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<?xml version="1.0" encoding="UTF-8"?>
<!DOCTYPE rdf:RDF [
	<!ENTITY cmns-av "https://www.omg.org/spec/Commons/AnnotationVocabulary/">
	<!ENTITY dct "http://purl.org/dc/terms/">
	<!ENTITY fibo-be-le-lp "https://spec.edmcouncil.org/fibo/ontology/BE/LegalEntities/LegalPersons/">
	<!ENTITY fibo-fbc-dae-dbt "https://spec.edmcouncil.org/fibo/ontology/FBC/DebtAndEquities/Debt/">
	<!ENTITY fibo-fnd-org-fm "https://spec.edmcouncil.org/fibo/ontology/FND/Organizations/FormalOrganizations/">
	<!ENTITY fibo-fnd-rel-rel "https://spec.edmcouncil.org/fibo/ontology/FND/Relations/Relations/">
	<!ENTITY fibo-fnd-utl-av "https://spec.edmcouncil.org/fibo/ontology/FND/Utilities/AnnotationVocabulary/">
	<!ENTITY fibo-loan-ln-ln "https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansGeneral/Loans/">
	<!ENTITY fibo-loan-spc-com "https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans/">
	<!ENTITY owl "http://www.w3.org/2002/07/owl#">
	<!ENTITY rdf "http://www.w3.org/1999/02/22-rdf-syntax-ns#">
	<!ENTITY rdfs "http://www.w3.org/2000/01/rdf-schema#">
	<!ENTITY skos "http://www.w3.org/2004/02/skos/core#">
	<!ENTITY xsd "http://www.w3.org/2001/XMLSchema#">
]>
<rdf:RDF xml:base="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans/"
	xmlns:cmns-av="https://www.omg.org/spec/Commons/AnnotationVocabulary/"
	xmlns:dct="http://purl.org/dc/terms/"
	xmlns:fibo-be-le-lp="https://spec.edmcouncil.org/fibo/ontology/BE/LegalEntities/LegalPersons/"
	xmlns:fibo-fbc-dae-dbt="https://spec.edmcouncil.org/fibo/ontology/FBC/DebtAndEquities/Debt/"
	xmlns:fibo-fnd-org-fm="https://spec.edmcouncil.org/fibo/ontology/FND/Organizations/FormalOrganizations/"
	xmlns:fibo-fnd-rel-rel="https://spec.edmcouncil.org/fibo/ontology/FND/Relations/Relations/"
	xmlns:fibo-fnd-utl-av="https://spec.edmcouncil.org/fibo/ontology/FND/Utilities/AnnotationVocabulary/"
	xmlns:fibo-loan-ln-ln="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansGeneral/Loans/"
	xmlns:fibo-loan-spc-com="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans/"
	xmlns:owl="http://www.w3.org/2002/07/owl#"
	xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#"
	xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#"
	xmlns:skos="http://www.w3.org/2004/02/skos/core#"
	xmlns:xsd="http://www.w3.org/2001/XMLSchema#">
	
	<owl:Ontology rdf:about="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans/">
		<rdfs:label xml:lang="en">Commercial Loans Ontology</rdfs:label>
		<dct:abstract>Commercial loans are loans where the loan purpose is some commercial purpose. Note that these are distinguished by the loan purpose not by the borrower type - borrowers may be corporate or personal, though in the majority of cases they would also be corporate loans that is loans with a corporate borrower.</dct:abstract>
		<dct:license rdf:datatype="&xsd;anyURI">http://opensource.org/licenses/MIT</dct:license>
		<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/BE/LegalEntities/LegalPersons/"/>
		<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/FBC/DebtAndEquities/Debt/"/>
		<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/FND/Relations/Relations/"/>
		<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/FND/Utilities/AnnotationVocabulary/"/>
		<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansGeneral/Loans/"/>
		<owl:imports rdf:resource="https://www.omg.org/spec/Commons/AnnotationVocabulary/"/>
		<owl:versionIRI rdf:resource="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/CommercialLoans/"/>
		<fibo-fnd-utl-av:hasMaturityLevel rdf:resource="&fibo-fnd-utl-av;Provisional"/>
		<cmns-av:copyright>Copyright (c) 2015-2023 EDM Council, Inc.</cmns-av:copyright>
	</owl:Ontology>
	
	<owl:Class rdf:about="&fibo-loan-spc-com;CommercialLoan">
		<rdfs:subClassOf rdf:resource="&fibo-loan-ln-ln;Loan"/>
		<rdfs:subClassOf>
			<owl:Restriction>
				<owl:onProperty rdf:resource="&fibo-fbc-dae-dbt;hasBorrower"/>
				<owl:someValuesFrom>
					<owl:Restriction>
						<owl:onProperty rdf:resource="&fibo-fnd-rel-rel;hasIdentity"/>
						<owl:someValuesFrom rdf:resource="&fibo-be-le-lp;LegalEntity"/>
					</owl:Restriction>
				</owl:someValuesFrom>
			</owl:Restriction>
		</rdfs:subClassOf>
		<rdfs:label xml:lang="en">commercial loan</rdfs:label>
		<skos:definition xml:lang="en">loan extended to a corporation, commercial enterprise, joint venture, or other organization as opposed to a consumer</skos:definition>
		<cmns-av:explanatoryNote xml:lang="en">Such loans may include those that provide working capital, are used to finance the purchase of equipment and/or materials, for facilities and/or improvement of facilities, and so forth, and are typically secured.</cmns-av:explanatoryNote>
		<cmns-av:synonym xml:lang="en">commercial and industrial loan</cmns-av:synonym>
	</owl:Class>

</rdf:RDF>