Do you find yourself in a situation where you are having trouble paying all your bills even though you have a good job? Have you thought of filing for bankruptcy but really don’t want to due to fear? If you answered yes to either of those questions, maybe it’s time for you to avoid bankruptcy and consider a Consumer Proposal.
What is a Consumer Proposal?
It is a legal procedure to those who are having financial difficulties, but can still afford to pay a portion of their debt. At our firm, we would put together a payment plan that works for both you and the creditors. We would then present that plan to the creditors. If and when your plan is accepted, it becomes a legal binding settlement for your debts.
Why would your creditors accept a Consumer Proposal and only get a portion of the full amount they are owed? A Proposal is a better option for them because even though they may not get the full amount owing, they would still receive more with this option then if you were to file for bankruptcy.
Here are a few advantages of a Consumer Proposal:
- You have the ability to negotiate to repay a portion of the full debt owing.
- Interest stops accumulation effective the date you file for a Consumer Proposal.
- The maximum repayment period is 5 years.
- You can include debts owing to Canada Revenue for unpaid income taxes/HST.
- You will be protected from your creditors as it is creditor and court approved.
- The effect on your credit rating is less harsh than a bankruptcy.
- You would not lose your home or any of your assets.
When you are looking at all your options, ensure you are making the most educated decision possible. If your best option is a Consumer Proposal, let our team provide you the Fresh Start that you need and allow you to work toward the financial future you always wanted.


Some of the results of ICF work include:
- ICF worked with the government of Liberia to establish a single point business registration system and as a result it now takes a maximum of 6 days instead of 99 to register a business.
- ICF worked with the government of Rwanda to improve the business registration process and now it takes 2 days instead of 16 to register a business, there are only 2 procedures to go through instead of 9, and the registration cost is now US$25 instead of US$433.
- ICF worked with the government of Rwanda to establish an online tax payment system. As a result domestic taxes (VAT, income tax and PAYE) can be filed instantaneously instead of the previous 23.5 days. Secure online filing of tax returns in Rwanda can now be done from anywhere and payment can be done in person, online or using mobile money transfer.
- ICF worked with the government of Cape Verde to establish one-stop-shops for providing business life cycle services. As a result it now takes 1 hour to register a business in Cape Verde, 2 days instead of 15 to process a wholesale licence, 10 days instead of 30 for a construction licence, and 2 to 10 days to formally close a business.
- ICF worked with the government of Senegal to modernize its customs procedures so that it now takes 15 minutes instead of 2 days to register for customs declaration and 1 day instead of 18 to clear customs.
- ICF worked with the government of Senegal to create a paperless trade process and as a result customs pre-clearance now takes 7 hours instead of 2 days.
- ICF worked with the governments of Rwanda, Burkina Faso and Sierra Leone to automate land registration thereby contributing to security for investors by helping prevent boundary disputes and facilitating access to credit.
- In the Burkina Faso land registration project an electronic database was created and procedures streamlined leading to a reduction in the time it takes to transfer property from 182 days to 21 days.


Child´s registration form:
We admit children anytime during the year, including summer holidays. If we have convinced you of our qualities, you can download the forms necessary for enrolment of your child, fill them in, sign them and deliver them to us.
Forms to download:
It is now possible to receive a state allowance in the maximum amount of EUR 280 for a child attending a pre-school establishment.
As referred to in the Act No. 513/2010 Coll. amending and supplementing the Act No. 571/2009 Coll. on parental allowance and on amendments and supplements of certain laws and amending and supplementing the Act No. 561/2008 Coll. on child care allowance and on amendments and supplements of certain laws, as amended by the Act No. 571/2009 Coll., parents are entitled to a child care allowance and have the possibility to perform gainful employment during the child care period from the child´s birth until the age of three of the child or until the age of six of any child with long-term unfavourable health condition.
Gainfully employed parents may exercise the entitlement to a child care allowance for every child below the age of three or the age of six, if they prove the expenses paid to the care provider for such care, while the maximum allowance amount is EUR 280 in the case of all-day care in the establishment. We will be happy to give you more information about the state allowance in person.


Remedial Services, Inc. reaffirms its commitment to the principle of Equal Employment Opportunity in its personnel policies and practices. It is the policy of this company to comply with all applicable regulations of the Civil Rights Act of 1964, FHWA 1273 – Required Contract Provisions-Federal-Aid Construction Contracts, Executive Order No. 11246, as amended, Rehabilitation Act of 1973, Vietnam Era Veterans Readjustment Assistance Act, and all other relevant state and local regulations.
It is Remedial Services, Inc.’s policy to recruit, hire, train and promote into all jobs levels, employees and applicants for employment without regard to race, color, religion, age, sex, marital status, sexual preference, national origin, physical or mental disability, or veteran status. All such decisions are based on (1) individual merit, qualifications and competence as they relate to the particular position, and (2) promotion of the principle of equal employment opportunity. All current employees are encouraged to refer minority and female recruits for employment whenever hiring opportunities are available.
All other personnel programs such as compensation, benefits, transfers, layoff, return form layoff, training, education, and social and recreational programs are administered without regard to race, color, religion, age, sex, national origin, physical or mental disability, or veteran status. All employees are encouraged to request for additional training.
All harassment is strictly prohibited, including sexual, race, color, religion and any other form of conduct, which has the purpose or effect of unreasonably interfering with the employee’s work performance or creating an environment, which is intimidation, hostile, or offensive to the employee. Any employee who feels that a violation of this policy has occurred should immediately report the matter to their supervisor. If that person is unavailable or the employee believes it would be inappropriate to contact the supervisor, the employee should contact the supervisor’s supervisor, Human Resources or the facility head. Each complaint will be investigated and any violations will be remedied. The complaining employee will not be affected in employment with the company as a result of bringing the harassment complaints to the attention of the company.
Kim Cain is the company’s EEO Officer and is responsible for the administering the company’s EEO Policy. Anyone having questions, comments or complaints regarding the company’s equal employment policy should contact Kim Cain, EEO Officer, at 251-675-1235.
If complaints remain unresolved by our company, please contact any of the following for further assistance:
Office of Federal Contract Compliance Programs (OFCCP)
U.S. Department of Labor
Medical Forum Bldg.
950 22nd St. North, Rm 660
Birmingham, AL 35203
Equal Employment Opportunity Commission (EEOC)
Ridge Park Place
1130 22nd Street South, Suite 2000
Birmingham, AL 35205
ALDOT Personnel and Compliance Bureau, Compliance Section, External Programs
2720 Gunter Park Drive West
Montgomery, AL 36109
Federal Highway Administration (FHWA), Alabama Division
9500 Wynlakes Place
Montgomery, AL 36117-8515


Getting arrested for a DUI in Washington DC is a serious offense. Penalties for a conviction can include loss of license, higher insurance, fines, and jail time. However, getting arrested is not the same as getting convicted. If you are arrested for a crime, the law presumes you are innocent until proven guilty. However, if you plead guilty and get sentenced or go to trial and are found guilty by a judge or jury, you are no longer innocent. You have been convicted.
Just getting arrested for a DUI can lead to a suspended license and other consequences. However, if your case gets dismissed or you go to trial and are found “not guilty” you will not have a conviction on your record. Because its important to try and avoid a conviction, the following is list of 10 ways to challenge a DC DUI. Keep in mind this is not an exhaustive list, all cases are different, and there are no guarantees any of these strategies will work for your specific case. The point of this article is to demonstrate that there are many options for challenging a DC DUI arrest.


Profit, a Pakistani publication, published an article titled, “Electioneering Damaging lCAP’s reputation, says Shabbar Zaidi.” ICAP responded to the article, stating that contrary to this report, they did not file any complaint against any employee, nor were any employees arrested by the FIA. They clarified that in fact, through the use of remote proctoring software on their online exams, they had identified some students who were using unfair means — technological tools — while taking the test. The students’ results were temporarily withheld and will be resubmitted once they prove they can answer all the exam questions correctly.
A spokesperson for ICAP, the company that oversees online test security, announced that an investigation into claims of cheating on the online tests concluded earlier this month. The teacher, alleged to have been involved in assisting students taking the test, has been detained. The person is not a member of ICAP and does not have any connection with ICAP.
The spokesperson also said that the inclusion of representatives from educational institutions and CPA firms on the governing council does not pose a risk to the independence and integrity of ICAP. ICAP has put in place strong controls to ensure that there is no outside influence on examination system policy making.


You have just hired the perfect divorce attorney and you feel some relief. He gets you. He wants to fight for you, and you believe in him. For the purposes of this article, we will pretend he is a man. You may even be thinking he is your Knight in Shining Armor. He can circle the wagons and save the train. He can leap from tall buildings and possibly secure your future.
He is not your new boyfriend.
He is not your therapist.
He is not your financial advisor.
He is not in charge of your divorce.
YOU are in charge of these things:
- Your divorce
- Being organized
- Writing a timeline of relevant marriage information [open article “A Love Story with a Twist” in new tab)
- Knowing your numbers -- assets, liabilities, incomes, and expenses
- Your emotions and reactions
- Your physical health
- Your divorce wish list (open article in new tab)
- Your divorce strategy (collaborative, mediation, or a more aggressive path)
Your attorney is in charge of these things:
- Adhering to legal procedures and rules of divorce (Rules, shmules -- that’s his job!)
- Counseling you on the legalities of divorce
- Communicating with your spouse’s attorney
- Handling the logistics and timeline of your case, meeting court deadlines
- Giving you realistic feedback on your preferred strategy for your divorce
When you handle your business in an organized and confident way, you keep more money in your bank account. In addition, it allows the attorney to do a better job. Your voice is necessary.
Think of yourself as the five-star general of your divorce. You have important officers on your side. Your attorney is one of those officers. And, Certified Divorce Financial Analyst® Molly Ward is ready to be in your camp.
Make an appointment with Molly Ward to learn how she can help in your divorce. Molly’s goal is to help women manage their financial futures during a difficult season of life.


As life changes we can support you and your family with a wide range of personal legal services. We can help you plan for and manage the most important issues in your life, including those around your work, your home, your relationships and any personal legal disputes you are involved in.
Business doesn't stand still and neither does our support with business legal matters. We can help you plan for, manage and resolve the key legal issues affecting your business, helping your business to run smoothly and freeing you to pursue your business goals.
Meet the team
Our experienced and established team provide legal services for the people and businesses of Teesside and North Yorkshire. We are proud to continue our traditions of quality and service - with support for many clients forged over several generations.
David qualified in 1988 and joined Newbys in 1991. He now heads the litigation team. He is based at our Middlesbrough office dealing with employment matters, the resolution of company disputes and complex family work. He has considerable experience and is familiar with tackling complex and detailed matters. David qualified as a Notary Public in 2011.
David joined Newbys as a partner in 2011. He has practiced on his own account as Craig & Co Solicitors for many years and is well known in Linthorpe Village and in Teesside generally. He is highly experienced at dealing with most non contentious matters including conveyancing, landlord and tenant matters and wills and probate.
Partner Andrew is based at the firm’s Middlesbrough office but also undertakes work regularly at our Guisborough office. He qualified as a solicitor in 1995 having completed his training at Newbys. He deals with a wide range of non-contentious work particularly domestic and commercial conveyancing and Wills and probate work.
Partner Martin is based at our Stockton Office. He joined the firm in 2014 having practised as a solicitor locally since 2012. He is able to advise on all aspects of wills, probate and the administration of estates.
Alex joined Newbys a number of years ago qualifying first as a legal executive before being admitted as a solicitor in 1996. She deals exclusively in family work and is a member of the Law Society Panel in recognition of her experience. She works in all aspects of family work and childcare. She works at our Stockton office but sees clients regularly in Guisborough and in Middlesbrough.
Stephen is a consultant with the firm having retired as the firm’s senior partner in 2017. He joined the practice as a trainee solicitor and was admitted in 1979.
Sharon qualified as a Legal Executive with the firm in 2016 having joined the practice in 1998. She deals with residential conveyancing from both the Stockton and Linthorpe offices.


On Dec. 11, 2013, the U.S. Food and Drug Administration (FDA) announced important steps to ensure the judicious use of antibiotics in food animals as one approach to addressing antimicrobial resistance in human medicine.
In an effort to clarify what this ruling means to livestock producers and other industry professionals, members of the Department of Animal Sciences at the University of Illinois offered a webinar on January 28, 2014 to address the new rules.
The discussion covered what the new steps mean to the livestock industry, what they don't mean, and how producers and others should respond. The webinar was presented by professor emeritus James Pettigrew, Extension swine veterinarian Larry Firkins, and professor Hans Stein.
"This announcement is not a surprise; it has been anticipated for several months," Pettigrew said.
Pettigrew explained that while the FDA's approach to antibiotic use in food animals had been published previously, the new documents issued this month describe the implementation of that approach.
"The documents address only those antibiotics considered important in human medicine, which are all of them except the widely-used ionophores and a few others," Pettigrew said. "The new rules apply only to antibiotics used in feed or drinking water."
The core of the FDA's approach includes:
- No use of these antibiotics for production purposes (to improve growth rate or feed efficiency).
- All uses of these antibiotics must be under veterinary oversight.
- Disease prevention is specifically recognized as an approved judicious use of antibiotics.
The slides from the webinar are available as a PDF download. The archived video of the webinar is also available below:
For additional information see:
- The document that describes the policy (GFI 209), published in April, 2012
- The document that describes the implementation (GFI 213), just published
- Description of changes in the Veterinary Feed Directive, just published
- List of affected products
- Questions & answers
- Webinar slides
Contact person: Dr. James E. Pettigrew, Professor Emeritus
Phone: (217) 244-6927


ARTICLE 1: PURPOSE
The Photographer provides private and public photography services as detailed on his website.
ARTICLE 2: ORDER
Unless stated otherwise in writing, the Photographer’s estimate shall remain valid for one (1) month from the date of issue.
All estimates, studies and proposals shall remain the property of the Photographer. Under no circumstances may they be reproduced, copied or executed without the Photographer’s prior, written consent.
Bookings for photography services shall be placed exclusively by email or telephone (using the contact details published on the Photographer’s website) or via the fotostudio.io client interface.
Where the Client books a shoot, he/she shall be considered to have placed a formal order and to have accepted the terms of this contract in full, unless the Photographer and the Client have agreed special terms.
Only this contract shall have legal force. Any other documents, such as catalogues, prospectuses, advertisements and notices, shall be nonbinding and provided for information purposes only.
An order shall only be confirmed upon signature of this contract (online via fotostudio.io or signed and returned to the Photographer by email) and receipt of the deposit.
Should the Photographer not receive the deposit and the contract signed by the Client within 7 days of issuing the contract, the Photographer shall be under no obligation to provide the service or to honour the date requested by the Client.
ARTICLE 3: PRICE AND PAYMENT
For the photo shoot detailed in Article 1, the Photographer shall charge the agreed price, inclusive of taxes.
Travel and/or accommodation costs may apply. Where relevant, such costs shall be included in the estimate and in the price stated above.
Where the Client requests additional retouches after the photographs have been processed, a fee of 20€ per retouched photo shall apply.
A deposit of 30% may be payable in order to confirm an order. The deposit may be paid by bank transfer or online payment.
The Client shall pay the balance in cash on the day of the shoot. Where the Client fails to pay the balance, the Photographer shall be entitled to suspend the photo shoot, to withhold delivery of the photographs or to treat the contract as null and void pursuant to Article 9 herein, without prejudice to any compensation due by the Client for the harm caused. Final delivery of the photographs shall only take place once the order has been paid for in full.
Any invoice not contested by registered letter within 15 calendar days of its issue date shall be deemed to have been accepted in full.
Failure to pay an invoice by its due date shall have the following consequences, which shall apply simultaneously, automatically and without formal notice: all other invoices issued and not yet due shall immediately become due, late-payment interest shall be charged at a rate of 10% per annum, and a fixed charge shall be applied by way of compensation to cover administrative costs, calculated as follows:
- Less than 4,000€: 10% of the outstanding principal
- 4,000€ or more but less than 12,500€: 7.5% of the outstanding principal
- Between 12,500€ and 25,000€: 5% of the outstanding principal.
Where the invoice remains unpaid, the Photographer shall be entitled to terminate the contract and any other contract with the same Client, with all consequences of termination to be borne by the Client. The Photographer shall also be entitled to compensation for the harm caused by the termination in addition to the penalties set out above.
Where the Client is a consumer, he/she may claim the compensation and interest set out in this clause in the event that the Photographer fails to fulfill his/her obligations.
ARTICLE 4: PERFORMANCE OF THE SERVICE
The photographs shall be taken by the Photographer or, in the case of a force majeure event as provided for in Article 10, by any other Photographer appointed with the Client’s agreement.
The Photographer shall not be bound by a performance obligation, but shall use his best endeavours to provide high-quality photographs appropriate to the purpose stated in Article 1 and in accordance with his artistic judgement. Consequently, the Client cannot reject the photographs on grounds of taste.
If the Client wishes to change any aspect of the photography service, he/she shall send the request to the Photographer by text message or email no later than 7 days before the scheduled date of the shoot. Any requests sent after this date cannot be accommodated. Only changes approved by the Photographer in writing shall be accepted.
The shoot must start at the agreed time. If the Client is late, the shoot may be curtailed accordingly. Should the Client be more than 30 minutes late, the shoot shall be cancelled and the deposit withheld.
The Client hereby declares that he/she is legally an adult and is posing for the photographs of his/her own free will. Where applicable, the Client authorises the Photographer to take photographs of his/her children in their preferred photographic style.
The Photographer must not be obstructed from carrying out his work during the shoot by amateur photographers. Any children present at the photo shoot shall remain under the sole responsibility of their parents.
In the event that the Client, a child or any other person in the studio causes damage to equipment, the Photographer shall be entitled to reclaim the cost of such damage in full.
ARTICLE 5: POST-PROCESSING
Under no circumstances shall the Photographer deliver unprocessed photographs. Post-processing, like the shoot itself, is specific to the Photographer and an integral part of his work, style and artistic sensitivities. The Photographer shall therefore exercise exclusive discretion over the post-processing phase. The parties shall only be permitted to use the photographs processed by the Photographer.
The Photographer reserves the right to accept or refuse additional retouch requests from the Client, and to charge an additional fee for the extra work involved at the price stated in Article 1.
ARTICLE 6: DELIVERY
The Photographer shall make every effort to deliver the photographs as quickly as possible (within one month).
The selected and retouched photographs shall be sent to the Client via a download link or via a private, password-protected gallery or any other mean agreed upon with the Client. The electronic files shall be delivered in JPEG format. All other files shall remain the property of the Photographer and shall not be handed over to the Client.
Once the files have been delivered to the Client, the Client shall be solely responsible for storing and archiving the photographs. The Client is therefore advised to make back-up copies on various media.
ARTICLE 7: LEAD TIMES
The lead times stated in the estimate and in this contract are expressed in business days and provided for information purposes only. The Client shall under no circumstances be entitled to compensation or have the right to break the contract should delays occur.
Where a lead time is imperative, it must be clearly specified as such prior to signature of the contract. In such an event, where delivery of the photographs is delayed, the Client shall send a registered letter. Where such letter goes unheeded for 15 days, the Client may then claim compensation, up to a maximum of 10% of the total price of the order, provided that he/she can produce evidence of the harm occasioned by late delivery of the photographs. Even in such circumstances, the agreed lead times shall not be binding on the Photographer where the delay is caused by a force majeure event (see Article 10), where the Client fails to adhere to the payment terms, or where the Client requests changes during performance of the order.
ARTICLE 8: DISCLAIMER
The Photographer cannot be held liable for non-performance or part-performance of the outdoor services, as initially agreed in the order and indicated in Article 1, for reasons relating to inclement weather such as stormy conditions or heavy rain. No refund shall be due in such circumstances, but the session may be postponed to a later date by mutual agreement.
Where a technical problem affecting the photography equipment or an accident occurring during performance of the service prevents the Photographer from delivering the requested work, the Client shall be entitled to a refund of the full price. No additional compensation, of whatever nature, shall be due.
Where the photographs are lost or damaged prior to delivery (due to theft, fire, etc.), the Client shall only be entitled to a refund of the price of the service.
Where the electronic files are lost or damaged after delivery to the Client, the Photographer shall bear no liability. The files shall, however, remain available for 3 months from delivery and may be re-sent during this period if necessary.
ARTICLE 9: TERMINATION FOR BREACH
Where the Client breaches his/her obligations, the Photographer shall issue a formal notice. Where such notice remains unheeded for 30 days, the Photographer may terminate the contact automatically and claim compensation for all harm occasioned.
Where the Client cancels the photography service after the cooling-off period has expired, the contract shall be terminated automatically and the Client shall bear the consequences thereof, including payment of compensation amounting to at least 30% of the total price of the order (deposit), except where the cancellation is due to a force majeure event affecting the Client.
Where the Client is a consumer, the same rights shall apply reciprocally between the Client and the Photographer, and according to the same procedures.
ARTICLE 10: FORCE MAJEURE
Where an event beyond the control of the Photographer (illness, accident, death of a relative, etc.) or any force majeure event (strike, lock-out, war, riot, etc.) renders it impossible to perform the contract according to the initially agreed terms, the Photographer cannot be held liable for any resulting delay, and shall be entitled to postpone performance of the photography service or to terminate the contract by registered letter without having to pay compensation.
Where the Client is a consumer, he/she shall enjoy the same right under the same conditions.
In such an event, the Photographer shall make every effort to postpone the shoot to a future date set by mutual agreement with the Client or, for a wedding photography service, to find another photographer who is available to perform the service.
Lastly, if the photo shoot is not postponed but cancelled due to a force majeure event affecting the Photographer, the Client shall be entitled to a full refund without delay.
ARTICLE 11: INTELLECTUAL PROPERTY
Photographs taken by the Photographer during a shoot with the Client shall be copyright-protected. In consideration for payment of the price stated under Article 1, the Photographer shall transfer to the Client the following rights in the commissioned photographs: the right to print and reproduce the photographs, for private purposes and on a worldwide basis, for the duration of the copyright protection period.
The Client shall obtain the Photographer’s prior, written consent before using the photographs for any other purpose. The Client may not use the images from the shoot for commercial purposes without the Photographer’s prior, written consent.
The photographs shall remain the Photographer’s intellectual property, and shall not become copyright-free, even after delivery of the electronic files. The Client shall credit the Photographer in any and all situations where the photographs are used for personal purposes (publication online, exhibition, etc.). Similarly, the Client may not modify the photographs without the Photographer’s prior, written consent.
ARTICLE 12: IMAGE RIGHTS
The Photographer reserves the right to use the photographs that he has taken for the purpose of promoting his business (website, social media, exhibitions, etc.). The Client gives his/her consent to such use by signing this contract.
Where the Client specifically withholds consent for such use in writing, he/she cannot prevent the Photographer from using photographs in which he/she cannot be recognised or that he/she has published online or on social media.
ARTICLE 13: PERSONAL DATA
The Photographer shall process the personal information and contact details as received from the Client. The purposes of the processing shall be to perform this contract, to manage the Photographer’s clients including tracking bookings in order to guarantee proper performance of the ordered service, and to maintain accounting records. The lawful bases for the processing are performance of the contract and compliance with legal and statutory obligations. The controller is the Photographer.
The above-mentioned personal data shall be processed in accordance with the General Data Protection Regulation (GDPR) and shall only be shared with clients and/or third parties on a strictly necessary basis in line with the above-mentioned purposes of the processing. The Client shall be responsible for ensuring that the personal data provided to the Photographer is accurate and up to date.
The Client hereby confirms that he/she has received adequate information about the processing of his/her personal data and about his/her right of access, right to rectification, right to erasure and right to object. In accordance with Article 7 (3) of the GDPR, data subjects have the right to withdraw their consent at any time. Where consent is withdrawn in this way, the Photographer shall refrain from any further processing of the data.
Withdrawal of consent shall have no bearing on the lawfulness of the processing carried out on the basis of that consent before it was withdrawn.
ARTICLE 14: COOLING-OFF PERIOD
Where the Client is a consumer, he/she shall be entitled to withdraw from this contract, where entered into remotely, within 14 days and without having to give a reason for his/her withdrawal. This right shall not apply if the photography service has been provided in full with the Client’s agreement and on the understanding that the Client will lose his/her right to withdraw within the cooling-off period if the Photographer has fulfilled the contract in its entirety.
In order to exercise this right under the cooling-off period, the Client shall notify the Photographer of his/her intent to withdraw from this contract by any unambiguous means (e.g. by post or email). To be entitled to withdraw under the cooling-off period, the Client must merely serve the notice of intent to withdraw before the period expires.
The Photographer shall refund the deposit to the Client within 14 days of receipt of the notice of intent to withdraw from this contract, via the same payment method as used for the initial transaction.
ARTICLE 15: FINAL PROVISIONS
For the purposes of this contract, the Client shall be considered a “consumer” if he/she is an individual acting for purposes which are outside his/her trade, business, craft or profession.
Where any of the above provisions is declared null and void, the remainder of this contract shall remain valid. In such an event, the parties shall renegotiate a valid clause to replace the clause declared null and void.
This contract is governed by the law of the country in which the Photographer is established or, if the Client is a consumer, in which the Client resides.
Any disputes arising in connection with the performance or interpretation of this contract shall be referred to the courts having jurisdiction over the country in which the Photographer’s business is established or, if the Client is a consumer, in which the Client resides.


Carter Strickland, Commissioner
Carter Strickland was appointed to be the Commissioner of the New York City Department of Environmental Protection (DEP) on August 17, 2011. Previously, he served as Deputy Commissioner for Sustainability at DEP. In that role, Commissioner Strickland oversaw DEP’s environmental planning, analysis, permitting, policy, and enforcement programs, and was charged with importing sustainability principles to build on PlaNYC, Mayor Bloomberg's sustainability blueprint for New York City. He was the principal leader of DEP’s plans to shift combined sewer overflow controls to green infrastructure in its consent orders and long term control plans, to structure a program to address stormwater in its separated sewer system, and to adopt heating oil regulations that will remove more pollutants than are emitted by all of the trucks and cars in the city and save hundreds of lives each year. As part of DEP’s executive leadership team, Commissioner Strickland was instrumental in the development and implementation of Strategy 2011-2014, DEP’s plan to become the safest, most efficient, cost-effective, and transparent water utility in the nation, and lead DEP’s efforts for national regulatory reforms that would prioritize water and wastewater investments according to a rational cost-benefit approach that maximizes public health benefits.
Before joining DEP, Commissioner Strickland was the Senior Policy Advisor for Air and Water with the Mayor’s Office of Long Term Planning and Sustainability, where he was responsible for the implementation of PlaNYC across all agencies and departments, with a focus on water, air, and natural resource issues. The foundation for Commissioner Strickland’s work on sustainability initiatives was developed through his extensive regulatory and litigation practice at the New York Attorney General’s Office and the Rutgers Environmental Law Clinic, where he taught environmental law and policy and directed the clinic’s litigation of numerous ground-breaking natural resource and pollution control cases on behalf of local and national environmental groups.
Commissioner Strickland is a graduate of Dartmouth College (A.B. 1990) and Columbia University School of Law (J.D. 1995), where he was Executive Editor of the Columbia Environmental Law Journal and a Harlan Fiske Stone Scholar. Following law school he clerked for the Honorable Joseph H. Young, U.S. District Judge, in Baltimore, Maryland.


Wheeler Packaging Ltd are fully conversant with ISPM15 regulations governing the export of timber, many countries have implemented ISPM15 and anyone who uses wood packaging material to transport their goods to these countries must ensure that it is treated and marked accordingly, regulated wood packaging materials include crates, boxes, packing cases, dunnage, pallets, cable drums and spools or reels which may be present in any imported consignment – including consignments that would not normally be subject to phytosanitary control.
We undergo an assessment every 6 months which will review our systems, including processes and records, pertaining to the manufacture, re-manufacture, repair, treatment and marking of wood packaging material. It will include a review of:
If the assessment is successful the Forestry Commission will issue us with a certificate via TIMCON. The certificate is valid for six months.
The risks of introducing and spreading tree pests through the transport of packaging material made of unprocessed wood is recognised internationally. Certain pests, including wood boring longhorn beetles from the family Cerambycidae, bark beetles from the family Scolytidae, and the pine wood nematode Bursaphelenchus xylophilus, are readily transported and spread via infested wood packaging material.
In 2002, an International Standard for a Phytosanitary Measure, Guidelines for regulating wood packaging material in international trade (ISPM15), was adopted by the Interim Commission on Phytosanitary Measures (now the Commission on Phytosanitary Measures). Most of the UK’s international trading partners around the globe have now implemented landing regulations for wood packaging material based on ISPM15.
In order to help UK manufacturers and exporters demonstrate compliance with ISPM15, the Forestry Commission in Great Britain and the Forest Service, an agency within the Department of Agriculture and Rural Development in Northern Ireland, established a national wood packaging material marking programme in conjunction with the trade. The United Kingdom wood packaging material marking programme (UKWPMMP) regulates the manufacture, repair and re-manufacture of ISPM15 compliant WPM in the UK and is administered by the Timber Packaging and Pallet Confederation (TIMCON).
The Programme was given statutory status on 6 November 2006, when the Plant Health (Wood Packaging Material Marking) Forestry Order 2006 came into force. Operation of the UKWPMMP is overseen by an Advisory Council consisting of representatives from :


Former Mexican President Vicente Fox took his crusade to legalize marijuana to San Francisco on Monday, joining pot advocates to urge the United States and his own country to decriminalize the sale and recreational use of cannabis.
Legalization, Fox told reporters is the only way to end the violence of Mexican drug cartels, which he blamed on America’s war on drugs.
“The cost of the war is becoming unbearable – too high for Mexico, for Latin America and for the rest of the world,” Fox said in English.
Every day, he said, 40 young people are killed in drug-related violence.
Support for legalizing marijuana in the United States has been growing. Nineteen states and the District of Columbia have passed medical marijuana laws, according to the pro-legalization National Organization for the Reform of Marijuana Laws. But the drug remains illegal under federal law.


1991- The world witnessed Rodney King violently beaten by the LAPD. Halfway around the globe in Japan, music producer, writer, FRAGMENT DESIGN owner and fashion designer Hiroshi Fujiwara watched the incident unfold. In response to the police brutality & discrimination he witnessed, Hiroshi decided to release a special edition t-shirt, featuring his now iconic END RACISM design for GOODENOUGH.
Later, the design was revived by Atsuyo Kitano and he reissued the END RACISM design in response to the unjust killings of Kimani Gray, and Michael Brown by police officers. The shirt was not only a symbol of solidarity, but a reminder that we must end the cycle of systematic racism and police brutality once and for all. GOODENOUGH concluded as a brand officially in 2017.


“Clearance” – a customs clearance of imported international express shipments into the territory of Ukraine and payment of all the necessary taxes and customs duties.
Parcels (international express shipments) with a total value of less than € 100 are not subject to any additional taxes and fees. If, however, the total value of all goods in one package exceeds € 100, upon receipt of the shipment, you must pay tax:
- MEO value from € 100 to € 150 – VAT 20% (calculated from a limit of € 100 and charged on the difference);
- IER value over € 150 – customs duty of 10% (calculated on the difference from € 150) and VAT of 20% (calculated on the difference from € 100).
Taxation under current law, including recent edits.
You can calculate the amount of tax by entering the total value of all the goods in your parcel in the calculator field or see a more detailed calculation formula.


VETERANS DAY PARADE
The San Fernando Valley Veterans Day Parade Committee is proud to announce our
2016 Grand Marshal
Judge Pregerson is also a tireless advocate for the homeless in Los Angeles County, particularly veterans and families. Working with the Salvation Army and U.S. Vets, Pregerson has overseen the construction of shelters, transitional housing, and child development centers throughout Los Angeles. Judge Pregerson continues to work closely with these facilities, which provide shelter, treatment, training, and hope for thousands of homeless men, women, and children.
Judge Harry Pregerson was born and raised in East Los Angeles. He graduated from Belvedere Junior High School in 1938 and from Roosevelt High School in 1941 where he was elected Student Body President. He enrolled at UCLA, and joined the Navy NROTC Program and served in the Marine Corps during World War II. In May 1945 during the Battle of Okinawa he sustained severe gunshot wounds through both thighs. In 1947 he attended UC Berkeley Law School on the GI Bill, graduating in 1950. Pregerson practiced law in Van Nuys, where he and his wife, Bern, a microbiology professor at Pierce College, raised their two children, U.S. District Judge Dean Pregerson and dermatologist Dr. Katie Rodan.
Judge Pregerson has served on the state and federal bench for over 50 years. Governor Pat Brown appointed him to the L.A. Municipal Court in 1965, then to the Superior Court in 1966. In 1967, President Lyndon Johnson appointed Pregerson to the U.S. District Court for the Central District of California. President Jimmy Carter elevated him to the Ninth Circuit Court of Appeals in 1979.
Judge Pregerson has dedicated much of his life to helping under-served members of our society. As a district judge, he structured a consent decree that created thousands of affordable housing units for those displaced by the I-105 Century Freeway. The Century Housing program also created training and employment programs for women and minorities and established child care centers to serve the local population. The interchange of the 110 and 105 freeways was named the “Judge Harry Pregerson Interchange” in recognition of his service.
Judge Pregerson later played a key role in protecting public health when he ordered the City of Los Angeles to stop dumping sewage sludge into Santa Monica Bay. He ordered full secondary treatment for all wastewater, and was affectionately dubbed the “Sludge Judge” for his efforts to modernize the Hyperion Treatment Plant. The new plant, which helped revitalize marine life in the Santa Monica bay, was named one of the Top Ten Public Works Projects of the Twentieth Century, along with the Hoover Dam, Panama Canal, and Golden Gate Bridge.


For our latest Coronavirus updates, please Click here
If we managed the property on behalf of the landlord, your deposit is held in a securely bonded client account for the term of your tenancy. It is held as security against your obligations to your Landlord under the Tenancy Agreement. At the end of the tenancy we will undertake a final inspection to make an assessment. Your deposit will then be returned to you in full if no deductions are applicable.
If we do not manage the property for the landlord, we will pay the deposit to them and instructed them that this needs to be lodged with a deposit protection scheme.
When you find a property you like, you will need to provide references, a deposit and be prepared to undertake ID and credit reference checks. This is to confirm your suitability as a tenant and your ability to meet the financial commitments. Referencing normally takes a few days, but you will need to provide all requested information in full to avoid any delays and risk of losing the selected property.
Our processes are the slickest in the Industry. We will ask you to download our online application or send it to you via email. The application procedure is as follows
Agents normally use credit referencing companies to carry out checks and provide a recommendation on your suitability. If you have no adverse credit history but are financially weak for the rental amount then you may be able to arrange a Guarantor. The Guarantor effectively underwrites the agreement to ensure that the rent will be paid. Your Guarantor will also need to be credit checked.
Many tenancies can be arranged within a week, but ultimately the move in date will be determined after discussion with the Landlord.
You will complete a standing order mandate before your tenancy starts so that your rent is paid to us or the landlord, direct from your bank account on the same day every month. Payment of rent by any other means may incur additional administration charges.
Unless otherwise agreed in writing, you are required to pay for the Council Tax, all utilities including gas, electric, water, cable/satellite, telephone and TV licences. If you are a student you will not be required to pay Council Tax. If your property has any other form of fuel such as oil or propane gas, then you will be required to pay for that too.
Your Tenancy Agreement, unless agreed otherwise, will normally be a 6 or 12 months Assured Shorthold Tenancy.
You should be aware that this is a legally binding contract between you and your Landlord, and one that can only be brought to an end by the appropriate Notice to Quit, or mutual consent.
These will be set out in your Tenancy Agreement. Your rights, and those of your Landlord are determined by the Landlord & Tenant Act as amended from time to time.
You have the right to live in their home without being disturbed. The landlord and other people cannot enter freely when they wish and must seek permission to visit – typically at least giving 24 hours notice.
A tenancy runs until it is ended by a tenant, or a landlord, through agreed surrender of the property, a notice being served, or eviction carried out. Tenants within a fixed-term can only end the tenancy during that time if their tenancy agreement says so. This will depend upon the agreed notice period.


EA Refusing To Remove Loot Boxes In Belgium And May Go To Court
Belgium recently declared loot boxes a form of gambling and banned them. The Gaming Commission asked EA to remove loot boxes from its video games but the company is reportedly refusing to remove loot boxes from FIFA 18 and FIFA 19. Both games feature random card packs that are considered loot boxes in this case.
In April, when the BGC finished Belgium Officially Declares Loot Boxes Gambling And Illegal, EA was one of the companies mentioned as being in violation – specifically, its Ultimate Team card packs in FIFA 18 and upcoming release 19. Unlike other companies called out by Belgium, EA has not pulled these from 18, nor has it given any indication it will do so for FIFA 19.
As reported (and run through Google Translate) by the Dutch outlet Nieuwsblad, EA is currently under criminal investigation by the Brussels public prosecutor’s office (by request of the BGC) due to its refusal to remove these loot boxes from its games.
As the story notes, there’s no new law on the books; rather, loot boxes in games are being counted as part of already established gambling laws. Naturally, EA will argue that their packs for FIFA 18 and 19 are not gambling, which probably comes as much of a “surprise” to them as it did to Blizzard with Heroes of the Storm and Overwatch.
The difference is that Blizzard complied with the commission while still arguing its point — a decision that, in the short term, will cost the company money but at least ensure that it complies with local law. EA apparently isn’t willing to forgo that income, or at least seems to think it has a stronger case, and is willing to risk legal sanctions to prove its point.
Based on past statements (such as CEO Andrew Wilson’s assertion in May), it appears EA is ready and waiting for a legal battle. The BGC determined that loot boxes fell under an existing gambling law, but a court challenge could reverse that decision. In that case, BGC general director Peter Naessens told Nieuwsblad that the commission will pursue efforts to change the law so that loot boxes are included again.


There is hardly an aspect of internet music promotion, sale and distribution which does not have a legal dimension. Since the stakeholders in the process includes artists, their managers, music publishers, record companies, distribution companies and the consumer, the law relating to internet music distribution is extremely complex. Andrew Sparrow's Music Distribution and the Internet provides those connected to the music and media industries with a guide to the legal requirements they must meet, answering questions such as: ¢ How should you conclude contracts with consumers over the internet? ¢ What are the various legal terms and conditions that should govern the sale of physical product to online music buyers? ¢ How should a website user's personal information be handled? ¢ What limitations are there on the way this data may be used for ongoing marketing of an artist's work or the merchandise associated with it? ¢ What are the latest copyright laws in this area and how do they apply to the internet? The book provides practical advice on how to approach key relationships with the internet buying consumer and other online media providers. The law is explained in straightforward terms and applied throughout in a music business context. Music Distribution and the Internet is an essential reference for anyone seeking to exploit and protect their rights and those of their artists in the rapidly expanding, constantly evolving and fascinating arena that is new media.
Info from Taylor & Francis


I will continue to work tirelessly for you, the citizens of Orleans Parish. Throughout my 31 years of public service, I have never run from a challenge or quit. Your continued faith is my inspiration.
Your home is one of the most important investments that you will ever make. I will ensure that your interests as property owners are protected. To protect your interests, I will continue to support the homestead exemption and efforts to increase this exemption to keep pace with inflation. And, that senior and disabled citizens living on limited incomes are informed and receive the protection of the assessment freeze program
Continual enhancements will be made to the current assessment process to ensure that they are fair and equitable.
It takes leadership and commitment to run a responsive and efficient assessors office. As your parish assessor, I will continue to seek ways to enhance your access to property records while maintaining a cost-efficient professional and courteous office.
Under one assessment policy I will make New Orleans a fairer place to do business by creating a transparent and fair system to determine property values. This will give businesses and homeowners faith in the assessment process. Local businesses as well as homeowners need to know that their property will be assessed fairly.


Defense Attorney Christoph Marotzke
Your defense attorney in Hamburg
Christoph Marotzke is a lawyer and defense attorney operating from the Sankt Pauli district in Hamburg.
His fields include:
- General criminal law
- Traffic violations
- Drug offenses
- Sex crimes
- Youth offenses
- Legal remedy
- Administrative offenses
He was born in Boston, Massachusetts in the United States of America. He had a bilingual upbringing due to his German family. He employed this advantage during his legal training to become acquainted with both American and German legal practices. After his family moved to Hamburg, Germany, he graduated high school in 2010 and went to law school, graduating in 2016 and specializing in criminal law, criminal procedure and criminology.
He was a trainee in Hamburg for two years, although he also worked for a longer period of time in a law firm operating nationwide that specialized in criminal law. He also spent 4 months in San Francisco, California, working at the Superior Court of San Francisco. After completing his second law degree in 2019, he established his law firm in Sankt Pauli, hoping to help others in his home town.Christoph Marotzke is a lawyer specialized in the areas of criminal law and administrative offences law.
Free first consultation
Make an appointment now and present your case in a free first consultation.


We are pleased to provide Deputy Bonds for Professional Deputies. Our Bond fulfills all the requirements of the Office of the Public Guardian (OPG) and we have been approved by them to issue bonds.
The Bond guarantees to pay any financial losses suffered by ‘P’ arising from the Deputy’s failure to perform their duties as directed by the Court of Protection and/or OPG.
The Bond has a range of features which has been tailored to the needs of ‘P’ and the Deputy. One of our main features is our payment options. We are the only bond provider to offer a one-off payment option enabling big premium savings and reduced administration.
The bond also have free retrospective cover and premium free discovery periods.
Our team has over 50 years’ experience issuing security bonds for Clients who are the subject of a Deputyship. Over the years these Bonds have been claimed against to recover millions of pounds due to misappropriation by Deputies.
We are able to offer bonds to Professional Deputies ranging from £10,000 to £5 million with a choice of payment options to best suit ‘P’.
Our one-off payment option starts from just £30 for a bond of £10,000. We are able to offer a ‘5 year payment option’ to spread the cost with no further premiums requested once 5 payments have been collected.
The bond can be purchased via our online application system. The application will only take a few minutes with confirmation document sent by email. You will also receive a payment invoice inviting you to setup a direct debit
t. (0800) 772 0886
Security Bonds Limited, Tower House, Parkstone Road, Poole, Dorset BH15 2JH
Security Bonds Limited is Registered in England No. 11616784 is authorised and regulated by the Financial Conduct Authority under Firm Reference No. 843895


The Supreme Court has now recently held that an unwed mother can also become the sole legal guardian of her child even without the consent of the father. Even if the father is in the picture, she may choose not to reveal his name. She can now constitutionally have full custody of her child. The petitioner was a government official and she filed the writ petition in the Supreme Court in 2011 after the Delhi High Court did not allow her to file for a guardianship petition without taking the father’s consent. Her plea in front of the Apex Court was that she barely lived with the father for two months and that he wasn’t even aware of the child’s existence. It is already well known through statutes like The Guardians and Wards Act 1890 and The Hindu Minority and Guardianship Act 1950 that a notice has to be sent to the child’s father so that he gives his consent before a plea for guardianship is moved. The petitioner argued in this case that if the passport application form does not require identification of the father, why is it necessary to make an exception of such a kind in guardianship cases. The bench which addressed the main issue raised in this case comprised of Justices Vikramjit Sen and Abhay Manohar Sapre. They decided the case by saying that there is no need to insist on the father’s name and if it is an unwed mother’s case, then her name is sufficient for the purposes of guardianship. The apex court thus, quashed the orders of the lower courts (Trial Court and High Court) to reach this conclusion. Hence, a father’s consent is no more required if an unwed mother wants to become her child’s legal guardian. The Apex Court in it’s judgment also remarked that the lower courts did not really take into account the welfare of the child while deciding the case, which should have been of utmost importance. The SC has now sent the entire matter to the Trial Court and said that the father’s consent is not required while deciding guardianship cases. The Supreme Court, through this judgment, has clearly proclaimed the fact that the times are changing and they are certainly in tune with these changing times. This precedent has been considered to be a great move by a lot of activists. ————–
About the Author: This article is contributed by Sayesha Bhattacharya, our intern.


Jennifer Silcox, Adjunct Assistant Professor
PhD, Sociology, Western University
Jennifer Silcox is a criminologist who specializes in gender, youth crime, and media. She is currently collaborating with faculty at the University of South Carolina on two projects relating to news coverage of violent girls in US and Canadian media outlets. Additionally, she is part of a team at the London Health Sciences Centre and St. Joseph’s Health Care London exploring youth perceptions of human dignity in mental health care. In the community, she has worked with non-profit organizations carrying out public outreach with women in prison and women and girls involved in the sex trade. As well, she has worked with youth in conflict with the law as part of their rehabilitation and diversion. On campus, she has helped with sexual harassment and violence education, workshops on transgender inclusivity in the classroom, and restorative justice panels assisting student victims of sexual hazing.
Areas of Specialization
- Youth crime;
- Qualitative research;
- Social inequality;
- Women and crime;
- Mental health
- Stevens Andersen, Tia, Jennifer Silcox, Deena Isom. 2019. Constructing “Bad Girls”: Representations of Violent Girls in the Canadian and U.S. News Media." Deviant Behavior 40(3): 1-13.
- Silcox, Jennifer. 2017. "Are Canadian Girls Becoming More Violent? An Examination of Integrated Criminal Court Survey Statistics." Criminal Justice and Policy Review 30(3): 1–27.


Welcome to Graphem Solutions VIP. These Terms of Service govern your access to and use of our website, products, and services. By accessing our website and utilizing our services, you acknowledge that you have read, understood, and agree to be bound by these terms.
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You are responsible for safeguarding your account information, including your password, and for any activities or actions under your account. Graphem Solutions cannot and will not be liable for any loss or damage arising from your failure to comply with the above.
Subscription fees, payment terms, and renewal policies are detailed on our website. Services can be canceled by you at any time on 30 days written notice to Graphem Solutions. We reserve the right to change the fees for our services at any time, with notice to you.
Graphem Solutions reserves the right, at its sole discretion, to modify, suspend, or discontinue the services, or any part thereof, at any time, for any reason, with or without notice.
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This field of study covers research on various topics and contemporary issues related to national as well as international environmental policies. Emphasis is given to environmental governance comprising several important principles such as independence, openness and transparency, accountability, integrity, clarity of purpose, and effectiveness. Research in this field also includes the legislative aspects at national and international levels, including the implementation and enforcement of relevant legislative regimes to achieve sustainable environmental management.
Environmental and Resource Policy | Governance and Administrative Regimes| Multilateral Environmental Agreement | Environmental Law
Updated:: 16/12/2023 [fatin_ar]
Universiti Putra Malaysia
43400 UPM Serdang


Today, Internet Works, a coalition of 21 small to mid-sized technology platforms and organizations, filed an amicus curiae brief with the U.S. Supreme Court in the case Gonzalez v. Google.
This statement can be attributed to Internet Works:
“Section 230 protects internet users, as well as platforms and organizations of all shapes and sizes. Without this foundational law, the internet would not be a driver of economic growth or global forum for conversation and connection. A misguided reinterpretation of Section 230 risks undermining the digital ecosystem as we know it, including by significantly degrading user experience and expectations of how the internet works today.
Put simply, what’s at stake is the internet’s continued ability to connect, enable and serve people around the world.
In its brief, Internet Works explains why Section 230 clearly protects organizing and displaying content to users, highlights the importance of Section 230 across the internet ecosystem and urges the Court to preserve the internet as a tool for free speech, education, commerce and innovation.”
Read the full brief HERE.


Does Medical Debt Go Away After Seven Years?
Some people think that debt just disappears after a set amount of time, but this is not always the case. For example, many believe that medical debt vanishes after seven years. While medical debt may be easier to manage than other types of debt, it will not necessarily go away entirely after seven years and could still negatively impact your credit report.
The 7-year figure does come from somewhere
However, under the Fair Credit Reporting Act, most negative information must be removed from your credit report after seven years. This includes bankruptcies, foreclosures, and late payments. So, if you have unpaid medical bills that are more than seven years old, they will no longer appear on your credit report.
While this may seem like good news, it’s important to understand that unpaid medical debt can still have a major impact on your finances. This is because medical debt is often sold to collection agencies. So, even if the original debt is more than seven years old, the collection agency may still report it to the credit bureaus.
This means that the debt could still show up on your credit report and impact your credit score. Additionally, collection agencies can continue to try to collect on the debt, even if it’s more than seven years old. So, while medical debt may not have the same negative impact on your credit report as other types of debt.
Statutes of limitations on debt collection by state
It’s important to note that each state has its own laws regarding the statute of limitations on debt collection. This is the amount of time a creditor or collection agency has to sue you for an unpaid debt. Once the statute of limitations expires, the creditor or collection agency can no longer sue you for the debt.
However, this does not mean that the debt is no longer owed. It just means that the creditor or collection agency can no longer take legal action to collect the debt. So, even if the statute of limitations has expired, you may still be responsible for paying back the debt.
Dealing with medical debt
If you’re dealing with medical debt, there are a few things you can do to make it more manageable.
First, you should try to negotiate with the medical provider. Many providers are willing to work out a payment plan or even reduce the amount of the bill.
You can also contact the collection agency and try to negotiate a payment plan. Keep in mind that collection agencies may be more willing to negotiate if you offer to pay a lump sum or make regular payments over time.
Finally, you can consider using a medical debt consolidation loan to pay off the debt. This can help you get a lower interest rate and monthly payment.
The bottom line is that medical debt will not automatically go away after seven years. However, there are ways to manage medical debt so that it doesn’t have a major impact on your finances.


“Divorce without drama” is more than just a catchy phrase… it really does describe my approach to family law. If you are searching for a lawyer to handle your family law issue, you are likely going through one of the most difficult periods of your life and the stakes are high – your family, your children, your property. You are worried about a million things and either you have told no one and are facing this alone or you are getting conflicting advice that is only adding to your anxiety.
My job as I see it is to reduce your anxiety by allowing you to feel like you don’t need to have all the answers. (In truth, most people don’t even have all the questions.) Although every divorce, every child custody case, every parenting time issue or support issue is unique, they all share some characteristics and there is a process to each that I have navigated before. I cannot promise an outcome, but I do promise that I will proceed in a manner that is intended to dial down the drama and promote a healthy forever after.
Both full and limited scope representation.
I am a certified mediator and can work with both represented and unrepresented parties to reach a resolution to their issue(s).
For situations that call for guidance and/or legal expertise but not necessarily representation.
I have been licensed to practice law since 1994. I am a divorced mother of two wonderful adult children who were not adults in 1994, so I chose to be in private practice where I could manage/juggle my schedule as I thought best.
-1994 Juris Doctor, Detroit College of Law, graduated cum laude
-1981 Bachelor of Arts, University of Michigan
They are both men and women. The legal system is designed to be gender neutral but the reality is that men and women typically face different challenges in their journey. I have no gender preference. I am equally eager to assist both men and women so long as they are seeking to pursue a course of action marked by civility and fairness. Above all else, if children are involved, my client’s priority is doing what is best for the children.
It is critical to select the right family law attorney for you. You want a lawyer that is knowledgeable, experienced and practices with integrity. You also want a lawyer that is accessible – not just geographically, but personally available to talk to when the need arises. Mostly, you want a lawyer that hears you. It is not enough for your lawyer to listen to you; your lawyer needs to really hear you, so that he/she can advocate for what is important to YOU.


The principal mission of the Fort Plain Police Department is to preserve the rights of citizens and reduce fear in the community through the prevention of crime, protection of persons and property, the maintenance of order in public places, and to anticipate and respond to events that threaten public order and the preservation of life and property.
It is essential that all members remember that in the execution of their duties they act not for themselves but for the good of the public. They shall respect and protect the rights of individuals and perform their services with honesty, zeal, courage, discretion, fidelity, and sound judgment.
Police officers must seek and preserve public confidence by demonstrating impartial service to law, and by offering service and trust to all members of the public.
Our broad philosophy embraces a wholehearted determination to protect and support individual rights while at all times providing for the security of persons and property in the community. In meeting this objective, it is our duty to operate as a public service organization. We will at all times work in cooperation with community agencies and groups to promote understanding of and competence in our efforts in law enforcement.


- Call to Order
- Salute the Flag
- Consent Calendar: (The following items will be treated as one item and enacted with one vote unless a Board member or a stakeholder requests that an item be placed on the Discussion Calendar.)
- Approval of Minutes of previous Board meeting
- Receive and file the Treasurer's Report
- Motion to support the proposal to purchase, not to exceed $3500, and implement audio/video technology to livestream our board meetings, with an ongoing cost not to exceed $150 per month and direct Budget and Finance committee to make any needed changes to the fiscal budget. (LiveStream)
- Motion to opposes SB50 and urges our City Councilmembers to introduce a resolution in Council forthwith, opposing SB50. (WRAC)
- Motion to approve NCWP Standing Rules.
- Motion to approve expenditure not to exceed $500 to improve the ncwpdr.org website for accessibility/ADA compliance.
- Motion to approve expenditure of $99.95 for annual website hosting service, Host for Web.
- Motion to approve expenditure of $112.01 for website maintenance/security updates.
- Announcements from Governmental Representative (limit to 3 minutes please)
- Announcements from Board Members
- LAX Northside/Prop O park update - Lisa Trifilett, Consultant to LAWA
- BIRD Scooters - Morgan Roth, Community Relations Manager - Bird, re LADOT One Year Dockless Mobility Pilot Program
- Discussion Calendar and related Public comment
- Public Comment - non-agenda items (limited to 2 minutes per speaker unless otherwise declared by the President or presiding director. Public comment on agendized items will be called as each agenda item is brought forward.)
- Election outreach/update
- Committee Reports
NCWP Board Meeting on Feb 5, 2019
Public Comment Request
In compliance with Government Code section 54957.5, non-exempt writings that are distributed to a majority or all of the board in advance of a meeting, may be viewed on our website at www.ncwpdr.org, or at the scheduled meeting. In addition, if you would like a copy of any record related to an item on the agenda please contact committee chairperson at (213) 473-7023 or by email through our website at www.ncwpdr.org. The public is requested to fill out a SPEAKER CARD to address the Board on any item of the agenda prior to the Board taking action on an item. Comments from the public on Agenda items will be heard only when the respective item is being considered. Comments from the public on other matters not appearing on the Agenda that is within the Boards subject matter jurisdiction will be heard during the Public Comment period. Public comment is limited to 2 minutes per speaker, unless waived by the presiding officer of the Board. As a covered entity under Title II of the Americans with Disabilities Act, the City of Los Angeles does not discriminate on the basis of disability and upon request, will provide reasonable accommodation to ensure equal access to its programs, services and activities. Sign language interpreters, assistive listening devices, or other auxiliary aids and/or services may be provided upon request. To ensure availability of services, please make your request at least 3 business days (72 hours) prior to the meeting you wish to attend by contacting the Neighborhood Council Project Coordinator (213) 978-1551.


The method of dividing a parcel into a Condominium Property Regime (CPR) is becoming quite popular in Hawaii.
It allows buyers land ownership of a unit area, a legally surveyed section with shared common elements. The common elements can range from a driveway to shared water, basically anything the parties would like to include in the sharing. Think of it as a horizontal condo versus the vertical ones we’re so familiar with around our islands.
0 Kai Poi Place, Peahi- Haiku
A perfect example of the opportunities presented by a Maui CPR property are seen with 0 Kai Poi Place in the Peahi area of Haiku on Maui’s North Shore.
0 Kai Poi Place is located on Opana Point in Haiku, Maui. The property has been divided into (A) MLS#383358 ($699,000) & (B) MLS#383359 ($499,000)
Property Features: It’s Powered by Nature! Clifftop & Oceanfront, Stunning Panoramic Views, Rare Opportunity, Paved & Fenced, Grated & Level Land, Access Roads, Private Water & Ag Zoned. Ready to Build…
Unit A is a 6.986-acre parcel and Unit B, a 2.91-acre parcel. Although the 10+ acre property has been divided (CPR’ed), it’s still possible to buy together.
Both 0 Kai Poi Place parcels offer so much. Without a doubt, prospective new owners will enjoy freedom, peace, fresh air, privacy, serenity, always changing island views, magical sunrises, sunsets, and starry nights.
The documentation for CPR‘s are exactly the same as those condos you see in Kihei or Waikiki, which include House Rules, survey, financial obligations, voting rights and any other owner instructions. The best part of a CPR is that it allows a property owner to divide their property, and sell off identified portions to make additional money.
The property can be with or without buildings, and it doesn’t alter the zoning or permitted use of that specific zoning of the property.
A bit of fun facts…
In fact, Hawaii was the first State in the United State to CPR. This is how it started. During the 1960s, lawmakers established a way to sell air space above a particular piece of land. A great example would be the apartment high-rises that are typically seen on Oahu in Waikiki and Honolulu. This was originally called Horizontal Property Regime (HPR); which has now translated to Condominium Property Regime (CPR).
For more information about CPR, consult with a top Maui real estate professional, or a Maui CPR attorney.


Phone: (+27) 82 616 0944
Tel: 012 003 3238
Natasha Mohunlal & Associates IP Attorneys is a boutique law firm specializing in intellectual property services across Africa and globally, through our trusted network of global agents. We specialize in trade marks, copyright, patents and design services.
Natasha Mohunlal is the Founder and Managing Director of the practice and has over 16 years’ experience in intellectual property law. Natasha was employed by two of the leading Intellectual Property law firms in South Africa. Her vision and fortitude for growth, expansion and success lead her to the decision of establishing her own practice.
Natasha’s exclusive focus is in taking the time to understand her clients’ brands, brand requirements and what it represents to them. Her extensive professional and legal collateral is utilized to support clients in formulating and building their brand protection strategies. Natasha is a dynamic and focus driven Attorney and is an expert in the field of trade mark prosecution and brand enforcement strategies. Natasha invests in and takes the time to advise her clients on a wide variety of intellectual property matters. Her “cradle to grave” service driven approach is unique and beneficial to her clients’ business success. She is actively involved in many business forums both locally and internationally, placing her at the heart of the evolving intellectual property evolution.


As a service to our community we conduct a number of information based presentations. These presentations include but are not limited to:
* Women’s Situational Awareness: Developing a personal and home protection plan is a key component of not only preparing for how we should react if confronted by a violent crime but also how we might avoid violent crime in the first place. Within this lesson students will learn that developing a protection plan is about much more than becoming proficient with a firearm or writing up a home invasion plan. It’s a plan that must encompass awareness, avoidance and preparation so that we’re less likely to find ourselves in a situation where we have no other option than to defend ourselves.
* The National Rifle Association (NRA)’s Refuse to Be a Victim program teaches the tips and techniques you need to be alerted to dangerous situations and to avoid criminal confrontation. Seminars are held across the nation and are open to individuals of all ages. If you would like a presentation for your organization please contact us.
* Constitutional Carry/Permitless Concealed Carry was passed in the state of Texas beginning September 1, 2021 for anyone at least 21 years old or older who may lawfully possess a handgun. As a responsibly armed American we realize you may have many questions surrounding the laws surrounding this law. We’ve gathered some of the most frequently asked questions and would love to share them with you and your group or organization.
Contact us for additional information


- Be treated with respect and dignity at all times.
- Have your personal health information and medical records kept private except where allowed by law.
- Receive information about CountyCare Member Rights and Responsibilities. You also have the right to suggest changes to this policy.
- Receive, in a reasonable amount of time, information about CountyCare Health Plan, and its services, providers, and polices.
- Participate with providers in making decisions about your health care treatment, including the right to refuse treatment.
- Have a candid discussion with your provider about appropriate or medically necessary treatment options for your conditions, regardless of cost or benefit coverage.
- Receive information on available treatment options and alternatives. This includes the right to ask for a second opinion. Providers must explain your treatment options in a way you understand.
- Be protected from discrimination.
- Receive information, including the Member Handbook, in other languages such as audio, large print or Braille.
- Request an interpreter when needed.
- File a complaint (sometimes called a grievance), or appeal about CountyCare or the care you received without fear of punishment of any kind. You can request an interpreter during any complaint or appeal process.
- Appeal a decision made by CountyCare on the phone or in writing.
- Request and receive a copy of your medical records and in some cases request that they be amended or corrected.
- Choose your own primary care provider (PCP) from CountyCare. You can change your PCP at any time.
- Receive health care services in ways that comply with federal and state law. CountyCare must make covered services accessible to you. Services must be available 24 hours a day, seven days a week.
- Be free from any form of restraint or seclusion used for convenience or as a way to force, discipline, or retaliate.
Member Rights & Policies
As a CountyCare member, we must honor your rights and cannot punish you when you exercise your rights.
- Treat your doctor and the office staff with courtesy and respect.
- Carry your CountyCare ID card with you when you go to your doctor appointments and to the pharmacy to pick up your prescriptions.
- Keep your appointments and be on time for them.
- If you cannot keep your appointments cancel them in advance.
- Provide as much information as possible so that CountyCare and its providers can give you the best care possible.
- Know your health problems and take part in making decisions about your treatment goals as much as possible.
- Follow the instructions and treatment plan agreed upon by you and your doctor.
- Tell CountyCare and your caseworker if your address or phone number changes.
- Tell CountyCare and your case worker if you have other insurance and follow those guidelines.
- Read your member handbook so you know what services are covered and if there are any special rules.
Member Grievances and Appeals
CountyCare has a process for members to give us feedback. You can file a grievance when you have a complaint. You can file an appeal when a service is denied.
A member grievance is a complaint about any matter other than a denied, reduced, or terminated service or item. CountyCare takes member grievances seriously. We want to know what is wrong so we can make our services better. Let us know right away if you have a grievance. CountyCare has special procedures in place to help members who file grievances. We will do our best to answer your questions to resolve your concern. Filing a grievance will not affect your health care services or your benefits coverage.
To have someone else act on your behalf in a grievance, complete and return the Authorized Representative form. The person listed will be accepted as your authorized representative. We are unable to speak with this person on your behalf unless this form is completed, signed, and returned to us.
These are examples of when you might want to file a grievance:
- Your provider did not respect your rights.
- You did not get an appointment in a timely fashion.
- You were unhappy with the quality of care you received.
- A CountyCare staff member was rude.
- Your provider or a CountyCare staff member was insensitive to your needs.
You can file your grievance on the phone by calling Member Services at 312-864-8200/855-444-1661 (toll-free)/711 (TDD/TTY). You can also file your grievance in writing via mail or fax to:
CountyCare Health Plan
P.O. Box 21153
Eagan, MN 55121
We will try to resolve your grievance right away. If we cannot, we may contact you for more information.
If you have questions or would like more information on Member Grievances, please see the Member Handbook or call Member Services.
You can appeal any decision that CountyCare makes about your care. If a requested service or item cannot be approved, or if a service is reduced or stopped, you will get a Adverse Benefit Determination letter. You may appeal within 60 calendar days of the date on the letter.
If you want your services to stay the same while you appeal, you must say so when you appeal. And, you must file your appeal no later than ten (10) calendar days from the date on the Adverse Benefit Determination letter.
To have someone else act on your behalf in an appeal, complete and return the Authorized Representative form. The person listed will be accepted as your authorized representative. We are unable to speak with this person on your behalf unless this form is completed, signed, and returned to us.
You may want to appeal if CountyCare:
- Did not approve care your provider asked for.
- Did not pay for care your provider asked for.
- Stopped a service that was approved before.
- Did not arrange for timely care.
There are two ways to file an appeal:
- Call Member Services at 312-864-8200 / 855-444-1661 (toll-free) / 711 (TDD/TTY). If you file an appeal over the phone, you must follow it with a written signed appeal request.
- Mail or fax your written appeal request to:
CountyCare Health Plan
P.O. Box 21153
Eagan, MN 55121
Program Integrity (Fraud)
County Care has a program integrity process to detect, investigate and mitigate issues that may be considered fraud, waste, abuse, mismanagement, or misconduct. CountyCare takes program integrity seriously and encourages members to report any activity that could be fraud, waste, abuse, or program mismanagement or misconduct.
Fraud is when a person gets benefits or payments to which he is not entitled. Please let us know if you think someone is committing fraud. This could be a provider or a member.
Some examples of fraud include:
- Lying on a CountyCare or Medicaid form
- Using someone else’s ID card
- A provider billing for services that a member did not get
You can report any suspected fraud by calling Member Services. You can also use our Fraud and Abuse hotline at 844-509-4669. All information is private.
Abuse and Neglect
CountyCare knows that members often rely on others to help with healthcare needs. Sometimes someone who is supposed to help takes advantage of another person. This may be a provider or a family member. It is important to recognize the signs of abuse and neglect. We want CountyCare members to report abuse or neglect immediately.
What Is Neglect?
Neglect occurs when a caregiver withholds food, clothing, shelter, or medical care.
What Is Abuse?
Abuse means causing physical or mental harm. This can also be taking advantage of a person financially.
- Physical abuse is contact that causes bodily harm. For example, being hit or stabbed.
- Sexual abuse is any sexual behavior or contact that occurs without permission.
- Mental abuse includes yelling, name calling or threats. Controlling behavior, embarrassment, or social isolation are also types of mental abuse.
- Financial abuse is when someone uses someone else’s money without consent.
What Can I Do?
If you believe that you or someone else is being taken advantage of or hurt by someone, report it. All information is private.
There are many ways to report fraud, abuse or neglect:
- CountyCare Member Services:312-864-8200/855-444-1661 (toll-free)/ 711 (TDD/TTY)
- CountyCare Fraud and Abuse hotline: 844-509-4669
- DHS Office of the Inspector General: 800-368-1463
- IL Department on Aging: 866-800-1409 /888-206-1327 (TTY)
- Senior Helpline: 800-252-8966/888-206-1327 (TTY)
- IL Department of Public Health: 800-252-4343
- Complete the Critical Incident Reporting Form and fax it to 312-637-8312
Discrimination is against the law.
CountyCare complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. CountyCare does not exclude people or treat them differently because of race, color, national origin, age, disability, or sex.
- Provides free aids and services to people with disabilities to communicate effectively with us, such as:
- Qualified sign language interpreters
- Written information in other formats (large print, audio, accessible electronic formats, other formats)
- Provides free language services to people whose primary language is not English, such as:
- Qualified interpreters
- Information written in other languages
If you need these services, please contact Member Services at CountyCare: Phone: 312-864-8200 / 855-444-1661 (toll-free) / 711 (TDD/TTY).
If you believe that CountyCare has failed to provide these services or discriminated in another way on the basis of race, color, national origin, age, disability, or sex, you can file a grievance with:
CountyCare Grievance & Appeals Coordinator
CountyCare Health Plan
P.O. Box 21153
Eagan, MN 55121
Phone: 312-864-8200 / 855-444-1661 (toll-free) / 711 (TDD/TTY
You can file a grievance in person or by mail, fax, or via our website. If you need help filing a grievance, the CountyCare Grievance & Appeals Coordinator is available to help you.
You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf, or by mail or phone at:
U.S. Department of Health and Human Services
200 Independence Avenue,
SW Room 509F, HHH Building
Washington, D.C. 20201
1-800-368-1019, 800-537-7697 (TDD)
Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html
ATTENTION: If you speak ENGLISH, language assistance services, free of charge, are available to you. Call 312-864-8200 / 855-444-1661 (toll-free) / 711 (TTY).
ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 312-864-8200 / 855-444-1661 / 711 (TTY).
UWAGA: Jeżeli mówisz po polsku, możesz skorzystać z bezpłatnej pomocy językowej. Zadzwoń pod numer 312-864-8200 / 855-444-1661 / 711 (TTY).
注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 312-864-8200 / 855-444-1661 / 711.。
주의: 한국어를 사용하시는 경우, 언어 지원 서비스를 무료로 이용하실 수 있습니다. 312-864-8200 / 855-444-1661 / 711. 번으로 전화해 주십시오.
PAUNAWA: Kung nagsasalita ka ng Tagalog, maaari kang gumamit ng mga serbisyo ng tulong sa wika nang walang bayad. Tumawag sa 312-864-8200 / 855-444-1661 / 711.
ملحوظة: إذا كنت تتحدث اذكر اللغة، فإن خدمات المساعدة اللغوية تتوافر لك بالمجان. اتصل برقم 312-864-8200 / 855-444-1661 / 711 (رقم هاتف الصم والبكم: 312-864-8200 / 855-444-1661 / 711).
ВНИМАНИЕ: Если вы говорите на русском языке, то вам доступны бесплатные услуги перевода. Звоните 312-864-8200 / 855-444-1661 (телетайп: 711).
સુચના: જો તમે ગુજરાતી બોલતા હો, તો નિ:શુલ્ક ભાષા સહાય સેવાઓ તમારા માટે ઉપલબ્ધ છે. ફોન કરો 312-864-8200 / 855-444-1661 (TTY: 711).
خبردار: اگر آپ اردو بولتے ہیں، تو آپ کو زبان کی مدد کی خدمات مفت میں دستیاب ہیں ۔ کال 312-864-8200 / 855-444-1661 (TTY: 711).
CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số 312-864-8200 / 855-444-1661 (TTY: 1-711).
ATTENZIONE: In caso la lingua parlata sia l’italiano, sono disponibili servizi di assistenza linguistica gratuiti. Chiamare il numero 312-864-8200 / 855-444-1661 (TTY: 711).
ध्यान दें: यदि आप हिंदी बोलते हैं तो आपके लिए मुफ्त में भाषा सहायता सेवाएं उपलब्ध हैं। 312-864-8200 / 855-444-1661 (TTY: 711) पर कॉल करें।
ATTENTION : Si vous parlez français, des services d’aide linguistique vous sont proposés gratuitement. Appelez le 312-864-8200 / 855-444-1661 (ATS : 711).
ΠΡΟΣΟΧΗ: Αν μιλάτε ελληνικά, στη διάθεσή σας βρίσκονται υπηρεσίες γλωσσικής υποστήριξης, οι οποίες παρέχονται δωρεάν. Καλέστε 312-864-8200 / 855-444-1661 (TTY: 711).
ACHTUNG: Wenn Sie Deutsch sprechen, stehen Ihnen kostenlos sprachliche Hilfsdienstleistungen zur Verfügung. Rufnummer: 312-864-8200 / 855-444-1661 (TTY: 711).