St Luke’s Church, St Albans
46 Cell Barnes Lane, St Albans AL1 5QJ
DATA PRIVACY NOTICE
1. Your personal data – what is it?
Personal data relates to a living individual who can be identified from that data. Identification can be by the information alone or in conjunction with any other information in the data controller’s possession or likely to come into such possession. The processing of personal data is governed by the General Data Protection Regulation (the “GDPR”).
2. Who are we?
The Data Controller for St Luke’s Church, St Albans is its Parochial Church Council (hereafter referred to as ‘The PCC’) contact details below. As Data Controller, the PCC decides how your personal data is processed to deliver the church’s mission in the local community. The PCC works together with the Vicar, who is joint data controller. That means that both PCC and Vicar are responsible to you for how we process your data.
3. What data do we hold / process?
This could include:
Names, contact detail (addresses, email addresses, telephone numbers), photographs.
Where they are relevant to our mission (or where you provide them to us) we may process demographic information such as gender, age, date of birth, marital status, family composition, and dependants.
Where you make donations – your name, address, signature and financial identifiers such as bank details (branch address, bank sort-code, account number), payment card numbers, payment / transaction identifiers.
The data we process is likely to constitute sensitive personal data because, as a church, the fact that we process your data at all may be suggestive of your religious beliefs.
4. How do we process your personal data?
The PCC complies with its obligations under the “GDPR” by keeping personal data up to date (except in the case of one-off Gift Aid declarations, where the original declaration will be retained as required by HMRC); by storing and destroying personal data securely; by not collecting or retaining excessive amounts of data; by protecting personal data from loss, misuse, unauthorised access and disclosure and by ensuring that appropriate physical and technical measures are in place to protect personal data.
We use your personal data for the following purposes: -
To enable us to provide a voluntary service for the benefit of the public in a particular geographical area as specified in our constitution;
To administer membership records;
To fundraise and promote the interests of the church;
To manage our employees and volunteers;
To maintain our own accounts and records (including the processing of Gift Aid applications);
To inform you of news, events, activities and services running at St Luke’s;
To share your contact details as appropriate with the Diocesan office and other local Anglican organisations so they can keep you informed about news in the area / diocese and events, activities and services that will be occurring locally / in the diocese and in which you may be interested;
To carry out comprehensive safeguarding procedures (including due diligence and complaints handling) in accordance with best safeguarding practice from time to time with the aim of ensuring that all children and adults-at-risk are provided with safe environments;
To minister to you and provide you with pastoral and spiritual care (such as visiting you when you are gravely ill or bereaved) and to organise and perform ecclesiastical services for you, such as baptisms, confirmations, weddings and funerals;
To deliver the Church’s mission to our community, and to carry out any other voluntary or charitable activities for the benefit of the public as provided for in the constitution and statutory framework of each data controller;
To seek your views or comments;
To notify you of changes to our services, events and role holders;
To send you communications that may be of interest to you. These may include information about campaigns, appeals, other fundraising activities;
To process a grant or application for a role;
5. What is the legal basis for processing your personal data?
Most of our data is processed because it is necessary for our legitimate interests, or the legitimate interests of a third party (such as another organisation in the Church of England). An example of this would be our safeguarding work to protect children and adults at risk. We will always take into account your interests, rights and freedoms.
Some of our processing is necessary for compliance with a legal obligation. For example, we are required by the Church Representation Rules to administer and publish the electoral roll, and under Canon Law to announce forthcoming weddings by means of the publication of banns.
We may also process data if it is necessary for the performance of a contract with you, or to take steps to enter into a contract. An example of this would be processing your data in connection with the hire of church facilities. We would also process data for carrying out obligations under employment, social security or social protection law, or a collective agreement;
As a religious organisation, we are also permitted to process information about your religious beliefs to administer membership or contact details. Our processing may include both current and former members (together with those who have regular contact or connection with us).
Where your information is used other than in accordance with one of these legal bases, we will first obtain your explicit consent to that use.
6. Sharing your personal data
Your personal data will be treated as strictly confidential and will only be shared with other members of the church in order to carry out a service to other church members or for purposes connected with the church. We will only share your data with third parties outside of the parish with your consent.
7. How long do we keep your personal data?
We keep data in accordance with the guidance set out in the guide “Keep or Bin: Care of Your Parish Records” which is available from the Church of England website [see below for link].
Specifically, we retain electoral roll data while it is still current; Gift Aid declarations and associated paperwork for up to 6 years after the calendar year to which they relate; and parish registers (baptisms, marriages, funerals) permanently.
7. Your rights and your personal data
Unless subject to an exemption under the GDPR, you have the following rights with respect to your personal data: -
The right to request a copy of your personal data which the PCC holds about you;
The right to request that the PCC corrects any personal data if it is found to be inaccurate or out of date;
The right to request your personal data is erased where it is no longer necessary for the PCC to retain such data;
The right to withdraw your consent to the PCC processing this data at any time;
The right, where there is a dispute in relation to the accuracy or processing of your personal data, to request a restriction is placed on further processing;
The right to lodge a complaint with the Information Commissioners Office.
8. Further processing
If we wish to use your personal data for a new purpose, not covered by this Data Protection Notice, then we will provide you with a new Notice explaining this new use prior to commencing the processing and setting out the relevant purposes and processing conditions. Where and whenever necessary, we will seek your prior consent to the new processing.
9. Contact Details
To exercise all relevant rights, queries or complaints please in the first instance contact the Parish Administrator at firstname.lastname@example.org.
You can contact the Information Commissioners Office on 0303 123 1113 or via email https://ico.org.uk/global/contact-us/email/ or at the Information Commissioner's Office, Wycliffe House, Water Lane, Wilmslow, Cheshire. SK9 5AF.
Details about retention periods can currently be found in the Record Management Guides located on the Church of England website at: - https://www.churchofengland.org/about-us/structure/churchcommissioners/administration/librariesandarchives/recordsmanagementguides.aspx
St Luke’s Data Privacy Notice (PDF file)


1. Who’s in charge, and how will decisions be made for the LLC?
A limited liability company, or “LLC”, is basically a partnership with the legal protections of a corporation. As with a traditional partnership, the partners – or “members” – of an LLC need to decide how decisions will be made. Most LLCs are either “member-managed” or “manager-managed”. The former means that all of the members together manage the LLC, while the latter means that one or more managers will manage the LLC. A partnership is usually governed by a partnership agreement, which sets out how the partnership is governed, and the various rights and obligations of the partners. An LLC has an “operating agreement” that is similar to, and serves the same purpose, as a partnership agreement.
For LLCs with just 2 or 3 members, decisions can be made either unanimously or by majority vote (which usually means majority of membership interests, or percentage ownership, and not majority of members). This simple arrangement makes sense if the members know each other well and have a strong relationship based on trust and prior collaboration.
However, for an LLC with more than 3 or 4 members, or an LLC with just 2 members who do not have a shared work history, a more detailed decision-making process is necessary. For routine matters, a simple majority of membership interests is usually acceptable. But what about key decisions, such as admitting new members, or selling the LLC, or changing its business focus, or raising new capital from outside investors or lenders, or incurring significant debt to expand the business, upgrade infrastructure or invest in new technologies? Those are just a few of the types of important decisions that will affect all members.
A common way of balancing this tension between democratic (majority-rule) governance, and the need to give dissenting or minority shareholders a voice, is to require a “supermajority” vote for such decisions in the operating agreement. The required vote percentage is a matter for the members to agree on, but a common formula is to require the affirmative vote of at least 2/3 of the membership interests. A lower bar would be more than 50% of the membership interests, which is often the same as 2/3 if there are only 3 members.
In some cases, even if there are multiple members, one or two members may be the driving force behind the LLC. They may bring all or most of the start-up capital, or they may have highly valuable skills or relationships that will add considerable value to the LLC. The other members may play a more passive role either because they’re investing a comparatively small amount of capital, or they’re contributing only specific or limited services or know-how. In these situations, the members may agree that it’s logical and fair that the “principal members” have disproportionate control over decision-making. In fact, many passive minority members want the driving members to be in control, because of their superior knowledge or skills. Thus, certain key decisions may be left to the sole or joint discretion of the principal members.
2. Who will fund the LLC if more capital is needed?
In the start-up phase of a new LLC, the members will usually discuss an initial budget before the members have made their initial investments. But what if the money runs out before the initial goals are achieved, or before the LLC starts generating revenues? In certain industries like life sciences, it is understood and expected that a start-up will “bleed cash” for months or years before a promised technology achieves success in the marketplace. In most other industries, members would expect to recoup their investment within a reasonable period of time, at most a few years.
A problem arises when a new LLC burns through cash faster than the members had anticipated. In the start-up world, a common phrase is “runway length”, which is an offhand way of asking how much money – or “runway” – the business has left. For a promising LLC that is desperate for new capital, new investors bringing fresh capital can be expected to exploit those circumstances, and bargain for more equity at a lower valuation. For an “ordinary” LLC that is not shooting for the moon, shortfalls in operating capital can only be remedied if the LLC secures new loans or lines of credit, or if the existing members add to their initial investment, or make additional capital contributions.
Partnerships refer to the latter as a “capital call”, which is what happens when the general partner (or the manager or majority of membership interests in an LLC) requires limited partners (or other members of an LLC) to make additional capital contributions so that the LLC can continue operating for some period of time. In practice, capital calls are a highly sensitive issue since passive or minority partners or members are reluctant to accept an open-ended liability to make additional investments, especially if the LLC’s prospects are uncertain. Some LLC operating agreements provide that members will not be required to make additional capital contributions against their will. That essentially leaves open the question of who will fund ongoing needs if the LLC’s capital runs low and there are no options for external funding (either new investors or debt). In such event, one or more members will have to step up and invest additional capital for the LLC to continue operating (and in such event, the additional capital will usually increase the membership interest percentage of the contributing members, and dilute, or reduce, the membership percentage of the non-contributing members).
3. Will the members be allowed to sell their membership interests or exit the LLC ?
For any number of reasons, such as a need for liquidity, at some point some of the members may wish to sell their membership interests and/or resign from the LLC. Remaining members might object to a sale because the purchaser of the selling member’s interest will now become their partner as a new member of the LLC. If the purchaser is not reputable, or is competing with the LLC, or has interests that conflict with those of the LLC, the remaining members could be negatively impacted. Alternatively, if the selling member has found a buyer who is willing to pay an attractive price, other members may wish to sell their interests as well.
Resignation may also present issues if the resigning member wants the LLC or the remaining members to buy out his or her interests. Even without a mandatory buy-out, the mere act of resigning could negatively impact the balance of voting power among the remaining members, or result in that member avoiding certain responsibilities or obligations that should be shared equally among the members.
For those reasons, it is common for the members to agree in their operating agreement that no member may resign or sell their membership interests without the consent of the other members (either all or a majority of interests). This restriction, for better or worse, places all members on an equal footing.
In multi-member LLCs, it is common to include in the operating agreement a restriction sometimes referred to as a “drag and tag”. A drag right means that if a controlling member (usually the holder(s) of a majority of membership interests) finds a buyer who wishes to buy out all of the members and purchase the LLC, the controlling member can “drag” along the other members and force them to sell on the same terms and for the same price. At first glance this right may seem unnecessary, since presumably the controlling members would only sell on favorable terms, and presumably the other members should be pleased to sell on the same terms. However, without a drag right, some of the minority members could hold up the transaction by demanding an even higher price or additional benefits. Also, most purchasers of a controlling interest in an LLC will want to acquire 100% of the membership interests and become the sole owner. A drag right allows the controlling members to “shop the company” without having to negotiate terms in advance with each individual member.
Similarly, a “tag” provides that if any member receives a “bona fide offer” from a prospective purchaser, the other members must be notified and offered the right to sell their shares on the same terms, usually on a pro rata basis. For example, if an LLC has 5 equal members (20% membership interests each), and one member receives a buy-out offer, the remaining members would have to be notified and given the same right. If all 4 members choose to exercise that right, then each member could only sell a pro rata portion of their membership interests, or 20% each. It is somewhat rare for a purchaser to want to purchase only a minority interest in a private LLC, but it does happen (e.g., for tax-loss sales among members). As a practical matter, though, the tag right usually applies when a controlling member has found a Buyer that is content with owning only a controlling interest. In that case, the tag right ensures that the remaining members will have the opportunity to sell a pro rata portion of their membership interests in the same “exit event” as the selling controlling member.
4. What happens if a member dies, or becomes sick or disabled ?
Because an LLC is akin to a partnership, the untimely death, illness or disability of a member can raise numerous issues for the LLC and the other members. If the affected member is a passive investor, with little or no involvement in management and direction of the LLC, the impact will probably be minimal. But if the affected member is also the manager, or has specialized skills or knowledge critical to the LLC’s success, that member’s absence will likely have a profound effect.
There are several ways to manage and mitigate the impact of a member who passes, or who becomes unable to continue to participate in the affairs of the LLC. One common mechanism is to include in the operating agreement (or in a subsequent agreement) a “buy-sell” agreement. While the terms vary, most buy-sell agreements provide a mechanism to determine the buy-out price of an affected member’s interest, and whether other members can be required to fund the purchase. Alternatively, the members may wish to allow the affected member’s executor, guardian or designated representative to continue holding the membership interest, but without any voting or management rights.
Though not mandatory, it is both prudent and common for the LLC to take out “key man” life insurance on the members or managers most important to the LLC. This type of insurance protects both the LLC and the other members by providing a death or disability benefit to the LLC itself. In most cases, the LLC would then use the proceeds to buy out the affected member’s interests. However, if the affected member’s family or heirs wish to retain the interest, and the LLC consents, then the insurance proceeds could instead be used to hire new professionals.
5. How will disputes be resolved?
Just like the best of marriages, even the best business partnerships will be tested and face their share of ups and downs. Most of the time LLC members are able to work things out by focusing on their shared interests in seeing the LLC continue to grow and be profitable. Still, there are any number of circumstances that may create “irreconcilable differences” among members with equal voting power or other forms of leverage. Just like a marriage that has run its course, an LLC that can no longer be operated by its members, either due to fundamental and irresolvable disputes, or a lack of needed fundings, or some other cause, must be dissolved. Generally that is accomplished by paying off any remaining debts of the LLC and filing articles of dissolution. But, like a dissolving marriage, “business divorces” can similarly range from amicable to deeply hostile. If the members cannot resolve their differences over how to dissolve the LLC (and often, who owes what to whom), often the only recourse is judicial dissolution or bankruptcy. In either scenario, ultimately the courts resolve these issues one way or another. Therefore, it is always best practice to provide a dispute resolution mechanism in the Operating Agreement (a common option is binding arbitration, sometimes with mandatory pre-mediation).


Over 450,000 people attracted to 2nd European Games Minsk 2019 fan zones
Over 450,000 people visited fan zones of the 2nd European Games Minsk 2019. No incidents were registered over there during celebrations and competitions, BelTA learned from Deputy Chief of the Central Office for Law Enforcement and Prevention of the Belarusian Internal Affairs Ministry Dmitry Kuryan on 1 July.
The officer noted that a colossal amount of preparations had been done before the games. “It allowed us to enable rather good law and public order in places where competitions and mass events were taking place,” he said.
Fan zones were organized all over the country for those willing to root for the athletes. The fan zones attracted over 450,000 people, Dmitry Kuryan specified. In his words, no incidents or emergencies were registered in venues of the 2nd European Games Minsk 2019 and the fan zones. Only in several cases people contacted the police, for instance, some people left or lost their belongings. Police officers promptly helped with their recovery.
“Statistics demonstrates that the average number of crimes per day in Minsk during the 2nd European Games was virtually half of the number we usually register,” Dmitry Kuryan said.
According to Stanislav Solovei, an official spokesman of the Traffic Police Department of the Belarusian Internal Affairs Ministry, no serious traffic accidents involving 2nd European Games Minsk 2019 transportation had been registered either. He also praised good work of 25 female traffic wardens.
Oleg Panchuk, a representative of the Healthcare Ministry, Head of the Department for Organizing Medical Protection in Emergencies, said that there are no complaints about medical aid. Medical service during the games was requested slightly more than 1,600 times, including over 1,100 times at competition venues and 492 times outside them. Medical aid was provided to over 1,500 people on the spot. “Medical evacuation was necessary in 49 cases. 29 patients were hospitalized,” Oleg Panchuk informed. As many as 60 foreign participants of the games came to medical institutions on their own. A total of about 800 medics were employed during the 2nd European Games Minsk 2019.
In turn, Sergei Novik, Head of the Emergency Response and Alleviation Services Office of the Belarusian Emergencies Ministry, said that rescue workers and assets were recruited from the reserve during the 2nd European Games Minsk 2019. The extra assets did not affect safety in any way.
Belarusian police will remain in a heightened security mode till 4 July.


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According to a release from Maine drug agents, authorities stopped a truck traveling south on Interstate 95 in Waterville Monday.
Inside the truck were Lloyd MacFarlane, Sr., 55, and Lloyd MacFarlane, Jr., 24, as well as 400 Oxycodone tablets police say were going to be sold.
Drug agents then executed a search warrant at their home on Medford Road in Lagrange.
The search turned up more than 100 Oxycodone tablets, eleven firearms and just under $30,000 in suspected drug proceeds.
The two have each been charged with aggravated trafficking.
They are being held at the Kennebec County Jail and scheduled to make their first court appearance Wednesday.


At Goodman Fielder we recognise and respect your privacy. We are committed to protecting the personal information we may collect from time to time.
Goodman Fielder Pty Limited and its related companies are bound by privacy laws in Australia and New Zealand, including:
This policy sets out how Goodman Fielder Pty Limited and its related companies manage personal information held by it, including how we collect, disclose and use personal information. You will also find information about how to contact us if you have any questions about privacy issues including how to update or access your personal information or make a complaint.
By providing your personal information to us, you consent to our collection, storage, use and disclosure of your personal information in accordance with this policy.
What information is covered by this policy?
This policy sets out how we manage your ‘personal information’ which is generally any information or opinion about an identified individual or an individual who is reasonably identifiable. ‘Personal information’ and ‘sensitive information’ are as defined under the applicable Privacy Laws. Some parts also cover ‘credit related information’.
Any personal information we collect about you will be dealt with in accordance with this policy, unless we tell you that it will be dealt with in a more limited way on a particular form or website.
Providing your personal information will always be optional for you. However, some services may not be available to you if you choose not to provide it.
What information do we collect and how do we collect it?
We only collect information that we consider necessary for our business activities and based on our relationship with you. The kinds of personal information collected by Goodman Fielder include:
If we have extended a credit facility to you, we will also collect information internally about your payment performance. We may also collect personal information about you from publicly available sources, or in some cases, from credit reporting agencies that we deal with.
If you, or a company of which you are the director, apply to us for credit, we may obtain a credit report about you from a credit reporting body. We may also obtain a credit report about you (when the Privacy Laws permit us to do so) if you have guaranteed, or have offered to guarantee, an application for a credit facility for a company or someone else.
When we request a credit report from a credit reporting body, we will provide information to the credit reporting body that identifies you, and we may give them information about the type and amount of credit applied for or provided to you (or your company)
How do we store your information?
We hold personal information and credit information in:
Our storage mechanisms may be managed in a number of ways. These may be managed or administered internally by Goodman Fielder and may be held locally in Australia or New Zealand, or, they could be managed by a third party storage provider with whom Goodman Fielder has a contractual relationship and be either managed locally or overseas.
How do we protect your information?
We will take all reasonable steps to protect your personal information from misuse, interference and loss, as well as unauthorised access, modification or disclosure. The ways we do this include:
Use and Disclosure
We may use and disclose your personal information and credit information for the following purposes:
Do we disclose your personal information overseas?
Goodman Fielder is a leading food company across Australia, New Zealand and Asia Pacific.
We may disclose your personal information overseas for the purposes described above. This may include transferring your information to our related companies, agents, business partners and service providers located outside Australia and New Zealand, including in Fiji, Papua New Guinea, Singapore, Malaysia, China, India, Philippines Indonesia, New Caledonia, France and the US.
We will ensure that any overseas transfer of personal and credit information are in accordance with the General Data Protection Regulation (EU) 2016/679 or other applicable laws. We will also take reasonable steps to ensure that any overseas recipients of personal information have appropriate safeguards to ensure the integrity and security of that information.
What about links to other websites?
Opting In and Opting Out
We are committed to full compliance with the Australian Spam Act and the New Zealand Unsolicited Electronic Messages Act.
You will have the option to subscribe to certain promotional and marketing email and/or text communications. By subscribing to our email and/or text communications, or otherwise providing us with your email address and/or mobile number, you consent to receiving emails and/or texts (as the case may be) which promote and market our products and services, or the products and services of others, from time to time.
You can opt out of those communications at any stage by utilizing the corresponding “unsubscribe” or “opt out” facility. Once you have unsubscribed from our email or text communications, we will remove you from the corresponding marketing list as soon as is reasonably practicable.
How do you access your personal information and update it?
You can ask us for access to the personal information we hold about you. You can also ask us to update or change any personal information we hold about you, if that information is wrong, missing parts or out of date.
You can also ask us to delete your personal information, which we will do unless we are legally required or otherwise permitted to continue storing your information.
It’s easy – just email our Consumer Advisory Centre at email@example.com and include the words ‘ATT: THE PRIVACY OFFICER’ or call us on 1800 638 112 (free call from Australia) or 0800 100 538 (free call from New Zealand).
We will respond as quickly as possible. Please note that we may need additional time to respond to requests for large amounts of information.
How do you make a complaint?
We take your concerns seriously. If you have any concerns about privacy or the use or collection of your personal information by Goodman Fielder please email our Consumer Advisory Centre at firstname.lastname@example.org and include the words ‘ATT: THE PRIVACY OFFICER’ or call us on 1800 638 112 (free call from Australia) or 0800 100 538 (free call from New Zealand).
We will respond as quickly as possible and handle all complaints in a way that is fair and consistent. If you are not satisfied with our response, you can make a formal complaint with the relevant privacy regulator:
Office of the Australian Information Commissioner (OAIC)
Phone: 1300 363 992
Director of Compliance
Office of the Australian Information Commissioner
Mail: GPO Box 5218
Sydney NSW 2001
Office of the Privacy Commissioner
Complaints may be made:
Phone: 0800 803 909
Fax: +64 (4) 474 7595
Mail: Office of the Privacy Commissioner, PO Box 10094, Wellington 6143
It may become necessary for us to update the terms of this policy. Any changes will be updated on our website. Your continuing relationship with us following any updates constitutes acceptance of this policy as amended. We recommend that you check back from time to time to make sure you are aware of any updates.
If you’re interested in supplying one of our products, or would like to do business with us we’d love to hear from you.


New Jersey phone scams are fraudulent activities perpetrated against residents of the state using telephone services. Live phone calls, text messages, and robocalls are all employed by phone scammers in their schemes. Phone scams typically aim to steal money and sensitive information. Phone scammers in New Jersey often disguise identities, but phone lookup applications can unmask them.
The Division of Consumer Affairs (DCA) of the New Jersey Office of the Attorney General (OAG) protects residents from phone scams. It educates them on how to identify and avoid phone scams while also enforcing the Consumer Fraud Act and its regulations. New Jerseyans who are victims of phone scams can file complaints with the OAG by submitting the consumer complaint form to the DCA’s office at:
124 Halsey Street
Newark, New Jersey 07101
P. O. Box 45025
Residents can also send completed forms to the DCA by email. Alternatively, New Jersey phone scams can be reported to local law enforcement agencies or the Federal Trade Commission (FTC). The commonly perpetrated phone scams in New Jersey include:
- Medicare Phone Scams - Scammers pretend to be employees of Medicare and ask targeted New Jerseyans to replace insurance cards.
- IRS Scams - The callers claim to be with the Internal Revenue Service (IRS) and tell New Jersey residents to pay their owed taxes immediately.
- Lottery Phone Scams - New Jerseyans get phone calls announcing they have won bogus prizes. They must send money to claim their winnings.
- Grandparent Scams - Fraudsters pose as loved ones, usually grandchildren, to extort elderly New Jerseyans
- Electric Utility Scams - Scammers who pretend to be with local utility companies contact New Jerseyans to rip them off.
- Tech Support Scams - These are scams in which scammers claim to be representatives of targeted New Jerseyans' computer companies. They typically aim to steal their marks' personal information.
Other prevalent scams in New Jersey include:
- Charity scams
- COVID-19 scams
- Jury duty scams
- Telemarketing scams
- Disaster-related scams
- Vehicle warranty scams
- Credit card scams
- Debt collector scams
What are New Jersey IRS Scams?
IRS scams happen all year round but are particularly prevalent around tax season. Scammers pretend to be Internal Revenue Service (IRS) employees and cheat residents out of money and/or steal their personal information. The callers will claim that call recipients owe some money to the IRS and threaten arrest or legal action. To avoid these actions, they instruct targets to pay immediately via some unusual payment channels like wire transfer, gift cards, or bitcoins. Sometimes, these scammers spoof Caller IDs of the IRS to make their calls and demands appear legitimate.
The IRS cautions residents that it does not make threatening phone calls or request tax payment over the phone. The IRS only initiates communication with taxpayers by mail unless taxpayers request phone engagements. New Jerseyans can fish out the identities of IRS scammers by doing reverse phone lookup searches on the callers' numbers. Victims of IRS scams can file complaints online with the Treasury Inspector General for Tax Administration (TIGTA). The IRS warns residents not to send money to persons claiming to be its employees over the phone.
What are Lottery Phone Scams?
New Jerseyans can uncover the identities of fraudsters who engage in lottery scams using phone lookup applications. In these scams, the fraudsters will claim to be agents of familiar legitimate lottery companies and tell targeted persons that they won lotteries. The calls recipients might not have even entered any contest and yet, fall for such baits. To facilitate claiming the winnings, the callers will ask their targets to pay some fees upfront. Such money they will claim covers taxes and other service charges. Their preferred means of receiving payment are preloaded cards, credit cards, wire transfer, or iTunes cards. If you receive this type of call, know that it is a scam, end it immediately to avoid falling victim. Once their victims send money, the scammers disappear, and tracing such payments are usually hard.
The New Jersey Office of the Attorney General warns residents against lottery scams and advises them never to send money when they receive such calls. Also, New Jerseyans should never share their credit card details with anyone over the phone, especially if they did not initiate such calls. If you are a victim of a lottery scam in New Jersey, report your encounter to any law enforcement agency in your locality. You can also file a complaint online with the FTC.
What are Electric Utility Scams?
Scammers are falsely claiming to be representatives of local electric utility companies to steal from New Jerseyans. These scams have multiple variations. In a popular version, the callers will attempt to trick their targets into giving out billing and personal information. They achieve this by promising to lower targets' monthly cost of their utility bills as bait. The aim is to commit identity theft with such information. In another variant, the scammers will claim that their marks have outstanding electric bills and must pay immediately to avoid service interruption. They often target both business and residential customers of electric utility companies and demand payment by gift cards or wire transfer.
New Jerseyans must know that legitimate utility companies will never threaten to shut off electricity without prior multiple written notices. Hang up on such a call if you receive any, and do not send money or share personal and billing information. Contact the phone number provided on your previous utility bills to confirm the caller's claim. Report New Jersey electric utility scams by submitting a completed complaint form to the New Jersey Division of Consumer Affairs (DCA) via email.
What are Credit Card Scams?
New Jerseyans understand the implication of having compromised debit or credit cards. Phone scammers impersonate employees of banks or card companies and take advantage of cardholders' fears to rip them off using this scheme. Phone lookup services can help retrieve the identities of these fraudsters. In most cases, the scammers employ text messages. The texts often come as fraud alerts, notifying targeted cardholders of some supposed frauds on their cards. To stop such thefts, the scammers will instruct their targets to send card details and PIN in response to those texts. It is important to emphasize that banks, card companies, or their employees will never ask for such information. Your card information is confidential and should not be shared with anyone, especially not over the phone. New Jerseyans who believe they are victims of this scam can register formal complaints online with the FTC or report to their local law enforcement agencies.
How Do I Avoid Becoming a Victim of a Phone Scam?
- The most reliable way of avoiding phone scams is by ignoring calls from unknown numbers. Allow such calls to go to voicemail.
- If you answer a call and suspect it might be a scam, hang up immediately and report it by sending a completed complaint form by email to the DCA. You can also search the caller's number on a phone lookup website to verify if they are what they claim to be.
- If you receive an automated robocall, end it immediately. Do not follow instructions to push any numbers to speak with live persons. It is a trick to identify active phone numbers, and that will lead to more robocalls.
- Do not share information such as your social security number, credit card details, or bank account information with unknown persons over the phone. Also, do not send money to them even if they threaten arrest or jail while claiming to represent government agencies.
- Register your phone number on the DNC Registry managed by the FTC to prevent robocall scams. Dial 1 (888) 382-1222 from your phone number to enroll.
- Block numbers you have identified as scam phone numbers. Most cell phones have built-in functions that allow users to block incoming numbers. Third-party call-blocking applications such as Truecaller, Nomorobo, and Hiya can also block telemarketers' unsolicited calls.
Keep abreast of the latest phone scams. Fraudsters are persistently advancing in their schemes to extort residents. New Jerseyans can get up-to-date information on phone scams from the FTC's website.


The 2015 VBA Seminar Series began last week with a booked out Melbourne seminar and more than 350 practitioners attending sessions in the first week.
The free seminars are being held for building and plumbing practitioners around the state until 6 May 2015.
Sessions for building practitioners will focus on changes to the Building Code of Australia 2015, including Victorian variations, as well as an update on the 'Sunsetting' project to evaluate the Building Regulations, and our review of industry practice notes. Sessions for the plumbing industry will focus on plumbing standards, the Plumbing Code of Australia 2015 and common technical enquiries.
For more information on the 2015 VBA Seminar Series or to register for an upcoming session, visit the VBA website.


Cryptocurrencies have gained significant popularity in recent years, offering a decentralized and secure means of financial transactions. However, the rise of cryptocurrencies has also attracted scammers who exploit unsuspecting individuals through various fraudulent schemes. To combat this issue, Crypto scam recovery companies have emerged, playing a crucial role in investigating and recovering funds lost to crypto scams in the USA. This article aims to provide an informative and descriptive exploration of crypto scam investigation in the USA, focusing on the role of recovery companies and the assistance they offer to victims of crypto scams.
Crypto scams encompass a range of deceptive practices aimed at defrauding individuals in the cryptocurrency market. These scams can take various forms, including fake initial coin offerings (ICOs), Ponzi schemes, pump-and-dump schemes, fraudulent exchanges, and phishing attacks. Scammers often exploit the anonymity and complexity of the crypto market to trick victims into making investments or sharing sensitive information.
Crypto scams can have devastating consequences for victims. Individuals who fall victim to these scams may suffer significant financial losses, leading to financial hardship and emotional distress. Moreover, crypto scams erode trust in the cryptocurrency market, hinder its mainstream adoption, and undermine the overall integrity of the industry.
These agencies are specialized in investigating crypto scams and helping victims recover their lost funds. These companies employ experienced investigators who possess knowledge of blockchain technology, cryptocurrency transactions, and the methods employed by scammers. They employ various techniques such as data analysis, forensic investigation, and information gathering to track and uncover the identities of scammers and their illicit activities.
These organizations collaborate with law enforcement agencies in the USA to assist in the investigation and prosecution of crypto scammers. By sharing information and providing evidence, these companies support law enforcement efforts, increasing the chances of apprehending and bringing scammers to justice. This collaboration also helps in establishing legal precedents and creating a deterrent effect to prevent future crypto scams.
Fake ICOs and investment schemes lure individuals with promises of high returns on their crypto investments. These scams often involve fraudulent companies or individuals creating deceptive websites and marketing materials to attract potential investors. Investigation companies play a crucial role in identifying these scams, exposing fraudulent entities, and helping victims recover their investments.
Ponzi schemes in the crypto space involve scammers promising high returns to investors, using funds from new investors to pay off previous investors. These enterprises investigate and unravel these schemes, tracing the flow of funds and assisting victims in recovering their losses. Their expertise in blockchain analysis helps in identifying the movement of funds and determining the extent of the fraud.
Phishing and hacking attacks target individuals’ crypto wallets or exchange accounts, aiming to steal their cryptocurrencies. These recovery companies assist victims of such attacks by guiding securing their accounts, recovering stolen funds, and investigating the perpetrators behind these cybercrimes.
These Cryptocurrency fraud recovery organizations utilize advanced blockchain analysis tools to trace and analyze cryptocurrency transactions related to scams. By examining transaction patterns, wallet addresses, and blockchain data, these companies can identify the flow of funds and potentially track down scammers.
These agencies possess legal and regulatory expertise related to cryptocurrencies and financial regulations. They navigate the complex legal landscape surrounding crypto scams, assisting victims in filing complaints, providing evidence for legal action, and collaborating with regulatory bodies to enforce compliance and protect investors.
In cases where victims’ funds are held on cryptocurrency exchanges or platforms involved in scams, these firms engage in negotiations with these entities. They work towards recovering the funds on behalf of the victims, leveraging their expertise and industry connections to facilitate the return of stolen or lost cryptocurrencies.
While specific statistics on crypto scams in the USA may vary, it is crucial to highlight the prevalence and impact of these scams on individuals. According to the Federal Trade Commission (FTC), reports of cryptocurrency-related scams in the USA increased significantly in recent years, with losses reaching millions of dollars. These statistics underscore the need for robust investigation and recovery services to combat crypto scams and protect investors.
Case Studies: Successful Investigations and Recovery
In this case, a crypto scam recovery company in the USA investigated a fraudulent initial coin offering. By analyzing the blockchain transactions and conducting thorough due diligence, the investigators discovered the scam and identified the individuals behind it. Through legal action and negotiations with exchanges, the recovery company successfully assisted victims in recovering a significant portion of their lost investments.
In another case, a crypto scam recovery company worked with victims of a large-scale hacking attack on a cryptocurrency exchange. Through blockchain analysis and collaboration with law enforcement agencies, the recovery company traced the stolen funds to various wallets and exchanges. By utilizing their legal and regulatory expertise, they successfully negotiated with the involved entities, resulting in the recovery of a substantial portion of the stolen cryptocurrencies for the affected individuals.
These firms also contribute to preventing future scams through educational initiatives and preventive measures. They collaborate with industry stakeholders, regulatory bodies, and consumer protection agencies to raise awareness about crypto scams, provide guidance on secure practices, and advocate for stronger investor protection measures.
Crypto scam investigation companies play a vital role in investigating and recovering funds lost to crypto scams in the USA. Through their expertise in blockchain analysis, collaboration with law enforcement agencies, and knowledge of legal and regulatory frameworks, these companies assist victims in their pursuit of justice and fund recovery. By Crypto scams recovery, negotiating with exchanges, and raising awareness, crypto scam recovery companies contribute to safeguarding the integrity of the cryptocurrency market and protecting investors from fraudulent activities.


Wikimedia Blames ‘Right to Be Forgotten’ for Missing Links
In the wake of the "Right to be Forgotten" ruling in Europe, the Wikimedia Foundation, the non-profit organization that operates online encyclopedia Wikipedia, says it has received multiple notices of intent to remove Wikipedia content from European search results.
In fact, in a blog post, Wikimedia says Google has received more than 91,000 removal requests involving more than 328,000 links as of July 18 and more than 50 percent of the URLs processed have been removed.
And, as of August 6, Wikimedia says the notices affect more than 50 links directing readers to Wikipedia sites.
Within some of the notices, Google assures Wikimedia that the pages on the list have not been blocked entirely and will continue to appear to individuals that are not included under the "European data protection law requests."
Wikimedia notes it only knows about these removals because the search engine company sent notices to Wikimedia and because there is no legal obligation to send such notices it is possible other search engines may have removed additional links without Wikimedia's knowledge.
In another post, Lila Tretikov, executive director of Wikimedia, says the organization will beposting notices for each indefinite removal of Wikipedia search results.
Wikimedia has made its opposition to the ruling clear. The post says the European court "abandoned its responsibility to protect one of the most important and universal rights: the right to seek, receive and impart information."
As a result, Wikimedia says, "accurate search results are vanishing in Europe with no public explanation, no real proof, no judicial review and no appeals process. The result is an internet riddled with memory holes -- places where inconvenient information simply disappears."
In comments on the Wikipedia blog, some Wikipedia contributors have expressed their own opposition to Wikimedia's stance.
"Once again, this is a decision that impacts the search engine algorithm which is not some impartial mathematical representation of the truth but is already heavily manipulated by many big commercial and state actors from around the world (from record labels to law enforcement)," writes one.
Another says Wikimedia's statement lacks the European perspective.
"This is by no means a sign of censorship, but rather one of compliance to European law," the commenter writes. "I would expect the Wikimedia Foundation to respect the law. Instead you announce that you have put up a pillory-style page you consider an act of transparency, listing all those cases that you have become aware of, which...runs the risk of being against the same said law. I think this is rather disappointing because it demonstrates the deep divide between the U.S. and Europe on these issues."


General terms and conditions
Rental conditions for rental bicycles from FSSH (a brand of KERAVONOS GmbH)
I. THE ELECTRO-MOUNTAINBIKE AND ITS USE
1) By taking over the rented bicycle, the renter acknowledges that it is in a condition that is ready to drive and free of defects, together with all accessories.
2. the renter may only use the bicycle in a manner customary in traffic in compliance with the statutory regulations, in particular the Road Traffic Regulations.
3 The bicycle may only be used by the renter.
4. the bicycle may not be used for test purposes, in commercial traffic, for a journey abroad or for illegal purposes without the written consent of the Rental Firm.
5 The renter undertakes to lock the rental bicycle with the corresponding bicycle lock.
6) Wearing a bicycle helmet is expressly requested by the lessor.
II. OBLIGATIONS OF THE LESSEE
The renter undertakes to handle the bicycle with care and in compliance with the technical rules and to park it only in a safe place in a locked condition.
2. the lessee undertakes to inform the lessor of any defects which occur during the rental period when returning the bicycle.
If a repair becomes necessary, the Lessor shall bear the costs if their cause is not due to culpable damage to the bicycle by the Lessee or breach of contractual obligations. The Lessee is responsible for the latter circumstances.
The lessee is obliged to inform the lessor immediately if the bicycle has been involved in an accident or lost due to theft. In the event of an accident, the renter must submit a detailed written report to the lessor, together with a sketch. The report on the accident must in particular contain the names and addresses of the persons involved and of any witnesses as well as the registration numbers of any vehicles involved.
1 The renter must return the bicycle in the same condition in which he took it over.
2. the hirer is liable for culpable damage to the bicycle and for breach of his contractual obligations. He shall then also reimburse the incidental costs of the damage.
If a third party compensates the Lessor for the damage, the Lessee shall be released from his obligation to pay compensation.
VI. EXCLUSION OF LIABILITY OF THE LESSOR
A liability of the lessor independent of fault is excluded. He is only liable for intent and gross negligence. In case of slight negligence he is only liable in case of violation of essential or typical contractual obligations. Insofar as claims are made against the Lessor by third parties due to a breach by the Lessee of this rental agreement, against statutory provisions or official requirements, the Lessee shall be obliged to indemnify the Lessor in the internal relationship to the full extent from liability and to fulfil all relevant obligations of the Lessor.
VII. RETURN OF THE BICYCLE
The Lessee shall return the Bicycle to the Lessor at the agreed location at the latest at the end of the agreed rental period during the Lessor's business hours. The return outside business hours is at the risk of the Lessee.
An extension of the rental period requires the consent of the Lessor before the end of the rental period.
If the bicycle is not returned in time, the Hirer shall pay the Lessor the fee for each hour or part thereof and, if applicable, compensate the Lessor for any additional damage.
The bicycle shall be checked for obvious defects upon return and the result shall be recorded in the contract. The renter is obliged to report any defects that occur during the rental period.
1. there are no further ancillary agreements. Amendments and supplements to the contract must be made in writing. This also applies to this written form clause.
2 Should individual provisions of the contract be or become invalid, this shall not affect the validity of the remaining provisions.
Prices, times and offers can be changed at any time. For errors and omissions
We assume no liability for printing errors. All rights reserved.


The purpose of this policy is to provide details regarding the terms and conditions of use of the MTC Australia website.
This Policy applies to the MTC Australia website located at mtcaustralia.com.au.
3.1 MTC Australia includes MTC Australia Limited (ACN 166 455 385) and MTC Recruitment Limited (ACN 145 727 859).
4.1 MTC Australia Media Policy
5.1 The ‘Terms and Conditions’ set out in this Policy is approved for publication on the MTC Australia website in accordance with the requirements of P 051.
Terms and Conditions Introduction
The MTC Australia website is maintained for general information and communication purposes and is available to you subject to these Terms and Conditions. Please read this carefully before using this website. By accessing or using this website you agree to these Terms and Conditions. References to MTC Australia include MTC Australia Limited (ACN 166 455 385) and MTC Recruitment Limited (ACN 145 727 859) and their officers, employees or agents.
General conditions and information
Information on this website is general in nature. MTC Australia has made reasonable endeavours to ensure that information on this website is accurate, reliable and complete, but does not warrant that the information is accurate or complete or suitable for your purposes in using it. This information may change from time to time and you should not rely on all statements or representations made on this website. You should not construe the statements or representation made on this website as legal, accounting or other professional advice. Should you require further information or any questions please contact us. You should seek and rely upon advice from your own advisers.
Acceptable content and use
As a condition of use of this website it is not permitted to harass or annoy other users, promote content that violates its policies, or transmit illegal material through the site or its servers, or damage, disable, overburden or impair the website.
Scope of use and User Email
Limitation of Liability
You agree that, to the extent permitted by law, MTC Australia will not be liable to you for any loss or damage you may incur by relying on statements or representations made on this website through use or access to the website, or MTC Australia’s failure to provide this website. You agree to release MTC Australia from any liability whatsoever for any such loss or damage and you may not make any claim against MTC Australia for any such loss or damage. You also agree to indemnify MTC Australia in full (including for any legal fees or expenses on a full indemnity basis) for any loss or damage, costs or expenses suffered or incurred by MTC Australia as a result of you making any such claim. MTC Australia does not accept responsibility for or reliance of material of any website which to referred to or accessed through our website.
Copyright and Trademarks
To the extent permitted by law including the Copyright Act 1968, the trademarks, names, logos and other items collectively ‘trademarks’ displayed on this website are registered and unregistered trademarks of MTC Australia. As a condition of use of this website it is not permitted to download or reproduce the written content displayed on this website in part, or in whole, without the written permission of MTC Australia.
Changes of Terms
MTC Australia reserves the right to revise the Terms and Conditions of this website at any time and without notice. The revised Terms and Conditions will be binding and effective immediately upon posting on this website. Continued use of this website constitutes agreement to any revision of the Terms and Conditions.
Jurisdiction & Governing Law
The Terms and Conditions of this website shall be governed by the laws of Australia and the State of New South Wales. If an applicable law is in conflict with any part of the Terms and Conditions, the Terms and Conditions will be deemed modified to conform to the law.
As a condition of use of this website, when using the website outside Australia, you agree to comply with all local rules and laws regarding the internet, data, e-mail, privacy, copyright and trademark infringement.
All intellectual property and copyright in this website is owned by MTC Australia. As a condition of use of this website you are only permitted to access and download the contents on the website temporarily and for the sole purpose of viewing the information and may not copy, reproduce, store, transmit or published the information or content including for commercial purposes without the written consent of MTC Australia.
The MTC Australia website contains links to other websites for the user’s convenience only. Please read the Terms and Conditions of any other company website you may link to from this website. MTC Australia reserves the right to terminate or otherwise disable any link or associated program at any time and without notice.


Thank you for visiting www.remove.co.nz (“the Site”). To ensure that you fully understand your access to and use of the Site, please carefully read these terms and conditions.
By browsing or otherwise using any part of the Site or by placing any order on the Site, you accept and agree to be bound by these terms and conditions without limitation or qualification.
We may revise these terms and conditions from time to time by updating this posting. We therefore strongly advise you to carefully read through these terms and conditions whenever you browse or otherwise use the Site or submit any information to us.
All information and content available on the Site, including but not limited to logos, text, buttons icons, graphics, data compilation, images, and audio clips (collectively the “Site Content”) is our property and protected by law, including laws governing copyright and other intellectual property rights.
Unless otherwise expressly authorised by law, you may not use, transfer or copy any of the Site Content for public or commercial use without our permission. You may only print, download extracts or use any pages of the Site Content for your personal use. You acknowledge our status as the owner of the Site Content.
Any user that registers with the Site must be 18 years old or over.
Please note that each registration is personal to that user only. We do not allow any user to share their user name and password with any other person nor do we allow multiple users on the Site with one registration. To the maximum extent permitted by law, we exclude all liability for any loss, cost or expense you incur arising directly or indirectly from you sharing your user name or password with any other person.
Please do not hesitate to contact us if you find or suspect that someone has obtained your password. We will then, at our reasonable discretion, place on hold or cancel your registration.
We reserve the right to update prices on the Site from time to time without prior notice, but orders which have been placed before any price change will be governed by the price prior to adjustment.
Accuracy of information
We will use our reasonable endeavours to provide accurate information regarding the Goods, prices, images and colours on the Site. However, to the extent permitted by applicable laws, we do not warrant that the descriptions, text, colours, contents or other images on the Site are comprehensive, error-free and completely accurate.
We reserve the right in our sole discretion to make changes to any part of the Site or the Goods available at any time with or without prior notice.
Availability of the Site
We will use reasonable endeavours to ensure that the Site remains available to you during our normal hours of operation. Notwithstanding the foregoing, to the maximum extent permitted by law we accept no responsibility whatsoever for any loss arising due to unavailability of the Site.
Warranties and limitation of liability
The Consumer Guarantees Act 1993, the Fair Trading Act 1986 and other statutes may imply warranties or conditions or impose obligations upon us which cannot by law (or which can only to a limited extent by law) be excluded or modified. In respect of any such implied warranties, conditions or terms imposed on us, our liability shall, where it is allowed, be excluded or if not able to be excluded only apply to the lesser of the minimum extent required by the relevant statute or the price paid for the Goods.
All Goods and information on the Site are presented “as is” and “as available” without warranty of any kind whatsoever. The information, contents, products descriptions, colours, services and other data on the Site may not be in the most updated version or may include omissions or errors.
You agree that, to the fullest extent permitted by law, we shall not be responsible or liable, whether in contract, tort, negligence or otherwise, for any loss or damage of any kind whatsoever, including, without limitation, interruption of business, access delays or data non-delivery, wrongful delivery or destruction incurred by you in your use of the Site.
To the maximum extent permitted by law, we shall not be in any way liable for any direct, indirect, incidental, special or consequential damages incurred by you or any third party arising from any access to, reliance on or use of the Site.
You indemnify us and our officers, directors, agents, advisers and employees against any actions, proceedings, losses, damages, liabilities, claims, costs and expenses including fines, penalties, legal and other professional costs on a full indemnity basis that we or any of our officers, directors, agents, advisers or employees incurs of suffers as a direct or indirect result of any breach by you of these terms and conditions and your use of the Site.
Any expenses, disbursements and legal costs incurred by us in the enforcement of any rights contained in these terms and conditions shall be paid by you, including any reasonable solicitor’s fees or debt collection agency fees.
Receipt of a cheque, bill of exchange, or other negotiable instrument shall not constitute payment until such negotiable instrument is paid in full.
We shall, without any liability, and without any prejudice to any other right we have in law or equity, have the right by notice to suspend or cancel your membership of the Site if:
- liquidation or bankruptcy proceedings are commenced in relation to you;
- you shall otherwise become bankrupt or insolvent or you are placed into liquidation, voluntary administration or receivership; or
- you breach these terms and conditions.
Any cancellation or suspension of these terms and conditions shall not affect our claim for money due at the time of cancellation or suspension or for damages for any breach of any terms of this contract or your obligations to us under this contract.
“We”, “us” and “our” shall mean Remove Limited and any of our agents or employees.
“You” and “your” shall mean the person or entity browsing the Site or acquiring Goods from us, including any person acting on your behalf or with your authority.
“Goods” shall mean all goods supplied by us to you.
All prices on the Site are quoted in New Zealand dollars and include goods and services tax.
It is understood that these terms and conditions constitute the sole understanding with respect to the subject matter contained in this agreement and supersedes all prior understandings, written or oral. No modification, alteration or waiver of these terms and conditions shall be binding unless the same shall be in writing.
These terms and conditions shall be governed by the laws of New Zealand. The parties submit to the exclusive jurisdiction of the courts of New Zealand.
The invalidity of any part or provision of these terms and conditions is not to affect the enforceability of any other part or provision of these terms and conditions.


Airship Solutions has all certificates, licences and insurance to operate and fly at restricted areas in Australia.
There is no more exquisite photography in the world than drone photography. Being considered as the biggest and most significant development in the field of photography, the drone has made it possible to capture the world’s most stunning places and views.
This sky-high flying camera can reach the most challenging places to get, a significant breakthrough in photography. Therefore, if you are an aerial photography enthusiast, investing in a drone would be wise.
However, just because a drone can reach anywhere doesn’t mean it can be flown anywhere. And especially if you are an Australian resident, you have to note that certain drone restrictions have been set up in the legislation.
Since failure to comply with these restrictions could lead to being penalized, all drone operators must understand the laws and regulations that govern drone operations in Australia. This article will help you understand these restrictions well so that you can enjoy drone photography in Australia to the full.
Rules for Flying a Drone in Australia
According to Australia’s CASA (Civil Aviation Safety Authority), it is legal to fly drones in Australia. However, people who fly drones are expected to understand and comply with the drone legislation. This drone legislation requires each person to adhere to the following vital rules for flying a drone:
You should not fly a drone higher than 400 feet (120 meters) above the ground.
You should fly your drone only during the day. Also, always fly your drone within a clear visual line of sight – In other words, whenever flying a drone, you should be able to see it with your eyes and not through a device.
You should fly your drone away from other people – There should be a distance of at least 30 meters between where you are flying the drone and people.
You should fly only one UAV (Unmanned Aerial Vehicle) at a time.
Drones that weigh more than 100 grams should be kept away from controlled aerodromes/airports for a distance of at least 5.5km.
You should never fly a drone above people, such as over beaches, sports ovals, parks, and public/social events or gatherings.
Unless you have prior approval, you should never fly a drone over areas where emergency operations are being carried out or near areas affecting public safety – These areas include regions with firefighting operations, police operations, search and rescue activities.
Always respect personal privacy – Do not record any activities or photography without the consent of owners.
Operations Within a 3nm Radius of an Aerodrome/Airport
This part of Australian legislation has proven to be the most confusing among many drone flyers. So, what does ‘Operations within a three nautical mile (nm) radius of an aerodrome’ really mean?
To understand this particular restriction, you need to keep in mind three key facts:
An aerodrome/Airport is a place where flight operations take place. It could be a small general aviation airfield, a military airbase, or even a large commercial airport.
A distance of 3nm is approximately 5.5km.
Drone restrictions on operations within a 3nm radius vary depending on whether the aerodrome is controlled, non-controlled, or is an HLS (Helicopter Landing Site).
Operations Within a Controlled Aerodrome/Airport
A controlled aerodrome/Airport is that which has an operating control tower. To operate a drone within a 3nm radius of such controlled aerodromes, the Australian drone legislation requires you to have permission from both Airservices Australia and CASA (the Civil Aviation Safety Authority).
However, note that Australia has set restrictions relative to the separation standards of human-crewed aircraft (helicopters and planes) and drones. These restrictions make it very hard, even almost illegal, for Airservices Australia to approve commercial drone operations at or within a 3nm radius of the controlled aerodromes/airports.
Operations Within a Non-Controlled Aerodrome/Airport
In a non-controlled aerodrome/airport, there is no operational Air Traffic Control (ATC). While these airfields might have control towers, they do not provide any ATC services. Also, non-controlled aerodromes include aerodromes that usually offer ATC services, but the services are no longer available.
Generally, drone operations within a non-controlled aerodrome/airport are considered possible and lawful under Australia’s drone legislation. However, the drone pilot should be certified or licensed. Besides, the drone pilot should avoid flying within the following three dangerous areas:
The Movement Areas
The FATO (Final Approach and Take-off) areas – These are regions from which the final phase of take-off is started or where the final approach of landing/hovering is completed. It could either be on land or water.
Areas where the drone can create a hazard to aircraft flying within the region.
Operations Within a Helicopter Landing Site (HLS)
When we talk of helicopter landing sites (HLS), we don’t refer to any regular HLS, but HLS with an instrument approach. To fly a drone within these specific HLS, you will need to be a licensed drone operator and have a CASA approval certificate. Otherwise, only the instruments’ HLS are allowed to be flown within a 3nm radius of a helicopter landing site.
It is also important to note that some particular types of drone operations require the pilots to obtain direct approval from the airspace authorities themselves. An excellent example of airspaces that will require you to get permission from the authorities is the Wollongong Hospital Helicopter Landing Site.
To fly your drone over the Wollongong HLS, you will have to get approval from the Base Manager and helicopter pilot, in addition to getting a CASA approval certificate.
The following is a list of other HLS that have instrument approaches in Australia:
Newcastle Westpac Base
Gosford District Hospital
Victor Island West
Indeed, drones are more than just remote-controlled fun toys for photo enthusiasts; they are a revolutionary advancement in photography. With this unmanned camera, you get to experience the best aerial photography in the world.
However, if you are to enjoy drone photography in Australia fully, you need to familiarize yourself with the drone restrictions put in place. This article has discussed the necessary regulations that you need to know. So, remember to adhere to these while you have fun and explore the beautiful Australian scenery!


An Introduction to GAAA
(Long version - Short version)
The Gewaltfreie Aktion Atomwaffen Abschaffen (GAAA, Nonviolent Action to Abolish Nuclear Weapons) is a German non-governmental organisation dedicated to the total abolition of nuclear weapons.
After the Nuclear Test Ban Treaty (NTBT) was signed in 1996, GAAA grew out of a group which had opposed nuclear testing. The GAAA monitors and pressures the nuclear weapon states to fulfil their obligation under international law and treaties to start to abolish their nuclear weapons.
The Nurnberg Principles and the decision of the International Court of Justice in 1996 (that stated "the threat and use of nuclear weapons would be illegal under international law") made it clear to us that we have an obligation to perform non-violent direct actions opposing nuclear weapons. We organise actions on civil disobedience (CD) at military bases in Germany and throughout Europe, and conduct public hearings to inform the German population about nuclear weapons.
For example, when the U.S. governments deployed B-61 nuclear bombs in seven different European countries and stationed A-10 Thunderbolt warplanes with depleted uranium ammunition in Germany, Italy and elsewhere, in 1997, 1998 and 1999 GAAA organised CD actions at the military base in Büchel, close to Frankfurt, Germany. “Inspection Teams” gained access to the base as bailiffs of the International Court of Justice. A number of people were arrested while enforcing the International Court of Justice's decision. They used their few weeks of imprisonment to further raise awareness about this issue.
The GAAA does lobby work and networking with affiliated groups in Europe and throughout the world. We have worked in coalition with such European organisations as For Mother Earth Belgium; Lakenheath Action Group, UK; International Physicians and Scientists for the Prevention of Nuclear War (IPPNW), Germany; Trägerkreis Atomwaffen Abschaffen; Germany Society of War Resisters; Darmstädter Signal; Internationaler Versöhnungsbund, Germany. We have also worked in co-operation with Nukewatch in the USA; and Japanese organisations from Hiroshima.
Historically, GAAA has worked on such nuclear weapons issues as mini-nukes, weapons in space, and now DU and other uranium weapons. We have also done work on the issue of how indigenous peoples have been affected by such issues as uranium mining, weapons testing on their lands, and health effects from radiation amongst indigenous populations. Among our most notable major actions and successes are:
In 1999, organised opposition to Germany’s illegal participation in the war against Yugoslavia, and its use of depleted uranium munitions
In 1999, participated in and helped organise the international Peace Walk from the International Court of Justice in Den Haag (Holland), right after `The Hague Appeal for Peace Conference´ to NATO Headquarter in Brussels (Belgium), performing direct actions, and demanding that NATO negotiate the abolishment of nuclear weapons and the first strike option
In the year 2000, the GAAA worked with local activists and helped inspire them to organise actions during the Hiroshima and Nagasaki Days at the military base in Büchel, near Frankfurt
For 2001, planned a bigger inspection of the Büchel base by so-called "very important persons" (politicians, artists, u.s.w.) in order to build up pressure on the judge to consider international law. This action was well prepared, and co-ordinated with similar actions on military bases with U.S. nuclear weapons in Holland (Voelkel) and Belgium (Kleine Brogel) on the October 3rd European Action Day Against Nuclear Weapons. (Regrettably, most of these actions did not occur because of the hysterical situation after the terrorist attacks on the Pentagon and the World Trade Centre in the USA. The German police searched GAAA’s office and confiscated all our computers and other equipment, saying that our planned inspection would be an incitement to crime. Our office manager was fined, and our computers have not yet been returned, but GAAA received much solidarity from the peace movement.)
In 2003 GAAA plans a summer bike tour connecting three different German-based U.S. military bases containing nuclear weapons to commemorate the 20th anniversary of the successful resistance against the deployment of Pershing missiles in Germany during the Cold War, culminating in the blockade of the Büchel military base; and intends to hold a major organising conference in October to organise an international campaign seeking the ban of depleted uranium (DU) and other uranium weapons, and their classification as weapons of mass destruction (WMD).
GAAA maintains contact office(s) in Hamburg, and Kornwestheim (near Stuttgart), Germany. It fields a staff of two paid and 25-30 volunteer workers. It publishes a quarterly newsletter, FreiRaum, (posted to a website at www.gaaa.org) which is published in Germany, and sent to over 1,600+ individuals and organisations in 13 countries.
GAAA is governed by decisions of members made at the GAAA annual meeting, held in November of each year. Program decisions and fundraising plans for the following year are made at this meeting. It is a German non-profit organization, and is affiliated with Förderverein Frieden, which in Germany acts as our fiscal agent for the purpose of making tax-deductible contributions under German tax law.


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Learn to do a payroll, starting at square one. Includes: who gets overtime pay and who does not . . . how to process a W-4 and complete the 941, 940, W-2 and W-3 . . . how and when to deposit withheld taxes using actual forms. Double-quiz in each section assures that you master it.
136 pages [55 self-teaching + 81 self-quizzes with detailed answers]
Section 1: Who is an employee? How to classify—and pay—employees, independent contractors, leased employees, temporary help, agency referrals.
Section 2: Federal v. state laws. How to know if your employer or employees are covered by key federal laws. Minimum wage rules. The enterprise test.
Section 3: Paying employees. Who is paid overtime; computations. Paying for nonproductive time (showering, changing, etc.). When you can dock employee pay.
Section 4: Required payroll data. Information, data and forms for each employee. How long to keep each kind of information.
Section 5: Form W-4 and state withholding forms. How it must be completed. When you must reject a W-4. Rules on withholding a flat dollar percentage or dollar amount of tax.
Section 6: Withholding and depositing taxes. How to withhold FICA and federal income tax. The monthly, semiweekly and Wednesday-Friday rules. The "lookback period." Form 941-X.
Section 7: Filing federal reporting forms. Computing Federal Unemployment Tax (FUTA). Who must file a 940, W-2, W-3, 941 and Schedule B, and 945. Backup-tax rules.
Section 8: When wages are taxable. When wages are earned v. when they are paid. Handling wages paid in January for December work.
Section 9: Other federal and state requirements. Handling the 1099, 1099-MISC, 1099-DIV, 1099-INT, 1099-R, 1096. State unemployment insurance (SUI). Each state's due dates for filing the state W-2 and distributing copies to employees.
Section 10: Journal entries. How to record salary, deductions and employer/employee payroll expense, payment of taxes, premiums, pension contributions and more.
Glossary of key terms.
Appendix of sample payroll forms with instructions: W-4, 940, 940-Sched. A, 941, 941-Sched. B, 941-X, 944, 945, 945-A, W-2, W-3, W-2c and W-3c, I-9, 1099-MISC, SS-8.
- • Complete preparation for the national Certified Bookkeeper exam!
- • Double-quiz in every workbook section assures mastery of every skill!
- • Workbook quiz questions mimic the national exam questions!


Richmond Cricket Club response to the report of the ABC dated 2 January, 2022
The club is aware of the ABC report that appeared on Sunday, 2 January 2022 regarding Jamie Mitchell and the Under 19 Australian cricket tour of Sri Lanka and India in 1985. The contents of the report are both confronting and disturbing.
There were a number of references in the ABC report to the Richmond Cricket Club.
Whilst the Australian Federal Police investigates the matter, it would be highly inappropriate for the Club to make any comment at this stage, other than to say that the Richmond Cricket Club will provide whatever support it can to Jamie Mitchell should he seek it. The Club does not tolerate abuse of any kind and the Club is totally committed to the health and safety of all of its people.
I and the Club hope and trust that the Australian Federal Police investigation ultimately will provide answers to the questions being sought by Jamie Mitchell and the entire Mitchell family. In the meantime, the Richmond Cricket Club will fully cooperate with the Australian Federal Police in any way that it can, although the passage of time since the Under 19 Australian cricket tour of Sri Lanka and India in 1985 and Jamie Mitchell’s involvement with our club means that there is no one at the Richmond Cricket Club with any contemporary knowledge of the matters referred to in the ABC report or likely to be in a position to offer anything of any value to the investigation.
Should you wish to discuss further the contents of this response or have any further enquiries in respect of its contents, please do not hesitate to contact Peter Gigliotti, Club President on 0409 977 149.
Richmond Cricket Club
January 4, 2022


Terms of ServiceKMJ Admin2023-11-29T23:48:49+00:00
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