FREQUENTLY ASKED QUESTIONS
Following is a list of frequently asked questions about this settlement.
What is the lawsuit about?
Plaintiff, Henry Lee (“Lee”), filed a class action lawsuit against Buth-Na-Bodhaige, Inc. d/b/a The Body Shop (“Defendant or The Body Shop”), which owns and/or operates The Body Shop stores in the United States. The Action alleges that Defendant willfully and intentionally violated the Fair and Accurate Credit Transactions Action of 2003 (“FACTA”). FACTA requires that all but the last five digits of a consumer’s debit or credit card number be deleted from the credit or debit card receipts presented to customers at the point of sale. Specifically, Lee alleges that Defendant violated FACTA by providing its customers with credit or debit card receipts displaying more than the last five digits of the card number.
Why is this a Class Action?
In a class action, one or more people referred to as Class Representatives (in this case there is only one, Henry Lee) sue on behalf of people with similar claims. All of these individuals are Settlement Class Members and together they constitute a Settlement Class. One court resolves the issues for all Settlement Class Members, excect for those who expressly exclude themselves from the Settlement Class.
Why is there a Settlement?
The Court did not decide in favor of Lee or The Body Shop. Lee believes he would have prevailed at trial, while The Body Shop maintains that Lee would not have prevailed at trial. There was no trial. Both sides have agreed to a settlement, as to avoid the risks inherent in trial, while simultaneously providing the affected Settlement Class Members with an opportunity to receive compensation. The Class Representative and the attorneys for the parties believe that it is in the best interest of all Class Members to settle the Action on the terms generally set forth herein, in order to avoid the uncertain outcomes, risks and delays associated with further litigation.
How do I know if I am part of the settlement?
For settlement purposes, the Court has certified a Class consisting of all people who meet the following definition:
All persons who used a debit or credit card to make a purchase at any of The Body Shop’s retail locations in the United States and whose electronically-printed receipt displayed more than the last five digits of that person’s debit or credit card number, during the period from April 23, 2014 to January 14, 2016.
If you receive Notice of the settlement by mail or email, according to The Body Shop’s records, you are a Settlement Class Member.
What can I get from this Settlement?
If the Court approves this settlement, you will receive a $12.00 gift card for use at The Body Shop. This gift card will be treated the same as cash, toward the purchase of any items for sale, including discount items and promotions, and which can be used to pay applicable tax on the purchase. The $12.00 gift card can be redeemed, either in whole or in part, at any of The Body Shop’s retail locations or online at www.thebodyshop.com/en-us/. The $12.00 gift card can be combined with any other transaction except for prior purchases and, once activated (which must be done within 175 days of the mailing of the gift card and activation code to you) will never expire.
When will I receive these benefits?
You will receive these benefits within approximately 30 days after the Court enters a Final Approval Order. This estimation is premised on the assumption that no objections are received and the Order is not appealed.
I want to be a part of the settlement. What do I do?
If you received a notice by email or mail, you do not need to do anything to be a part of the settlement. If you did not receive a notice by email or mail, but between April 23, 2014 and January 14, 2016 you used a debit or credit card to make a purchase at any of The Body Shop’s retail locations in the United States and the electronically-printed receipt displayed more than the last five digits of your debit or credit card number, you can file a claim to join the settlement.
What am I giving up to remain in the settlement?
By staying in the class, all of the Court’s orders will apply to you, and you give Defendant a “release.” A release means that you cannot sue or be part of any other lawsuit against Defendant about the claims or issues in this lawsuit regarding the display of debit or credit card numbers prior to the Class Closing Date.
How much will the Class Representative receive?
The Plaintiff, Henry Lee, will receive a payment of $4,000.00 for his services to the Settlement Class Members. This payment is subject to the Court’s approval.
How do I get out of the Settlement?
As a Class Member, you have the right to exclude yourself from the Settlement Class and the Settlement Agreement. This is referred to as Opting-Out. To exclude yourself from the settlement, you or your duly authorized agent must mail a letter stating that you want to be excluded from the Henry Lee v. Buth-Na-Bodhaige, Inc. d/b/a The Body Shop, Case No. 2017-L-000604. Be sure to include your name, address, telephone number and your signature.
You must mail your exclusion request so it’s postmarked no later than September 7, 2020, to the claims administrator:
The Body Shop FACTA Settlement
c/o Atticus Administration
PO Box 64053
St. Paul, MN 55164
An opt-out notice that does not include all of the foregoing information or that is sent to an address other than the one designated in the Notice as noted above or that is not received within the time specified, shall be invalid. No Class Member, nor any person acting on behalf of or in concert or in participation with a given Class Member, may request the opt out of any other Class Member(s) from the Class.
If I exclude myself, do I still receive benefits from this settlement?
No, you will not receive anything resulting from the settlement, but you will have the right to assert the claims raised in this case against The Body Shop on your own. If you exclude yourself, the time you have in which to file your own lawsuit (called the “statute of limitations”) will begin to run again.
Do I have a lawyer in this case?
The Court has named Joshua C. Dickinson, Thomas W. Hayde and Robert L. Lash as Class Counsel. You will not be charged for these lawyers; however, they will receive a payment from the Defendant in an amount to be determined by and approved by the Court. If you want to be represented by your own lawyer, you may hire one at your own expense.
How will the lawyers be paid?
The Body Shop has agreed that Class Counsel is entitled to an award of reasonable attorney’s fees and expenses payable from The Body Shop. The Body Shop has agreed not to oppose Class Counsel seeking up to $500,000.00 in combined attorney’s fees and costs. The award is in addition to, and shall in no manner reduce, the amount of benefits due to the Settlement Class. Class Counsel intends to file an application for attorney’s fees, costs and expenses through Final Judgment. The attorney’s fees and costs will be paid by The Body Shop directly.
Is this a fair settlement?
Class Counsel believes that this settlement is fair, reasonable, adequate and in the best interests of the Settlement Class. In reaching this conclusion, Class Counsel has analyzed the benefits of the Settlement and the litigation risks that the Class Representative and Settlement Class Members face if the case were not settled, including, among other things, an adverse decision on class certification, an unfavorable outcome on the merits, as well as the expense and length of continued proceedings necessary to litigate this Action The claim asserted on behalf of the Settlement Class against The Body Shop is under FACTA. FACTA is a federal privacy protection statute which restricts the credit or debit card information that can be printed on a receipt and provides for both individual actions and class actions. FACTA damages are available for either a negligent violation or a willful violation. Plaintiff has not alleged a negligent violation in the Complaint. For a negligent violation, the person bringing the suit may recover only actual damages suffered whereas, for a willful violation, statutory damages of between $100.00 and $1,000.00 are to be awarded, and in the Court’s discretion, punitive damages. The person bringing the suit may also recover attorneys’ fees and expenses for prosecuting the suit, if the lawsuit is successful.
In this case each Class Member who does not opt-out or exclude themselves from the settlement will receive a $12.00 gift card.
What is the Defendant’s view of this settlement?
As stated elsewhere, by settling this lawsuit, The Body Shop is not admitting it has done anything wrong. The Body Shop expressly denies the claims asserted by the Plaintiff and denies all allegations of wrongdoing and liability.
How do I tell the Court I do not like this settlement?
If you are a Settlement Class Member, you can object to the settlement. In order to object to the settlement or any part of the settlement, you must timely send a letter (or legal brief) to Class Counsel at the addresses set forth below providing (a) your full name and address, (b) the words “Notice of Objection” or “Formal Objection”; and (c) set forth, in clear and concise terms, the legal and factual arguments supporting the objection to the proposed Settlement Agreement, including any legal support you wish to bring to the Court’s attention and a description of any evidence you wish to introduce in support of the objection. Class Counsel will be responsible for gathering and filing the objections with the Court. If you are objecting to the settlement, you may appear at the Final Approval Hearing. If you wish to appear and be heard, your objection must additionally state that you intend to appear at the Final Approval Hearing, your specific objections, and the name, address and telephone of any attorney who will speak or appear on your behalf.
Any objecting Class Member who fails to timely object in the manner prescribed in the Notice shall be deemed to have waived any objections, shall be foreclosed from making any objection (whether by appeal or otherwise) to the Settlement Agreement, and shall waive their right to appear at the Final Approval hearing. An objector may withdraw their objection at any time.
You must mail your objection so that is it postmarked no later than September 14, 2020 to:
Class Counsel: Joshua C. Dickinson, Esq. and Thomas W. Hayde, Esq., Spencer Fane LLP, 1 North Brentwood Blvd., Suite 1000, St. Louis, MO 63105; Tel: (314) 863-7733; Fax: (314) 862-4656
Class Counsel: Robert L. Lash, Hur & Lash, LLP, 600 Sylvan Avenue, Suite 109, Englewood Cliffs, NJ 07632; Tel: (212) 468-5590; Fax: (212) 468-5599.
Where and When is the Final Approval Hearing?
The Court will hold a final approval hearing on November 4, 2020 in the courtroom of Judge Heinz M. Rudolf, 10 Public Sq., Belleville, Illinois 62220, Courtroom 403. The purpose of the hearing will be for the Court to determine whether the proposed settlement is fair, reasonable and adequate and in the best interests of the Settlement Class and to determine the appropriate amount of compensation for Class Counsel and the Class Representative. At the hearing, the Court will be available to hear any objections and arguments concerning the fairness of the proposed settlement, assuming the objections have been properly filed as described in the Notice.
YOU ARE NOT REQUIRED TO ATTEND THIS HEARING TO BENEFIT FROM THE SETTLEMENT. The hearing may be postponed to a later date without notice.
How do I get more information about this settlement?
In addition to the contents of this website, you may call or write to Class Counsel:
Joshua C. Dickinson, Esq. and Thomas W. Hayde, Esq., Spencer Fane LLP, 1 North Brentwood Blvd., Suite 1000, St. Louis, MO 63105; Tel: (314) 863-7733; Fax: (314) 862-4656
Robert L. Lash, Hur & Lash, LLP, 600 Sylvan Avenue, Suite 109, Englewood Cliffs, NJ 07632; Tel: (212) 468-5590; Fax: (212) 468-5599.
DO NOT ADDRESS ANY QUESTIONS ABOUT THE SETTLEMENT OR LITIGATION TO THE CLERK OF COURT OR THE JUDGE.


Booking Terms & Conditions
- Laszlo and Sheelagh Lipot act entirely as an aid to communication between the holidaymaker and the accommodation owner.
- Information about properties has been compiled by Laszlo and Sheelagh Lipot as accurately as possible and is correct at the time of going to press. We check that properties match our descriptions at the start of every season and regularly thereafter.
- Laszlo and Sheelagh Lipot cannot under any circumstances accept any liability for loss of life, personal injury, sickness, loss, damage or accident to personal property however caused which may be sustained during the holiday, to the tenant or any member of the party or invited guest.
- To book accommodation, the electronic Booking Form must be sent to
Laszlo and Sheelagh Lipot (we will print it and pass it to the accommodation owner) and a non-refundable deposit of 25% of the total accommodation costs must be paid by bank transfer to the accommodation owner. The balance shall be payable
to the accommodation owner, in cash, at the commencement of the holiday
- The holidaymaker undertakes to keep the property and all furniture, fixtures and effects in or on the property in the same state of repair and condition as at the commencement of the holiday and also undertakes to leave the premises in the same state of cleanliness and general order in which it was found. All damages and breakages are the holidaymakerís responsibility and their cost shall be refundable on demand.
- The property owner and his/her representatives are to be allowed access to the property at any reasonable time.
- The number of persons using the holiday property must not exceed the maximum number stated in the advertisement, unless alternative arrangements have been previously agreed with the accommodation owner.
- The accommodation owners reserve the right to refuse any booking and return any monies accompanying it.
- Pets are not allowed in the accommodation, the accommodation grounds, on the strand/ sunbathing areas around the lake, nor in the Lake.
The Local Council has a policy of charging pet owners a hefty fine if
they are caught taking their pets onto the sunbathing areas or into Lake Balaton


Green Dot to manage packaging waste ...membership reaches 110 and growing Green Dot (Cyprus) Public Co. Ltd., a not-for-profit organisation set up on the initiative of the Cyprus Chamber of Commerce and Industry in cooperation with leading industrial and commercial companies, is ready to commence operations to satisfy the legal and regulatory requirements pertaining to packaging waste. Green Dot (Cyprus) General Manager Kyriakos Parpounas told the Financial Mirror that Green Dot Cyprus is taking steps to establish a national packaging management system, which once operational will allow Cyprus to meet its EU obligations regarding packaging waste management, recycling and meeting environmental targets. “We are at the last stage before we commence full operations,” said Parpounas, explaining that the relevant permits from the Council of Ministers are expected to be issued soon in order to comply with legislation on packaging waste that has been in effect since January 1, 2006. Green Dot Cyprus is a member of PRO EUROPE, the European umbrella organisation of Green Dot schemes, and aims to provide a cost-effective packaging management system in cooperation with the local authorities (Municipalities) and the public. By joining the Green Dot system, manufacturers and importers of every type of product that needs packaging will be able to fulfil their legal obligations concerning the recycling and recovery of used packaging. The packaging and packaging waste laws set specific targets which have to be achieved by organisations in an individual or collective way. Parpounas explained that as of January 1, 2006 when the legislation came into force, companies are responsible for recovering at least 50% of their packaging waste & recycling 25% of the total with a minimum 15% recycling criteria per packaging material (glass, paper, plastic, metals, wood etc.) More than 110 large Cypriot companies are already either shareholders or members of Green Dot Cyprus with the list growing fast. Some of the names now cooperating with Green Dot include the Shacolas Group, Orphanides, CA Papaellinas, Papantoniou, Carrefour Chris Cash & Carry, Metro, Ambrosia, McDonalds, Lanitis Bros., KEO, Cosmos Trading, Photos Photiades Group, Iakovos Photiades, Electroline, Hadjikyriakos and Mallouppas & Papacostas to name a few. In an attempt to gain valuable expertise, Green Dot has brought in consultants from Belgium to learn from their experience and the overall European experience. Transferring responsibility By virtue of the Law and the Regulations, packagers and importers of packed goods are responsible for collecting and sorting packaging waste and ensuring that such waste is directed for re-use or to authorised treatment facilities. In effect companies have two choices. Either do this on their own or join a collective scheme like Green Dot and in the process transfer their legal responsibilities to the collective system. This may explain the rush with which companies are now joining Green Dot, as it offers them the most cost-effective solution to stay within the provisions of the law, but at the same time, help in efforts to make Cyprus a cleaner and environmentally friendly place. The Green Dot “Mark” Any product with the registered trademark of Green Dot means that the company selling the product is a member of Green Dot. It does not mean that the packaging is from recycled products or that it can be necessarily better used than others for recycling. Parpounas commented that companies producing or importing products bearing on their packaging the “Mark” should contact Green Dot Cyprus to learn about their obligations as soon as possible. Packaging Means every product made of any material of any nature, ranging from raw materials to processed goods, from the producer to the user or the consumer. Packaging consists of (a) sales packaging or primary packaging meaning the packaging of a singly product (shelve packaging); (b) grouped packaging or secondary packaging meaning packaging used to transport products in primary packaging to the point of sale (brown corrugated cardboard or other) and (c) transport packaging or tertiary packaging, meaning packaging used to protect and transport secondary packaging (wooden pallets, straps, wrappings etc.) Parpounas said that once the relevant permits are received, Green Dot will first target the industrial waste groups (b) and (c) with waste collectible at factory level or warehouses, while the primary collection of waste from households in cooperation with the Municipalities will start at a later stage but during 2006. In order to be able to operate effectively, Green Dot requires all member firms to provide it with the actual amount of packaging placed by the companies on the market with the additional requirement to understand and accept that spot checks and audits will be run every year to verify the information. The current legislation allows small operators with up to 5 tons of packaged product sales within a year not to abide by the tough provisions of the legislation. This means that smaller producers or importers, placing in the market under 5 tons a year does not need to join a collective system like Green Dot, but Parpounas is hoping that the drive to go environmentally friendly and the support & persuasion from the government will convince big and small to join. Types of waste Parpounas said the main group of products targeted by Green Dot are paper, plastic, wood, metal and glass (packaging materials). He explained that Green Dot is not a recycling or a waste management company but will help in the development of waste processing companies. At the moment there are a number of small plastic and aluminium recycling plants in Cyprus, and some processing plants for glass, paper and metal waste. The treatment plants usually separate the waste, with the good recycled part used back by the same or another industry to produce the same type of goods, while the residual waste that can not be recycled may be used to produce alternative sources of energy, such as the one aimed for Vassiliko for utilising waste after treatment as an alternative fuel in the production of cement. Culture change Parpounas acknowledges that Cyprus needs a major culture change regarding waste treatment and environmentally friendly policies, but is confident that with the right awareness effort from the System and the government and strict implementation of the law, the public will react positively and cooperate. In any event, Cyprus has no choice since if it does not implement the law then it will be the subject of penalties from Brussels, and from 2013 onwards, will look to even tougher criteria to meet. “Germany, Belgium, France, Scandinavian and other countries have met and surpassed the EU targets on waste management while other member states are behind. Unfortunately, Cyprus is way behind even compared to some of the other new member states, which is why for the good of our country, we need to rush and embrace this concept,” concluded Parpounas.


QPharma is advising its life sciences clients to be aware of regulatory updates, trends, and reporting deadlines outlined by the Physician Payments Sunshine Act and similar state-level laws.
QPharma has announced the latest addition to its growing list of quality and compliance consulting solutions with the launch of its QStaffing division.
As part of its continuing efforts to inform and educate the life sciences industry about the Physician Payments Sunshine Act, which formally passed into law this year, QPharma, Inc. is offering a Sunshine Act eLearning module for presentation on learning management systems.
QPharma has announced the recruitment of John Cunningham to the position of Executive VP of Sales.
QPharma has announced the promotion of Dawn L. Gabriel, Ph.D. to the position of Chief Compliance Officer.


Law Firm ReklamJuridik
Advokatfirman ReklamJuridik is a Swedish boutique law firm founded in 1996, specializing in trademarks, advertising law, copyright and sponsorship.
The law firm offers registration of Swedish trademarks as well as EU-trademarks and handles litigation in IP matters and marketing law.
It is important that advertising agencies and other companies involved in advertising verify that a planned campaign is in compliance with Swedish legislation, such as the Swedish Marketing Act, the Copyright Act, the Trade Marks Act and the Act on Names and Pictures in Advertising.
With its profound experience and solid knowledge in this area, ReklamJuridik promptly and confidently gives legal advice.
Please contact Advokatfirman ReklamJuridik for further information.
Advokatfirman ReklamJuridik i Sverige AB
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Phone +46-8-611 75 15


I have never purposed to use this site as a vessel for my political commentary—because I am not the type to brandish my views without provocation, and because the two or three people who visit the site (thanks guys) probably know well my political leanings, or lack thereof. But intentions often change. The entirety of our existence in this world, and, indeed, of the world itself, is temporal, fluid, in a continual state of flux. If we are to call ourselves human—if we are to trudge successfully through our lives together on an ever-shrinking planet—we need to, if not embrace its ambulation, at least confront it with a degree of mutability.
During the last 365 days in America, 209 have been marred by what the law categorizes as mass shootings—acts wherein four or more people are injured or killed by firearms in one instance and by the same individual or group of people. This is clearly a problem. No matter where your politics carry you, they cannot hold you so firmly as to keep you from acknowledging that something is wrong in our country right now.
I have three guns. Not one of them is registered, and I have not attended even an hour of instruction on their usage. I have bought ammunition for each of those guns with the same impediments that might prevent me from buying a loaf of bread. My mother has two handguns, she is not sure why. She has also the licensure to conceal them on her person in several states. The training that was required to obtain her permit was but an hour or two, and, still, she has no confidence in her ability to use them.
I am responsible with my firearms, as, I am sure, many of you are who might be reading this. It is clear, however, that many are not. Aside from the methodical killings that have plagued the news in the latest years, there are a tragic number of deaths and injuries caused by those who are simply irresponsible. I am not pointing merely to accidental shootings, which occur far too frequently, but also to deliberate events brought about by domestic disputes, gang violence, drunken arguments, and on and on and on, ad nauseam. When a person’s temper gets the better part of their sense—when the value of life, and the power of a gun to end it, is only second, at best, to the value of bravado—then, too, and perhaps to a more disgusting degree, is the imprudence of a person evinced.
We have placed more legislation in the path to a driver’s license then to gun ownership. There are states in our nation that erect more daunting obstacles before voter registration. I fail to see how anyone can argue logically for this circumstance. When I was fifteen, I acquired a learner’s permit, which I had to maintain for a year before getting an official license. Moreover, anyone wishing to drive legally in America must take a fairly rigorous exam, and periodically renew their license. An eighteen year old with a clean criminal record can purchase a gun from an array of purveyors, with little more than a few dollars and a few days’ time. There are gaping holes in this loosely knit protection that allow small, private sellers and individuals to trade, buy, and sell guns without any criminal inquiry or waiting period whatsoever. Who thinks this makes sense? Why is there no process to educate and license gun owners, and in the process determine their mental and emotional acumen?
I like guns as much as the next guy. They are fun to shoot. I think that, perhaps, I feel a bit safer with one in my home; although, experience tells me that this in unfounded. I see no issue with gun ownership, so long as its owner is learned and stable. But we do not currently have a system to ensure either of these two things. Of the last fourteen shootings that have garnered large-scale news coverage, all fourteen were carried out with legally purchased weapons. With the exception of one, all had submitted to criminal background checks, and passed them. (The one had purchased his gun from a dealer; but because his background check did not produce a result within three days, it was waived. He then killed thirteen people in Binghamton, N.Y., taking advantage of a huge gap in federal firearms law). Those that passed the background checks were later found to have a trove of offenses and qualities that send up every red flag of our common sense. Some had restraining orders, others had documented histories of domestic violence, the majority had deep-seeded, and largely untreated, emotional problems. The young man who murdered nine people in Roseburg, OR., in October of this year, suffered from acute anxiety, learning disorders, and had been enrolled in a learning center in California for teens with mental disabilities. Another, who killed six people in Tuscan, AZ., was expelled from a community college there because officials on campus found that he presented a serious risk to students and staff. They bought their weapons problem free.
The background checks that these individuals submitted to were either flawed, or wholly uncomprehensive. Some failed to find court documents; others overlooked things like domestic disputes or court orders for psychiatric treatment because those are not criminally chargeable offenses.
The most recent shooting, in San Bernardino, CA., uncovered such a copious amount of ammunition that I wonder how it was possible for the shooters to obtain their arsenal without bringing the attentions of some authority. But we monitor even less the purchase of bullets. They were able to stockpile thousands upon thousands of rounds, from major store and the internet, that they could have sustained a firefight for days before running low. It concerns me greatly, and it should everyone, that we can go into a Bi-Mart and buy up their entire stock of 9mm rounds without anyone so much as batting an eye. I am hard-pressed to believe that the person looking at my license, to confirm my age, has even the concern to do that.
Still more troubling is the ire-laden backlash that these events seem to inspire in their wake from opponents to stricter gun control. As the victims of the Paris shootings were being mourned, Black Friday gun sales set a new record, leading to nearly 200,000 criminal background checks in a one day period. Now, how can it be expected that a thorough investigation of so many individuals can possibly take place in such a cramped window of time? The reality is that many of those sales went through with waived checks, because of the loopholes in the law forcing the FBI to complete its inquiry in three days, or else heedlessly approve it. This topped the previous record sales, and subsequent background checks, set on Black Friday, the year after 26 were killed, mostly children, in Newtown, Conn., in 2012.
I am not suggesting that we ban guns. I don’t know that I agree with outlawing assault weapons, even (by that logic, we should not be allowed to buy sports cars, or Rolex watches). I think that, anytime we place wholesale restrictions on anything, not only do we provoke contestation of those laws we place, but we cause many to pay for the crimes of few. Our country was not founded on those principles. Our country was founded, though, on a sense of enlightenment, a pride in the human ability to grow and adapt.
For a long time, it has been argued that stricter gun control infringes on our constitutional rights. But there are rights that extend far past the constitution. There are human rights, and one of those rights is that we should all be free to live without everyday fearing that someone might come walking into our workplace, our school, or our movie theater and start viciously spraying bullets. We have the right to feel safe. Our current gun laws are effectually stomping this right into the dirt. The right to security is vastly more important than any right to purchase firearms without federal interrogation.
We have to remember also that the U.S. Bill of Rights was written and ratified in a context nearly 225 years apart from our own. It was a provision, in large part, to imbue citizens with the duty to protect the country in the face of foreign invasion or domestic uprising. The country had an armed force of 6,000 soldiers, at the time, meant to protect a vastly expanding population and geographic sprawl. The Second Amendment was a fiat that citizens were to form the major defensive force of the nation, not that citizens had the right to enjoy the possession of arms.
It is a different time. We have one of the largest armies in the world, and a population of over 320 million, from varying backgrounds, with vastly disparate beliefs and abilities. I’m not arguing that qualified persons should be barred from owning guns; but, I do advocate making a lot more hoops for us to jump through. If that means that some might have to give up their guns, so be it. If they want to get them back, then it will be worth the time and effort that we should require of them to do so.
It is simply too easy for anyone to be armed in our country. We have the highest gun related crime rate of any developed country, and the loosest gun laws. There is more regulation in earning the ability to cut someone’s hair professionally, then there is in buying a twelve-gauge shotgun, and all the rounds for it that one can carry, and more. We can’t buy Sudafed, in some states, without putting our names on a list, and presenting identification. I’ve never heard of any flu-ridden person complaining that their liberties are being trounced by the state when they go to the Walgreens pharmacy.
We need to see this for what it really is. It is not a matter of either banning all guns, or letting them circulate freely (as they seem to do now). It need not be so polarized, so black and white. It need not be a fight between two completely contrasting ideologies. It need not be a political battle. It is a mandate for the safety of a people. It is a matter of tightening the belt on an extraordinarily dangerous tool. Take a look at your driver’s license; remember the process of earning and maintaining that. Were your rights impinged upon?
A lot of people will say that guns don’t kill people, people do. But that only brings up one half of the equation: people with guns kill people—with guns. It is true that the problem is not the gun itself. It is but a tool; by itself, it is harmless. It is the hand that the gun gets into that presents the danger. We need to require gun owners to be thoroughly educated and licensed. It is wholly sensible. Furthermore, we need to submit to holistic, rigorous inquiry into every sphere of ourselves. We cannot have such unstable people with such fast and deadly methods to betray their conditions.
We have to realize that compromise is not an expletive. We have to come to terms with the fact that our rights, as detailed in the Constitution, are interpreted and reinterpreted over the years to fit the time. I value my right to safety and security before my right to purchase a firearm without interference. I have never been given, in any palpable strength, that safety or security from the guns I do possess, but knowing that those around me who have them have gone through an exacting and onerous process to own and operate their guns would. We can’t expect a cure-all, but we can certainly try harder than we do to keep weapons away from those who obviously should not have them. We have highway laws, environmental and economic laws; we submit ourselves to federal investigations virtually every day; we enjoy a great many things, in safety, at the helm of our government, without regard at all, other than the advantage we glean from them. It is time to catch up to the context that we now live in.Nothing can stop, altogether, these awful things from happening in our country—in our world—but our right to safety gives us the duty to make it much harder for people to carry out such horrible violence. Our right to safety and security ought to take precedence over our right to arms, because how much security can a gun give you when so many people, who wish to rid you of all your rights, are brandishing weapons too. If the answer to being safe from gun violence is simply to own guns ourselves, then we have truly regressed. For, in a world governed by that logic, bullets will be piercing the air like so many particles of dust. When you fight fire with fire, everyone gets burned; and if the winner is made to suffer injury, while the loser lies dead, is there a winner at all?


Competition is always a good thing. It forces us to do our best. A monopoly renders people complacent and satisfied with mediocrity.
Companies are often unaware that certain anti-competitive decisions and actions on the market violate the Law on Protection of Competition. For example, they deal with direct competitors on the division of markets or prices, impose to customers the price at which they have to sell their product, along with other producers boycott a common supplier, they demand from their buyers to sell only their products in a given category. These are but a few examples of anti-competitive moves by companies, and because of such practices they could be fined up to 10% of annual revenue, thereby significantly undermining their reputation. Given the low level of knowledge in this area and a significant risk of punishment by the Commission, we see a large area of possibilities how we can help our customers through education and continuous consulting.
We have been dealing with these issues since the foundation of our company. We were engaged in major cases of abuse of dominant position, restrictive agreements of both horizontal and vertical nature, as well as in the application of restrictive agreements and concentrations. Our team, driven by knowledge and expertise, can create and implement an integrated Antitrust Compliance program for your company, but can provide answers to many questions through continuous consulting.
Some of the most common questions are: Do I even need to notify the Commission of the concentration, what is a relevant market for me, is my rebate policy transparent and whether it complies with the sales contracts, am I the dominant player in the relevant market, are certain specific contractual clauses anticompetitive, should the Commission be notified of this agreement regarding the exemption from the ban, and many other issues. We have cooperated for several years in continuity with a few major clients who are dominant players in their markets.
What type of services do we offer in this segment?
- Consulting with the aim of eliminating abuse of dominant position
- Development of economic studies for the needs of clients against whom the Commission has initiated proceedings
- How to repot concentration to the Commission
- How to repot restrictive agreements to the Commission
- Analysis of sensitive contracts
- Harmonization of sales / discount policies with the law and practice of the Commission
- Introduction of corporate antitrust programs (manual, training, continuous consultancy)


|Welcome to Severaid & Glahn, PC
Severaid & Glahn, PC is a professional corporation based in Sacramento. The attorneys of Severaid & Glahn have more than 30 years of experience primarily in contract and real property law, with an emphasis on representing community associations. Severaid & Glahn represents community associations and other clients throughout northern California from the San Francisco bay area to the central valley to the Lake Tahoe basin.
Severaid & Glahn provides comprehensive support to community associations - from drafting of governing documents to contract review and general legal representation. We work closely with community association officers, boards and managers assisting them in navigating the increasingly complex and ever changing landscape of statutory regulation and case law, affecting all California community associations.
Severaid & Glahn can also assist community associations in meeting their needs for neutral mediation under the mandated meet & confer statutes and in establishing meet & confer programs and procedures consistent with the statutory requirements. With the necessary expertise in community association affairs, Severaid & Glahn’s attorneys and staff can help the mediating parties to focus on the relevant issues and more quickly resolve their differences.
Whether your association is in need of assistance in enforcement of assessment obligations, some sound advice with regard to application of the governing documents, or just a review of documents for compliance with the maze of statutes and rules facing community associations across California, Severaid & Glahn can provide associations and their boards of directors with the necessary information and tools to successfully serve their individual communities.
Severaid & Glahn offers legal services in other practice areas as well, including real estate transactions, trust transfers, will drafting, contract drafting and contract negotiation, in addition to facilitative mediation in other civil and probate matters.


Support for the self-employed
REMEMBER THAT THE BELOW DOES NOT APPLY TO DIRECTORS OF LIMITED COMPANIES; THEY ARE NORMALLY EMPLOYEES, NOT SELF-EMPLOYED.
What support is there?
The Government announced on 26th March the ‘Self-employment Income Support Scheme’ or SEISS.
The scheme aims to be similar to the Job Retention Scheme in the amount that it grants.
This scheme will allow you to claim a taxable grant worth 80% of your trading profits up to a maximum of £2,500 per month for the next 3 months.
The payment will be made in one instalment, and those are likely to start only in June 2020.
Am I eligible?
Remember, this only applies if you are self-employed and not if you are employed by your own limited company (if you are employed by your own limited company, see instead the ‘Job Retention Scheme’.
If you are self-employed, there are further conditions, which can be found here.


March 12, 2013
Can I adopt my Spouse’s Children?
The biggest issue in the adoption of a stepchild is whether or not the biological parent is willing to surrender his or her parental rights. The surrender is an unconditional, permanent termination of the biological parent’s rights.
The law imposes a number of procedural hurdles to ensure that the surrendering parent understands the consequences of what he or she is doing. The surrendering parent has the right to withdraw the surrender if the parent does so in writing within 10 days of executing the surrender.
Under certain circumstances it is possible to have the Court involuntarily terminate the biological parent’s rights. The Court may involuntarily terminate the biological parent’s rights if it finds any of the following:
(1) That the child has been abandoned by the parent;
(2) That the parent cannot be found after a diligent search;
(3) That the parent is insane or otherwise incapacitated from surrendering his or her rights;
(4) That the parent has failed to exercise proper parental care or control due to misconduct or inability as defined by law;
(5) That the parent, for a period of one year or longer immediately prior to the filing of the adoption, has without justifiable cause significantly failed to communicate or to make a bona fide attempt to communicate with the child in a meaningful, supportive, parental manner; or
(6) The biological parent, for a period of one year or longer immediately prior to the filing of the adoption, has without justifiable cause significantly failed to provide for the care and support of the child as required by law or judicial decree.
The Court must still find that an adoption is in the child’s best interest even if a termination of the biological parent’s rights is authorized. The Court will appoint an agent to thoroughly investigate the adopting parent’s background, including a criminal background check and a home evaluation.
Adoption is a huge step for the adopting parent as well as the child. If the adopting parent and his or her spouse ever divorce then the adopting parent has an obligation to continue financially supporting the child. He or she could also seek custody of the child in a divorce action. Furthermore, the adopting parent and adopted child acquire inheritance rights from and through each other the same as if they were blood relatives.
It is very important to hire an adoption attorney with a significant amount of experience handling adoptions, particularly when the adoption is contested by the biological parent. There are numerous deadlines that must be strictly followed. It is impossible to describe in this brief article the many minute details that must be satisfied to properly effectuate an adoption.
Johnston, Owen & Bullard maintains this website exclusively for informational purposes. The material appearing on our website is in no way intended to constitute legal advice. Viewing this information does not create an attorney-client relationship between you and Johnston, Owen & Bullard. Furthermore, the content on this website may not indicate the current state of the law. The law changes constantly. Johnston, Owen & Bullard is not liable for the use or interpretation of information contained herein and expressly disclaims all liability for any actions that anyone or any entity may take or not take based on the content appearing herein.
Copyright © , Johnston & Owen, LLC.
All rights reserved.


INEXDA has appointed a data protection officer.
This section provides fact sheets on the processing of personal data by INEXDA. In accordance with the provisions of the EU General Data Protection Regulation (GDPR) of 27 April 2016, entering into force on 25 May 2018, and the amended data privacy law 78-17, each fact sheet provides the information that must be made known to the persons concerned.
In particular, the details of the divisions in charge of access and rectification rights are specified.
You can exercise these rights:
⦁ by going to the address given and presenting an official document bearing your photo,
⦁ by post, enclosing the photocopy of your signed identity document.
In order to meet its legal and regulatory requirements, the INEXDA processes personal data for the purpose of monitoring anti-money laundering and counter-terrorist financing activities and for the application of financial sanctions. These processing operations comply with Authorisation No AU-003 published by the Commission nationale de l’informatique et des libertés (CNIL – the French data protection agency) to which they are reported.
To contact the data protection officer: https://www.inexda.org/contact/
Data protection information of the site
Contributors’ personal data
In accordance with Articles 14 et seq. of the GDPR, you have the right to access and, if necessary, rectify any personal data as well as the right to oppose their recording or dissemination on this site.
Visitors’ personal data
Users are informed that during their visits to the site, a cookie may automatically be installed on their web browser. A cookie is used to store information about users’ browsing history on the website. Configuring their browsing software allows users to be informed of the presence of a cookie and, if they wish, to refuse it. Only your email address is stored when you send us an email. It is stored until your email has been treated. It is only used by the Banque de France which undertakes not to send it to any third parties. Pursuant to Articles 38, 39 and 40 of Act n°78-17 of 6 January 1978 on information technology, data files and civil liberties, you have the right to access and, if necessary, rectify any personal data as well as the right to oppose their recording.


Welcome to the Coililly Web Site. Please review the following basic terms that govern your use of and purchase of products from our Site. Please note that your use of our Site constitutes your agreement to follow and be bound by those terms (the “Agreement”).
Please visit http://coililly.com/our-guarantee/ for more information.
We may from time to time change the terms that govern your use of our Site. Your use of our Site following any such change constitutes your agreement to follow and be bound by the terms as changed. We may change, move or delete portions of, or may add to, our Site from time to time.
Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written and other materials that appear as part of this Site (collectively, the “Contents”) are copyrights, trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by Coililly . The Contents of our Site, and the Site as a whole, are intended solely for personal, noncommercial (other than for the purchase of merchandise from our site) use by the users of our Site. You may download or copy the Contents and other downloadable materials displayed on the Site for your personal use only. No right, title or interest in any downloaded materials or software is transferred to you as a result of any such downloading or copying. You may not reproduce (except as noted above), publish, transmit, distribute, display, modify, create derivative works from, sell or participate in any sale of, or exploit in any way, in whole or in part, any of the Contents, the Site, or any related software.
Coililly Communications to You
You agree that Coililly may send electronic mail to you for the purpose of advising you of changes or additions to this Site, about any of Coililly products or services, or for such other purpose(s) as Coililly deems appropriate.
Product Information Colors
We have made every effort to display as accurately as possible the colors of our products that appear at the Site. However, as the actual colors you see will depend on your monitor, we cannot guarantee that your monitor’s display of any color will be accurate.
Links to Other Web Sites and Services
To the extent that this Site contains links to outside services and resources, the availability and content of which Coililly does not control, any concerns regarding any such service or resource, or any link thereto, should be directed to the particular outside service or resource.
From time to time there may be information on Coililly.com that contains typographical errors, inaccuracies, or omissions that may relate to product descriptions, pricing, and availability. We reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice (including after you have submitted your order). We apologize for any inconvenience this may cause you.


Our terms and conditions govern the rules and regulations that relate to the use of our website available at https://pupilhouzz.com/. By visiting our website, you agree to accept and be bound by these terms and conditions. Kindly discontinue your use of Pupil Houzz if you do not agree to be bound by the terms and conditions provided on this page.
Definition of terms
“The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company Pupil Houzz.
“Party”, “Parties”, or “Us”, refers to both the client and Pupil Houzz.
“Contents” means articles and or blog posts.
“Terms”, refers to the offer, acceptance, and consideration given in exchange for the provision of assistance to the client in the appropriate manner necessary to meet the client’s needs in respect of the provision of the Company’s stated services, in accordance with and subject to, the prevailing law of PLEASE PUT YOUR COUNTRY NAME HERE.
The above terminologies or other words whether singular, plural, capitalization, and/or he/she or they, may be used interchangeably and hence refer to the same thing.
Except as provided otherwise, Pupil Houzz owns all the intellectual property of this website. We reserve all the rights to contents posted to our website and you may not use them for any purposes whatsoever, without prior authorization from us.
External link liability
Where any link has been provided on our website, we represent that all information in such a link is not the property of Pupil Houzz. These links are relevant for SEO purposes and we will not bear liability for whatever may arise from such a link. You are thus advised to use these links at your utmost discretion.
Other websites, such as Government and relevant websites in Home Improvement Services may link to our websites. However, such links must not be:
- Imply a false representation
- Such that bears any form of libel, defamation, and/or other criminal or civil liabilities.
Removal of links from our website
If you find that your website has been linked to our page, you are entitled to contact us for the removal of such a link. Our team will look into your request and attend to it as soon as practicable.
- You represent that any comment you make on our website is yours and you are at the age of consent to do so.
- Your comment is not in breach of any privacy terms, copyrights, patents, and trademarks of any third party.
- That your comments do not contain any libelous words, indecent or inappropriate words, and/or other offensive materials that may infringe on other people’s rights.
- That your comment will not be used to solicit any commercial and/or business activities relating to any illegal activity.
Thus, Pupil Houzz will not bear any liabilities that may arise from your breach of these or any other warranties not stated above.


Broughel, James and Dustin Chambers. Federal Regulation and Mortality in the 50 States. Risk Analysis (in press).
Broughel, James. 2021. Sovereign Wealth Funds: A Potential Solution to Market Failure and Government Failure. Economic Affairs 41(2): 241-51.
Bailey, James, James Broughel and Patrick McLaughlin. (in press). Larger Polities are More Regulated. Journal of Public Finance and Public Choice.
Broughel, James and Michael Kotrous. 2021. The Benefits of Coronavirus Suppression: A Cost-benefit Analysis of the Response to the First Wave of COVID-19 in the United States. PLoS ONE 16(6): e0252729. https://doi.org/10.1371/journal.pone.0252729
Broughel, James. 2021. “The Unlikely Story of American Regulatory Socialism.” Quarterly Journal of Austrian Economics 24(1): 147-65.
Broughel, James and Robert Hahn. 2021. “The Impact of Economic Regulation on Growth: Survey and Synthesis.” Regulation & Governance (in press).
Broughel, James and W. Kip Viscusi. 2021. “The Mortality Cost of Expenditures.” Contemporary Economic Policy 39(1): 156–67.
Broughel, James. 2020. “Cost-Benefit Analysis as a Failure to Learn from the Past.” The Journal of Private Enterprise (35)1: 105-113.
Broughel, James. 2019. “The Mighty Waves of Regulatory Reform: Regulatory Budgets and the Future of Cost-Benefit Analysis.” Business, Entrepreneurship & Tax Law Review (3)2: 206-223.
Broughel, James. 2018. Book Review of Pricing Lives: Guideposts for a Safer Society. Independent Review (online edition).
Broughel, James. 2015. “What the United States Can Learn from the European Commission’s Better Regulation Initiative.” European Journal of Risk Regulation (6)3: 380-381.
Graham, John D. and James Broughel. 2014. “Stealth Regulation: Addressing Agency Evasion of OIRA and the Administrative Procedure Act.” Harvard Journal of Law & Public Policy: Federalist Edition (1)1: 30-54.


The Owls are reminding supporters that we have a zero tolerance policy to crowd safety offences regarding pyrotechnics and guilty parties will receive a minimum three-year ban from Hillsborough.
Despite previous warnings from the club on the seriousness of the use of flares and smoke bombs, devices of this nature were ignited by home fans during last Friday’s Championship fixture with Leeds.
Anyone attempting to take any form of pyrotechnic inside Hillsborough will be liable for sanction.
It should also be noted that the FA can issue stringent penalties against clubs whose supporters breach legal safety guidelines and put fellow fans at risk.
Finally, we are also reminding supporters that all bottle tops will be removed from drinks purchased on the concourses inside the stadium for safety reasons.
Thank you for your co-operation.


Gilbert Valuations specializes in business valuation, complex commercial litigation, Intellectual property valuation, and forensic accounting. We work closely with attorneys and business owners to provide expert services related to business valuation as well as economic damages in many types of commercial litigation.
Our assignments often deal with difficult or unusual circumstances. We have significant experience in rebutting the reports of other expert witnesses. Gilbert Valuations’ services are used to help measure risk and determine value for court matters, arbitration, insurance issues, due diligence, wealth management and negotiations.
We assess, document, and value damages to businesses, individuals or estates, strengthen or defend litigation actions, and assist with mergers, personal wealth and estate planning, and business analysis. We are focused and knowledgeable in our chosen field of practice and pay particular attention to responsive customer service.
Based in Portland, Oregon, we provide services primarily in Oregon, Washington and California.


Don't forget vehicle insurance
Did you know that you may be able to take a portion of your mileage on your personal car as a tax deduction on your yearly tax return? The IRS will allow a deduction of.XX cents a mile (depending on year) for every mile you classify as business mileage. Visit the IRS website for updated information.
Business mileage may include a trip to your local grocery store or wholesale dealer to pick up supplies. It may even include travel to and from your place of business. We suggest keeping a log in your vehicle and write down any mileage used for business. You will need this information as proof to the IRS.
As with any legal or accounting advice in this manual, it is imperative that you first speak with an attorney or certified public accountant to make sure that this applies in your situation.


Rules For Members & Visitors (Abridged)
The fisheries open at 8.00am (6.30am during the midsummer
period) and fishing is permitted only from that time until the closing time
posted in the Fishing Lodge, but this is not later than one hour after sunset.
All anglers must enter their names in the catch register before starting to fish
and complete the entry when they have finished fishing.
Bag limits are six fish on a day ticket and four fish on a half day ticket.
All sizeable trout must be retained (the minimum length is 10 inches), and not
returned to the water: and no angler may continue to fish during any day after
they have taken the limit of trout of takeable size.
No second permit can be issued after a limit bag has been taken.
Permit valid for one rod and line with artificial fly floating or sunk. Dapping
with a blow line is allowed. Trolling of flies behind a moving boat, spinning,
and threadline fishing involving the use of a controller or weight of any
description attached to the line is not permitted. Ledgering on the bottom with
sunk lines with static floating flies (booby flies) is not permitted. The line
must not be left in the water unattended. Two droppers only in addition to the
point fly are permitted.
Wading is permitted except on the dams but only up to the depth of thigh waders.
Chest waders are not allowed.
No boat shall be brought within 50 metres of any bank fisher or within 50 metres
of the dam and no boat shall be nearer than 40 metres to another boat.
No dogs, no radios and no litter.


People are rushing to file their tax returns before the April 18 deadline. Unfortunately, many are unaware that they are – or were – eligible for hundreds or even thousands of dollars worth of tax refunds, credits and exemptions they didn’t claim. The IRS has more than $1.1 billion in unclaimed tax credits and refunds from 2007, but time is running out. Those who were eligible in 2007 can still claim this money if they file by April 18.
Many people don’t realize that they can retroactively file returns or amend previously filed tax returns and receive refunds for up to three prior tax years. People who learn they were eligible for a certain exemption or tax credit from 2007, for example, can still file a return for that year and receive that money – but only until April 18. The IRS owes hundreds or even thousands of dollars to people who didn’t know they were eligible for that money. It is critical right now for families to not leave any money lying on the table; and many people are leaving hundreds of dollars untouched simply because they don’t know it is there.
One tax credit that can be confusing is the Earned Income Tax Credit (EITC). A common misconception exists that a person must also claim a child as a dependent on their tax return in order to receive the EITC. This is not true. A person can claim this credit if the child in question lives with them for more than 50 percent of the year and otherwise qualifies them for the EITC.
A “qualifying child” (the child who qualifies the household for the credit) can be a son, daughter, adopted child, stepchild, foster child or descendent of any of them, such as a grandchild. A brother, sister, stepbrother, stepsister, or a descendant of any of them, such as a niece or nephew, also will qualify the household to receive the credit. The person who has a qualifying child living with them for more than 6 months out of the year may be eligible for several hundred dollars. People must meet income guidelines and have earned income to receive the credit. The size of the credit varies depending on the amount of adjusted gross income.
2010 Tax Year EITC Income Limits
Earned income and adjusted gross income (AGI) must each be less than:
- $43,352 ($48,362 married filing jointly) with three or more qualifying children
- $40,363 ($45,373 married filing jointly) with two qualifying children
- $35,535 ($40,545 married filing jointly) with one qualifying child
- $13,460 ($18,470 married filing jointly) with no qualifying children
2010 Tax Year maximum credit
- $5,666 with three or more qualifying children
- $5,036 with two qualifying children
- $3,050 with one qualifying child
- $457 with no qualifying children
*The American Recovery and Reinvestment Act (ARRA) provides a temporary increase in EITC and expands the credit for workers with three or more qualifying children. These changes are temporary and apply to 2009 and 2010 tax years.
People who do not earn enough to be required to file an income tax return also are at risk for missing the EITC because filing a return is the only way to claim it. To understand who is at risk for failure to claim the EITC because they don’t have to file a return, see the rules about who must file at http://www.irs.gov/pub/irs-pdf/p501.pdf. People who owe no taxes can still get the EITC. Finally, many workers who are at least 25 and under 65 may not know that they can qualify for an EITC benefit for low-income workers who do not have children living in their homes.
Unemployment or change of income mid-year can cause people to miss the EITC and certain other tax credits and refunds because those who made enough money to be ineligible for many credits last year, may not think to claim them this year if they suffered a loss or reduction of income. It is very important for families to understand and take advantage of all the credits that exist.
The rules can get tricky. You can read more about the Earned Income Tax Credit, find eligibility screening tools, and find information about locating free help with taxes at http://www.irs.gov/individuals/article/0,,id=96406,00.html?portlet=2.
There have been several other tax credits available during the last three years, including Residential Energy Credits, the Child and Dependent Care Credit, Child Tax Credit, Additional Child Tax Credit, Homeownership Credits, Missouri Property Tax Rebate and others.
If you find out you were eligible for tax credits in the three prior tax years, you can amend your return by filing a 1040-X or, if you didn’t file at all, still file a past return now. There will be no penalty if you didn’t owe any taxes or were due a refund. While 2007 returns must be filed by April 18, returns for any year since then can still be filed for at least the next year.
Call 1-800-TAX-1040 at the IRS for additional information about federal tax credits or 573-751-3505 at Missouri Department of Revenue for information about state tax credits or the Missouri Property Tax Rebate for elderly or disabled low-income renters or homeowners.


Terms and Conditions
These Terms and Conditions constitute a written agreement between BusyBus Ltd and its Customer (this being the person(s) who uses the products or services of BusyBus). BusyBus and its Customer(s) accept and agree to be legally bound by these Terms & Conditions. A credit or debit card guarantee, full or part payment and acceptance of such by BusyBus to use the products or services of BusyBus signifies an understanding and acceptance of these Terms & Conditions.
Advance reservations are recommended to prevent disappointment. Such reservations can be made through the BusyBus website (www.busybus.co.uk), directly with the BusyBus telephone booking line: +44 (0)844 585 4444 or through an approved BusyBus booking representative (such as Tourist Offices, Hotels and other such outlets).
2. Booking Options, Payment & Guarantee
If booking directly with BusyBus online, your credit or debit card details will be requested to complete your purchase and a “print-at-home” ticket will be generated. Full payment, as itemised, shall be debited and your account statement will identify the transaction as “BusyBus” but will be processed through “WebTicketManager”. This is our 3rd party payment clearing provider who operate our secure, PCI compliant online booking system and are a UK Registered company ( www.webticketmanager.com )
If booking directly with BusyBus by any means other than online, your credit or debit card details may be requested to complete and/or guarantee your reservation. Payment, as detailed, shall be debited accordingly and your account statement will identify the transaction as “BUSYBUS”.
If booking through an approved BusyBus representative, payment will be taken in accordance with their own terms and conditions of ticket sales. Your reservation is duly guaranteed by the issuing of a payment receipt or tour ticket(s).
Where payment has not been completed, BusyBus may, at their discretion, provisionally reserve your seat(s) but reserve the right to re-allocate them should another client request and secure them by payment. In this case, you shall be duly notified and given the chance to complete your payment.
3. Payment (Or Balance Payment) For Tours or Private Hire without Overnight Stops
Full payment (or balance payment, if applicable) must be made prior to completing your tour or travel. If a credit or debit card was used to secure your booking, then payment can be debited to this card before the end of your tour or travel. Alternatively, payment may be collected by the driver. Personal Cheque (with guarantee), cash, Visa, MasterCard, Switch, Solo, Delta, JCB, Maestro, Electon and American Express are all acceptable forms of payment. A full receipt can be issued upon request.
4. Cancellation by the Customer for Tours or Private Hire without Overnight Stops
BusyBus regret that the cancellation policy stated herewith is strictly imposed without exception as seating is limited and both highly costly and disruptive when not used:
|Period Before Tour or Private Hire Start Day
|% Payable Of Total Booking Value
|8 Days Or More
|7 Days > 4 Days
|3 Day > 1 Day
|0 Days / No Shows / After Scheduled Departure
5. Cancellation by the Customer in mitigating & exceptional circumstances
- 5.1: This paragraph appends clause 4 above and is specific to cruise ship excursions where a passenger is unable to complete their booking due to the failure of port arrival or docking of the cruise liner.
|Period Before Tour or Private Hire Start Day
|% Payable Of Total Booking Value
|Ship fails to dock
|0% (FULL REFUND)
- 5.2: This paragraph appends clause 4 above and is specific to Covid Related Circumstances where a passenger is unable to complete their booking due to Restrictive Legislation and/or Evidenced Incapacity. In such circumstances BusyBus will:
a: Offer to move the booking to an alternative date or
b: Provide a booking credit (voucher) valid for 18-months to self-serve an alternative date of choice or
c: Provide a 100% refund against any vouchers in “b” above should they expire unused.
6. Cancellation by BusyBus for Tours or Private Hire without Overnight Stops
Where BusyBus cancels, for whatever reason, and an alternative cannot be offered or taken, there shall be no penalty or administration charge and a refund in full (if applicable) shall be made within ten (10) working days of such a cancellation being advised and confirmed. No compensation, consequential losses or other such claim shall be accepted in the event of such a cancellation.
7. Payment (Or Balance Payment) For Tours or Private Hire with Overnight Stops
You will be required to pay a deposit payment when you book representing 10% of the total tour cost if booked more than 8 weeks prior to the departure date. If booked less than 8 weeks prior to the departure date then 100% is payable. In all cases, including balance payments, 100% of your tour must be paid 8 weeks prior to departure. Personal Cheque, cash, Visa, MasterCard, Switch, Solo, Delta, JCB, Maestro, Electon and American Express are all acceptable forms of payment. A full receipt can be issued along with a credit / debit card confirmation if applicable.
8. Cancellation by the Customer for Tours or Private Hire with Overnight Stops
BusyBus regret that the cancellation policy stated herewith is strictly imposed without exception, as seating is limited and both highly costly and disruptive to the company when not used:
|Period Before Tour or Private Hire Start Day
|% Payable of Total Booking Value
|8 Weeks (56 days) or More
|8 Weeks > 2 Weeks (56 days > 14 days)
|14 Days > 1 Day
|0 Days / No Shows / After Scheduled Departure
9. Cancellation by BusyBus for Tours or Private Hire with Overnight Stops
Where BusyBus cancels, for whatever reason, and an alternative cannot be offered or taken, there shall be no penalty or administration charge and a refund in full (if applicable) shall be made within ten (10) working days of such a cancellation being advised and confirmed. A maximum compensation, upon written request, consideration and acceptance, will be payable in accordance with the following:
|Period Before Tour Start Date
|Maximum Compensation Per Person
|8 Weeks (56 days)
|8 Weeks – 2 Weeks (56 days > 14 days)
|2 Weeks – Tour Start (14 Days > 0 Days)
Compensation will not be payable and no liability will be taken where we are forced to cancel as a result of unusual or unforeseeable circumstances beyond our control, the consequences of which we could not have avoided even with all due care. No compensation will be payable if we cancel as a result of your failure to comply with these terms or if we have to cancel due to the Minimum Occupancy (see below) not being achieved. No additional compensation, consequential losses, additional travelling costs or other such claim shall be accepted in such an unfortunate event.
10. Booking Amendments
Wherever possible, a booking amendment shall be accommodated without charge or penalty if requested ten (10) days or more prior to the booking.
An administration charge of 5% of the net booking value shall be payable for all amendments made less than ten (10) days prior to the booking departure if such an amendment is possible.
Where an amendment cannot be made and the original booking cannot be fulfilled, then the Cancellation Policy detailed above shall be applicable.
11. Minimum Occupancy
Some BusyBus tours are conducted on a minimum occupancy basis. In the event that minimum occupancy is not met by 3pm on the day prior to the scheduled departure where there are no overnight stops involved, then the booking may, at the discretion of the management, be cancelled in accordance with our Cancellation By BusyBus clause above. For bookings involving overnight stops this notice shall be issued within a minimum of 14 days prior to the departure date and in doing so will release BusyBus of any compensation liability.
12. Prices Quoted
Prices quoted shall be current at the time of booking, acceptance and acknowledgment. The price agreed shall not be subject to any change unless forced due to circumstances beyond our control. Such circumstances shall include fuel surcharges or price increases exceeding 10% imposed after the booking, civil riot, region or National emergency, war, route closure, etc. Where such a price amendment is necessary, you will be notified in writing no less than twenty-eight (28) days prior to your booking. Should a price amendment be unacceptable, the booking may be cancelled in accordance with our Cancellation Policy above but without penalty or administration charge if confirmed as cancelled ten (10) days or more prior to the departure date.
13. Price Inclusions
Your BusyBus price shall include sightseeing as indicated on the itinerary (if applicable), transportation vehicle, qualified driver, tour escort (may be the same person as the driver – if applicable), statutory insurance, VAT, all taxes, loan of route map (and other associated items – if applicable) and anything specifically mentioned as “included”.
14. Price Exclusions
Your BusyBus price shall exclude personal insurance, snacks, lunch, beverages, optional activities and excursions, gratuities and any other items not specifically mentioned as being included.
15. Concession Requirements
As a general rule, bookings will be accepted at face value at the time of booking. However, at the driver’s discretion, proof of any concession entitlement claimed may be requested at any time during fulfilment of the booking. Such proof shall include passport, identity card, student card or any other such document that contains a recognisable photograph and date of birth. Failure to produce such evidence immediately upon request may result in the concession being withdrawn and payment being requested amounting to the difference between what has already been paid and the full published adult price.
16. Attractions, Highlights & Stops
Attractions, highlights and stops visited during fulfilment may have specific reservation rules, payment procedures, health & safety rules and terms & conditions which shall be applicable in full in conjunction with these terms & conditions. Your BusyBus Escort will provide the details for these (if available) upon request.
As in any product and service of this type, you are entirely responsible at all times for your own safety and for that of others, especially whilst off the vehicle. Going off any unmarked pathways, through closed gates, barriers or otherwise is done so entirely at your own risk and no responsibility can, or shall, be taken by BUSYBUS in such an instance. If in doubt, please ask.
17. Personally Escorted
Some BusyBus tours are fully escorted by at least one member of BusyBus staff who is suitably trained in matters relating to the tour. Their knowledge and training includes BusyBus rules and procedures, health & safety, general first aid, geographical matters and local fact information. All BusyBus vehicles are supplied with an Operating Manual that shall include vital information about the tour, route, emergency procedures, hospitals, etc.
Where seat positions are not specified, seating assignments will be on a “first come, first serve” basis. In order for passengers to share equally in the comfort of the vehicle and sights of the tour, seats may be rotated in a definite pattern upon request and at the discretion of the Driver or Tour Guide.
Some BusyBus tours are designed, routed and aimed at an adult audience. It is, therefore, not recommended that pre-speech children take such a tour as they may become bored, distract the accompanying adult from their tour and generally become disruptive to other passengers.
Children under the age of sixteen (16) shall not be permitted to use BusyBus unless booked with, and accompanied by, an adult at all times. Full responsibility for children remains with the accompanying adult, including general behavioural control so as not to disturb the other passengers.
20. Special Needs
Unfortunately, BusyBus is currently unable to offer special or modified vehicles to accommodate disabled or special need passengers requiring a wheelchair or other such mobility assistance and/or special seating. It is our intention to operate such a modified vehicle in due course but for the time being please discuss matters of this nature with us prior to booking and we will make every effort to accommodate special needs accordingly. We reserve the right to require persons who are unable to travel independently to be accompanied by a companion who is able to provide any necessary assistance and take full responsibility accordingly.
21. Animals / Pets
Animals and pets shall not be permitted to use BusyBus with the exception of a registered and documented guide dog in accompaniment of a visually impaired person. Full responsibility for such an animal remains with the accompanying person, including feeding, hygiene and general control so as not to disturb the other passengers.
22. Passenger Comfort
For the comfort and safety of all our passengers, the use of alcohol, tobacco and non-prescribed drug products is strictly prohibited on our vehicles at all times.
BusyBus operates within UK laws that include compulsory and statutory insurance against accident and third party liability. Passenger insurance against personal injury, item theft, loss, or any other such event is not included and it is highly recommended that you take out your own Travel Insurance in good standard travel procedures.
24. Identification Documents
As is good practice (but not law in the UK) it is recommended that you carry with you some form of personal identification. This should also include detailed medical information about yourself (if applicable). Such identification is the sole responsibility of each person.
25. Pick Up and Drop Off
Some BusyBus tours depart from various locations on the BusyBus route. Upon securing your reservation, you have the choice of joining BusyBus at any one of the three convenient locations offered by BusyBus (Chester – Chester Railway Station, City Road, Chester, Liverpool, World Museum, William Brown Street, Liverpool or Manchester – The Station, Bay A Manchester Airport.) If you need to transfer to one of the departure locations, costs, fees and/or parking charges may apply which will be your responsibility.
Please be in a visible location when waiting for BusyBus. We strongly suggest you plan on arriving at least fifteen (15) minutes prior to the departure time. We will endeavour to return you to your drop-off point within fifteen (15) minutes of the scheduled drop-off time but cannot guarantee this due to traffic or other non-controllable influences.
Unless otherwise arranged and documented at the time of booking, BusyBus will be limited to collecting and dropping passengers only at the places booked. Additional or alternative pick up and drop off points will be at the sole discretion of the driver.
26. Late Arrival
In the interests of all, BusyBus operates a strict time-keeping policy for all pick-ups and will allow only fifteen (15) minutes after the scheduled pick-up time to lapse prior to departing. In the event of missing a departure, then the booking will be deemed as cancelled in accordance with our Cancellation Policy above and the full booking price shall be forfeited. In such an instance, it shall be the passenger’s sole responsibility to travel further if required. No compensation, consequential losses, additional travelling costs or other such claim shall be accepted in such an unfortunate event.
During a tour, it is the passenger’s responsibility to return to the vehicle or group on time, as agreed with the Tour Escort at each stopping point. Only fifteen (15) minutes shall be allowed to lapse after the scheduled meeting time prior to departure. Every effort shall be made to seek out a late person but in the event of a passenger missing departure, and the remainder of the trip, then the tour will be deemed as cancelled in accordance with our Cancellation Policy above and the full tour price as stated on the booking form shall be forfeited. In such an instance, it shall be the passenger’s sole responsibility to travel further (or return to the tour starting point). No compensation, consequential losses, additional travelling costs or other such claim shall be accepted in such an unfortunate event.
Passengers may bring with them, or accumulate, baggage that shall be of a suitable size so as to fit in the rear luggage compartment, overhead storage racks or under the seat. Child pushchairs, golf sets and additional baggage are also permitted as long as they are suitably folding and portable so as to fit into the bus’s standard storage compartments. We will eventually get Van Shelving to have more storage space in the back compartment of our buses. It is best to check with BusyBus prior to bringing or purchasing any large item. BusyBus will not accept any liability for loss, damage, breakage, theft, general handling or otherwise of any baggage.
28. Overall Enjoyment
BusyBus will not accept responsibility for your overall enjoyment. Whilst every effort will be made to maximise your pleasure and experience, it is accepted that every person’s preference and tastes are unique and it would be impossible to satisfy all of our customers all of the time. However, BusyBus recognises that its own success is dependent on word of mouth referral and prioritises customer satisfaction accordingly.
29. Weather Conditions
BusyBus will not accept responsibility for last minute alterations or cancellations due to weather or other related circumstances that are beyond our control. In the event of such an occurrence, you will be offered an alternative tour date or cancellation in accordance with the Cancellation By BusyBus clause above.
30. Traffic & Road Conditions
BusyBus will not accept responsibility for delays or otherwise due to traffic and/or road conditions or other related circumstances that are beyond our control. In the event of such an occurrence, no compensation, consequential losses or other such claim shall be accepted.
31. Vehicle Breakdown or Immobilisation
BusyBus will not accept responsibility for last minute cancellations, delays or other related circumstances due to vehicle breakdown or immobilisation. In the event of such an occurrence, no compensation, consequential losses or other such claim shall be accepted. If this occurrence happens after departure BusyBus shall be responsible for returning you to your confirmed drop-off point within a reasonable time.
In so far as our duties extend in providing a professional, safe and fit-for-purpose product, BusyBus, its staff and its agents shall not be liable for any injury, loss, expense, damage, accident, delay, irregularity, stranded individual, personal negligence, weather, quarantines, sickness, disease, act of God, Government restriction, legal regulation or otherwise which are adjudged to be out of BusyBus’s control.
BusyBus, it’s staff and it’s agents shall not be liable for any injury, loss, expense, damage, accident, delay, irregularity, stranded individual, personal negligence, weather, quarantines, sickness, disease, act of God, Government restriction, legal regulation or otherwise for any individual or company furnishing sub-contract services, transportation, attractions, accommodation or any other product or service in connection with a BusyBus Tour.
It is clearly stated, understood and agreed that, to the fullest extent to which liability may be excluded or avoided, BusyBus will have no liability, whether in contract or otherwise, for any losses, costs or damages, and in no event will be liable for any direct, indirect, incidental, special, punitive, expectancy or consequential damages, even if they are foreseen or foreseeable, arising or resulting from, or related to, the services and products of BusyBus.
In all cases, the maximum liability payable by BusyBus shall not exceed the total fee collected for the provision of the goods and/or services provided.
BusyBus provides its service strictly on an “as is” basis without warranties of any kind, either expressed or implied, including, but not limited to, the implied warranty of fitness for a particular purpose. Your UK statutory rights are unaffected by our Warranty terms.
BusyBus is not responsible for, provides no representations, warranties or guarantees with respect to, and will not be held liable in any way for any content, information, services or material on any third party supplier, including, without limitation, any third party recommended, named or utilised by BusyBus during a tour.
It is clearly stated, understood and agreed that, to the fullest extent to which warranty may be excluded or avoided, the maximum warranty payable by BusyBus shall not exceed the fee collected for the provision of the goods and/or services provided.
34. Reserved Rights
1: The right is reserved to make operational changes at any time, whether to the route, itinerary or otherwise, with or without notice, which is considered necessary prior to departure.
2: The right is reserved to cancel any booking at any time, should conditions or circumstances necessitate, offering substitutes of equal value or a full refund without administration charge or penalty as detailed under our Cancellation by BusyBus clause above. If circumstances warrant such action a full and documented reason shall be provided.
3: The right is reserved to require persons who are unable to travel independently to be accompanied by an adult companion who is able to provide all necessary assistance and take full responsibility accordingly.
4: The right is reserved to decline to accept, or retain, any person as a member of the passengers at the discretion of the Tour Guide or Driver. If circumstances warrant such action a full and documented reason shall be provided and an equitable cash amount without penalty or administration charge shall be refunded in accordance with our Cancellation by BusyBus clause above. In such an instance, it shall be the passenger’s sole responsibility to travel further (or return to the tour starting point). No compensation, consequential losses, additional travelling costs or other such claim shall be accepted in such an unfortunate event.
Reasons for such action shall include, but not be limited to:
- Violent, racist, verbal abuse or other such unacceptable behaviour.
- Failure to comply with the laws of the United Kingdom.
- Drunk and disorderly behaviour.
- Misuse of un-prescribed drugs.
- Refusal or failure to comply with health & safety issues.
- Refusal or failure to provide suitable evidence of entitlement to partake in a tour.
- Refusal or failure to pay the correct fee for taking a tour.
- Any other behaviour deemed disruptive, dangerous or insulting to other passengers.
- The right is reserved to re-allocate an unsecured booking at any time.
- The right is reserved to make alterations or changes to these Terms & Conditions at any time, ensuring that customers with existing bookings receive the latest copy prior to taking their booking. Should the revised Terms & Conditions be unacceptable to a pre-booked customer, the booking may be cancelled without penalty or administration charge as detailed under our Cancellation by BusyBus clause.
35. Force Majeure
Except where otherwise expressly stated in these conditions, we cannot, and will not accept liability or pay compensation where the performance or prompt performance of our contractual obligations is prevented or affected by, or you otherwise suffer any damage or loss, as a result of “force majeure”. For the elimination of doubt, in these conditions, “force majeure” means any event which we, or our sub-contractors, could not, even with all due care, foresee or avoid. Such events include, but are not limited to, war, threat of war, riot, civil strife, terrorism, industrial disputes, natural disaster, adverse weather, fire, etc.
36. Complaints & Disputes
Any disputes or complaints must be brought to the attention of BusyBus in writing no longer than twenty-one (21) days from the origin such. BusyBus shall then be granted an additional sixty (60) days to investigate and resolve such a dispute or complaint without involving third parties or outside solicitors, litigation or counsel.
In the event of a complaint or dispute not being satisfactorily resolved, both parties (the Customer and BusyBus) irrevocably agrees that the dispute will be settled and determined by final and binding arbitration pursuant to the United Kingdom and that such arbitration will be conducted in accordance with the Rules and Procedures in current effect under English law.
BusyBus Ltd ¨ Unit 2, Silverdale Park ¨ Station Lane ¨ Mickle Trafford ¨ Cheshire ¨ CH2 4TA ¨ United Kingdom
TELEPHONE: 0844 585 4444 ¨ Int’l: +44 (0)844 585 4444
Document Reference: 070211/2


Monty V. Baugh is a licensed professional engineer and a licensed attorney. After a 17-year career as an electrical engineer, he transitioned to a practicing attorney in 2008. As an engineer Monty worked in the fields of control systems and telecommunication. As an attorney, he has clerked for an Arkansas Supreme Court Justice, served as a Deputy Attorney General, and practiced in areas of business and commercial law, energy regulatory, and litigation. He holds a Bachelor of Science in Electrical Engineering from the University of Arkansas and graduated with honors from the UALR Bowen School of Law.
Monty serves as Chief Legal Officer for Alleviant Health Centers. He is excited about the opportunity to be a part of Alleviant’s growth from a start-up company into a large national provider of innovative mental health treatment. Monty’s involvement with past start-ups has taught him that, on the path to success, there is no substitute for delivering valuable results to clients every day.
Monty was born and raised in Searcy, Arkansas, and has been a resident of Little Rock for 25 years. His passions (outside of work) are music and aviation, but he devotes most of his time (and money) to being a father to his son, Lucian.
- J.D., UALR Bowen School of Law School, with Honors
- BSEE, University of Arkansas
- State of Arkansas
- United States District Court for the Eastern District of Arkansas
- United States Eighth Circuit Court of Appeals
Memberships & Activities:
- Arkansas Bar Association
- Pulaski County Bar Association
- American Bar Association
- Judge Henry Woods Inn of Court