premise: Jim got his first credit card in college.
initial: He didn't have a job so he bought everything on his card.
counterfactual: He never used it.
original_ending: After he graduated he amounted a $10,000 debt. Jim realized that he was foolish to spend so much money. Jim decided to devise a plan for repayment.
edited_ending: After he graduated he was glad he had good credit.Jim realized how important it is to save money.Jim decided to keep on saving for the future.<SEP>After he graduated he had no debt.Jim realized that he was wise to not spend money.Jim decided to devise a financial plan for the future.<SEP>After he graduated he amounted no credit card debt.Jim realized that he was smart to spend his money wisely.Jim decided to continue to not use the credit card.