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<?xml version="1.0" encoding="UTF-8"?> |
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<!DOCTYPE rdf:RDF [ |
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<!ENTITY cmns-av "https://www.omg.org/spec/Commons/AnnotationVocabulary/"> |
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<!ENTITY dct "http://purl.org/dc/terms/"> |
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<!ENTITY fibo-be-le-lp "https://spec.edmcouncil.org/fibo/ontology/BE/LegalEntities/LegalPersons/"> |
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<!ENTITY fibo-fbc-dae-dbt "https://spec.edmcouncil.org/fibo/ontology/FBC/DebtAndEquities/Debt/"> |
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<!ENTITY fibo-fnd-rel-rel "https://spec.edmcouncil.org/fibo/ontology/FND/Relations/Relations/"> |
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<!ENTITY fibo-fnd-utl-av "https://spec.edmcouncil.org/fibo/ontology/FND/Utilities/AnnotationVocabulary/"> |
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<!ENTITY fibo-loan-ln-ln "https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansGeneral/Loans/"> |
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<!ENTITY fibo-loan-spc-stu "https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/StudentLoans/"> |
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<!ENTITY owl "http://www.w3.org/2002/07/owl#"> |
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<!ENTITY rdf "http://www.w3.org/1999/02/22-rdf-syntax-ns#"> |
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<!ENTITY rdfs "http://www.w3.org/2000/01/rdf-schema#"> |
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<!ENTITY skos "http://www.w3.org/2004/02/skos/core#"> |
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<!ENTITY xsd "http://www.w3.org/2001/XMLSchema#"> |
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]> |
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<rdf:RDF xml:base="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/StudentLoans/" |
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xmlns:cmns-av="https://www.omg.org/spec/Commons/AnnotationVocabulary/" |
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xmlns:dct="http://purl.org/dc/terms/" |
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xmlns:fibo-be-le-lp="https://spec.edmcouncil.org/fibo/ontology/BE/LegalEntities/LegalPersons/" |
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xmlns:fibo-fbc-dae-dbt="https://spec.edmcouncil.org/fibo/ontology/FBC/DebtAndEquities/Debt/" |
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xmlns:fibo-fnd-rel-rel="https://spec.edmcouncil.org/fibo/ontology/FND/Relations/Relations/" |
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xmlns:fibo-fnd-utl-av="https://spec.edmcouncil.org/fibo/ontology/FND/Utilities/AnnotationVocabulary/" |
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xmlns:fibo-loan-ln-ln="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansGeneral/Loans/" |
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xmlns:fibo-loan-spc-stu="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/StudentLoans/" |
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xmlns:owl="http://www.w3.org/2002/07/owl#" |
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xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" |
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xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#" |
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xmlns:skos="http://www.w3.org/2004/02/skos/core#" |
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xmlns:xsd="http://www.w3.org/2001/XMLSchema#"> |
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<owl:Ontology rdf:about="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansSpecific/StudentLoans/"> |
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<rdfs:label xml:lang="en">Student Loans Ontology</rdfs:label> |
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<dct:abstract>A loan or series of loans made for the purposes of study at some institution of learning. |
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This ontology and much of the common supporting information on loan applications are based on extensive review and input from Sallie Mae in the US and there may be other variants of student loans that are not covered here. For example in principle a student loan may be framed as a credit facility in some arrangements and as a single loan with separate payment phases in others.</dct:abstract> |
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<dct:license rdf:datatype="&xsd;anyURI">http://opensource.org/licenses/MIT</dct:license> |
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<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/BE/LegalEntities/LegalPersons/"/> |
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<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/FBC/DebtAndEquities/Debt/"/> |
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<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/FND/Relations/Relations/"/> |
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<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/FND/Utilities/AnnotationVocabulary/"/> |
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<owl:imports rdf:resource="https://spec.edmcouncil.org/fibo/ontology/LOAN/LoansGeneral/Loans/"/> |
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<owl:imports rdf:resource="https://www.omg.org/spec/Commons/AnnotationVocabulary/"/> |
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<owl:versionIRI rdf:resource="https://spec.edmcouncil.org/fibo/ontology/LOAN/20230901/LoansSpecific/StudentLoans/"/> |
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<fibo-fnd-utl-av:hasMaturityLevel rdf:resource="&fibo-fnd-utl-av;Release"/> |
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<cmns-av:copyright>Copyright (c) 2015-2023 EDM Council, Inc.</cmns-av:copyright> |
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<cmns-av:copyright>Copyright (c) 2023 Object Management Group, Inc.</cmns-av:copyright> |
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</owl:Ontology> |
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<owl:Class rdf:about="&fibo-loan-spc-stu;PrivateStudentLoan"> |
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<rdfs:subClassOf rdf:resource="&fibo-loan-spc-stu;RegulatedStudentLoan"/> |
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<rdfs:subClassOf rdf:resource="&fibo-loan-spc-stu;StudentLoan"/> |
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<rdfs:label xml:lang="en">private student loan</rdfs:label> |
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<skos:definition xml:lang="en">student loan that is not considered a government-backed / regulated loan</skos:definition> |
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</owl:Class> |
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<owl:Class rdf:about="&fibo-loan-spc-stu;RegulatedStudentLoan"> |
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<rdfs:subClassOf rdf:resource="&fibo-loan-spc-stu;StudentLoan"/> |
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<rdfs:label xml:lang="en">regulated student loan</rdfs:label> |
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<skos:definition xml:lang="en">student loan (1) whose lender is a government agency or instrumentality, and/or (2) that is treated uniquely due to tax regulations</skos:definition> |
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<cmns-av:explanatoryNote xml:lang="en">In the United States, certain student loans survive bankruptcy and are subject to additional tax regulations that do not apply to other kinds of loans.</cmns-av:explanatoryNote> |
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</owl:Class> |
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<owl:Class rdf:about="&fibo-loan-spc-stu;StudentLoan"> |
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<rdfs:subClassOf rdf:resource="&fibo-loan-ln-ln;Loan"/> |
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<rdfs:subClassOf> |
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<owl:Restriction> |
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<owl:onProperty rdf:resource="&fibo-fbc-dae-dbt;hasBorrower"/> |
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<owl:someValuesFrom> |
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<owl:Restriction> |
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<owl:onProperty rdf:resource="&fibo-fnd-rel-rel;hasIdentity"/> |
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<owl:someValuesFrom rdf:resource="&fibo-be-le-lp;LegallyCompetentNaturalPerson"/> |
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</owl:Restriction> |
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</owl:someValuesFrom> |
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</owl:Restriction> |
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</rdfs:subClassOf> |
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<rdfs:label xml:lang="en">student loan</rdfs:label> |
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<skos:definition xml:lang="en">loan provided for the purposes of education, allowing students and parents/guardians to borrow money for college</skos:definition> |
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<cmns-av:explanatoryNote xml:lang="en">Student loans may include loans for graduate and professional education. Student loans may be obtained from government institutions, from private sources such as a bank or financial institution, or from other organizations.</cmns-av:explanatoryNote> |
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</owl:Class> |
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</rdf:RDF> |
