The Vishion App may enable access to Vishion’s and/or third-party services and websites (collectively and individually, “External Services”). You agree to use the External Services at your sole risk. Vishion is not responsible for examining or evaluating the content or accuracy of any third-party External Services, and shall not be liable for any such third-party External Services. Data displayed by any Vishion App or External Service, including but not limited to financial, medical and location information, is for general informational purposes only and is not guaranteed by Vishion or its agents. You will not use the External Services in any manner that is inconsistent with the
terms of this EULA or that infringes the intellectual property rights of Vishion or any third party. You agree not to use the External Services to harass, abuse, stalk, threaten or defame any person or entity, and that Vishion is not responsible for any such use. External Services may not be available in all languages or in your home country, and may not be appropriate or available for use in any particular location. To the extent you choose to use such External Services, you are solely responsible for compliance with any applicable laws. Vishion reserves the right to change, suspend, remove, disable or impose access restrictions or limits on any External Services at any time without notice or liability to you.
This EULA is effective until terminated by you or Vishion. Your rights under this EULA will terminate automatically if you fail to comply with any of its terms.
You understand that if your account is suspended or terminated, you may no longer have access to the content within the Subscription Service.
changes to this EULA, we will notify you via the Vishion App. Your continued use of the Vishion App after Vishion publishes notice of changes to this EULA indicates your consent to the updated terms.
Vishion may deploy changes, updates, or enhancements to the Vishion App at any time. Vishion may provide maintenance and support for the Vishion App, but has no obligation whatsoever to furnish such services to you
and may terminate such services at any time without notice. You acknowledge that Shopify or any other provider has an obligation to furnish any maintenance and/or support services in connection with the Vishion App.
YOUR USE OF THE VISHION APP IS AT YOUR SOLE RISK. THE VISHION APP IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. VISHION EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND,
WHETHER EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
In the event of Vishion’s failure to conform to any applicable warranty, you may notify Shopify, and Shopify will refund the purchase price for the Vishion App. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, SHOPIFY WILL HAVE NO OTHER
WARRANTY OBLIGATION WHATSOEVER WITH RESPECT TO (A) THE VISHION APP AND (B) ANY OTHER CLAIMS, LOSSES, LIABILITIES, DAMAGES, COST, OR EXPENSES ATTRIBUTABLE TO ANY FAILURE TO CONFORM TO ANY WARRANTY.
GOOGLE EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE
IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
You agree to defend, indemnify, and hold harmless Vishion, its licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees)
arising out of or relating to your violation of the terms or conditions of this EULA or you use of the Vishion App, including, but not limited to, your User Content, any use of the Vishion App content, services, and features other than as expressly authorized by this EULA, or your use of any information obtained from the Vishion App.
TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL VISHION BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE LICENSED APPLICATION, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF VISHION HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU. In no event shall Vishion’s total liability to you for all damages (other than as may be required by applicable law in cases involving personal injury) exceed the amount of fifty dollars ($50.00). The foregoing limitations will apply even if the above-stated remedy fails of its essential purpose.
If you believe that any User Content or any other content on the Vishion App violates your copyright, please see our Copyright
Policy located at for instructions on sending us a notice of copyright infringement.
You may not use or otherwise export or re-export the Vishion App except as authorized by United States law and the laws of the jurisdiction in which the Vishion App was obtained. In particular, but without limitation, the Vishion App may not be exported or re-exported (a) into any U.S.-embargoed countries or (b) to anyone on the U.S. Treasury Department’s Specially Designated Nationals List or the U.S. Department of Commerce Denied Persons List or Entity List. By using the Vishion App, you represent and warrant that you are not located in any such country or on any such list. You also agree that you will not use these products for any purposes prohibited by United States law, including, without limitation, the development, design, manufacture, or production of nuclear, missile, or chemical or biological weapons.
The Vishion App and related documentation are “Commercial Items”, as that term is defined at 48 C.F.R. §2.101, consisting of “Commercial Computer Software” and “Commercial Computer Software Documentation”, as such terms are used in 48 C.F.R. §12.212 or 48 C.F.R. §227.7202, as applicable. Consistent with 48 C.F.R. §12.212 or 48 C.F.R. §227.7202-1 through 227.7202-4, as applicable, the Commercial Computer Software and Commercial Computer Software Documentation are being licensed to U.S. Government end users (a) only as Commercial Items and (b) with only those rights as are granted to all other end users pursuant to the terms and conditions herein. Unpublished-rights reserved under the copyright laws of the United States.
Upon your acceptance of this EULA, third parties such as Shopify will have the right to enforce this EULA against you as a third-party beneficiary thereof.
If (a) you are not a U.S. citizen; (b) you do not reside in the U.S.; (c) you are not accessing the Service from the U.S.; and (d) you are a citizen of one of the countries identified below, you hereby agree that any dispute or claim arising from this Agreement shall be governed by the applicable law set forth below, without regard to any conflict of law provisions, and you hereby irrevocably submit to the non-exclusive jurisdiction of the courts located in the state, province or country identified below whose law governs: If you are a citizen of any European Union country or Switzerland, Norway or Iceland, the governing law and forum shall be the laws and courts of your usual place of residence. Specifically excluded from application to this Agreement is that law known as the United Nations Convention on the International Sale of Goods.
Our “Platform” is made up of Vishion and the Vishion app. Vishion-branded tools, including our plug-ins, embedded content made available on other sites, and browser extensions.
The terms “we,” “us,” or “our” refer to Vishion Corporation., a Delaware corporation. By “you,” we are referring to visitors and users of any part of our Platform.
1. Collection of Information
We collect business information that you provide us when you use our Platform. We collect information associated with your device using cookies and similar technologies. We may also receive information about your location.
Information You Provide Us
We collect information that you provide us, including your account and profile information, content you submit or post to our Platform, your purchase information, your communications, and information you provide to us as part of surveys and contests.
Account and Profile Information. When you create an account on our Platform, we collect the information you provide us, like your name, email address, and profile information. If you are a professional, you may also provide us information related to your business, including a business description and areas served.
Shop Analytics. We collect information and data from our Platform, including your product photos and descriptions, colors selections, Vishion settings, website searches, color analytics, other types of data provided in Vishion.
Purchases. If a customer purchases products or services or make or receive payments using our Platform, we collect certain information in order to complete your purchases, sales, and payments. If you participate in our Trade Program or Business Program, you may be asked to provide proof that you are eligible for the program or for a tax exemption.
Surveys and Contests. If you participate in our surveys, contests, or promotions, we will collect the information you provide to us.
Information from Others
We collect information that others make available to us, including information from other platforms, publicly available information, information from other users of our Platform, information from our partners, service providers, and corporate affiliates, and information from third-party sites.
Other Platforms. We may receive information about you from third-party platforms when you allow the third-party platform to share this information with us or allow Vishion to obtain this information from the third party. For example, you may sign-up for our Platform through Facebook, Google, or Apple; upload your contacts from your third-party email service; use our Platform (or a third-party integration on our Platform) to manage your calendar on another platform or to manage and send communications (e.g., email or text messages).
Publicly Available Information. If you are a professional or seller, we may collect information about you from publicly available sources and where permitted by applicable law or with your permission, make it available as part of our Platform. For example, we may receive your name and contact information from industry associations and dealer networks in which you participate and display your affiliation with these organizations. We also may collect and display the details of any license you have using publicly available records.
Our Partners and Service Providers. We may receive information about you from our partners and service providers. For example, our payment processors may update your payment information, advertising partners may help us send communications to your address, and third parties may help us prevent fraud by verifying your contact information.
Automatically Collected Information
Each time you access the Platform, information is sent to our server by your Internet browser or app and stored in our log files. We collect information about your use of our Platform, including your search activity, the pages you view, the date and time of your visit, and if you use our browser extensions, the content you interact with on third-party sites (for example, if you save an image from a third-party site to your Vishion account), and how you navigate and interact with a page or screen. We also collect information that your device provides to us in connection with your use of our Platform, such as your browser type, type of device, browser language, IP address, mobile carrier, unique device identifier, and requested and referring URLs.
We will receive your device’s location if you enable this through your browser or mobile device. We may infer your general location from your IP address. You may also choose to provide us your location information by inputting this information in our Platform, including in your Vishion settings or when you checkout as a shipping or billing address.
2. Use of Information
We use the personal information we collect to provide, support, and personalize our Platform and to communicate with you about our Platform (on and off our Platform). The ways we do this include the following:
- to provide and improve our Platform and its features and functionality, including to display content you post publicly, fulfill your purchases through our Platform, process, store, and deliver your communications; to provide customer service and support; to respond to your inquiries or requests; to back-up our systems; and to improve the security of our Platform;
- to evaluate use of our Platform for our business purposes and to provide and improve our products and services, including new and co-branded products and services and our Platform’s functionality;
- to personalize your experience, such as tailoring the content and information made available to you and our support services;
- to display relevant advertising (on our Platform and third-party sites) for us and other businesses and to evaluate the success of such advertising;
- to provide feedback to professionals and sellers on our Platform;
- to prevent fraud and to maintain a quality experience for our business purposes or legal reasons, including to filter for spam and communications that violate our agreements with you;
- to enforce compliance with our agreements with you and applicable law; to comply with our legal obligations; to prosecute or defend a lawsuit, arbitration, or similar legal proceeding; to respond to lawful requests by public authorities (including national security or law enforcement requirements);
- to perform research and analysis for our business purposes; and
- to award badges and similar designations and if you decide to participate, to administer surveys, contests, and promotions.
If you provide us information about your contacts (for example, when you sign up for our Platform through Facebook), in order to facilitate a more connected experience, we may inform your contacts who have accounts on our Platform that you also have joined our Platform and follow them on your behalf so that you may view their public activities on our Platform.
We may use your communications generally for quality assurance purposes and training and to improve our products and services. We may use your communications to understand and help manage the quality of requests received, and responses sent, by professionals and sellers on our Platform and to provide them with feedback. We may use automated technology to review your communications and improve user experience.
We may use your log-in information, cookie information, device information, IP addresses, and other information to identify you and log your use across devices, our Platform, and third-party sites. We may use this information to personalize your experience on our Platform.
For your convenience, we and our payment processors will store information about the payment method you use in connection with the Platform. Note that while our payment processors may store your complete credit card number, Vishion does not.
Any use of your information that is incompatible with these uses will be disclosed to you in advance so that you may opt out of, or agree to, such uses at your discretion.
3. Sharing Your Information
We do not rent or sell your personal contact information (such as your email address associated with your account registration) to third parties to use for their direct marketing purposes. We share personal information in the following ways:
Service Providers and Partners
Advertisers and Ad Networks
We use advertising networks and partners to serve advertisements for us and other businesses, including interest-based advertising, on third-party sites and to assist us in evaluating the effectiveness of our advertising. We may also work with advertising networks and partners to serve ads on our Platform and to communicate with you at the addresses they have for you. We may provide advertising networks, advertising partners, and businesses advertising on our platform with aggregate information but other than hashed information or device identifiers, we do not disclose your name, contact information, or other personal information. For example, we may provide a hashed version of your email address or other information to advertising networks (e.g., Facebook and Google) to serve advertisements to you or others. To opt-out of the use of your information for this purpose, please send a request as provided under the Contact Us section.
We may disclose information from or about you, as required or permitted by applicable law, if we believe that such disclosure is reasonably necessary to (a) comply with legal process and law enforcement instructions and orders, such as a search warrant, subpoena, statute, judicial proceeding, or other legal process served on us, a service provider, or a partner (which may include disclosure to law enforcement, courts, or governmental authorities); (b) prevent, investigate, or identify possible wrongdoing in connection with our Platform; (c) protect our rights, reputation, property, or that of our visitors, users, corporate affiliates, or the public; or (d) enforce compliance with our agreements with you.
An essential part of our services that you sign up for when you create an account on our Platform is to receive communications from the Vishion through email and our Platform. If you use our mobile app or provide us with your cell phone number, these communications also include text messages and push notifications. We communicate with you about your account, privacy, and interactions with your content. We also ask for your feedback about your experience in connection with our Platform or about your home renovation and design plans. In accordance with applicable law, we may send you marketing communications (e.g., with tips, offers, and similar services) from the Vishion. These communications may feature us, our Platform, co-branded products and services, professionals, sellers, and other businesses on our Platform.
If you provide us your phone number, we may call and otherwise contact you to help you with using the Platform (e.g., to discuss your home remodeling or design project, to find professionals, or to assist with your order or if you are a professional, to find products or to provide you tips about your professional profile). If you are a professional or other business, we may use your contact information to call and otherwise contact you about our Platform, including to market and sell our products or services or those available on our Platform.
Our Platform also allows you and others to send messages and make calls on our Platform, share content with others outside our Platform, and if you make your contact information available, for others to contact you outside of our Platform.
5. Your Choices and Rights
We respond to all requests we receive from individuals wishing to exercise their data protection rights in accordance with applicable data protection laws. We may ask you to verify your identity in order to help us respond to your request securely and efficiently.
You may access Vishion information by contacting us as provided in the Contact Us section. To request the permanent deletion of your personal or business information, please contact us as described in the Contact Us section.
6. Account Termination and Data Retention
We will keep your personal information only for as long as necessary to fulfill the purposes for which we are processing your personal information unless the law permits or requires us to retain your personal information for a longer period. For example, we may need to keep your personal data for quality assurance purposes for our Platform or to defend future legal claims. We also will retain de-identified information after your account has been deleted. Information you have shared with others will remain visible after your account has been deactivated or deleted and after the information has been deleted from your own profile or account. We do not control information or content that others have copied out of our Platform. Please note that copies of information that you have updated, modified, or deleted may continue to reside in our systems for a period of time, and we may maintain copies of this information as part of our business records.
Our Platform is intended for general audiences and is not directed to children under 16. We do not knowingly collect personal information from children under 16. In the event that we learn that we have collected personal information from a child under age 16, we will take appropriate steps to delete that information. If you become aware or believe that a child has provided us with personal information, please contact us as provided in the Contact Us section.
8. Data Security
We use reasonable and appropriate measures to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, and destruction, taking into account the risks involved in the processing and the nature of the personal information.
10. Contact Us
- If you are a Vishion user, please email us at firstname.lastname@example.org
You may also reach us by mailing us at our address at 2006 Summey Avenue, Charlotte, NC 28205.


Translating an agreement to German or in another language to conclude a contract? We can translate the contract for an indefinite period, ensure for a fixed contract in another language or contribute to the translation of a mutual agreement. Whatever it may concern, we will handle it with confidentiality and ensure for a skillful translation.
We can translate agreements from Spanish, German, French, Dutch, and all other languages. Moreover, we can convert the English agreements and contracts into those languages, for example to be able to do business internationally.
Looking to translate an agreement or a contract to English, German, French, or Spanish? We work with a vast network of native speakers in the target language, so that you can count on an excellent translation that is 100% grammatically correct. Does it concern a document with legal content or perhaps other technical elements? Not a problem, we will have the agreement translated by an experienced translator with a clear background within the field. This will both greatly benefit the quality of the result and the working speed.
Do you have an agreement that needs to remain confidential or one that may not leak? Not a problem, confidentiality is not foreign to us. Per default, we handle the to be translated texts discretely. This is of particular relevance for the agreements and contracts that we translate. Of course, we can sign a Non-Disclosure Agreement if preferred, so, that this will be one less thing you will need to worry about. The translation of an agreement or contract is in good hands with us. Looking to conclude a contract in French, or are you curious about the contract types and the translation in various languages? We can be of excellent service to you with this.
We are a translation agency for agreements and contracts. We possess wide expertise and extensive experience, allowing us to know like no one else what is required with the translation of it. We ensure that you won't have to do anything yourself for the translation and that you won't have to depend on Translate or a different translation machine.
Curious how we take care of the translation of agreements and contracts or how we can guarantee confidentiality? Please, contact us for more information, we like to hear from you. Or look online for translation services on TranslateMarket.


An urban farm in Chicago (Photo credit: Linda N. via Flickr)
The Council of the District of Columbia is considering a proposal that would allow vacant lots as well as plots of land owned by the District to be turned into urban farms—creating a land leasing initiative, a new tax credit for food donations, and tax abatement for properties leased to become urban farms.
"There's parcels of land in D.C. that maybe aren't in the right neighborhoods or areas for development yet," Councilmember David Grosso told DCist. "One of the secrets about development is that it happens when it wants to. It's very hard to create development in a place or location where it's not ready."
Urban farms are a attractive option for underutilized property in cities. The lack of permanence makes it an appealing option in that it does not preclude future development on the site, while providing fresh food and removing an eyesore in the interim.
Read more: Vacant Lots Could Become Urban Farms Under Council Bill: DCist


As you probably know, Volkswagen admitted to using special software to game the emission tests in its diesel cars sold in the United States. When tested, cars would show legal emission levels, but during regular driving, they would have much higher emissions, in some cases as much as 40 times the permissible level.
EPA has threatened to impose fines up to 18 billion dollars.
Justice Department started a criminal investigation.
Reuters reported that according to EPA, Volkswagen initially denied it was trying to game the inspections, and claimed higher emissions where due to "various technical issues and unexpected in-use conditions.”
After EPA threatened to withhold certification for its 2016 models, Volkswagen admitted they gamed the tests. Volkswagen management said it was "deeply sorry" for the breach of trust, and promised full cooperation with German authorities.
In the meantime, EPA said they would test cars made by other automakers to see if similar deception took place.
We will keep you posted as the story unfolds.


Privacy statement pursuant to articles 13 and 14 of Regulation (EU) 2016/679
The correct management of your data and the trust you place in our products and services are a priority for us. To give you the best in everything we do, we are committed to continuous improvement, and in this context, we want to inform you in a complete and transparent way on how we treat and protect your personal data.
This document (“information”) is intended to provide instructions only on the processing of information relating to users who use the services of the Turn Key Italia S.a.s. accessible at www.turnkeyitalia.com. These data will be collected and processed by Turn Key Italia S.a.s. and / or by other subjects identified for the purposes indicated below.
The Information note, in particular, is provided pursuant to articles 13 and 14 of Regulation (EU) 2016/679 (GDPR) and concerns exclusively the aforementioned website: therefore, it does not concern any other websites that can be reached by the user through the links present on the same.
The Data Controller, that is the legal entity that determines the purposes and means of processing personal data, is Turn Key Italia S.a.s. by Graziano Mancinelli – Via Guido Guinizzelli, 50 – 06073 Mantignana, Corciano (PG) – Tel. +39 075 904 3311 – firstname.lastname@example.org
Categories of personal data processed
Below is the information that Turn Key Italia S.a.s. may process through its website, within the limits of the purposes and methods described in this statement, and that may be considered as personal data pursuant to the Rules.
The computer systems and software procedures used to operate this website acquire, during their normal operation, some personal data whose transmission is implicit in the use of internet communication protocols. This is information that is not collected to be associated with identified subjects, but which by its very nature could, through processing and association with data held by third parties, allow users to be identified.
This category of data includes IP addresses or domain names of the computers used by users connecting to the website, the addresses in the Uniform Resource Identifier (URI) notation of the requested resources, the time of the request, the method used in submitting the request to the server, the size of the file obtained in response, the numerical code indicating the status of the response given by the server (success, error, etc.) and other parameters related to the operating system and the user’s computer environment. These data are used only to check the correct functioning of the website.
Data provided voluntarily by the user
The optional, explicit and voluntary sending of e-mails to the addresses indicated on this website as well as requests via the contact form at https://www.turnkeyitalia.com/contact/ involves the subsequent acquisition of the e-mail address and any other personal data included in the electronic communication, as well as the data of the sender / user, necessary to respond to requests or to provide the service. Specific information also synthetic will be made for particular services, where proposed.
Purpose and legal basis of the processing
The personal data provided by users who request dispatch of informative material are used for the sole purpose of providing the service or provision requested, and may be known by employees and collaborators of Turn Key Italia Sas, duly instructed about the precautions and guarantees to be adopted in the processing of the information in question, as well as by third parties who provide ancillary or instrumental services to the activity of Turn Key Italia Sas with whom specific agreements have been signed in fulfillment of the provisions of the Regulation.
Further purposes will be indicated to users according to the specific services, where proposed, which will be used starting from the pages dedicated and available on this website.
Method of treatment
The processing of personal data will be done by manual, computerized or telematic means, suitable for guaranteeing security and confidentiality and will be performed by personnel duly trained to comply with the Rules.
Because of the consent expressed by the user, it is possible that the same is contacted via email, text message, or through any equivalent electronic tool or by paper mail or call via operator to all the contact details provided. If you prefer to be contacted only to one or some of these addresses, you can express your request by e-mail to the e-mail address email@example.com.
Scope of communication of personal data
By virtue of the treatments that the user may authorize, personal data may be disclosed to persons providing services related to Turn Key Italia S.a.s. indicated in the specific information. Information may also be communicated whenever the communication may be necessary to comply with requests from the Judicial Authority or Public Security. The personal data collected will not be disseminated under any circumstances.
Data retention period (determination criteria)
The personal data voluntarily provided by the user through the contact form are kept only for the time necessary to provide a response to their request and then deleted immediately, except those necessary for the management of any contractual relationship that may arise between the user and Turn Key Italia Sas on the basis of a request for the provision of company services and for which reference is made to specific information that may be requested from Turn Key Italia S.a.s. .
The information related to navigation will be kept for a maximum of six months following the collection, unless they are to be used to ascertain responsibility in the case of computer crimes against the website: in this case, the information will be kept available to the Authority for the time necessary to guarantee to Turn Key Italia Sas exercising their rights of defense.
Rights recognized to the user
The Regulation (EU) 2016/679 recognizes to users a series of rights including, but not limited to, the right of:
- access your personal data;
- ask for the correction
- request the updating and cancellation, if incomplete, erroneous or collected in violation of the law;
- request that the treatment is limited to a part of the information concerning them;
- transmit to them or to third parties indicated by them the information concerning them (so-called “data portability”);
- oppose their treatment for legitimate reasons
- revoke your consent at any time by sending a written request without formalities to the contacts of the Data Controller indicated in this statement.
Please note that, where the response to requests cannot be considered satisfactory, the user can contact and lodge a complaint with the Authority for the protection of personal data (https://www.garanteprivacy.it) in the manner provided by applicable law.


Eugenia Winston, Accused Mailer Of Packages With Harmless White Powder, Released To Custody Of Her Sister
CHARLOTTE AMALIE — A federal judge has ordered a woman who admitted to sending more than 20 letters containing white powder to public and private buildings on St. Thomas to be released to her sister’s custody.
District Court Magistrate Judge Ruth Miller issued the order Thursday following a hearing on a motion for detention by federal prosecutors and warned defendant Eugenia Winston to adhere to the conditions of her release.
On August 30, on St. Thomas, three suspicious powder letters were found at the U.S. Federal Building and a private attorney’s office.
A number of people were quarantined, buildings evacuated and scenes secured. The 23rd Civil Support Team (CST), part of the VI National Guard, U.S. Postal Inspection Service, VITEMA, and FBI Weapons of Mass Destructions (WMD) coordinator responded along with the FBI St. Thomas Resident Agency (RA) and other federal and local agencies. The CST preliminary assessed the powders at both locations to be non-hazardous, pending final determination by the Lab Response Network (LRN).
On August 31, on St. Thomas, approximately 24 suspicious powder letters were found at the Ron de Lugo Federal Building, the Frenchtown Post Office, Scotia Bank and one private attorney’s office. The 23rd CST, FBI WMD coordinator, U.S. Postal Inspector Service, VITEMA and local agencies responded.
CST preliminarily assessed the powders to be non-hazardous, pending final determination by the LRN. The FBI, U.S. Postal Inspection Service, VI Fusion Center and VIPD identified Winston as the suspect and subsequently arrested her.
The quick response and resolution by the FBI and its partners demonstrates our resolve in quickly bringing to justice anyone who threatens the safety and security of the Virgin Islands. Even false hoaxes and threats divert critical law enforcement resources that are intended to serve and protect our citizens. The penalties for these types of crimes are very serious.
For this reason, we will continue to make it a top priority to identify and apprehend the perpetrators of large scale threats and hoaxes so that our colleagues at the United States Attorney’s Office can prosecute them to the fullest extent of the law.
If convicted, the defendant faces up to 10 years in prison. This case is being prosecuted by Assistant United States Attorney (AUSA) Kim Chisholm, and jointly investigated by the FBI and the United States Postal Inspection Service.
The public is reminded a criminal complaint contains only charges and is not evidence of guilt. A defendant is presumed to be innocent until proven guilty. The U.S. government has the burden of proving guilt beyond a reasonable doubt.


On Monday, the Seattle City Council voted in favor of one controversial proposal which would start the police department defunding process.
Despite several objections from Seattle Police Officers’ Guild, the city’s mayor and the police chief, the proposal received 7-1 vote.
Eventually, the plan would slash the funding to police department, not covering the fifty percent a few had sought. Presently, Seattle has about 1,400 police officials and the present plan would result in around 100 cut. Besides, the proposal would also cut the department’s USD 400mn budget by around USD 3 million, as per KOMO.
The only ‘no’ vote came from Councilmember Kshama Sawant as she felt that the proposal did not go that far enough, as per MyNorthWest.com.
A final set of the amendments were reviewed by the council before the vote, which included lowering the city’s police department by around 100 officers via attribution and layoffs. It also included reducing the USD 285,000 yearly salary of Police Chief Carmen Best as well as other top ranking officers.
The city council’s plan further eliminates the officers from one team that dismantles the homeless camps.
As per few council members, the initial reductions are the first step to further sweeping cuts as well as a rethinking of Seattle’s law enforcement.


Sales and Delivery Conditions
Any delivery from HMK Bilcon A/S, CVR-NR. 38387324, (hereinafter referred to as “HMK Bilcon“) is based on these sales and delivery conditions, which are binding for all HMK Bilcon deliveries of products (hereinafter referred to as “the Products“). The sales and delivery conditions override all agreements and customs which are in conflict with the conditions, including conditions drawn up and sent by the Buyer, unless otherwise stated in the order confirmation sent by HMK Bilcon. Deviations from the sales and delivery conditions can only be agreed with written acceptance from HMK Bilcon’s managing director.
1. HMK Bilcon’s offer is valid for 30 days, subject to intermediate sales, until written order confirmation is available.
2. Unless otherwise expressly stated in the order confirmation, all prices are stated in Danish kroner (DKK), Euro (EUR) or other local currency and exclusive of VAT, but subject to documented changes in exchange rates, duties, taxes, charges and the like, which relate to the agreed delivery.
3. All prices for Products of HMK Bilcon’s own manufacture are given on the basis of the labor wages on the day of the offer and prices for raw materials, semi-finished products and operating costs. For Products of foreign manufacture on the basis of HMK Bilcon’s sub-suppliers’ daily prices. For Products of foreign manufacture, in addition, on the basis of the exchange rate on the day of the offer, as well as the customs, freight and insurance rates applicable on the day of the offer, etc. HMK Bilcon reserves the right to regulate the accepted prices, if exchange rate changes, changes in customs duty, material price changes, contractual changes in labor wages, state intervention or other circumstances beyond HMK Bilcon’s control can be documented.
4. All prices are excl. work incurred as a result of the material supplied by the Buyer, including the vehicle on which the Product is to be installed, being defective or not complying with the specifications drawn up by HMK Bilcon. Correspondingly, all prices are excl. the overtime incurred as a result of the work having to be carried out faster than usual due to the Buyer’s circumstances. Finally, all prices are excl. costs associated with any storage of finished work etc.
5. Delivery takes place at HMK Bilcon’s address in Aalborg, EXW Incoterms 2015.
6. The stated delivery time on HMK Bilcon’s offer is subject to order entry to other customers.
7. The delivery time stated in HMK Bilcon’s order confirmation is always calculated from the time when all technical details, specifications, etc. is completely available and clear. In the event that delivery is dependent on information that must be provided by the Buyer, the delivery time is calculated from the date that this information reaches HMK Bilcon.
8. Any changes to specifications etc., after the delivery time has been agreed, entitles HMK Bilcon to extend the agreed delivery time at its own discretion.
9. The delivery time given as working weeks must be understood as effective working weeks, i.e., excluding statutory holidays and factory holidays according to HMK Bilcon’s production calendar.
10. HMK Bilcon assumes no responsibility for losses arising as a result of the delay in delivery. Unless otherwise expressly agreed, a postponement of the delivery time by 14 days due to HMK Bilcon’s circumstances is considered in every respect as timely delivery, so that the Buyer cannot exercise any powers towards HMK Bilcon for that reason.
11. If a delay in delivery is due to HMK Bilcon being in a situation as specified under the section on limitation of liability, cf. sections 38-39, the delivery time is postponed by the time that the obstacle lasts. This provision applies regardless of whether the cause of the delay occurs before or after the agreed delivery time has expired.
12. In the event that the Buyer does not accept delivery at the time of delivery, including defaulting on its collection obligation, HMK Bilcon is entitled to terminate the agreement and claim compensation. Furthermore, HMK Bilcon is entitled to sell or store the Products at the Buyer’s expense. In the event of storage, the Products are at the Buyer’s risk.
13. All delivery times are subject to the conditions listed below in section 39. Furthermore, subject to new laws and notices from public authorities or changes in previously applicable practice for approvals by public authorities, which take place without necessary notice.
SCOPE OF DELIVERY
14. HMK Bilcon’s delivery only includes what appears in writing from HMK Bilcon’s order confirmation.
15. In the event of a discrepancy between HMK Bilcon’s order confirmation, offer and specifications, the stated problem must be stated in the order confirmation.
16. The specified dimensions, weights, etc. stated in offers, drawings, specifications, order confirmation and brochure material, can only be regarded as indicative, just as HMK Bilcon reserves the right for any design changes.
DRAWINGS AND TECHNICAL INFORMATION
17. All drawings, documentation material and descriptions of the Product, regardless of whether this is produced by HMK Bilcon or others, which are handed over to the Buyer in connection with an offer, delivery or otherwise, remain the property of HMK Bilcon. The material may not, without HMK Bilcon’s prior written consent, be used by the Buyer for anything other than installation, operation and maintenance of the Product, and the material may not be copied or transferred to third parties. The material must be returned to HMK Bilcon if no agreement is reached on the delivery of the Product. If this is not observed, the Buyer is liable for compensation for both direct and indirect losses.
18. All deliveries from the Buyer will be insured by HMK Bilcon on the basis of the Buyer’s declaration of value from receipt at HMK Bilcon until delivery takes place. Insurance obligations are transferred to the Buyer when the delivery is delivered from HMK Bilcon.
19. The buyer is obliged to keep delivered but not fully paid deliveries from HMK Bilcon insured against all damages until payment has taken place.
20. Payment is made in one or more instalments, which are finally agreed with the order. Danish VAT is added to all invoice amounts between EU countries.
21. If the agreed delivery time is postponed due to circumstances that cannot be blamed on HMK Bilcon (for example as a consequence of delayed customer deliveries in relation to what was agreed, including delivery of chassis or extra work that the Buyer may wish), HMK Bilcon reserves the right to invoice the full amount at the confirmed delivery time, even if delivery has to be postponed, see above.
22. If payment is not made on time, interest is calculated from the due date at 2% per month. HMK Bilcon is also entitled to charge a reminder fee of DKK 250.00 per reminder letter.
23. The buyer’s payments are written off in advance of accrued interest.
24. The buyer is not entitled to set off any counterclaims against HMK Bilcon that are not acknowledged in writing by HMK Bilcon and is not entitled to withhold any part of the purchase price due to counterclaims of any kind.
25. HMK Bilcon is entitled at any time after the conclusion of the agreement to demand satisfactory security for the timely payment of the purchase price, freight costs and other costs.
26. If the Buyer does not meet the payment deadline specified in the invoice, HMK Bilcon reserves the right to withhold further deliveries until payment has taken place. In such cases, HMK Bilcon is also entitled to change the terms of payment without prior notice.
27. In the event of payment default, HMK Bilcon is entitled to demand that HMK Bilcon’s collection costs from a lawyer be covered in full, and thus not just the maximum rates set by the Interest Act.
RETENTION OF TITLE
28. HMK Bilcon reserves, with the limitations resulting from inalienable legal rules, the right of ownership of the sold item until the entire purchase price plus accrued interest and costs has been paid to HMK Bilcon or to the person to whom HMK Bilcon has transferred its right.
29. When converting or processing the sold item, the retention of title is maintained, so that it covers the converted or processed object to an extent corresponding to the value that the sold item represented at the sale.
30. Until the entire purchase price has been paid, the buyer is not entitled to rent, lend, pledge, or dispose of the sold Product in any other way.
31. In accordance with the obligations of HMK Bilcon’s suppliers towards HMK Bilcon, HMK Bilcon stands behind the Products delivered by HMK Bilcon in every way, also after the time of delivery. For new Products, HMK Bilcon thus replaces within a period of 12 months from the date of delivery, parts and/or paintwork that may become unusable due to defective workmanship or poor materials. For welding constructions in tanks, HMK Bilcon provides compensation within a period of 36 months from the date of delivery for defective workmanship or poor materials. A 12-month warranty is given for paintwork. As far as spare parts are concerned, however, HMK Bilcon only replaces within a period of 12 months from the date of delivery. If HMK Bilcon has conducted installation and assembly, the liability period is calculated from the day the Product is delivered. If not stated otherwise, HMK Bilcon does not provide a guarantee for the sale of used equipment. HMK Bilcon’s liability does not include oil, filters and wear parts in general, just as the liability does not include damage that is due to natural wear or is a result of defective or incorrect operation, accidental accidents and/or poor maintenance, just as HMK Bilcon does not assume responsibility for compensation for operating loss, loss of profit, lost earnings or other indirect loss.
32. HMK Bilcon’s obligation is fulfilled in the event that HMK Bilcon delivers and installs or has the necessary replacement parts installed free of charge. Assembly must take place at HMK Bilcon’s workshop or at a workshop designated by HMK Bilcon. Transport to and from the workshop is at the owner’s expense and risk. Driving with a service van, oil and bills for repairs conducted elsewhere are not reimbursed.
33. In any case of a defect in the delivery, HMK Bilcon has the right to conduct rectification and/or redelivery, without this entailing an obligation to compensate HMK Bilcon. If the Buyer has had changes made to the delivered Products or disposed of the Product before the end of the liability period, HMK Bilcon’s obligation ceases.
34. Complaints regarding delay must be made in writing to HMK Bilcon within 14 days of receipt of the Product or the invoice.
35. The buyer must immediately upon receipt and before the Product is put into use or processed, inspect the delivered Product to ensure that it is free of defects.
36. Complaints regarding defects must be made in writing to HMK Bilcon immediately after the error or defect in question has been identified, and no later than 1 week after it could have been discovered with ordinary care. It must be explicitly stated in the complaint what the defect consists of.
37. If the Buyer has not claimed the defect to HMK Bilcon within 14 days of the delivery date, the Buyer cannot assert it later.
LIMITATION OF LIABILITY
38. HMK Bilcon is not liable for operating loss, loss of profit, lost earnings or other indirect losses due to the agreement, including indirect losses that arise as a result of delays or defects in the sold Products. Liability for damages towards HMK Bilcon cannot exceed the invoice amount for the item sold or the service sold, however a maximum of DKK 250,000.
39. HMK Bilcon’s obligation to make delivery is suspended in the following cases, without any claim being made against HMK Bilcon, and without the agreement on delivery being cancelled:
39a. In the event of a strike, lockout or other work stoppage at HMK Bilcon’s company or at another company from which necessary deliveries for this order are made, in the event that HMK Bilcon’s sub-supplier of necessary deliveries for the order in question goes bankrupt, goes into restructuring or is otherwise affected by an incident, etc. as described in this provision, in the event of force majeure, including war, terrorism, blockade, quarantine, fire, ice, traffic disruptions, accidents, breakdowns, sea accidents and other unforeseen causes that prevent or significantly complicate the execution of the order or its trans- port to the place of delivery.
39b. Terrorism includes – but is not limited to – an act which involves the exercise of violence or the threat of the use of violence, committed with a political, religious, ideological, or ethnic purpose or justification, with the intention of influencing a government and/or spread fear in the public or sections of the public. This applies regardless of whether the action is conducted by one person or several persons, and regardless of whether they act on their own or in connection with one or more organizations and/or authorities. In order to characterize the act as terrorism, it is assumed that the act is suitable to influence a government and/or spread fear in the public or parts of it.
39c. If the impossibility or difficulty in fulfilling delivery due to the impediment to fulfillment is permanent or of a long or indefinite duration, HMK Bilcon
40. It is basically not possible to return goods. The sold items can only be returned after prior written agreement.
Standard spare parts can be returned by prior agreement within 1 month after delivery in the same condition as when received. When crediting, 20% of the sales price is deducted. Purchased items cannot be returned.
41. In cases where the Buyer is entitled to cancel the transaction, or if the sold item is returned to HMK Bilcon for the purpose of exchange or remedying defects, the sold item must be forwarded to HMK Bilcon in the original packaging and at the Buyer’s expense and risk. To the extent that HMK Bilcon incurs shipping costs, etc., HMK Bilcon is entitled to claim these reimbursed by the Buyer and set them off against the Buyer’s possible claims against HMK Bilcon. After completed repair or exchange, the Buyer is obliged to collect the repaired or exchanged Product from HMK Bilcon at his own expense and risk.
42. For product liability, the rules applicable at all times according to the Product Liability Act apply. To the extent that nothing else follows from inalienable legal rules, HMK Bilcon cannot be held liable. HMK Bilcon is not responsible for damage caused by the sold material to (i) real estate or movable property that occurs while the sold material is in the Buyer’s possession or custody, or (ii) products manufactured by the Buyer or on products in which these are included, or for damage to immovable property or movable property caused by the products manufactured by the Buyer as a result of the Products sold by HMK Bilcon.
43. HMK Bilcon cannot be held liable for loss of profit or other indirect loss, to the extent that this does not follow from the inalienable legal rules. HMK Bilcon’s liability for product damage can amount to a maximum of DKK 500,000 per product damage.
44. In cases where HMK Bilcon is held responsible in addition to the responsibility stated above, the Buyer must accordingly indemnify HMK Bilcon for this. The buyer is obliged to be sued before the same court that deals with the issue of HMK Bilcon’s product liability.
TRANSPORTATION AND RIGHTS AND OBLIGATIONS
45. HMK Bilcon is entitled to transfer all rights and obligations under the agreement to a third party.
46. Any disputes that arise regarding deliveries from HMK Bilcon must be settled according to Danish legislation, but not the reference rules of Danish private international law.
47. All disputes that arise regarding deliveries from HMK Bilcon must finally be settled by the ordinary courts at HMK Bilcon’s registered office, i.e. the Court in Aalborg.


Декларация о соответствии техническому регламенту Таможенного союза (ДС ТР ТС) - это документ единого образца, удостоверяющий соответствие продукции требованиям безопасности, указанным в определенном техническом регламенте Таможенного союза. Данная декларация действительна на территории всех стран участниц союза. В зависимости от схемы декларирования продукции, декларация о соответствии ТР ТС, может быть выдана на определенную партию изготовленной продукции или, при серийном производстве (поставке) продукции, на срок до 5 лет.
Certificate of State Registration it is a document that confirms that product is safe for human health. This document is issued by the Ministry of Health and Social Development for the production or importation of products which meet the sanitary regulations and hygienic standards of Customs Union ( Russia, Belarus, Kazakhstan - which is valid on the whole territory of this union ). The Customs Union Agreement on sanitary and hygienic standards came into force on July 1st, 2010.
Voluntary certification is a form of certification in the GOST R system that is applied to products, services and equipment, of which the certification is not required under the legislation of the Russian Federation.
As a rule, the voluntary certification takes place at the request of the producer, the seller of goods or at the request of the customer.
Fire Safety Certificate — an official document confirming the fact of conformity to all requirements for her safety. In Russia, there is a specific list of goods (Federal Law number 123 of 22.iyulya 2008, Article 146), which necessarily must draw fire certificate of conformity. If the product does not appear in the list, can be issued a certificate of fire safety compliance on a voluntary basis. The procedure for obtaining voluntary instrument is virtually identical to the process of registration of mandatory fire certificate. Many manufacturers prefer to make a voluntary fire safety certificate for a competitive advantage for their products.
ISO 9001 certification is suitable for all sizes and types of organisations and is well established around the world as an invaluable Quality Management System standard. It is suitable for organisations in all industry sectors and will help your organisation to improve management processes to compete locally and/or globally.
The certificate of the Custom Union (TR TS Certificate) allows the distribution of goods within the Customs Union without restriction. The negotiated accepted standards of the Certificate enable a streamlined process to take place.


What is a tax lien?
A tax lien is a lien imposed by a local taxing authority upon a piece of real property to secure the payment of taxes. Tax liens are typically imposed by a local government for non-payment of property taxes. However, other taxing authorities, such as the IRS, may also impose tax liens for non-payment of income taxes. In jurisdictions that impose personal property taxes, tax liens may attach to personal property as well.
Are these the same as tax deeds?
No. A tax deed is where the property is sold to satisfy the taxes and the purchaser/investor receives a deed to the property. This is different from a tax lien sale where the purchase/investor receives the lien and typically first position at the Recorder’s office with a right to foreclose the lien if the taxes aren’t paid in a period of time set by statute.
Which is right for my retirement account?
Self-directed retirement account funds are typically invested are property tax liens. These are usually good investments for beginners or for those who do not have a great deal of money in their retirement account. They are also fairly safe investments because they are secured by real estate. Because the sale of tax liens is set by state or local statute, it is important to know and understand the laws of the jurisdiction in which you wish to invest.
How do these investments work?
There are actually two ways in which you can invest in tax liens or tax deeds with your MyRA self-directed IRA.
You can learn the rules yourself. This means that you would do all of your own research on liens available in the area in which you’d like to invest. After you’ve decided on pursuing this investment type, ask your retirement account custodian for a cashier’s check made payable to that county’s auditor. Next, go to the county’s lien or deed auction and bid on the liens you’ve selected and have the County title the lien in the name of your retirement account and deliver the lien certificate to your custodian.
Alternatively, you can research companies that offer turnkey tax lien services to the public and contract with one of them to purchase liens in the area in which you would like to invest. There are a number of reputable companies in the marketplace, but do your research before signing a contract. Seek advice from your tax, financial and legal advisors. Once you’ve selected a company, ask your retirement account custodian to forward the necessary funds to the company. The company will purchase the liens, have them titled to your retirement account and have the certificates forwarded to your custodian. The company will also track the repayment of the lien and the expiration of the repayment period. If the period expires before repayment occurs, the company will typically advise you as to the foreclosure process and help you move forward with the process.
How do I get started?
First you will need a self-directed retirement account, like the MyRA offered here at The Kingdom Trust Company. You can complete one of the forms below (depending on the type of retirement account you are interested in) or you can open a MyRA account online.
If you need assistance with getting started, give us a call at 888-753-MyRA (6972) and we will discuss the investment with you.


After working in the construction industry as a civil engineer and builder from 1967, Robert Hunt has practised as a lawyer and dispute resolver since 1983 in international and domestic disputes, usually in construction, engineering, marine, mining, commercial and intellectual property matters.
He is a Past President of the Institute of Arbitrators & Mediators Australia (IAMA), and was a Director of the Australian Centre for International Commercial Arbitration (ACICA) from 2000 to 2009. He is a Life Fellow, a Grade 1 Arbitrator and accredited as a Mediator (NMAS) and Adjudicator by IAMA, as well as being a Fellow and on the Panel of Arbitrators of ACICA. He is also a Chartered Arbitrator on the London Panel of the Chartered Institute of Arbitrators, as well as being a member of numerous other dispute resolution panels in Australia and overseas. He has been particularly active in promoting prompt and cost-effective resolution of technical and commercial disputes, and has spoken on this topic at various Conferences in Australia and overseas.
Robert was a National Councillor of IAMA from 1998 to 2010 and a member of the NSW Chapter Committee from 1997 to 2010. As well as being National President of IAMA from 2000 to 2002, he was a member of the National Executive from 1999 to 2002, Chairman of the Education & Professional Development Committee from 2000 to 2003, Chairman of the Journal Committee from 2000 to 2005 and from 2010, and has been a member of the Practice Notes Rules & By-laws Committee and the Professional Affairs Committee.
Robert drafted the IAMA Rules for the Conduct of Commercial Arbitrations (incorporating the Expedited Arbitration Rules) 1999, the IAMA Expert Determination Rules 2001 & 2010, the IAMA Mediation and Conciliation Rules 2001, the IAMA Industry and Consumer Scheme Rules 2001, the IAMA Mediation Rules 2010, the IAMA Conciliation Rules 2010. He was a co-author of the IAMA Workplace Relations ADR Rules 2006 and the IAMA Arbitration Rules (incorporating the Fast Track Arbitration Rules) 2007, and has written various IAMA Practice Notes. He is also the author of 'Establishing the Basis for Arbitration and ADR' and 'The Trade Practices Act and Associated Legislation' in A Guide to Arbitration Practice in Australia (University of Adelaide), and many published articles on arbitration and ADR in Australia and overseas.
He also drafted the Rules of the Australian Seed Federation Dispute Resolution Scheme for the Domestic Trade in Seed for Sowing Purposes and for the Management of Intellectual Property. From 2005 to 2009, Robert was a member of the Trade and Arbitration Rules Committee of the International Seed Federation.


Lakeside Law Offices provides cost effective, quality legal representation for all your legal needs in Milwaukee, Waukesha, and Washington County.
Lakeside Law Offices, LLC, is a full service law firm located in Waukesha, Wisconsin providing personal and committed advocacy. Led by Attorney Angela Dean, our firm represents clients in the areas of small business, construction law, real estate, and estate and trust administration (“probate”). Lakeside Law Offices provides personal attention and uncompromising representation for clients in southeastern Wisconsin, including Milwaukee, Waukesha, and Washington counties.
- In all services we provide to our clients, we will listen attentively, spend the time to evaluate your case, explain your options, and recommend a course of action;
- We provide for our clients unique circumstances and provide services to meet their individual needs;
- We treat our clients with respect and courtesy;
- We provide outstanding legal services as efficiently as possible;
- We abide by the highest ethical standards;
- We promptly return telephone calls and respond quickly to emails and letters;
- We keep our clients informed of the progress of their cases;
- We Discuss major decisions with our clients and provide them with the information they need to make informed decisions; and
- We carefully protect confidential information.
Lakeside Law offers free initial consultations. Please contact us to learn more about your legal options and to get the strong legal representation you deserve.
Contact Lakeside Law Offices in Waukesha at 262-510-3172


Criminal law services in Christies Beach
If you’ve been a victim of crime, then R J Cole & Partners can provide the necessary legal assistance to ensure that you receive any compensation due to you. Whether you’ve suffered physically or mentally, you may be eligible to claim compensation under the Victims of Crime Act.
Our lawyers will therefore work with you to get all the facts and establish whether you have a viable case.
We understand that any legal matter can be stressful and worrying, particularly where criminal law is concerned. However, you can rest assured that you’ll always receive a friendly and compassionate response from our team, no matter what the situation.


Cost-Effective Case Review = Faster Financial Relief for Clients—and Law Firm
This national law firm specializes in complex litigation on behalf of clients who have been injured. The settlements they have made and the verdicts they have won have recovered billions of dollars for their clients.
Injury cases can hinge on an attorney’s ability to distill a client’s life story into a few key events.
For toxic exposure cases, this law firm had to document the precise events that led to their clients’ asbestos exposure and their subsequent debilitation from mesothelioma, an illness caused by exposure to asbestos that often results in premature death.
Each exposure had to be precisely detailed. But the firm’s internal case management teams and paralegals did not have the ability to handle this critical task quickly, accurately, or cost-effectively.
Aptara designed and instituted a formal workflow through which the firm’s case files are analyzed the relevant actionable information is concisely documented and compiled into a comprehensive Case Summary that can be efficiently reviewed by attorneys handling large case loads.
Aptara’s legal experts:
- Carefully review lengthy asbestos case files and testimonies
- Extract the pertinent information
- Organize the information chronologically and according to exposure type, number of exposures, and where they occurred
- Cross-reference it to client testimony
- Include smoking/alcohol habits, housing situation, military experience, and union activities are also chronicled to provide a complete picture of event’s related to a claim
Aptara’s team of case summary authors is comprised of full-time employees with university and/or law school degrees. These employees are carefully screened, interviewed, trained, and tested prior to being assigned to a case.
Case Summaries can be turned around in as little as 24 hours and always undergo a rigorous quality control process comprised of reviews by three separate specialists before being delivered.
This large national law firm is now able to:
- Swiftly review and process background materials for complex cases
- Settle or go to trial more quickly for plaintiffs seeking financial relief for injuries, or for family members who have lost a loved one
- Reduce their costs
- Keep expenses predictable: per-page pricing fixes costs regardless of a case’s complexity
- Focus on higher value core legal work


Outright gifts to the Montana Fish, Wildlife, and Parks Foundation may be made in the form of cash. A cash gift carries a federal income tax deduction of up to 50 percent of adjusted gross income. When cash gifts exceed 50 percent of adjusted gross income in any one-year, the excess may be carried forward for up to five years. A charitable gift may be deductible from state as well as federal income tax further enhancing cost savings. The advice of your legal counsel should be obtained in all gift considerations.
Contribution of appreciated securities, held long-term (those securities owned for more than 12 months), eliminates the tax on capital gains and provides a charitable deduction based on the current fair market value of the securities. Allowable federal income tax deduction in gifting securities is limited to 30 percent of adjusted gross income for that year. Excess may be carried forward for up to five additional years. Securities may also fund a life income arrangement, bypassing or minimizing capital gains tax and generating an immediate income tax deduction, as well as regular quarterly payments. It is important to note that gifts of appreciated assets, under the tax law passed in January 1993, are no longer subject to The Alternative Minimum Tax.
Outright gifts of cash or marketable securities are encouraged as the most immediately beneficial to the Montana Fish, Wildlife, and Parks Foundation.
If you give closely held stock to the Montana Fish, Wildlife, and Parks Foundation, you can avoid the capital gains tax on the appreciation of the stock and obtain an immediate income tax deduction for the full fair market value of the gift. This deduction is limited to 30 percent of your adjusted gross income in that year. However, you may carry over, for up to five additional years, the deductibility on contributions that qualify under the 30 percent limitation rule.
Should you have a life insurance policy that has outlived its original purposes, you might wish to consider putting the money to work for the Montana Fish, Wildlife, and Parks Foundation. You can amend the existing policy so that the Montana Fish, Wildlife, and Parks Foundation is named owner and irrevocable beneficiary; or you can take a policy on which you have paid some of the premiums and give it, claiming an income tax deduction on the present value of the policy (close to the cash surrender value) at the time the gift is made. In this situation, you can also continue to pay the premiums and claim continuing tax deductions, or you may decide to make additional outright gifts over and above your annual gifts to the Montana Fish, Wildlife, and Parks Foundation, and be eligible for income tax deduction.
Gifts of real estate can generate significant tax benefits, and help avoid estate settlement problems. The gift may be a home or vacation property, a farm or ranch, a commercial building, subdivision lots, or undeveloped land. The entire property or a fractional interest (part of the property) may be given.
Individual financial needs and goals will determine the method most appropriate.
The following gift arrangements may be used for gifts to the Montana Fish, Wildlife and Parks Foundation. Our staff are prepared to discuss these options in general terms with our donors. However, donors are advised to consult with their accountants and tax attorneys in determining which gift options are most suitable for each donor.
A trust arrangement enables you to make a major gift to the Montana Fish, Wildlife, and Parks Foundation during your lifetime and receive the income from cash, securities or other property given. The income from these trusts is available to you, or a named income beneficiary, during your lifetime and if desired, for the lifetime of a second income beneficiary. At the time you give, you will receive an immediate charitable deduction on your income tax (with carry forward for five years) and capital gain is avoided.
You can make a significant contribution to a charitable lead trust during your lifetime, managed by your named fiduciary trustee, to the Montana Fish, Wildlife, and Parks Foundation and at the same time pass assets on to future generations. The lead trust generates an income stream from assets, placed in trust, which is directed to the institution for a period of years. This dependable, annual income allows the institution to continue and expand programs in the present, while designating to your heirs the trust assets at end of term. A gift to a charitable lead trust may enable a donor to make a large, deferred gift to both the Montana Fish, Wildlife, and Parks Foundation and his or her heirs at a very low gift and/or estate tax cost.
Gift and estate taxes, as a result of making this gift, are markedly less than would be the case if the same assets were transferred either during a lifetime or by bequest.
A Charitable Gift Annuity promises future ownership of assets to the Montana Fish, Wildlife, and Parks Foundation while you retain a source of income for life. You make a gift of cash, stock, or other assets to the institution, in exchange for a guaranteed income for life. Income may be paid to two life beneficiaries. Annual fixed income payment amount is determined by age(s) at the time the gift is made and the amount of the assets given.
A gift annuity qualifies you for a charitable income tax deduction in the year of the gift. Establishing a gift annuity to the Montana Fish, Wildlife, and Parks Foundation requires a minimum gift of $5,000, or more.
A bequest is not subject to federal, estate, or state inheritance taxes. The value of the bequest is deductible in determining the taxable estate, and there is no limit on the amount of the deduction. Whether a donor is writing a will for the first time, revising an existing will, or adding a codicil, an attorney should always be consulted to determine the type of bequest best suited to estate plans.
Bequests may be written in absolute dollar amounts, as a percentage of estate value, contingent upon other terms or circumstances, or as a residual of an estate.
Additonal information on planned giving may be obtained at: http://www.endowmontana.org/links.html*Donate to the Montana Fish, Wildlife and Parks Foundation


In my recent trip to Melbourne, my visit to this three-story museum was one of the highlights of my trip. Located on Russell Street of Melbourne CBD (Central Business District), this museum once housed the most notorious criminals of Australia – one of which the ever famous outlaw & serial killer Ned Kelly (who some believed to be Jack the Ripper).
This place has a rich history of Australia’s penal & justice system as its walls were a witness to all executions & struggles of the inmates of the gaol. It also contains a lot of memorabilia from both inmates & staff – including the different tools & equipment used when executing criminals. Ghost & paranormal activities were also reported by staff & visitors. Conveniently, it is located right beside the old City Police Watch House and City Courts buildings.
How to get there
Location: 377 Russell Street, Melbourne, Victoria, 3000
It is pretty much a block or two away from the State Library of Victoria (Swanson St)- you can either walk or ride the free tram and coming from the library, the nearest tram stop is 6-Swanston St/La Trobe St or Stop 7 -Russell St/La Trobe St.
Admission Fee & Operating Hours
Adult is charged AUD 28; this already includes access to the Gaol & Police Watch House. The Gaol is self-guided but the Police Watch House access has a schedule – which is usually posted on the entrance or the staff will remind you upon purchase of your ticket.
They are open daily 9AM – 5PM (except Christmas & Good Friday).
Old Melbourne Gaol’s History
“It was first constructed starting in 1839, and during its operation as a prison between 1842 and 1929, it held and executed some of Australia’s most notorious criminals, including bushranger Ned Kelly and serial killer Frederick Bailey Deeming. In total, 133 people were executed by hanging. Though it was used briefly during World War II, it formally ceased operating as a prison in 1924; with parts of the gaol being incorporated into the RMIT University, and the rest becoming a museum.”
The tour has two parts, one is the self-guided tour inside the Gaol where you can see the old cell blocks – each telling a story of the inmates who stayed inside & the crimes they committed or were accused of.The ground area is very dim, not just because they wanted to add drama to the experience, but being a prison, it does not have large windows & without the minimal light bulbs around the area – the only source of light is the ceiling.
The Gaol area is a three-story building and visitors are free to enter the prison cells with mannequins, posters or videos inside that share the story of the inmate or the place itself. On each floor corners, they display some of the tools and/or equipments used to torture or execute prisoners.
After your self-guided tour, the next part is the guided tour of the Police Watch House. It is located right beside the Gaol building but do note that the entrance is in front & not the side of the Watch House. So after exiting the Gaol museum, exit the gate & walk towards the front of the Watch House building. Usually, there is a line in front & staff are willing to point you to the right direction. Make sure as well to not lose your ticket as you need to show this to the ‘Chief Sergeant’ before you can enter.
This for me is the fun part of my Melbourne Gaol experience. Inside, the ‘Chief Sergeant’ will conduct an activity where all visitors will act as if they were a prisoner of the Gaol. Some of us were given specific roles to play as an outlaw & had the chance to stay inside a prison cell – all locked up & with no light.
Inside the Police Watch House, the ‘Chief Sergeant’ shared many stories of how inmates or suspects were booked & locked up. They have prison cells that were padded – dedicated to criminals who were mentally-insane or has the tendency to harm themselves or others. When you get to visit the padded cell room, take a look at the foot prints that go up until the ceiling – no one knows how those foot prints reached the top – just one of the mysteries of the Gaol.
There were also a specific cell where unruly or drunk criminals were hosed down with cold water – naked – to calm them down. One of which died due to pneumonia & was only found a few hours later. No wonder the place is rich of ghost stories because of the negative vibes these walls experienced all throughout the place was operational.
This place is highly-recommended when visiting Melbourne – make sure not to miss this place as it is both entertaining & educational – something that can make your vacation/trip worthwhile.


It is against the law to sell or supply alcohol to, or obtain alcohol on behalf of, a person under the age of 18 years.
Organic Steam Ale Currently Not Available.
Out of Stock
Certified By: ACO
Country of Origin: Australia
Ingredients: Certified Organic Malts (Ale and Wheat Malts), Certified Organic Hops (Cascade and Galaxy Hops)
Price: $89.95 / 24 x 330 ml
$11.69 per L
A crisp, sessionable beer, fresh and full of fruity and tropical characters. ABV: 4.5% IBU: 22


Last month, we reported that Ask.com’s AskEraser expanded privacy options, allowing users to opt out of having their search data tracked. Now privacy groups, including the Electronic Privacy Information Center, are taking issue with AskEraser, calling it “unfair and deceptive” and lodging a complaint with the Federal Trade Commission.
The groups allege that AskEraser isn’t as pro-privacy as it claims, for three reasons (paraphrased): it requires cookie-blockers turned off in a browser for the installation of the AskEraser cookie, which then remember not to track that user; said cookie is a way to identify a user because of time stamps; and Ask can disable AskEraser without notice. Ask.com says they unsuccessfully tried to speak to EPIC before the group filed with the FTC, and that EPIC’s document is inaccurate and outdated. From Wired, which quotes Ask.com spokesman Nicholas Graham:
EPIC’s filing is flawed in the sense that the document they filed is factually inaccurate, and simply shows a fundamental misunderstanding of the functionality of our product. In addition, many of the issues they raise are outdated, while others are completely misguided from the outset, and others deal with changes that Ask.com already made to AskEraser weeks ago, and were subsequently posted publicly on our website.
Changes “made to AskEraser weeks ago” were editing the cookie settings so there’s no longer a time stamp, so at least part of EPIC’s claim is based on an outdated claim.
But what’s more interesting with this issue is Search Engine Land’s point wondering why these groups didn’t lead with the fact that that Ask.com actually does collect some data for its partners, most famous of whom is probably Google. From Search Engine Land:
That’s a far bigger issue, and I’m surprised EPIC didn’t lead with that, rather than the three other points that are easy to take apart. Someone engaging AskEraser probably does not understand or expect that their query and IP address, along with perhaps a unique cookie ID, is flowing over to Google so that Ask can retrieve ads. And they are not reasonably expecting they have to go to Google or another partner to try and delete information there (if they can — they probably can’t).
That’s the big flaw with AskEraser. The complain also notes that those using the Ask toolbar won’t get AskEraser protection, even if enabled. On that point, I think the FAQ is clear enough.
Ask.com is fairly thorough and forthcoming in its AskEraser FAQ, and AskEraser is definitely way ahead of the privacy policies of other engines. What do you think: Are the privacy groups’ claims that AskEraser is “unfair and deceptive” justified?


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I’ve just signed a petition against female genital mutilation, asking the Home Secretary Theresa May to take action. FGM has been illegal in Britain since 1985 but, apparently, no one has ever been convicted of this crime in the UK. That certainly isn’t because no young women are being mutilated. In the London area alone there were 166 complaints over the past four years. And last month a Sunday Times investigation uncovered some of those who are willing to commit this crime for a few hundred pounds. If you would also like to sign the petition here’s the link:
These women and girls deserve the same right to life as the rest of us. Regardless of your beliefs FGM can make every day a physical or emotional agony for these women and even put their life in danger. It’s horrific, unnecessary and something that doesn’t belong in this century. Please end it.


Wrap Up of the Collaborative Process
03/05/2019 @ 5:30 pm - 8:30 pm
Supper provided and Door Prize Draw
Does your child/grandchild qualify for a status card?
Do you want your opinion heard regarding entitlement changes with MCFN band membership?
What is this meeting about?
Recent changes to the Indian Act that will affect entitlement to registration.
Come out to voice your opinion regarding the new entitlement changes and other entitlement rules.
- The areas for discussion will be the removal of the 1951 cut-off from the Indian Act
- Remaining inequities related to registration and membership under the Indian Act
- Devolution of the responsibility for determining membership/citizenship to First Nations
- Omitted Minor
This community meeting is open to all Mississaugas of the Credit First Nation members. If you would like further information, please contact Margaret Sault, Lands, Membership and Research at 905-768-0100
PLEASE HAND IN ANY QUESTIONNAIRES