Estate planning is a vital process that ensures the orderly transfer of your assets and protects your loved ones after your passing. By taking proactive steps to create a comprehensive estate plan, you can have peace of mind knowing that your wishes will be carried out and your legacy will be preserved. In this blog, we will explore ten essential estate planning tips to help you navigate this important process and secure your financial future.
1. Draft A Will:
Creating a valid will is the cornerstone of any estate plan. A will allows you to designate how your assets will be distributed, appoint guardians for minor children, and specify your funeral and burial preferences. Consult with an estate planning attorney to ensure your will meets all legal requirements and accurately reflects your intentions.
2. Establish A Trust:
Consider setting up a trust to protect and manage your assets. Trusts offer advantages such as privacy, asset protection, and avoiding probate. They allow you to transfer assets to beneficiaries while maintaining control over how and when those assets are distributed.
3. Designate Beneficiaries:
Review and update beneficiary designations on life insurance policies, retirement accounts, and other financial accounts. Ensure your beneficiary designations align with your estate plan to avoid any conflicts or unintended consequences.
4. Create A Power Of Attorney:
Appoint a trusted individual as your power of attorney to handle financial and legal matters on your behalf if you become incapacitated. This person should have a thorough understanding of your wishes and be able to make informed decisions in your best interest.
5. Appoint A Healthcare Proxy:
Select a healthcare proxy or agent who can make medical decisions for you if you are unable to do so. Discuss your preferences for medical treatment and end-of-life care with them, ensuring they understand and respect your wishes.
6. Consider Long-Term Care Planning:
Long-term care costs can deplete your assets rapidly. Explore long-term care insurance options to mitigate potential financial burdens and protect your estate. Consult with a financial advisor to determine the best approach based on your specific needs and circumstances.
7. Review And Update Regularly:
Estate planning is not a one-time event. Life circumstances change, so it’s essential to review and update your estate plan regularly. Major life events such as marriage, divorce, birth of a child, or significant changes in financial status should prompt a thorough review of your plan.
8. Communicate Your Plan:
Discuss your estate plan with your loved ones to ensure everyone understands your intentions. This helps avoid potential disputes and ensures your wishes are carried out. Consider sharing relevant information about the location of important documents, passwords, and the contact information of your attorney or executor.
9. Minimize Estate Taxes:
Explore strategies to minimize estate taxes and maximize the amount of wealth transferred to your beneficiaries. Consult with an estate planning attorney or tax professional to explore options such as gifting, charitable contributions, or establishing a trust to achieve tax efficiency.
10. Seek Professional Guidance:
Estate planning can be complex, and the laws surrounding it are constantly evolving. Seek professional guidance from an experienced estate planning attorney who can help you navigate the legal complexities, ensure your plan is valid, and align with your specific goals and wishes.
Estate planning is a crucial step in securing your financial future and protecting your loved ones. By following these 10-estate planning tips, you can create a comprehensive plan that reflects your intentions, minimizes potential conflicts, and maximizes the transfer of your assets to the next generation. Remember, seeking professional advice and regularly reviewing your plan are essential elements in maintaining an effective and up-to-date estate plan. Start your estate planning journey today and take control of your legacy and the financial well-being of your loved ones.


All LED products have a 30-day limited replacement warranty from the date of purchase. You must provide a video of the issues, describe the problem, and what was the cause. We will then assess the validity of the claim, and act accordingly. Ultimately, we hold the final decision upon the cause of the issue, and the solution to the issue. Thereby reserving the right to determine whether the 30-day limited replacement warranty is valid. Furthermore, If purchasing an extended limited warranty keep in mind it is non-refundable.


Directory of Crime Scene Cleanup in Over 48 States, News, Photos, Reviews
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October 27, 2020
We, the editorial collective for the Canadian Food Studies / La Revue canadienne des études sur l’alimentation, the official journal of the Canadian Association for Food Studies / L’Association canadienne des études sur l’alimentation (CAFS/ACÉA), along with the board of the Canadian Association for Food Studies / L’Association canadienne des études sur l’alimentation (CAFS/ACÉA), are deeply concerned about the unlawful and unjust actions being taken in Nova Scotia that threaten the lives and livelihoods of the Sipekne’katik peoples.
CAFS/ACÉA is a membership-based academic association that promotes critical, interdisciplinary scholarship in the broad area of food systems. We urge the federal government to work in full support of the inherent rights and treaty rights of Mi’kmaq people to hunt, fish, and gather, as protected by Section 35 of the Canadian Constitution and as upheld by the Marshall Decision. This includes the right to a “moderate livelihood” fishery as well as to manage and prosecute that fishery with sui generis conservation and fisheries management protocols, protocols that do not inherently require endorsement or intervention by the Department of Fisheries and Oceans.
Treaty rights are Canadian Law. Likewise, Canada is a signatory to the UN Declaration on the Rights of Indigenous Peoples, which protects human rights as well as numerous other rights to safety and self-determination. As such, the lack of swift federal response to the ongoing violence and intimidation toward the Mi’kmaw is thus in direct violation of Section 35 of the Canadian Constitution, which makes it the duty of Canadian provincial and federal governments to uphold and respect the inherent rights of Indigenous peoples.
We urge immediate attention to this matter, which is as much a matter of case law, constitutional law, and international law, as it is a matter of basic human decency.
Board of Directors, Canadian Association for Food Studies
Editorial Collective, Canadian Food Studies
Read the statement as a PDF here: http://cafs.landfood.ubc.ca/en/wp-content/uploads/CAFS_CFS-Statement-on-the-Sipeknekatik-Mi’kmaw-Moderate-Livelihood-Fishery.pdf
La déclaration est disponible en français ici: http://cafs.landfood.ubc.ca/en/wp-content/uploads/ACEA_RCEA-Declaration-sur-le-droit-de-peche-et-la-subsistance-convenable-du-peuple-Sipeknekatik-Mikmaw-1.pdf


The Queensland Government has issued an urgent warning to the stone bench-top industry following 22 workers’ compensation claims for silicosis in the last three weeks alone.
Silicosis is an aggressive form of pneumoconiosis, a debilitating respiratory disease, which can be fatal. The progressive and irreversible disease is contracted when tiny particles of silica dust are breathed in and settles in the lungs.
At least six of the confirmed cases have progressed to massive fibrosis – the end stage of the disease.
Industrial Relations Minister Grace Grace reinforced that dry cutting of engineered stone is prohibited, and that any employer engaging in dry cutting must stop immediately.
“Due to the high levels of silica in engineered stone which can be breathed in as dust when cut dry, it is absolutely paramount that this warning is taken seriously. Enforcement action will be taken against any employer who fails to adequately to protect its workers.”
“WHSQ recently conducted a compliance campaign involving an audit of 10 engineered stone bench-top manufacturers which uncovered disturbing and unsafe work practices, including dry cutting of stone, poor ventilation of work areas and a lack of personal protection equipment.”
Ms Grace said all workers in the industry, or those who have previously worked in the industry, should now undergo an urgent health screening.
“WorkCover Queensland will fund the immediate health screening for workers, or former workers, who have been exposed to silica from engineered stone over an extended period of time.”
“WHSQ will also immediately progress to the next stage of its state-wide compliance campaign, with 22 specially-trained inspectors on the ground from this week, auditing all remaining engineered stone bench-top makers across the state. By the end of the year all 160 employers in Queensland will have been audited.”
Ms Grace said she would write to her federal counterpart Kelly O’Dwyer to push for a national crackdown along with federal screening for workers.
Anyone seeking information about safe work practices or health screenings, should contact 1300 362 128 or visit WorkSafe Queensland.


The legal system is a vast and intricate web of laws and regulations that govern our society, and lawyers are the professionals who navigate this complex landscape.
Often referred to as legal practitioners, attorneys, or advocates, lawyers play a critical role in upholding justice, ensuring fair representation, and maintaining the rule of law.
In this article, we will delve into the world of lawyers, exploring their definition, responsibilities, and the significant impact they have on the lives of individuals and communities.
What is a Lawyer?
A lawyer is an individual who has obtained a degree in law from an accredited law school and has been admitted to the bar association, allowing them to practice law in a specific jurisdiction.
Lawyers are skilled professionals who provide legal advice, represent clients in legal proceedings, draft legal documents, and advocate for the rights and interests of their clients.
How Lawyers Work
The path to becoming a lawyer involves rigorous education, training, and examination:
Aspiring lawyers typically complete a bachelor’s degree before enrolling in a three-year Juris Doctor (JD) program at a law school. Law school curricula include various legal subjects and practical training.
After graduating from law school, individuals must pass the bar examination in the jurisdiction where they intend to practice. The bar exam tests candidates’ knowledge of the law and their ability to apply legal principles to real-world scenarios.
Upon passing the bar exam, candidates become licensed attorneys, allowing them to practice law and represent clients in legal matters.
Lawyers often engage in continuing legal education to stay updated on changes in laws and regulations and enhance their legal skills.
Roles and Responsibilities
Lawyers fulfill diverse roles and responsibilities, including but not limited to:
Lawyers represent clients in various legal proceedings, such as trials, hearings, and negotiations. They act as advocates for their clients, ensuring their rights are protected and their interests are advanced.
Lawyers provide legal counsel to individuals, businesses, and organizations, offering guidance on legal matters, potential courses of action, and the implications of specific decisions.
Lawyers prepare and review legal documents, contracts, agreements, and other written materials to ensure their validity and compliance with the law.
Lawyers conduct extensive research on legal issues, statutes, and case law to build strong cases and support their arguments.
Mediation and Arbitration
Some lawyers specialize in alternative dispute resolution methods, such as mediation and arbitration, to help parties reach mutually acceptable solutions without resorting to litigation.
Importance of Lawyers
The role of lawyers is fundamental to the functioning of a just and fair legal system:
Access to Justice
Lawyers ensure that individuals and entities have access to legal representation and are able to exercise their rights and seek remedies for legal issues.
Advocacy for Justice
Lawyers play a pivotal role in advocating for justice, defending the rights of the vulnerable, and holding wrongdoers accountable.
Lawyers help individuals and businesses understand and comply with complex legal requirements, avoiding potential legal pitfalls.
Lawyers contribute to maintaining social order by resolving disputes through legal channels and upholding the rule of law.
Lawyers defend the rights and liberties of their clients, promoting a fair and equitable legal environment.
In conclusion, lawyers are indispensable pillars of the legal system, serving as advocates, advisors, and defenders of justice. Their expertise, dedication, and commitment to upholding the rule of law play a critical role in safeguarding the rights and interests of individuals and communities.
Whether representing clients in courtrooms, providing legal counsel, or facilitating negotiations, lawyers are at the forefront of promoting justice and resolving legal disputes. Their work ensures that the legal system remains a cornerstone of a just and orderly society.


Penn Will Not Apply for CARES Act Funding
April 23, 2020
As is true for all universities in the United States, the COVID-19 pandemic has had a significant financial impact on the University of Pennsylvania. Penn has experienced a substantial increase in costs to support students in the move from campus to online learning, combined with lost revenue across many areas of the University.
The CARES Act, which was recently passed by Congress, allows universities to apply for emergency relief funds to offset the impacts of the COVID-19 pandemic. Despite the serious financial impact to Penn as a result of the pandemic, after analyzing the full scope of the regulations involved, Penn has determined that it will not apply for nor accept the funds that would be available through the CARES Act.
Although Penn is declining to apply for these particular federal funds, our commitment to providing financial aid and support to students in need is unwavering, and we will continue to do all that we can to ensure the educational success of all Penn students.


UKDEA Media Release
UKDEA Welcomes District Heating Requirements in the EU Energy Efficiency Directive
28th June 2012
The UK District Energy Association (UKDEA) has publically applauded the focus of the EU Energy Efficiency Directive (EED) on district heating, as formal agreement on its wording was recently reached.
Amongst the measures included in the EED which were agreed to, district heating is highlighted as an important direction, with all member states being required to carry out detailed scoping studies to assess the potential in their own country.
The requirements of the EED tie in with recent research undertaken by the UKDEA, which highlights the 'significant potential' for district energy in the UK.
The directive requires that all EU Member States save energy in specified ways, each of which is detailed in the background note available on the website. These range from renovation of public buildings for energy efficiency, energy audits of homes and businesses, smart metering and better consumer information.
The directive supports the EU target of improving energy efficiency by 20% by the year 2020 (compared to 1990 levels).
Under the district heating guidelines, the directive agrees that:
"Member States would need to carry out and notify to the Commission by December 2015 a "comprehensive assessment" of the scope for applying high-efficiency cogeneration and efficient district heating and cooling."
This is further explained in the directive, where it states that Member States will need to carry out a full cost-benefit analysis based upon climate, economic feasibility and technical suitability. The cost-benefit analysis must facilitate the identification of the most efficient ways to meet heating and cooling requirements in that country.
It goes on to say that where the assessments identify situations where high efficiency district heating or CHP could be installed at a greater benefit than cost, Member States will need to put action plans in place to get those technologies installed.
Simon Woodward, chairman of the UKDEA, commented, "The EED gives further support and impetus for the development of more district heating in the UK. Recent research by the UKDEA demonstrates how extensive the potential for district energy is, and now this directive gives Local Authorities and the UK Government additional encouragement to do something about it."
The proposed directive would replace two existing pieces of legislation - the Energy Savings Directive (ESD), and the Cogeneration Directive. It aims to fill gaps where measures are lacking, improve the effectiveness of existing ones, and in doing so, to provide a boost to the economy.
MEPs believe that energy efficiency can help drive the EU by reducing dependence on imports, creating jobs, freeing up financial resources, enhancing industrial competitiveness, and reducing greenhouse gas emissions.
Notes to Editors:
The partners, owners and operators of the largest district energy schemes in the UK have aligned themselves in the creation of the UK District Energy Association (UKDEA); with the aim of not only promoting district energy as a means to deliver significant carbon savings, but also to establish a direct link between the Government and the industry's small market base.
The Association is a not for profit, non-trade association of companies and public sector organisations involved or interested in district energy schemes of all sizes, from city wide schemes to smaller housing schemes. Still in its infancy, the UKDEA has attracted leading players in the industry, with the UKDEA's full members comprising of twelve major organisations:
• Birmingham City Council • Cofely District Energy Limited
• ENER-G Switch 2 Limited • Enviroenergy Limited
• E.ON Energy Solutions Limited
• Leicester City Council
• Newcastle City Council
• Newport City Homes Limited
• Shetland Heat, Energy and Power Limited
• Southampton City Council
• Thameswey Limited
• Veolia Environmental Services Limited
Together, these twelve organisations represent the: Birmingham, Leicester, Manchester, Milton Keynes, Newport, Newcastle, Nottingham, Sheffield, Shetland, Southampton and Woking District Energy schemes, together with a number of schemes in London including Olympic Park and Stratford City, Bloomsbury Heat & Power, Whitehall, Hatfield, Dalston Square, Greenwich Millennium Village, Barbican Arts Centre, Guildhall, Bastion House and London Central Markets.
The UKDEA also has 13 Associate Members sharing and contributing information to our district energy knowledge base.
The UKDEA welcomes new members. Be part of our district energy information sharing loop and apply for membership of this forward thinking Association today.
UKDEA Key Facts:
Together the UKDEA members represent:
• Over 125 MW of low carbon generation plant (CHP, biomass, EFW etc)
• Supported by over 625 MW of conventional back up boiler plant
• Delivering over 625,000,000 kWh of heat each year
• Across energy networks which, if combined, would extend for more than 160 miles
Through Full and Associate membership, the UK District Energy Association’s aim is to represent current and potential owners, developers, consumers, partners, operators, product suppliers and interested parties of District Energy schemes throughout the UK.
For more information or membership details contact:
Chris Tanner Secretary & Administrator for the UKDEA
Thames Head Wharf, Tetbury Road, Cirencester, Gloucestershire, GL7 6NZ
Mobile: 07773 457941 Website: www.ukdea.org.uk


Limit of Liability
Swyfft shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary
or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and
even if Swyfft has been advised of the possibility of such damages, which arises out of or relates in any way to:
(i) the Site, materials in the Site, or the inability to use the Site;
(ii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site;
(iii) any defect, omission, error, interruption, delay, or computer virus or malware; or,
(iv) except as a result of Swyfft's intentional actions, the unauthorized alteration of or access to your transmissions or personal data.
If you are in a jurisdiction that does not allow the limitation of liability for certain damages, the above limitation of liability
or a portion of it may not apply to you. However, you agree in any event that Swyfft's total liability for all damages,
losses, injuries or claims of any kind or nature shall be limited to the amount you have paid for products acquired and/or delivered by accessing the Site.


Preparation for transport of dangerous goods
Dangerous goods usually refer to chemical dangerous goods. For the general requirements for the safe transportation of chemical dangerous goods, the "Regulations on the Safety Management of Dangerous Chemicals" and other relevant laws and regulations are clearly stipulated.
The Regulations stipulate that the transportation, railway, and civil aviation departments are responsible for the safety management, supervision and inspection, and qualification certification of hazardous chemical transportation units and transportation vehicles in their respective industries. There are many safety points that need to be paid attention to during the actual transportation of chemical dangerous goods. Specific requirements for highways, waterways and transportation vehicles are clear. Regarding the preparation work, I believe that at least the following points should be done:
(1) Consignment of dangerous goods must show relevant certificates and go through the formalities at the designated railway, transportation, shipping and other departments. The consignment must match the product name listed on the consignment note. Consignment of dangerous goods not listed in the national product name list shall be accompanied by a technical appraisal certificate approved by the higher authority.
(2) Dangerous goods loading and unloading transportation personnel should wear the appropriate protective equipment according to the nature of the dangerous goods. They must be lightly loaded and unloaded during loading and unloading. Dropping, heavy pressure and friction are strictly forbidden, and the packaging containers must not be damaged. Stack well.
(3) Before loading and unloading dangerous goods, the vehicle (ship) transportation tools shall be ventilated and cleaned as necessary, and no residue shall be left. Vehicles (ships) containing highly toxic materials shall be washed after unloading.
(4) For transportation of explosives, highly toxic, radioactive, flammable liquids, combustible gases, etc., transportation means that meet safety requirements must be used.
(5) When transporting explosive, highly toxic and radioactive materials, a special person shall be assigned to escort it. The number of escort personnel shall not be less than two.
(6) It is necessary to maintain a safe speed and distance, and it is strictly forbidden to overtake, overspeed or force a car. The driving route for transporting dangerous goods must be approved by the local public security traffic management department in advance, and it must be transported according to the designated route and time. It is not allowed to drive and stop on the busy street.
(7) For motor vehicles transporting flammable and explosive materials, the exhaust pipe of the motor vehicle shall be equipped with a flame arrester, and the "dangerous goods" sign shall be hung.
(8) Locomotives carrying flammable and explosive items are strictly prohibited to slip during shunting operations.
(9) For transportation of solid dangerous goods in bulk, measures such as fire prevention, explosion protection, waterproofing, dust prevention and shading shall be adopted according to the nature.


The National Graduate Caucus of the CFS may be interesting to those of you concerned with lobbying on behalf of grad students across the country.
The National Graduate Caucus (NGC) is Canada’s voice for graduate students in Canada. With over 60,000 students at 31 campuses from St. John’s to Victoria, the NGC puts the issues of graduate students on the national and provincial agendas.
Through the Federation’s national research department, the NGC monitors legislative developments as they pertain to graduate students. The research and communications capacity of the Federation also insures that the voice of graduate students has been heard on issues as varied as copyright legislation, whistleblower protection, student debt, the licensing agreement students sign with the National Library of Canada, and academic freedom. Website Link


To contact Charles K. Seavey, Attorney at Law and the Seavey Law Group please use the following methods;
For our main website please visit: CKSeaveyLaw.com
Charles K. Seavey, Counselor at Law
1950 W Corporate Way
Anaheim, CA 92801
Telephone: (415) 524-9719
Charles K. Seavey and the Seavey Law Group would love to hear from you!


Privacy statement (applicants)
As of: July 2023
With this privacy statement, we would like to let you know
- which personal data we collect, store, process, block and erase (this shall be collectively re-ferred to as “processing”),
- the purposes we use them for,
- how you can object to their use or withdraw your consent, as well as
- what other rights you have as a data subject and how you can exercise them.
1. Who is responsible for the data processing and who can I contact?
The data controller, as set out in the GDPR, is:
Langes Feld 5
31860 Emmerthal, Germany
Phone: +49 (0) 5155-2791-0
Fax: +49 (0) 5155-2791-219
2. Is there an obligation to make data available?
In the context of your application, you only need to provide the personal data that are necessary for processing your application or which we are legally obliged to collect. Generally speaking, without these data, we would not be able to process your application.
3. What sources and data does Lomapharm GmbH use?
We only process personal data that we receive from our applicants as part of the application process.
The personal data we process particularly include:
- master and framework data (e.g. name, address, other contact details, date of birth),
- information on education, training and previous employment,
- information on general skills,
- application documents (curriculum vitae, cover letter, references and certificates),
- as well as other data that are similar to data in the specified categories.
4. Purposes of the processing and legal basis
We process personal data in accordance with the provisions of the European General Data Protec-tion Regulation (GDPR) and the German Federal Data Protection Act (Bundesdatenschutzgesetz – BDSG) based on the following legal bases:
To fulfil contractual obligations (Art. 6(1)(b) GDPR)
The personal data are processed as part of the application process for the purpose of the implementa-tion of pre-contractual measures taken at the applicant’s request.
4.1 As part of the balancing of interests (Art. 6(1)(f) GDPR)
Where necessary, we process personal data in a way that goes beyond the fulfilment of the contract itself in order to protect our legitimate interests.
This particularly includes the following activities and processes:
- safeguarding the IT security and IT operations of our company,
- the establishment of legal claims and defence in legal disputes (e.g. as part of the judicial review of alleged violations of the German General Act on Equal Treatment (Allgemeines Gleichbehandlungsgesetz- AGG)),
- identification of follow-up applications on the basis of your framework data (name, date of birth, email address and the name of the post for which you are applying),
- checking against sanctions lists that go beyond what is prescribed by law but which are customary.
4.2 On the basis of your consent (Art. 6(1)(a) GDPR)
To the extent that you have given consent to the processing of personal data for specific purposes, this processing of the data shall be lawful on the basis of your consent.
Consent given to us can be withdrawn at any time. This also applies to the withdrawal of declara-tions of consent that were given before the GDPR came into effect. Please note that the withdrawal of consent shall not affect the lawfulness of processing based on consent before its withdrawal.
You can withdraw consent that you have given us free of charge and informally via our contact data stated in point 1. If consent is withdrawn by phone, we ask that, if necessary, you provide additional proof of your identity using another means.
4.3 On the basis of legal requirements (Art. 6(1)(c) GDPR) or in the public interest (Art. 6(1)(e) GDPR)
Like every company, Lomapharm GmbH is also subject to many legal obligations which make it neces-sary to process personal data. Examples of these include, for instance, obligations in relation to identi-fication in order to prevent money laundering, compliance with documentation obligations under taxa-tion and pharmaceutical law and checking against sanctions lists that are prescribed by law (e.g. check-ing payees when reimbursing the applicant’s travel expenses).
To what extent is there automated decision-making in individual cases?
We generally do not use any fully automated decision-making, as referred to in Article 22 GDPR, to process an application. If we implement this procedure in individual cases, you will be informed of this separately, insofar as this is legally required.
5. Who will receive my data?
Within Lomapharm GmbH, the bodies and departments that receive your data are those which re-quire them to process your application.
Disclosure to other recipients outside Lomapharm GmbH shall only take place if there is a legal basis for this (e.g. a legal obligation or consent).
6. Are data transferred to companies in third countries or an international organisation?
Data are generally not transferred to bodies in states outside the European Union (so-called third countries) in the context of applications. If such a transfer is necessary in an individual case (e.g. because you are applying for a position outside the EU) we will inform you separately of the possi-ble risks of a data transfer and request your express permission.
7. How long will my data be stored?
We process your personal data only as long as it is necessary to fulfil the purposes of the processing described above. Your application data (except for your name, email address, date of birth and the position you have applied for) shall be erased in the applicant management system six months after the end of the application process. Your name, date of birth, email address and the position that you have applied for shall be erased after three years.
If the data are no longer necessary for the fulfilment of the processing purposes described above, they will be erased, unless their processing (for a limited time) is necessary for the following pur-poses:
- Fulfilling retention obligations under commercial and tax law: These include the German Commercial Code (Handelsgesetzbuch – HGB) and the German Anti-Money Laundering Act (Geldwäschegesetz – GwG). The periods for retention and documentation stated there last up to 10 years.
- Preservation of evidence in the context of legal limitation periods. According to Section 195 et seq. of the German Civil Code (Bürgerliches Gesetzbuch – BGB), these limitation pe-riods may last up to 30 years, whereas the standard limitation period lasts for three years.
8. What rights do I have as a data subject?
As the data subject, you have the right of access under Article 15 GDPR. If a query is not in writing, we ask that, if necessary, you provide additional proof of your identity using another means. Moreo-ver, you have the right to rectification under Article 16 GDPR, the right to erasure under Article 17 GDPR, the right to restriction of processing under Article 18 GDPR, as well as the right to data porta-bility under Article 20 GDPR. The right of access and the right to erasure are subject to the limits ac-cording to Sections 34 and 35 of the German Federal Data Protection Act. In addition, there exists a right to lodge a complaint with a competent data supervisory authority (Article 77 GDPR in conjunc-tion with Section 19 of the German Federal Data Protection Act).
Furthermore, you have the right to object under Article 21 GDPR and you can object to processing of personal data on the basis of Article 6(1)(e) or (f) GDPR at any time without giving reasons.
Gender-neutral phrasing: For reasons of better readability, we use the gender-neutral singular “they” in our texts. However, this refers to people of all genders.


A 1031 Exchange allows taxpayers to defer taxes when selling investment property. The first step in completing an exchange is establishing a Qualified Intermediary (QI). You must do this before closing. It is essential to know the steps and responsibilities in completing 1031 exchanges.
It is safe to say that no two real estate transactions are the same. If you add a 1031 Exchange into the mix, it can get confusing. Below, we discuss who is responsible for ensuring the exchange’s success.
Here is a list of the QI, Closing Agent, and Taxpayer’s responsibilities in the exchange process:
MIDLAND 1031 (QI) RESPONSIBILITIES IN 1031 EXCHANGES
- Prepares the necessary exchange documentation for the relinquished and replacement property.
- Prepares 1031 exchange closing instructions for each transaction.
- Coordinates with the closing agent/attorney on behalf of the 1031 exchange.
- Escrows the exchange proceeds.
CLOSING AGENT RESPONSIBILITIES
- Provides the QI with a copy of the deed, Schedule A, and executed contract.
- Prepares the closing settlement statement to reflect the QI’s instructions.
- Sends the proceeds to the QI. Proceeds are not disbursed to the taxpayer unless arranged before closing.
- Signs the Notice of Assignment of Contract provided by the QI. Provides a copy of the contract to the buyer of the relinquished property. Or, provides a copy to the seller of the replacement property.
- Consults with a tax advisor, discussing the potential real estate sale tax liability.
- Enlists the services of a QI before closing.
- Reviews and signs all documentation for the exchange before the completion of closing.
Often, sellers don’t realize that a 1031 exchange is an option and need a QI to facilitate the exchange. The title agent can step in and become the hero for the client! Title agents realize that once a client closes on the property, they missed the tax-saving 1031 exchange opportunity. The title agent also knows that a QI is required for this exchange. Title agents go the extra mile to refer their clients to Midland. Midland makes the 1031 exchange process quick and easy. We offer personalized service, security, and expertise for every client.
For questions or more information regarding 1031 exchanges, contact Midland 1031 today. Call us at 239-333-1031 or click here to schedule a free consultation.


Risk Management Forms
JUNE 10, 2020
Following our Virtual Town Hall Recap announcement yesterday, we have finalized three risk management forms that all member clubs must implement immediately.
Each required form is linked separately below, and GBC’s Return to Sport Plan appendices will be updated shortly.
Release of Liability, Waiver of Claims, Assumption of Risks and Indemnity Agreement
Each individual member (parent/guardian if participant is under age 19) must complete a Release of Liability, Waiver of Claims, Assumption of Risks and Indemnity Agreement. Clubs must file and retain this form in long-term storage. Scan it and save electronically or physically file it.
Participant Declaration of Compliance Form
Each individual member must complete a Participant Declaration of Compliance form (following each club’s COVID-19 Safety Plan requirements). This document acts as each participant’s commitment to comply with club requirements. This document must be signed by each participant and their parent/guardian if the participant is under 19 years of age. Clubs must file and retain this form in long-term storage. Scan it and save electronically or physically file it.
- Editable form available here (word doc)
Club Declaration of Compliance Form
Each club Owner/Board Chair must complete and submit a Club Declaration of Compliance form to email@example.com. This document acts as each club’s commitment to comply with the requirements set out by GBC, viaSport, BC’s PHO, and WorkSafeBC.
What to Do Before Reopening
In order to reopen, each club must first:
- Develop a club-specific COVID-19 Safety Plan which complies with all requirements set out in GBC’s Return to Sport Plan.
- Have the club Board of Directors or Owner formally approve their club’s COVID-19 Safety Plan.
- Complete and send the approved club-specific COVID-19 Safety Plan to firstname.lastname@example.org, including its date of approval. Please note: GBC is NOT approving club plans, but will be filing them with club declarations.
- Identify a COVID-19 Club Representative. The COVID-19 Club Representative will act as the main point of contact with GBC, should issues or complaints arise.
- Submit a completed COVID-19 Club Declaration to email@example.com.
If severe and/or repeated offences and allegations arise about a club not complying with provincial requirements (including GBC Return to Sport Plan, viaSport Return to Sport Guidelines, PHO orders and recommendations, and government orders, bans, and recommendations) GBC requirements or not adhering to their own COVID-19 Safety Plan, GBC’s Board of Directors may take a variety of actions to manage and address compliance.
Our Commitment to You
We understand and respect that this is an unprecedented time of difficulty for the sports community, and that the transition back into resuming operations may require increased support. If you require any support, please do not hesitate to reach out to us via email, at firstname.lastname@example.org.
As always, the safety and wellness of our community members, and the general public is Gymnastics BC’s top priority.
As we move forward together, our commitment is to provide you with up-to-date information as soon it becomes available.
Please email email@example.com if you have any questions or comments.


Rhino poaching worldwide is on the rise, according to a new report by TRAFFIC and IUCN.
The trade is being driven by Asian demand for horns and is made worse by increasingly sophisticated poachers, who now are using veterinary drugs, poison, cross bows and high caliber weapons to kill rhinos, the report states.
Since 2006 the majority (95 percent) of the poaching in Africa has occurred in Zimbabwe and South Africa, according to new data. “These two nations collectively form the epicentre of an unrelenting poaching crisis in southern Africa,” said Tom Milliken of TRAFFIC.
The report, which was submitted to the Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES) ahead of its 15th meeting of the Conference of the Parties (CoP15) in March, documents a decline in law enforcement effectiveness and an increase in poaching intensity in Africa. The situation is most serious in Zimbabwe where rhino numbers are now declining and the conviction rate for rhino crimes in Zimbabwe is only three percent. Despite the introduction of a number of new measures, poaching and illicit horn trade in South Africa has also increased.


Are you ready for Health Care Reform?
When it comes to Health Care Reform, you need expert advice.
Denver Management Advisors can help you:
- Understand the Regulations - Providing in-depth explanations of the requirements of the new law and regulations and the alternative methods for compliance.
- Evaluate Your Workforce - Analyzing employer specific payroll data and reviewing the findings with you to determine how your unique situation is impacted by Health Care Reform.
- Determine the Financial Impact - Preparing financial models to help you evaluate the impact of the 30-Hour Rule to determine fulltime employment status:
- How seasonal and part-time employees can impact your bottom line
- How available measurement periods and administrative periods can be structured
- How your existing payroll periods can be used to reduce the cost of administration
- Verify Your Plans are Affordable - Analyzing your employee contributions to determine compliance with the 9.5% affordability requirement.
- Validate Your Plans Meet Minimum Value - Evaluating your plans to determine if they meet the 60% required minimum value.
Contact us for more information at email@example.com or 720-493-0655.


The Tag Team Edition
Join us April 23, 2018, at Jethro’s BBQ – Drake, for the 12th Annual EAT-A-THON. Once again, icare partners with the Delta Theta Phi law fraternity to raise money for local charities.
The EAT-A-THON features local attorneys and law students who compEAT to see who can eat the most chicken wings in 15 minutes and simultaneously raise the most money for local charities.
This year 12 “tag teams,” composed of lawyers and law students, will compete for 12 local charities. Visit the pledge page to support your favorite tag team and its chosen charity.
The table will be set for this lineup of worthy nonprofits, and their tag-teams:
- Ben Parrott, Attorney
- Drake 1L Bryanna Walton
- Youth Emergency Services & Shelter (YESS)
- Michael Dayton with Nyemaster Goode
- Drake 3L Chas Cahill
- Beacon of Life
- Rob Evans with Grefe & Sydney
- Drake 3L Bianca Prosper
- Iowa Natural Heritage Foundation
- Ed Cox with Orsborn, Milani, Mitchell & Goedken LLP
- Drake 2L Alec Osland
- Courage League Sports
- Lucas Draisey with Davis Brown Law Firm
- Drake 2L Adam Kiel
- Kick it Forward
- Matt Sahag with Dicky & Campbell Law Firm
- Drake 3L Jake Oeth
- Kids First Law Center
- Van Everett with Whitfield & Eddy Law Firm
- Drake 1L David Newkirk
- Seeds of Faith Early Learning Center
- Polk County Bar Association Volunteer Lawyers Project
- Bridget Penick with Fredrikson & Byron
- Drake 1L Bevin Holloway
- James A. Albert Foundation
- Jordan Hutchinson with Patterson Law
- Drake 2L Spencer Willems
- The Native Fund
- Kyle McCann, formerly of Brick Gentry, and now with the Native Fund
- Iowa 2L Jared Manternach
- Nick Gerhart, Chief Administrative Officer at Farm Bureau Financial Services
- Drake 3L Kacy Flaherty
The EAT-A-THON has raised over $100,000 in pledges for local charities! icare is proud of the EAT-A-THON tradition–particularly the event’s ability to empower current law students to make a difference for something they care about.
The contestants in years’ past have competed for local charities such as the PCBA VLP, Iowa Legal Aid, Puppy Jake Foundation, Amanda the Panda, Justice for Our Neighbors, Kids First Law Center, YMCA Partners, On With Life, Progress Industries, Orchard Place, the Boys & Girls Club of Central Iowa, Woodward Academy, the Animal Rescue League of Central Iowa, Iowa C.O.P.S., the James A. Albert Foundation, Courage League Sports, the Iowa Association for Justice, Broadlawns Medical Center Foundation, and the Cedar Valley Humane Society.
The contestants raise money by soliciting pledges, with the help of a team of “wingmen,” from generous donors who pledge an amount of money for each chicken wing a contestant eats (a per-wing pledge) or an amount of money regardless of how many chicken wings the contestant eats (a flat pledge).


B2B Service Agreement
By purchasing Serpent's Grip® wholesale products you agree to the following terms and conditions.
The parties agree that Seller desires to sell certain goods ("Products") as set forth in this agreement (which may be amended from time to time), and Buyer desires to buy such Products under the terms of this Agreement; THEREFORE, in consideration of the mutual obligations set forth below, and for other good and valuable consideration, the receipt of which is hereby acknowledged, the Buyer and Seller agree to the following:
1. Price and Quantity. Products will be ordered by Buyer and shipped by Seller at prices and quantities as shown on the web site at time of purchase. Unless otherwise specified, prices do not include sales, use, services excise or other taxes of any kind, and Purchaser agrees to pay such taxes. Seller agrees to exercise commercially reasonable best efforts to supply Products to Buyer in a timely fashion. All prices shall be in United States dollars, unless otherwise specified.
2. Product modifications. Buyer acknowledges that the manufacturer of Products sold under this Agreement may change Product specifications at any time for various reasons, such as to improve quality, comply with applicable law, or to adopt changes in materials or component sourcing.
3. Payment Terms. Unless specified to the contrary in writing by Seller payment is due prior to shipment of goods.
4. Shipping. All Products shall be sent in accordance with Seller's then current shipping policies, including, without limitation, the use of cartons bearing external art work or labels as designated by Seller. Risk of loss shall transfer from Seller to Buyer either at the point where Seller delivers the goods to a common carrier of its choice or at Seller's shipping dock.
5. Delivery Dates. Seller endeavors to make shipments of orders as scheduled; however all shipment dates are approximate, and Seller reserves the right to readjust shipment schedules. If Seller suffers delay in performance or delivery due to any cause beyond its control, including acts of nature, acts or omissions of Purchaser, acts of government, fires, floods, strikes or other labor disturbances, war, riot, sabotage or delays in obtaining from others suitable services, materials, components, equipment or transportation, the time of performance or delivery shall be extended for a period of time equal to the period of the delay and its consequences. Seller will give to Purchaser notice in writing within a reasonable time after Seller becomes aware of any such delay.
6. Order Cancellation. All orders subject to this Agreement are mutually understood by Seller and Purchaser to be firm, non-cancelable purchase orders. Notwithstanding the foregoing, Seller may, in its sole discretion allow Purchaser to cancel an order upon Purchaser’s prior written notice and upon Purchaser’s payment of reasonable and proper termination charges, including, but not limited to all direct and indirect costs associated with the order incurred prior to the effective date of notice of termination and all charges incurred by Seller in respect to the termination.
7. Order Modifications/Changes. Purchaser-requested order changes, including those affecting the identity, scope and delivery of the product(s) must be documented in writing and approved by an authorized representative of Seller, and Seller reserves the right to reject any change it deems inadvisable, inconsistent with its policies or incompatible with its capabilities. If any such change causes an increase or decrease in the cost of or the time required for performance of this order, an equitable adjustment shall be made in the order price or delivery schedule or both, and the order shall be modified in writing accordingly.
8. Notices. Any notice given under this Agreement shall be in writing and sent via certified or registered mail or electronic facsimile to the contact information provided in this Agreement. Notice shall be deemed sent upon receipt or three days after mailing, whichever happens first.
9. Claims. Purchaser's claims for lot shortages, correction of erroneous order charges or other errors must be made in writing and delivered to Seller within fifteen (15) days of Purchaser's receipt of the product(s). Claims outside of this time period will be disallowed.
10. Returned Goods. If, upon formal inspection and/or testing of the product(s), Purchaser is of the opinion that the product(s) is defective or otherwise unacceptable, Purchaser shall notify Seller in writing. Any Products received by Buyer and held more than 15 days are returnable at the sole discretion of Seller. Prior to making any return to Seller, Purchaser must obtain a Return Authorization (“RA”) from a duly authorized representative of Seller. The following conditions also apply to returns: (1) all products returned to Seller must include the RA and must be properly packed and shipped; delivery of returns without the RA or returns not properly packed and/or shipped will not be accepted; (2) all returns are subject to inspection and/or testing by Seller as it deems appropriate. If Seller determines that the returned product(s) appears to be in compliance with order specifications, it shall notify Purchaser and Purchaser agrees to pay a 10% restocking fee for all returned Products which are not defective in the reasonable judgment of Seller; (3) all product(s) must be returned by delivery F.O.B. destination to Seller-specified locations. Title and risk of loss on all product(s) shall remain with Purchaser until such returned product(s) is received by Seller; (4) Seller will allow a refund on all defective product(s) returned in accordance with this paragraph, calculated on a last invoice basis; (5) all product(s) under the warranty will be repaired or replaced at the original invoice price. Purchaser shall not be charged for parts and labor associated with replacement or repair. All returns are subject to the provisions of this Section and Section 9 governing claims. Any product(s), which has been modified, altered, damaged or used by Purchaser, may not be returned.
11. Limited Warranty. Unless otherwise provided in a third party warranty or licensing agreement, Seller warrants that at the time of shipment products shall be of marketable quality and free from defects in material and workmanship and shall be of the kind and quality designated or specified by Seller in writing. This warranty shall only apply to product defects reported in writing to Seller within ninety (90) days from the latter of the date of shipment or the date of the Seller invoice. This warranty is strictly limited and does not apply or extend to altered products(s) or damage caused by accident, the elements, abuse, misuse, temporary heat, overloading or by erosive or corrosive substances or the alien presence of contaminants in the product(s).
EXCLUSIONS FROM WARRANTY: THE FOREGOING IS IN LIEU OF ALL OTHER WARRANTIES, ORAL OR EXPRESSED OR IMPLIED, INCLUDING ALL WARRANTIES THAT EXTEND BEYOND THE DESCRIPTION OF THE PRODUCT(S). THERE ARE NO EXPRESS WARRANTIES OTHER THAN THOSE CONTAINED IN THIS SECTION 11 AND TO THE EXTENT PERMITTED BY LAW THERE ARE NO IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE. THE PROVISIONS OF THIS SECTION 11 AS TO DURATION AND LIMITATION OF LIABILITY SHALL BE THE SAME FOR BOTH IMPLIED WARRANTIES (IF ANY) AND EXPRESSED WARRANTIES. Satisfaction of this warranty is limited to: (a) the replacement of the product(s) by Seller; (b) repair or modification of the product(s) by Seller; or (c) issuance of a credit for the non-conforming product(s). The foregoing are the Purchaser's exclusive remedies and the extent of Seller's liability for breach of implied (if any) and express warranties, representations, instructions or defects from any cause in connection with the sale or use of the product(s). IN NO EVENT WILL SELLER BE LIABLE FOR INCIDENTAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND. SELLER’S MAXIMUM CUMULATIVE LIABILITY RELATIVE TO ALL OTHER CLAIMS AND LIABILITIES, INCLUDING THAT WITH RESPECT TO DIRECT DAMAGES AND OBLIGATIONS UNDER ANY INDEMNITY, WHETHER OR NOT INSURED, WILL NOT EXCEED THE COST OF THE PRODUCTS GIVING RISE TO THE CLAIM OR LIABILITY, REGARDLESS OF ANY ADVICE OR RECOMMENDATION THAT MAY HAVE BEEN RENDERED CONCERNING THE PURCHASE OR USE OF THE PRODUCT(S). ANY ACTION AGAINST SELLER MUST BE BROUGHT WITHIN SIX MONTHS AFTER THE CAUSE OF ACTION ACCRUES. THESE DISCLAIMERS AND LIMITATIONS OF LIABILITY WILL APPLY REGARDLESS OF ANY OTHER CONTRARY PROVISION OF THE AGREEMENT AND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT OR OTHERWISE, AND FURTHER WILL EXTEND TO THE BENEFIT OF SELLER’S VENDORS AND OTHER AUTHORIZED RESELLERS AS THIRD-PARTY BENEFICIARIES. EACH PROVISION IN THE AGREEMENT WHICH PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTY OR CONDITION OR EXCLUSION OF DAMAGES IS SEVERABLE AND INDEPENDENT OF ANY OTHER PROVISION AND IS TO BE ENFORCED AS SUCH.
12. Intellectual Property. Seller will defend any suit or proceeding brought against Purchaser based on a claim that the design or construction of the product(s) sold or licensed hereunder by Seller infringe any U.S. Patent, Copyright or Mask Work Registration, provided that Purchaser promptly notifies Seller of any such claim and resulting suit or proceeding in writing and further provided that, at Seller’s expense: (a) Purchaser gives Seller the sole right to defend or control the defense of the suit or proceeding, including settlement, and (b) Purchaser provides all necessary information and assistance for that defense. Except for any consequential damages, Seller will pay all costs and damages finally awarded or agreed upon by Seller that are directly related to any such claim. In the event of a charge of infringement Seller’s obligation under the Agreement will be fulfilled if Seller, at its option and expense, either: (i) procures for Purchaser the right to continue using such products; (ii) replaces the same with noninfringing products; (iii) modifies the same so as to make them noninfringing; or (iv) accepts the return of any infringing products and refunds their purchase price. Notwithstanding the foregoing, Seller will have no liability with respect to any claim of infringement to the extent based on a configuration or modification incorporated in the products at the request of Purchaser, on any process application into which the products are integrated by Purchaser, or on use of the products in combination with other equipment or products not supplied by Seller. THIS PARAGRAPH SETS FORTH SELLER’S ENTIRE LIABILITY WITH RESPECT TO INTELLECTUAL PROPERTY AND INFRINGEMENT OF PATENTS BY ANY PRODUCTS (INCLUDING SOFTWARE PROGRAMS, EQUIPMENT OR PRODUCTS THEREOF) OR BY THEIR OPERATION, AND IS IN LIEU OF ALL WARRANTIES OR CONDITIONS RELATING TO INFRINGEMENT OR INTELLECTUAL PROPERTY, EITHER EXPRESS OR IMPLIED.
13. Export. Product(s) purchased for export outside of the United States or its possessions are covered by the respective trade laws or other legal conditions specific to the country or possession in question so understood and agreed to by both parties. Purchaser shall be solely responsible for any permits, licenses, waivers or other requirements necessary to permit movement of any product outside of the United States.
14. Resolution of Disputes. In the event of a dispute between Seller and Purchaser arising out of this Agreement, the parties shall meet and negotiate in good faith to attempt to resolve the dispute. In the event the dispute is not resolved within thirty (30) days of the date one party notified the other party in writing of the dispute, and if any party wishes to pursue the dispute, it shall be submitted to binding arbitration in accordance with the rules of the American Arbitration Association. In no event may arbitration be initiated more than one (1) year following the sending of written notice of the dispute. Any arbitration proceeding under this Agreement shall be conducted in Colorado in Jefferson County. The arbiters shall have no authority to award any punitive or exemplary damages, or to vary or ignore the terms of this Agreement, and shall be bound by controlling law.
15. Governing Law. Seller does not assume any responsibility for compliance with any foreign or federal, state or local laws and regulations, except as expressly set forth herein, and compliance with any laws and regulations relating to the product(s) is the sole responsibility of the Purchaser. All laws and regulations expressly incorporated herein shall be those in effect as of the date hereof. In the event of any subsequent revisions or changes thereto, Seller assumes no responsibility for compliance therewith. Nothing contained herein shall be construed as imposing responsibility or liability upon Seller for the obtaining of any permits, licenses or approvals from any agency or governmental entity, foreign or domestic, which may be required in connection with the supply of the product(s). All sales and purchases of product(s) from Seller, including terms and conditions thereof, shall be governed by the laws now prevailing in the Commonwealth of Virginia, without regard to its conflict of laws provisions.
16. Warranty and Liability. ANY PRODUCTS SOLD BY SELLER UNDER THIS AGREEMENT ARE PROVIDED WITH A 90 DAY MANUFACTURER'S DEFECT WARRANTY. SELLER MAKES NO OTHER WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. IN NO EVENT SHALL SELLER BE LIABLE TO BUYER OR ANYONE ELSE FOR SPECIAL, INDIRECT, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFITS, USE, OR GOODWILL ON A CONTRACT, TORT, OR OTHER LEGAL THEORY. SELLER'S LIABILITY SHALL BE LIMITED TO THE PURCHASE PRICE OF PRODUCTS SOLD.
17. Miscellaneous. This Agreement, including attachments, constitutes the entire agreement between Buyer and Seller with respect to the subject matter contemplated herein, and supersedes all representations, whether express, implied, oral, or written. This Agreement shall be governed by and interpreted in accordance with the laws of the Commonwealth of Virginia. Any waiver by either party of any right or remedy hereunder shall be effective only if it is in writing and signed by an authorized representative. No delay or omission by a party to exercise any right related to any breach or default of this Agreement will impair any such right or operate as a waiver. This Agreement may be executed in any number of counterparts, each of which shall be deemed an original and all of which shall form one and the same instrument. If any provision of this Agreement is held by a court of competent jurisdiction to be illegal or unenforceable for any reason, such determination shall not affect the remainder of this Agreement, and such remainder shall remain in full force and effect.
18. Force Majeure. The Seller will not be liable for loss, damage or delay caused by strikes or labor difficulties, lockouts, acts or omissions of any governmental authority, insurrection, riot, war or similar hostility, fires, floods, Acts of God, breakdown of essential machinery, accidents, cargo or material shortages, delays in transportation, inability to obtain labor, materials or parts from usual sources or otherwise due to causes beyond the Seller's reasonable control. In the event of any such delay, performance will be postponed by such length of time as may be reasonably necessary under the circumstances.
19. Partial Invalidity. If any provision herein or portion thereof shall for any reason be held invalid or unenforceable in accordance with prevailing law, such invalidity or unenforceability shall not affect any other provisions or portions thereof, but the terms and conditions herein shall be construed as if such invalid or unenforceable provision or portion thereof had never been contained herein.


St. Catarina Lanz 22
I-39030 St. Vigil in Enneberg (BZ)
Tel. 0039 0474 501 038
VAT Nr.: IT01474200217
Legal representative: Robert Frenner
Hotel Corona, Anna Frenner, Alex Molling, IDM Südtirol-Alto Adige: Frieder Blickle, Adobe Stock, Shutterstock, Fotolia, Ugo Visciani Corvara, Franz Pfluegl, Yuri Arcurs, Arnold Ritter, Südtirol Marketing, Hannes Niederkofler, Skirama Kronplatz, Adrenaline X-Treme Park
Hotel Corona endeavours to observe applicable copyrights in all publications. Should an infringement of copyright nevertheless occur, Hotel Corona will, after notification, remove the object in question from its publication or mark it with the appropriate copyright.
This disclaimer is to be regarded as part of the internet publication which you were referred from. If sections or individual terms of this statement are not legal or correct, the content or validity of the other parts remain uninfluenced by this fact.
Hotel Corona, who commissioned the website www.hotelcorona.net, hereby expressly declares that the linked pages did not contain any illegal content at the time the links were created. Hotel Corona has no influence on the current and future design of the linked pages. Hotel Corona therefore expressly distances itself from any changes to the content of the linked pages made after the links were set up.
Despite careful control of the content, Hotel Corona cannot accept any liability for the content of other websites linked to the homepage. The operators of these sites are solely responsible for their content.
Hotel Corona assumes no liability or guarantee for the topicality, correctness and completeness of the information provided. The same applies to all other Internet pages to which links are provided. It is expressly pointed out that Hotel Corona is neither responsible nor has any influence on the content of other websites. Hotel Corona therefore excludes any liability or guarantee.
The content and structure of this website are protected by copyright. The use or reproduction of information, texts, parts of texts or images requires prior consent, unless expressly indicated otherwise.
In the event of disputes or problems, Hotel Dosses requests that you contact them in advance in order to avoid unnecessary legal disputes and costs. The costs of a legal warning without prior contact will be rejected as unfounded in the sense of the duty to minimise damages.
Mandatory information according to EU Regulation No. 524/2013 of the European Parliament and Council
Platform for Online Dispute Resolution (ODR) of the European Commission: https://ec.europa.eu/consumers/odr/
Publication and transparency in accordance with the law of 4 August 2017, 124 et seq. in effective version.
To be checked here >>


This Agreement contains the complete terms and conditions that apply to an individual’s or entity’s participation in the Paytory Affiliate Program, hereinafter referred to as “Program” and the establishment of links from your Affiliate web site to all the websites that belong to Paytory Inc. Please print a copy of this agreement for your records.
1.Enrollment in the Program
To begin the enrollment process, you must submit a complete Affiliate application via Paytory Checkout – our online business platform. Your application will be evaluated, in good faith, and we will notify you of your acceptance or rejection in a timely manner. Your application may be rejected if we determine (at our sole discretion) that your site is unsuitable as one of our Affiliates, for any reason, but not limited to the inclusion of content on your web site that is unlawful, harmful, threatening, defamatory, obscene, harassing, or racially, ethnically, or otherwise objectionable.
If we reject your application, you are welcome to reapply to as an Affiliate at any time.
If we accept your application and your site is, at a later date, determined (at our sole discretion) to be unsuitable as an Affiliate, we may terminate this Agreement.
2. Promotion of our Relationship
Once you have been notified that your site has been accepted as a Paytory Affiliate, you may promote our products and services on your websites and social networks. We will provide you with guidelines, promotional material and graphical artwork to use in linking to either of these Home Pages.
To permit accurate tracking, reporting, and referral fee accrual, we will also provide you with a special linking format to be used in all links between your site and our sites. You must ensure that each of the links between your site and our site properly utilizes this special linking format. Links to our site placed on your site pursuant to this Agreement and which properly utilize the special linking format, are referred to as “special links.” You will only earn referral fees with respect to activity on our site occurring directly through these special links: we will not be liable to you with respect to any failure by you to use special links, including to the extent that such failure may result in any reduction of amounts that would otherwise be paid to you pursuant to this Agreement.
3. Order Processing
We will process product orders placed by customers who follow special links from your site to our site. We reserve the right to reject orders that do not comply with any requirements that we periodically may establish. We will be responsible for all aspects of order processing and fulfillment. Among other things, we will prepare order forms; process payments, cancellations, and returns; and handle customer service. We will track sales made to customers who purchase products using special links from your site to our site and will make available to you reports summarizing this sales activity. The form, content, and frequency of the reports may vary from time to time at our discretion.
4. Referral Fees
We will pay you referral fees on product sales to third parties. For a product sale to be eligible to earn a referral fee, the customer must follow a special link from your site to our site, select and purchase a product(s) using our automated ordering system, accept delivery of the product at the shipping destination, and remit full payment to us. We will not, however, pay referral fees on any products that are added to a customer’s Shopping Cart after the customer has reentered our site (other than through a special link), even if the customer previously followed a link from your site to our site. The Affiliate Program is intended for commercial use only, and you may not purchase products through the Program for your own use. Such purchases may result (at our sole discretion) in the withholding of referral fees or the termination of this Agreement. Products that are eligible to earn referral fees under the rules set forth above are referred to as “qualifying products.
5. Referral Fee Schedule
You will earn referral fees based on qualifying revenues according to referral fee schedules to be established by us. “Qualifying revenues” are revenues derived by us from our net sales of qualifying products, excluding costs for shipping, handling, taxes, service charges, credit card processing fees, and bad debt.
6. Referral Fee Payment
We will pay you referral fees on a monthly basis via PayPal. Within 3rd week of each month we will by sending PayPal payments of your commissions, less any taxes that we are required by law to withhold. If a product that generated a referral fee is returned by the customer, we will deduct the corresponding referral fee from your next quarterly payment. If there is no subsequent payment, we will send you a bill for the referral fee.
7. Report of Sales
You will be given an access to your affiliate account at Paytory Checkout to receive your sales statistics on a daily basis.
8. Policies and Pricing
Customers who buy products through this Affiliate Program will be deemed to be customers of Paytory Inc. Accordingly, all Paytory Inc. rules, policies, and operating procedures concerning customer orders, customer service, and product sales will apply to those customers. We may change our policies and operating procedures at any time. We will use every reasonable effort to present accurate information, but we cannot guarantee the availability or price of any particular product.
9. Limited License
We grant you a nonexclusive, revocable right to use all the promotional materials solely for the purpose of identifying your site as an Affiliate Program participant and to assist in generating product sales. You may not modify the graphic image or text, or any other of our images, in any way. We reserve all of our rights in the graphic image and text, any other images, our trade names and trademarks, and all other intellectual property rights. We may revoke your license at any time by giving you written notice.
10. Responsibility for Your Site
You will be solely responsible for the development, operation, and maintenance of your site and for all materials that appear on your site. As an example, you will be solely responsible for the technical operation of your site and all related equipment; the accuracy and appropriateness of materials posted on your site; ensuring that materials posted on your site do not violate or infringe upon the rights of any third party (including, for example, copyrights, trademarks, privacy, or other personal or proprietary rights); and, ensuring that materials posted on your site are not libelous or otherwise illegal.
We disclaim all liability for these matters. Further, you will indemnify and hold us harmless from all claims, damages, and expenses (including, without limitation, attorneys’ fees) relating to the development, operation, maintenance, and contents of your site.
11. Term of the Agreement
The term of this Agreement will begin upon our acceptance of your Paytory Affiliate application and will end when terminated by either party. Either you or we may terminate this Agreement at any time, with or without cause, by giving the other party written notice of termination. Upon the termination of this Agreement for any reason, you will immediately cease use of, and remove from your site, all links to our site, and all Paytory Inc. trademarks, trade dress and logos, and all other materials provided by or on behalf of us to you pursuant hereto or in connection with the Program. You are only eligible to earn referral fees on our sales of qualifying products occurring during the term, and referral fees earned through the date of termination will remain payable only if the related orders are not canceled or returned. We may withhold your final payment for a reasonable time to ensure that the correct amount is paid.
We may modify any of the terms and conditions contained in this Agreement, at any time and at our sole discretion, by posting a change notice on our web site, emailing you such a notice, or, posting a new agreement on our site. Modifications may include, for example, changes in the scope of available referral fees, referral fee schedules, payment procedures, and Program rules. If any modification is unacceptable to you, your only recourse is to terminate this agreement. Your continued participation in the program following our posting of a change notice or the posting of a new agreement on our site will constitute binding acceptance of the change.
13. Relationship of Parties
You and we are independent contractors, and nothing in this Agreement will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between the parties. You will have no authority to make or accept any offers or representations on our behalf. You will not make any statement, whether on your site or otherwise, that reasonably would contradict anything in this Section.
14. Limitation of Liability
We will not be liable for indirect, special, or consequential damages (or any loss of revenue, profits, or data) arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. Further, our aggregate liability arising with respect to this Agreement and the Program will not exceed the total referral fees paid or payable to you under this Agreement.
We make no express or implied warranties or representations with respect to the Program or any products sold through the Paytory Affiliate Program (including, without limitation, warranties of fitness, merchantability, noninfringement, or any implied warranties arising out of a course of performance, dealing, or trade usage). In addition, we make no representation that the operation of our site will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors.
16. Independent Investigation
You acknowledge that you have read this agreement and agree to all its terms and conditions. You understand that we may at any time (directly or indirectly) solicit customer referrals on terms that may differ from those contained in this agreement or operate web sites that are similar to or compete with your web site. You have independently evaluated the desirability of participating in the program and are not relying on any representation, guarantee, or statement other than as set forth in this agreement.
This Agreement will be governed by the laws of the United States and the state of Massachusetts, without reference to rules governing choice of laws. Any action relating to this Agreement must be brought in the federal or state courts located in Massachusetts, and you irrevocably consent to the jurisdiction of such courts. You may not assign this Agreement, by operation of law or otherwise, without our prior written consent. Subject to that restriction, this Agreement will be binding on, inure to the benefit of, and enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement.


Re-enactor and Sutler Registration Form - Please complete the form below to register for Fanshawe 1812 on Saturday, July 11, and Sunday, July 12, 2020.
Please read the following documents before filling out the webform:
1812 Rules and Regulations & Fanshawe 1812 Site Safety Regulations
Please note there is a Release section at the bottom of this form, which must be read, understood and agreed to in order to submit form. There will be a place to confirm below the Release. Please read all parts of this section carefully.


Why Do I Have To Be A Member of The ECTA to Play on a League Team (Shoreline, Park District, etc.)?
The primary reason that league team players need to be members of the ECTA is the issue of liability insurance. Since the ECTA sponsors the league, our association may be legally liable should an accident occur. Insurance that the ECTA carries does not cover non-members
The ECTA also serves as an “agent” for the City of Evanston Parks and Rec. Dept. in managing the scheduling system. The ECTA receives a greatly reduced or “wholesale” price per hour for court reservations which is then passed on through to the various teams.


January 1, 1970 - December 19, 2009
Domenica Piscitelli of Melrose formerly of Revere on Dec. 19, 2009. Beloved wife of retired Revere Police Officer Pasquale Piscitelli. Devoted mother of Salvatore Piscitelli of FL, Paul Piscitelli and Nicholas Piscitelli both of NV. At the request of the family all services were private.


COMMUNITY RESOURCE ON RACIAL PROFILING
STOP RACIAL PROFILING!
Understanding Racial Profiling and Violence
Have you been followed by security in a store?
Have you been ignored or dismissed when accessing services?
Have you been treated differently because of your non-Western name(s)?
Have you been through repeated “random” searches at security checkpoints?
Have you been physically harmed and detained by police because of your skin colour?
This is racial profiling. Racial profiling refers to the racial identification and control of bodies based on race, skin colour, ethnicity, religion, national origin and non-Western practices. Racial profiling interacts with other parts of our identities, such as all genders, sexualities, ages, classes, languages, and citizenships. Racial profiling targets certain racialized individuals and groups making them suspicious of criminal activity. Different racialized individual and groups experience racial profiling differently, some more than others.
To read the document on Racial Profiling please click HERE
Created by the Ad Hoc Committee Against Racial Profiling & Racial Violence (July 29. 2015)


|Citations—Home and Personal Records||| Print ||
Many families have artifacts or family treasures that are passed down through generations. These may include family Bibles, baby books, land deeds, naturalization certificates, school and church certificates, samplers, quilts, family letters, diaries, or even family manuscripts. Where the court may have a stub for the naturalization, the family may have the actual naturalization certificate that was attached to the stub. The church may have provided a certificate of baptism to the family at the time of the event. These sources should be documented as personal artifacts. It is important to try to learn as much about the provenance of the item as possible to document its authenticity.
Elements of the citation could include: the type of record, the name and address of the person currently holding the record and how it was passed to them from the original owner, the condition of the record, the creator of the record, date of creation, any identifying information about the item, and comments about the source.
Return to Citation Template List
St. Louis Genealogical Society · #4 Sunnen Drive, Suite 140 · St. Louis, MO 63143 · 314-647-8547


The following sets forth the terms and conditions relating to the arrangement between the Player who is participating ("Player") and MACAU3D.
The Player is either a corporation or a natural person over the age of 18 years and is not now nor has ever been an employee of any lottery.
Macau3D will acquire and hold for the parties any ticket purchased. Either party may claim the prize for any winning ticket; however, regardless of which party claims the prize, after the claim is approved by the lottery, the prize will be divided between the parties in accordance with each party's interest.
Each party specifically agrees and acknowledges that it is responsible for the payment of its own taxes on income received from the joint ownership of lottery tickets as well as filing any required forms with the appropriate local authorities.
In the case of death of Player, any and all prize money due to the deceased Player shall be paid to his or her estate.
Order cut offs are displayed on the ticket selection pages. Make sure you are within this time frame otherwise your tickets will be entered into the following draw. NOTE: Payment needs to be completed before the order cut off time to be valid for a draw (and not at time of picking numbers).
Macau3D cannot be held liable for any late notification of entries for a particular draw. It is the responsibility of the individual to ensure that their orders are placed on time for a draw and that they are aware of the cut-off times for the draws. Players are advised to check their online accounts to confirm that their orders have been placed.


"The court has not reached this conclusion lightly," Judge Kaplan said as he read his
order from the bench. "It is acutely aware of the perilous nature of the world in which we live. But the Constitution is the rock upon which our nation rests. We must
follow it not only when it is convenient, but when fear and danger beckon in a
different direction. To do less would diminish us and undermine the foundation upon which we stand."
[The Judge] added that Mr. Ghailani's status as an "'enemy combatant' probably would permit his detention as something akin to a prisoner of war until the hostilities between the United States and Al Qaeda and the Taliban end, even if he were found not guilty."


Eric Talley; Isidor and Seville Sulzbacher Professor of Law; Co-Director, Millstein Center for Global Markets and Corporate Ownership
Corporate Climate: Using Machine Learning to assess Climate Risk Disclosures and Susceptibility
Eric Talley is the Isidor and Seville Sulzbacher Professor of Law and Co-Director, Millstein Center for Global Markets and Corporate Ownership. He is an expert in the intersection of corporate law, governance, and finance, and he teaches/researches in areas that include corporate law and finance, mergers and acquisitions, quantitative methods, machine learning, contract and commercial law, game theory, and economic analysis of law. Talley has held permanent or visiting appointments at the University of California at Berkeley, University of Southern California, Caltech, University of Chicago; Harvard University; Georgetown University, RAND Graduate School, and Stanford University. He has also taught short courses at UC Berkeley; the University of Miami; University of San Diego (London Program); University of Sydney (Australia); University of New South Wales (Australia); Tel Aviv University (Israel), the Interdisciplinary Center (Israel); ETH Zurich (Switzerland); and the University of Amsterdam (The Netherlands). In 2017, Talley was chosen by Columbia Law School's graduating class to receive the Willis L.M. Reese Prize for Excellence in Teaching.
Olivier Toubia; Glaubinger Professor of Business at Columbia Business School
Using Data Science to leverage information contained in consumers’ search queries
Olivier Toubia is the Glaubinger Professor of Business at Columbia Business School, where he also serves as Faculty Director for the Lang Entrepreneurship Center. His research focuses on various aspects of innovation, including preference measurement and idea generation. Specifically, he combines methods from social sciences and data science, in order to study human processes such as motivation, choice, and creativity. He teaches a course on Customer-Centric Innovation, a course on the commercialization of research (Research to Revenue), and the core marketing course. He received his MS in Operations Research and PhD in Marketing from MIT.


When cctv alone is deemed to be insufficient to provide the level of security required, our manned guard service is the perfect solution. The physical presence of our trained officers is a highly effective visual deterrent for preventing crime. Officers can be stationed at entrances to your premises, preventing unauthorised access, and we can perform internal and external patrols of the entire site.
This high level security solution protects against damages or loss to assets from break-ins and vandalism, and protects individuals against assault or injury, ensuring a safe and productive environment.
Officers patrolling the sites will also take measures to reduce risks of crime such as ensuring windows and doors are secured and alarm systems are functioning properly. Reports are completed detailing any changes to the property that require action eg leaks, weather damage.