Before completing the 2017-2018 FAFSA, please review these questions to determine if you are a dependent or independent student for financial aid purposes only.
- Were you born before January 1, 1994?
- During the school year 2017-2018, will you be working on a Master’s or doctorate program (such as a MA, MBA, MD, JD, PhD, EdD, or graduate certificate, etc.)?
- As of today, are you married? (Answer “YES” if you are separated but not divorced.)
- Do you have children who receive more than half of their support from you between July 1, 2017 and June 30, 2018?
- Do you have dependents (other than your children or spouse) who live with you and who receive more than half or their support from you, now and through June 30, 2018?
- At any time since you turned 13, were both your parents deceased, were you in foster care or were you a dependent or ward of the court?
- Are you a veteran of the U.S. Armed Forces?
- Are you currently serving on active duty in the U.S. Armed Services for purposes other than training?
- Are you or were you an emancipated minor as determined by a court in your state of legal residence? (Copy of court decision may be requested)
- Are you or were you in legal guardianship as determined by a court in your state of
legal residence? (Copy of court decision may be requested)
For questions 11 through 13, use the following instructions; ("Unaccompanied" means you are not living in the physical custody of your parents or guardian, "Youth" means that you are 21 years of age or younger, "Homeless" means lacking a fixed, regular or adequate housing, which includes living shelters, motels, cars, etc.)
- At any time on or after July 1, 2016, did your high school or school district homeless liaison determine that you were an unaccompanied youth who was homeless?
- At any time on or after July 1, 2016, did the Director of an emergency shelter or transitional housing program (funded by Federal Government) determine that you were an unaccompanied youth who was homeless?
- At any time on or after July 1, 2016, did the Director of a runaway or homeless youth basic center or transitional living program determine that you were an unaccompanied youth who was homeless or were self supporting and at risk of being homeless?
NOTE: If you answered “YES” to at least one of these questions, you are considered an independent student.
If you answered “NO” to all questions, you are considered a dependent student; therefore, you need your parent’s information to complete the FAFSA.
CHECKLIST OF DOCUMENTS NEEDED TO COMPLETE THE FAFSA FORM
- You will need records of income earned in the year prior to when you will start school (2015). If you are a dependent student, you will also need records of your parent’s income from 2015. If you and your parents (if dependent) filed your federal income tax returns with the Internal Revenue Service (IRS) electronically at least two weeks before completing your FAFSA, you can take advantage of the automatic match with the IRS for your income information when you go online to complete your FAFSA.
- Your Social Security Number (can be found on Social Security card)
- Your driver's license (if any)
- Your alien registration number or permanent residence card (if you are not a U.S. citizen)
- Income and asset documents for you and your spouse (if married) and your parents (if dependent)
- 2015 W-2 Forms and other records of money earned
- 2015 Federal Income Tax Return - IRS Form 1040, 1040A, 1040EZ, foreign tax return, or tax return for Puerto Rico, Guam, American Samoa, the U.S. Virgin Islands, the Marshall Islands, the Federated States of Micronesia, or Palau
- 2015 untaxed income records - Social Security, Temporary Assistance to Needy Families, welfare, child support, or veterans benefits records
- Most recent bank statements
- Most recent business and investment mortgage information, business and farm records, stock, bonds, and other investment records
NOTE: If you completed your tax return but now don't have a copy of your tax return documents or misplaced them, call 1-800-829-1040 and request IRS for a free tax return transcript of your tax return. You can also check if you can get a copy online at http://www.irs.gov/. Please Note: You can no longer submit federal income tax returns to the Financial Aid Office. If requested, please submit an IRS tax return transcript.


Julie H. Barrow, Paralegal for the Law Office of Raquel M. Silva, enjoys the diversity of working as a paralegal and the ability to explore different areas of the law. Her experiences in the Sacramento and Davis areas give her the ability to support the many activities and demands of a busy law office.
Comfortable in the courtroom setting, Ms. Barrow has appeared in court to set hearings for her attorneys and has directly participated in hearings. Her preference is to work behind the scenes in a support role, enabling her attorney to provide quality, high-end legal representation.
Ms. Barrow’s many years of experience in a law office environment began while still in high school where she would help in her father’s law office. After graduating from UC Davis, Ms. Barrow obtained her Paralegal Certificate from American River College in 1980 and embarked on her career supporting attorneys in various capacities.
Ten years of a full-time paralegal career in Sacramento, CA, transitioned into a part-time career in Davis as Ms. Barrow spent time with her growing family. After her children became older, she gradually returned to full-time employment and now assists in the Law Office of Raquel M. Silva.
Born in Detroit, MI, and raised in Palos Verdes, CA, a suburb of Los Angeles, Ms. Barrow moved to Davis to obtain her Human Development degree at UC Davis. Since then, she calls the Sacramento/Davis region her home.
In addition to her paralegal career, Ms. Barrow is and active real estate investor, managing properties in the Sacramento and Napa, CA, areas. As an avid hiker and camper, she also enjoys travelling and exploring the world around her.
Contact Us Today to Discuss Your Case
Contact our family law attorney, Raquel M. Silva, CFLS*, online or call at 530-758-0500 to schedule an appointment. Our Davis office is open Monday through Thursday from 9 a.m. to noon and 1 p.m. to 5 p.m., and Friday mornings from 9 a.m. to noon. We are conveniently located in the Oak Avenue Professional complex across from Davis High School.
We accept Visa, MasterCard, and Discover.
Law Office of Raquel M. Silva 1667 Oak Avenue Davis, CA 95616 Email: email@example.com Phone: 530-758-0500 Fax: 530-758-0616
Davis, CA Law Office Map


GARANTIA DOS PRODUTOS
GENERAL WARRANTY TERMS AND CONDITIONS
In accordance with the general sales terms and conditions, this certificate enables you to benefit from our Warranty against manufacturing or material defects and from the free supply of parts to replace parts acknowledged to be defective during the Warranty period, at no additional cost.
Any intervention under Warranty is subject to full payment of the price by the customer in compliance with the agreed terms and conditions.
PRODUCTS COVERED BY THE WARRANTY
The Warranty covers Bianchi Vending and Brasilia products manufactured by Bianchi Industry S.p.A.but does not cover any system connected to them.
The Warranty covers all malfunctions of the product supplied by Bianchi Industry that were present when the product left its factory.
DURATION AND VALIDITY OF THE WARRANTY
The product is guaranteed by law (Italian legislative decree 24/2002) against any manufacturing faults for 12 months from the date of delivery of the product by Bianchi Industry Italia. However, within 6 months of delivery by Bianchi Industry Italia, our customers can benefit from the “Warranty Activation” procedure that extends the Warranty for a further 6 months from the date of delivery. The equipment installation module is attached to this document and available in the use and maintenance manual and on the Internet website www.bianchiindustry.com and www.bianchivending.com, in the “Warranty” section. This module enables you to notify to Bianchi Industry that you are operating the equipment and to report any teething problems and indicate how satisfied you are with your purchase. In order to activate the Warranty, fill in the document and send it by fax or email to the Bianchi Industry Customer Care number or address (shown on the form) within 3 days of installation of the product. If there are operating problems in the 12 months following installation, the Bianchi Industry Warranty will cover the spare parts required to solve the problem. In order to request these spare parts, you can use the Warranty form attached to this document in the use and maintenance manual and which is available on the Internet sites www.bianchiindustry.com and www.bianchivending.com in the “Warranty” section. The customer may request that the spare part be sent to an indicated destination. In this case, dispatch exempts the manufacturer from Warranty liability (unless a new fault aries in the dispatched part in the following twelve months). If the fault is covered by Warranty, the cost of dispatch of the spare part will be borne by the manufacturer. The manufacturer may replace faulty parts with regenerated parts, the obligation still applying to extend the Warranty for a further 12 months from the replacement/dispatch of the part. The Warranty expires in all events within 18 months of the dispatch of the goods.
VOIDING OF THE WARRANTY
The Warranty does not apply in case of failures caused by:
- failures and breakage caused by transport;
- failure to load water (where applicable);
- wear and tear, negligence, neglect of use and poor maintenance by consumers because of failure to comply with what is written in the maintenance and installation manuals of the product;
- incorrect installation or repair operations performed by unskilled personnel or not trained by BI’s Training Center;
- fire, flood, inductive/electrostatic discharge caused by lighthing or other phenomena outside, lack of electricity, voltage variations or anomalies;
- lime scale build-up in the pipes, for which we always recommend the use of limestone filters that dramatically improve the reliability over time of distributors.
Warranty is not granted, unless proved that it is a manufacturing defect, for all moving parts and removable handles, lamps, glass parts and rubber, any accessory, consumable and all external components on which the consumer can take action during use. Warranty is also not granted on those products which, for the manufacturer’s declaration, are or cloud be subject to defects that limit their use and for which a price reduction is agreed with the client to compensate for the reduction of the product’s value. In no event will BI answer or be liable for the consequences, including special, consequential, indirect damage or similar and including loss of profit by its own and/or third party assigns, except in the case of intentional of gross negligence. BI is not liable for any damage to person, things, animals, which may directly or indirectly be caused by improper use of the goods. We decline all responsibility. In non event shall the liability ever exceed the price paid by the customer for the single order from the content of which possible claims/compensations are derived.
EXPIRY OF THE WARRANTY
Once the Warranty period has expired, all the costs arising from the repairs shall be borne by the customer.
LIMITATION OF LIABILITY
In no case is the manufacturer liable or deemed to be liable for the consequences, including demanges even the special, consequential, indirect or similar ones, and including the loss of earnings caused by the manufacturer and/or third parties except for cases of malicious demage or gross negligence. No liability is accepted for harm to persons, things, animals that are due directly or indirectly to improper use of the goods. No liability is therefore accepted. In no cases can liability exceed the price paid by the customer for the single order, the content of which gives rise to claims for demages/compensation.
DEGREE OF PROTECTION OF EQUIPMENT
The degree of IP protection provided in the documentation and maintenance manual in the other diagrams present in the devices may be understood on live parts, for equipment in place, complete with all its parts, including lamps.
The products in their standard version comply with the “CE” European Community Directives. For any other destination for the material in question, the customer and/or his successors will require prior written permission directly from the manufacturer stating the necessity of the case. It’s the manufacturer’s choice whether or not to issue the authorisation.
PARTS AND THIRD PARTY PRODUCTS
Parts, products and accessories manufactured by third parties, even if integrated in the machines, are not covered by this Warranty. The Warranty is issue directly by the manufacturer of the defective product. If requested, BI will act as an intermediary between the customer and the third-party manufacturer. In this case, however, BI excludes any liability for the agent.
AVAILABILITY OF SPARE PARTS
The availability of spare parts is ensured until the end of the tenth year after dismissal of the specific product from BI’s range of products. The spare parts will be listed and kept on pricing until the end of the fourth year from the dismissal of the product from the range. Subsequently, the prices for the same will be available upon request. The availability and delivery times may vary, even in a relevant way, depending on the availability of the individual items. Working or production of individual parts will be charged at full price.


In the recent escalation in the trade feud between the two Asian neighbors, the ministry of Japanese industry on Tuesday questioned the rationale behind the decision of South Korea in mid-August for removing Japan from the list of their preferred trading partners.
The Ministry of Economy, Trade and Industry has submitted their opinion to South Korea about the decision that was announced on 12th August for ending the preferential trade status of Japan.
If South Korea continues with their plans of removing Japan from their list of the top-tier trade partners without responding to the questions on their rationales and details, this revision shall be assumed as arbitrary and also illegitimate countermeasures to Japan, said the ministry in a statement.
In addition to further restrictive conditions on the application for comprehensive licenses for the export of strategic goods to Japan, the exportation approval process shall also be extending to between five and fifteen days.
Seoul’s decision has come after Japan’s decision of removing South Korea from their white list of preferred trade partners who enjoy minimum trade restrictions on the goods like electronic components which can be diverted for the use of military.
Japan has already implemented tighter controls in July on exports of some of the materials that are needed by the South Korean manufacturers of semiconductors as well as display panels, including the Samsung Electronics Corporation and SK Hynix Inc.


On October 9, 2021, Judge T. Mark Beetham passed away at Trinity Hospital West in Steubenville, Ohio, with his beloved wife, Vickie, at his side. The cause of death was a breakthrough case of COVID-19. Mark was born on May 19, 1951 in Columbus, Ohio. He graduated from Cadiz High School in 1969 and from The Ohio State University with a B.S., cum laude in 1972. He then received his Juris Doctorate from Yale Law School in 1975. After law school, he returned to Cadiz, Ohio to practice law with his father Thomas D. Beetham.
Mark began his law career with his father, until his passing in 1998. During his law career, Mark served as assistant prosecuting attorney for Harrison County from 1975-1981; Solicitor of the Village of Jewett, Ohio from 1985-1987; Solicitor of the Village of New Athens, Ohio from 1985-1988; Solicitor of the Village of Freeport 1985-1992; Solicitor of the Village of Cadiz from 1985-1982; County Court Judge of Harrison County, Ohio appointed by Governor George Voinovich in 1992 and by Governor Robert Taft in 2003. He was elected in 2004 and reelected in 2006, 2012, and 2018. Mark was the longest serving County Court Judge in the history of Harrison County.
Being a lawyer and a judge was his highest calling. One of his greatest joys and delight was interacting with his staff and the countless attorneys appearing before him or across the aisle in private practice. He remembered all of them, and had so many stories.
Mark was most proud of his wife Vickie Kay (Michelli) Beetham, his children Gwendolyn Anne Beetham, Thomas Owen Beetham, and Morgan de Beetham, and his grandchildren, Phoebe Olivia Beetham, Adeline Depew Beetham, and Carter Anna Beetham.
Mark is survived by the love of his life and wife Vickie. Also surviving are his three children, Dr. Gwendolyn Anne Beetham, Thomas Owen Beetham (Dr. Porsche Beetham), Morgan de Beetham (Peter Droste); three grandchildren, Phoebe Olivia Beetham, Adeline Depew Beetham, and Carter Anna Beetham. Mark was preceded in death by his parents, Thomas D. Beetham and Anna (Nelms) Beetham, and his brother Rupert Nelms Beetham.
Friends may call Thursday, October 14, 2021 from 12-3 p.m. at Clark-Kirkland-Barr Funeral Home, 172 S. Main St., Cadiz, Ohio. Due to the circumstances of Mark’s death, the family requests that all in attendance be vaccinated and masked. A private committal of ashes will be held at the convenience of the family.
In lieu of flowers, the family asks that contributions be made to the Cadiz Alumni Association Scholarship Fund, c/o Jon Kirkland, 413 Oakwood Drive, Cadiz, OH 43907.
Online condolences may be made at www.clark-kirkland-barr.com.


Avenue Therapeutics Receives Notices of Allowance for Patent Applications Covering Methods of Administration for Intravenous Tramadol
New York, NY – March 28, 2018 – Avenue Therapeutics, Inc. (NASDAQ: ATXI) (“Avenue”), a company focused on the development and commercialization of intravenous (IV) tramadol, today announced receipt of Notices of Allowance from the U.S. Patent and Trademark Office (USPTO) for two patent applications covering methods of administration for its lead product candidate IV tramadol.
The first patent application is a continuation of issued U.S. patent 8,895,622, titled “Intravenous Administration of Tramadol.” The patent to be issued from the allowed application (U.S. Application No. 15/407,133) carries a patent term to at least 2032. The second patent application is a continuation of issued U.S. patent 9,693,949, titled “Intravenous Administration of Tramadol.” The patent to be issued from the allowed application (U.S. Application No. 15/612,665) carries a patent term to at least 2036.
Also, the USPTO has indicated that a Notice of Allowance is being issued for U.S. Application No. 15/622,910 (a continuation-in-part application of U.S. patent 9,693,949). All patents to be issued from these allowed applications contain claims directed to Avenue’s proposed administration of IV tramadol. Issuance of these patents is expected in the second quarter of 2018.
“The allowance of these patents further expands our patent portfolio and strengthens the protection of the methods of administration for IV tramadol in postoperative pain,” said Lucy Lu, M.D., Avenue’s President and Chief Executive Officer. “We are pleased that the USPTO has allowed these applications during this important stage in IV tramadol’s pivotal development program, as we look forward to reporting topline data from our Phase 3 trial in patients following bunionectomy surgery in the second quarter of 2018, and to initiating a Phase 3 trial in patients following abdominoplasty surgery in the third quarter.”
These patent applications fall under Avenue’s licensing agreement with Revogenex Ireland Ltd.


Tenants and Red House Estate Agents in Weymouth & Portland
With an extensive range of quality properties to let in Weymouth and Portland, Red House Lettings Agents are a leading lettings agent in the area.
Tenants using Red House Lettings Agents have the peace of mind that comes with renting through a professional lettings agent, removing much of the emotion that can spoil a direct landlord and tenant relationship.
In line with current legislation, as well as providing peace of mind, Red House Lettings Agents will register all suitable deposits with an approved deposit scheme within 14 days, on behalf of the landlord and tenant.
Red House Estate Agents are Licensed Letting Agents through The Association of Residential Letting Agents, a member of The Property Ombudsman Scheme and complies with The Tenancy Deposit Protection Scheme legislation providing landlords and tenants with an assurance that they will receive the highest levels of service.


Submit this form to request access to restricted areas of the Oceania Defence website.
Oceania Defence is a company that specializes in creating innovative and advanced safety protection accessories for professionals across the globe. Their products are specifically designed to meet the needs of law enforcement and military personnel who require the highest level of protection in their line of work.
Oceania Defence's products are known for their superior quality, durability, and advanced features that provide optimal protection for professionals in the most challenging situations. Their range of products are protective equipment that are designed to withstand a variety of threats.
Oceania Defence work closely with their clients to understand their requirements and create products that are optimized for their particular use case.
Oceania Defence's commitment to innovation and quality has made them a trusted supplier of safety protection accessories for professionals worldwide. Their products are used by law enforcement agencies, military personnel, and other professionals who demand the highest level of protection in their line of work.


Expert Witness services
Dr John Bevan's expert witness services include acting as:
- An advisor and/or
- A 'Part 35' Expert or
- A 'Part 35' Single Joint Expert
Dr John Bevan specialises in diving accidents and injuries in professional, military and recreational cases and related loss of earnings. He has been retained by claimants, defendants and has acted as a single joint expert.
Dr John Bevan uses the model form of Expert's Report which was developed by the Academy of Experts' Judicial Committee (a committee of senior members of the Judiciary, chaired by a Law Lord) to provide Experts with a 'judge friendly' format which would be accepted by the courts.
Dr John Bevan is an accredited, practising member of the Academy of Experts and complies with the Academy's Code of Practice and he is registered with the Law Society. He has High Court (13 cases), Court of Sessions (2 cases) and Admiralty Court (1 case) experience. He has concluded 114 cases since 1991.
Dr John Bevan has attended the following Expert Witness training courses:
- Advanced Courtroom Skills; Bond Solon (1993)
- Report Writing; The Academy of Experts (July 1993)
- Day in Court; The Academy of Experts (April 1999)
- The Single Joint Expert; The Academy of Experts (June 1999)
- The Expert's Report; The Academy of Experts (October 2001)
- The Civil Procedures Rules; The Academy of Experts (April 2002)
- Expert Discussions; Bond Solon Training (July 2003)
- Criminal Rule Explained; The Academy of Experts (November 2006)
- Law for Experts & Dispute Resolvers; (2008)
- Advanced Expert Report Writing; Professional Solutions (2009)
Chairman & Managing Director


List your addresses of residency for the past 3 years.
All driver applicants to drive in interstate commerce must provide the following information on all employers during the preceding 3 years. List complete mailing address, street number, city, state and zip code.
Applicants to drive a commercial motor vehicle* in intrastate or interstate commerce shall also provide an additional 7 year's information on those employers for whom the applicant operated such vehicle.
(NOTE: List employers in reverse order starting with the most recent. Add another sheet as necessary.)
*Includes vehicles having a GVWR of 26,001 lbs. or more, vehicles designed to transport 15 or more passengers, or any size vehicle used to transport hazardous materials in a quantity requiring placarding.
ACCIDENT RECORD FOR PAST 3 YEARS OR MORE (ATTACH SHEET IF MORE SPACE IS NEEDED) 1F-NONE, WRITE NONE
TRAFFIC CONVICTIONS AND FORFEITURES FOR THE PAST 3 YEARS (OTHER THAN PARKING VIOLATIONS) IF NONE, WRITE NONE
(ATTACH SHEET IF MORE SPACE IS NEEDED)
EXPERIENCE AND QUALIFICATIONS - DRIVER
DRIVING EXPERIENCE IF NONE, WRITE NONE
EXPERIENCE AND QUALIFICATIONS - OTHER
SHOW ANY TRUCKING, TRANSPORTATION OR OTHER EXPERIENCE THAT MAY HELP IN YOUR WORK FOR THIS COMPANY
LIST COURSES AND TRAINING OTHER THAN SHOWN ELSEWHERE IN THIS APPLICATION
LIST SPECIAL EQUIPMENT OR TECHNICAL MATERIALS YOU CAN WORK WITH (OTHER THAN THOSE ALREADY SHOWN)
TO BE READ AND SIGNED BY APPLICANT
This certifies that this application was completed by me, and that all entries on it and information in it are true and complete to the best of my knowledge.
authorize you to make such investigations and inquiries of my personal, employment, financial or medical history and other related matters as may be necessary in arriving at an employment decision. (Generally, inquiries regarding medical history will be made only if and after a conditional offer of employment has been extended.)
I hereby release employers, schools, health care providers and other persons from all liability in responding to inquiries and releasing information in connection with my application.
In the event of employment, I understand that false or misleading information given in my application or interview(s) may result in discharge. I understand, also, that I am required to abide by all rules and regulations of the Company.
THIS SECTION TO BE FILLED IN BY RESPONSIBLE
OFFICER OR COMPANY REPRESENTATIVE
TERMINATION OF EMPLOYMENT
Within 45 days of receiving a complete petition, FMCSA will inform the driver in writing of its
decision to remove, retain, or correct the information in the database and provide the basis for the
Driver Consent to Permit Access to Information in the Clearinghouse
The Company will not query the Clearinghouse to determine whether a record exists for any
particular driver without first obtaining that driver's written or electronic consent.
Before the Company accesses information contained in the driver's Clearinghouse record, the
driver must submit electronic consent through the Clearinghouse.
The Company will not permit a driver to perform a safety-sensitive function in or respecting the
United States if the driver refuses to grand consent.
Compliance with Laws
Nothing in this Addendum is intended or should be interpreted as being inconsistent with the
Company's legal obligations under any applicable laws, including but not restricted to applicable
human rights legislation, privacy legislation, FMCSA or U.S. DOT regulations or rules, which
are in existence or which are changed or com into existence in future ("Laws"). If such an
inconsistency is identified or arises, a correction of that inconsistency is to be automatically read
into this Addendum. If in any individual circumstance of the actual application of this
Addendum, the application of any provision of this Addendum would result in an inconsistency
with the Company's obligations under any Laws, the Addendum is to be automatically applied in
a manner consistent with such laws.
I hereby acknowledge and agree that I have received, have read, and understand the Addendum,
US DOT 49 CFR PART 382 SUBPART G - THE CLEARINGHOUSE ("Addendum") and
agree to abide by the terms and conditions of the Addendum.
I understand and agree that my compliance with the terms and conditions of the Addendum form
part of my essential job functions and that the terms of the Addendum have been properly
mandated by the Company for my own safety, that of my co-workers, as well as of the general
I understand and agree that my compliance with the Addendum is an essential and required term
of my new or continuing contract of employment or contract for services with the Company. I
further understand and agree that, as applicable: (a) my offer of a contract of employment or
contract for services with the Company is conditional upon my signing of this
Acknowledgement; or (b) the continuation of my contract of employment or contract for services
with the Company is conditional upon my signing of this Acknowledgement, and that any failure
to sign will result in the immediate termination of my contract.


Calls cost a minimum 5p per call then 5p per minute after the first 60 seconds, plus your network access charge.
Health and Safety Compliance Audits and Reviews
Sometimes it's knowing where to start?
Could a health and safety compliance audit benefit your business? With health and safety regulations and industry ‘best practice’ developing all the time it’s important to know what you need to do to keep your employees safe and keep on the right side of the law.
Our health and safety management audits will look comprehensively at how you are measuring up as a business against the regulations and requirements applicable to your business.
How will your health and safety audit be conducted?
Health and safety audits serve not only to protect the people on your premises, but also to protect your business. The consequences of an incident in the workplace can have a considerable effect on both finances and your reputation, not to mention the person(s) involved. Help to safeguard your business as a whole with a health and safety compliance audit from Direct Safety Solutions:
- One of our health and safety consultants will visit your site from our base in the West Midlands to assess your current arrangements.
- Following the on-site audit we will prepare a detailed audit report and action plan that is easy to follow and interpret. This will include assessing your current compliance levels against the requirements of health and safety law.
- The detailed report will be delivered back to you by your allocated consultant, detailing your current arrangements along with actions you need to take to ensure you are meeting statutory requirements. (Actions will be graded so you know exactly where to focus your attention.)
- All reports are complemented with photographs to highlight any physical improvements required at your workplace or site.


Special Needs Trusts
Helping Families do what is right and safe
Many of my clients want to help a family member that has special needs. Many times, the “help” is to make sure they do not hinder their public benefits by not leaving that family member anything (which is really no help) or leaving it to another family member “for the benefit of” the the one with the disability. Either of these either don’t help or are full of potential problems.
The real solution: a 3rd Party Special Needs Trust
The safest way to leave money or property for a person with disabilities and is on, or likely to be on, public benefits is with a Special Needs Trust (SNT). This trust holds the property for the benefit of the Special Needs person while still preserving benefits for that person. This trust will not replace Medicaid but will help improve the life of the person beyond what Medicaid can do. It’s a truly great gift you can give to a family member that may not be able to work and save for the special things in life.
What is a 1st Party Special Needs Trust
A 1st Party Special Needs Trust is used when the special needs person themselves receives money that would then make them disqualified for public benefits. This is not the preferred trust to use but is the only trust that can be used when money comes directly to the person. We see this many times when a disabled child is named as the beneficiary of an estate. We also see it when a disabled person receives settlement funds from a lawsuit where there were damages. The huge downside to this trust is that any money left in the trust at the death of the disabled person has to go to the State to reimburse for any Medicaid expense paid on their behalf. There is no payback with a 3rd Party SNT, which is why it’s important to set this up in the estate plan rather than deal with it when proper planning is not done.


When a Merritt individual has experienced an unpredictable injury due to the imperative negligence of another Merritt British Columbia party it is a very superb decision to speak with a Merritt lawyer who specializes in Merritt personal injuries. A personal injury attorney Merritt is available to assist their British Columbia clients who have personal injuries as a result of imperative carelessness of another person or Merritt BC business.
Merritt BC Injury Attorney
These British Columbia personal injuries claim often include Merritt car accidents, slip and falls, unpredictable medical malpractice, British Columbia workplace injuries, and assault. They can also be filed by a Merritt injury lawyer when a Merritt product is defective and causes Merritt BC personal injuries. In a Merritt personal injuries claim, a person can seek capable monetary damages based on the extent of the obstacle injuries, whether it be physical, emotional or both. A personal injuries claim also cover other imperative items such as loss of capable wages or loss of unavoidable work due to any Merritt injuries.
When choosing a Merritt personal injury attorney, make sure that he or she has the unavoidable years of experience. It is helpful if that imperative experience covers a broad range of beloved areas. You want a Merritt BC attorney who is not only good at the paperwork side of things, but who is also superb at presenting a case to the British Columbia courts. You can always ask a Merritt attorney what their record is for winning Merritt personal injury lawsuits for clients. He or she might be able to recommend capable clients you can check with to see if he or she recommends the beloved attorney you are considering.
Family Lawyer Merritt D'Arcy Wynndel Yahk Ashcroft Queen Charlotte Kitimat Gold Bridge Vancouver Nakusp Tahsis Hixon Burns Lake Sparwood New Westminster Port Renfrew Fairmont Hot Springs Okanagan Falls South Hazelton Prince George New Denver Powell River Rossland Good Hope Lake Injury Lawyer Merritt


A person suffering a mental health crisis on the Stawamus Chief was talked out of suicide and brought back to safety by Squamish RCMP officers.
Several Squamish RCMP members hiked to the first peak of the Chief after they received a call about the person suffering a mental health crisis.
At the top of the peak, officers encountered an individual in a mental health crisis and a civilian who was trying to help.
After over four hours of dialogue, the suicidal person was apprehended under the Mental Health Act, Squamish RCMP said.
That individual was then taken to the hospital and is being treated there.


SWAT standoff Cobb County
MARIETTA, Ga. (CBS46) A SWAT team was called to an apartment complex in Cobb County Thursday morning as they searched for a man wanted for aggravated battery.
According to Marietta Police, officers were called to the complex on the 2100 block of Windy Hill Road near Cobb Parkway at around 5:30 a.m.
They were tracking 27 year-old Maliek Dandridge, who had an outstanding warrant for aggravated battery.
Once on scene, officers learned that Dandridge had crawled into an attic space above an apartment. It was unclear if he was armed.
Dandridge then broke through the ceiling of another apartment and also crashed through an interior wall inside as he tried to get away.
Officers with the SWAT team were able to take Dandridge into custody at around 7:45 a.m.
No injuries were sustained.


The episode broadcast on Four Corners was a wholly-US program that examined the use of dietary supplements from a US perspective, but with limited relevance to the situation in Australia.
The fact is that there are significant differences between the way the US and Australia regulate these products.
In Australia, complementary medicines are regulated by the Therapeutic Goods Administration (TGA). This is considered one of the most rigorous systems for regulating supplements in the world, and companies marketing complementary medicines must comply with a range of TGA requirements.
Features of the Australian regulation of complementary medicines include:
- Complementary medicines (e.g. fish oil, vitamins and mineral supplements) are regulated as medicines in Australia and must be manufactured to medicinal standards in TGA approved sites
- The TGA conducts a safety assessment on ingredients in Listed (displaying an AUST L number) complementary medicines
- Complementary medicines must contain the ingredients listed on the label and no other active ingredients, and they must only be produced from ingredients approved as low-risk by the TGA
- The TGA routinely conducts manufacturing site inspections, sampling and testing of products in the market to monitor compliance
- Companies marketing complementary medicines can only make limited claims regarding their effectiveness and are required to hold evidence supporting those claims
- All complementary medicines legally available for sale in Australia must be included on the TGA's publicly accessible database, the Australian Register of Therapeutic Goods (ARTG)
- The TGA maintains a rigorous system for recording, monitoring and responding to adverse events for all medicines, including complementary medicines.
- The features of the Australian regulatory environment are very different to those in the US that were featured in the Four Corners program, and they should give Australian consumers a high level of confidence in the safety and efficacy of their medicines.
The Four Corners program also raised issues in relation to omega-3 fish oil supplements.
The majority of Australian do not eat enough fish, and omega-3 supplements play an important role in helping people to consume adequate marine-sourced omega-3s.
Companies that market fish oil products in Australia must comply with TGA requirements including strict manufacturing standards that maximise the purity of these products.
Australian consumers can be confident that fish oil products available in Australia are of the highest quality as they are required to comply with medicinal manufacturing standards.
As with all medicines, fish oil products must be labelled with an expiry date, and products are required to comply with content standards for the duration of their shelf life.
Source: Australian Self-medication Association
Prescribed herbal and nutritional medicines
We consider the safety of our patients the highest priority. We only prescribe medicines from reputable sources, and only in very limited situations do we recommend medicines produced overseas.
The majority of the herbal and nutritional medicines we prescribe are known as practitioner-only medicines. They are not available directly to the public and need to be prescribed by a qualified health practitioner. These products are often of a higher quality and strength compared to retail products.
As health professionals, we prescribe these medicines in a much more targeted and focused way. We check against potential drug interactions with any pharmaceutical medicine a patient may be taking and we monitor and adjust the combinations and dosages carefully.
We constantly review the prescription ensuring a patient is taking the appropriate medicines and only for as long as necessary.
You are in safe hands when using practitioner-prescribed herbal and nutritional medicines.


Unless you’ve been living under a rock for the past week, you’ve probably heard. You might have even seen. But in case you haven’t: A lengthy list of Hollywood A-Listers’ nude photos were recently leaked on the Web, including stars like Jennifer Lawrence, Kate Upton and more. While the legitimacy of many of the leaked photos is still being debated, representatives for J. Law and Kate, as well as actress Mary Elizabeth Winstead, have come forward to confirm—and condemn—the leaked photos.
After the leaked photos surfaced on Internet forum 4chan on Sunday evening, I’ve read plenty of opinions: People defending the victims. People calling the photo leak a violation, a sex crime and even an abomination. People vowing not to look. People sharing, posting and retweeting the photos like there’s no tomorrow. There have also been a great deal of people, like British comedian Ricky Gervais, blaming the victims themselves for what happened:
All due respect to Mr. Gervais, but… no. That’s not quite right. Actually, I think it’s slightly absurd. And here’s why:
We use our smartphones for so many things. When someone’s identity gets stolen online, we don’t blame that person for using online banking, do we?
If a home gets broken into, do we blame the homeowner for not being there when it happened?
With that in mind, how could it possibly be a woman’s fault when her personal data account, one that may or may not include nude photos, is hacked?
The belief that, “If you don’t want nude photos leaked online, don’t take them in the first place!” is something I just can’t comprehend. Everyone on this earth, from an Oscar-winning starlet to the man in line in front of you at Starbucks, has a right to privacy.
When you think about it, the right to privacy means you have the right to do… well, a lot of things (even stupid things!), as long as you don’t break the law. Sing the entirety of Taylor Swift’s Red album in the shower. Take ugly selfies. Pose naked in a bathroom mirror with your Cy Young-winning boyfriend. And yes, thanks to the Internet, you have the right to share those things you do with the world, if you’re so inclined. But others do not (or should not) have the right to share them for you.
Privacy is a basic human right that should never be compromised due to the ridiculous speed in which technology in the Digital Age is evolving.
The personal accounts of these women were hacked, though exactly what happened is still under investigation. Their privacy—and their bodies—were violated. Things that they decided were theirs to keep were stolen (yes, stolen) without their consent and misused in a deceitful and disgusting manner by being anonymously posted on the Internet by a disrespectful, creepy, coward of a person.
So, what can we do? Let’s start by stopping the victim blame game. And let’s also stop sharing/retweeting/ogling those leaked photos while we’re at it, shall we? You want to see jaw-dropping pictures of Kate Upton? Check out Sports Illustrated. Or, try Googling “J. Law at the Oscars” and feast your eyes on her stunning gowns and adorkable clumsiness instead.
But most importantly, moving forward, never forget this: What’s mine is yours? Sometimes. But what’s mine is mine alone if I want it to be. Period.
A final note: The above tweet from Ricky Gervais was deleted shortly after he posted it, but not before hundreds of Twitter users retweeted and screen-grabbed it. He’s since defended the tweet as a “joke.” I’m not sure everyone’s laughing.
Jessica Forrester is Senior Copywriter at AKHIA.


Failure to comply with any of the rules will result in immediate loss of range privileges and if deemed necessary police action.
- Valid membership card must be presented upon request
- The range safety officer is responsible for the continuing safety of the ranges in use and are empowered to dismiss from the range anyone guilty of misconduct or breach of safety rules
- No alcoholic beverages allowed
- It is the responsibility of the member & (permitted guest) to use adequate ear protection and safety glasses
- Discharge firearms downrange only
- Shoot at appropriate butt only
- No gun shall be sighted down range while people are down range
- 18 years of age and under must have adult supervision
- No glass objects to be used as targets
- Target boards on range are only acceptable back boards to be used for posting targets with the exception of personal target boards approved by the range safety officer
- All shooting stations to be cleaned up after use by shooter -- empty brass, paper cartridge boxes, etc. put in proper receptacle
- If you post a target it is your responsibility to remove it from the target board and dispose of it in the proper receptacle
- At all times common sense prevails
The Medicine Hat Rifle & Revolver Club and The City of Medicine Hat neither implies or assumes responsibilities for any incidents, accidents or injuries that may occur on the Club's property.


There are four main parts to an existing Creative Energy bill:
Creative Energy sends out a bill at the end of each month. Customer meters are read as close to the last business day in each month as possible, and the present meter reading is subtracted from the previous reading to arrive at the monthly consumption. The monthly consumption is then applied to the Tariff and Fuel Adjustment on the bill.
Creative Energy is a regulated Utility under the jurisdiction of the British Columbia Utilities Commission (BCUC). As a regulated Utility the Tariff only changes when an Application to change the Tariff has been approved by the BCUC. The Tariff charges cover labour, property taxes, operating costs and profit for Creative Energy. The Tariff is structured to be applicable to a wide range of customers. Each month the Customer metered consumption is applied to the Tariff to arrive at the Tariff charge. The Tariff charge is based per thousand pounds of steam. The Tariff charges do not include the costs related to Fuel.
3. Fuel Adjustment
The Fuel Adjustment is a pass through charge to the customer to cover the cost of fuel, transportation charges for the fuel and any taxes related to the purchase of the fuel that are not included in the Tariff. There is no mark-up or profit in the Fuel Adjustment. Unlike the Tariff the Fuel Adjustment will fluctuate with the changes in the cost of energy, transportation and taxes. Each month the Customer consumption is applied to the Fuel Adjustment to arrive at the Fuel Adjustment charges on the bill. As of January 2017 the Fuel Adjustment is $10.85 per thousand pounds of Steam.
Creative Energy by law is required to collect the Goods and Services Tax (GST) currently at 5% and Provincial Sales Tax (PST) currently at 7%. Each month the collected taxes are remitted to the appropriate taxing authority. A mandatory Municipal Access Fee of 1.25% is embedded in your bill.


UK Responsible Person
Since the UK is no longer a member of the EU, medical device manufacturers must now follow the UK’s medical device regulation in order to place medical devices on the UK market. One of the requirements is to appoint a UK Responsible Person, who is physically located within the UK.
The UK Responsible Person’s responsibilities are to act on behalf of the manufacturer to ensure all their responsibilities detailed within the amended UK MDR 2002 regulations are met. These include amongst other tasks to register devices prior to being placed on the UK market.
As a team of dedicated medical device regulatory professionals, i-CELLBIO Ltd can offer a UK Responsible Person Service from their registered offices in the UK.
For more information, please contact us...


The federal government has acted swiftly to provide fiscal relief to many individuals and businesses impacted by COVID-19 by enacting the $2.3 Trillion Coronavirus Aid, Relief, and Economic Security (CARES) Act. The relief ranges from access to grants and loans to the waiver of required minimum distributions from IRAs.
In order to help individuals and business owners access the aid they may need and/or qualify for, we have put together a quick reference guide that summarizes the key programs and provides useful links. Please note, the information is subject to interpretation as additional details emerge around how the programs will be implemented. If you have specific questions, please contact your accountant or your Sage advisor as our tax team also stands ready to offer support.
The current crisis is unprecedented. But we believe good things can come from it, one of which is a stronger sense of how important it is to work together.
Stay healthy and stay safe.
This guide has been prepared for informational purposes only.
Sage Financial Group, Inc. is neither a law firm nor a certified public accounting firm and no portion of this guide’s content should be construed as accounting, tax, or legal advice.
Questions about how this information applies to the reader’s individual situation should be directed to appropriate accounting and/or legal advisors.


Many Florida homeowners are familiar with the challenges of roof damage, particularly during hurricane season. In the past, if a roof required more than 25% to be repaired or replaced, the entire roofing system had to be replaced. However, a recent change in legislation has brought significant modifications to Florida’s 25% roof replacement rule. Let’s explore these changes and their implications for homeowners.
Elimination of the 25% Roof Replacement Rule
On May 26, 2022, SB 4-D came into effect, eliminating Florida’s 25% roof replacement rule. Under the new law, a complete roof replacement is no longer mandatory if the remainder of the roof meets the requirements of the 2007 Florida Building Code or any later versions. Instead, only the specific portion of the roof undergoing repair or replacement needs to comply with the latest version of the Florida Building Code.
Florida Building Code Standards
The Florida Building Code 2020 previously outlined the standards that governed roof replacements. It stated that within a 12-month period, no more than 25% of the roof area of an existing building or structure could be repaired, recovered, or replaced unless replacing the entire roof system or section was necessary to comply with the code.
New Law: Section 553.884(5), Florida Statutes
With the implementation of SB 4-D, the 25% Roof Replacement Rule has been eliminated under certain circumstances. Section 553.884(5), Florida Statutes, provides specific guidelines. If a roofing system, roof section, or other existing structure was constructed, repaired, rebuilt, or replaced in accordance with the Florida Building Code 2007 or subsequent editions, and if 25% or more of that roofing system, roof section, or other existing structure requires repair, replacement, or recovery, only the portion undergoing work needs to comply with the currently effective Florida Building Code. This exception has been adopted by the Florida Building Commission and incorporated into the Florida Building Code, prohibiting local governments from modifying it through ordinances.
This article was written by a roofing professional at Roofing.co. At Roofing.co, we’re determined to be the only one you need to hire when looking for a Clearwater roofing contractor. We take a modern, professional approach to the roofing business in order to ensure our customers in St. Petersburg and the Central Florida region have the best possible experience whenever they choose us.