Instruction
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You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The promised card benefits ( purchase protection ) was not honored
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This is not my bill. I am disputing the experian credit bureau to remove this from my credit report
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | incorrect information
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I received a letter in a name close to mine asking me to settle a debt. I do not know this company or owe this money.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | FMS is reporting to XXXX and XXXX that I have a collection but there is no amount. I do not have any outstanding medical debts.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | i was given a mortgage i did not uderstand and did not qualify
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Did not try to call me to fix problem.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Received unsolicited Visa debit card from netSpend.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I CANT BELIEVE THIS MESS. I SENT OUT NOT XXXX BUT XXXX LETTERS STATIN NOT TO CONTACT ME AND TO TAKE THIS MESS OFF MY CREDIT REPORT.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am not able to obtain my experian credit report or report #
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Turned down for a VA loan by loan officer at price financial services.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I was not properly notified about the lawsuit or garnishment.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Repeated calls
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | When I type in my personal information I always get an error message saying the information does n't match the information XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX from Kay Jewlers contacted my employer about my debt and disclosed personal information about the debt in an attempt to collect it.
| Company believes complaint is the result of an isolated error |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Did not receive notice of right to dispute, i dont know where this debt came from
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Did not receive notice of right dispute, i dont know what this debt is for
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I need to file a dispute about the addresses and spousal/coapplicant information is wrong!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I disputed several things on my XXXX credit report and I am trying to make sure that they are removed from all credit bureaus.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Credit card reduction in benefits
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Ally Bank locked out my account. Despite my submitting all the required documents they still have locked all access to my account for over 24 hours
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | my bank of america housing servicing loan just disappeared in the state of mississippi where did my credit go to in mississippi
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I never received any material from this company
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Im trying to get my free annual report and its not letting me
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | It was told I have this phone account and I have never had XXXX services and I have had another provider for over 15 years.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Case numbers : XXXX/XXXX/XXXXI need to know why my credit score dropped dramatically.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have no idea, nor could XXXX tell me why or how this account was opened. I never agreed to pay for money I never borrowed!
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | shows a previous address that I NEVER received mail at, never was a resident.. Do n't even know anyone who has.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | This complaint is associated with a home loan I was applying for with Bank of America. Details of this issue are included with the attached letter.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Unable to transfer IRA funds to another bank. Partial transfer due to $ 250k FDIC limit
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They said the ss number belongs to me
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Macy 's always charges {$2.00} ( as " minimum interest '' ) each month even AFTER the remaining balance has been completely paid off. Is this legal?
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | FILED A DISPUTE # XXXX. RECEIVED A REPLY FROM EXPERIAN THAT SAID VIRTUALLY NOTHING AND VERY CONFUSING.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | lost my wallet, and i had my social security card in it. someone might have used my name and number to get services from commonwealth XXXX company
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never went to this hospital never been there never receiveda letter from this collection agency
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | A bill for {$93.00} that I do not owe. Looks like a scam letter.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I just want my credit report updated and accurate. i have bills that has been paid through Chapter XXXX bankruptcy XXXX XXXX XXXX Case XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have submitted a valid ftc report and police report and this collection agency refuses to comply with FCRA laws
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Returned my vehicle once I was laid off from my job, was not past due ... .but they immediately filed for a judgement on my credit.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | BEING XXXX BY CASH CALL ON A INSTALLMENT LOAN ... //
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Multiple recorded calls from XXXX XXXX XXXX about a supposed debt owed to " state of sc '' a state in which i have never lived or worked.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Information that is XXXX years old is still on my credit report. I have filed a dispute with the XXXX, but the information is still there.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | constant robo calling
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Transunion and XXXXhave n't updated myincome for years I receive100 % VA, XXXX pay, and social security. It 's killingme financially
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I tried to get a XXXX contract phone they called a number for credit check the machine said I had a mortgage in my name and there should n't be
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | My mother have used my credit on multiple things that I did not authorize as a child and as an adult.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Attempted to close Citi/XXXX XXXX account and was unable to.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The creditor sued me and obtained a judgement against me and subsequently garnished my wages on debt that had passed the statute of limitations.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never applied for credit with this company. My personal information is being used by someone i have not given permission to do this.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Home foreclosed upon in XX/XX/XXXX. Settlement received for improper foreclosure in XXXX Credit report not reflecting improper foreclosure.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX account fraudulently opened in my name
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | well now that Im on a computer where I can print my report from, I wanted to be able to view it so that Im able to print it out
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I lost funds due the bank show that i had the funds availableand the them charging me an overdraft fee on numerous occasions over many years
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They have charged overdraft fee XXXX times in a roll in XXXX day. Each one was {$35.00}.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have never lived in the states of XXXX, or XXXX or XXXX XXXX in XXXX XXXX.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Unfair loan process, poor communication, unprofessional company
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America refuses to add beneficiary to accounts for attorney-in-fact presenting duly registered North Carolina durable power of attorney.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | The debt belongs to my son and they refuse to remove it from my credit bureau information
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I filed Chapter XXXX bankruptcy.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | They sent my debt to another collector and I paid them but they still have me in collections but I have no account with them.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have disputed this XXXX times. I did n't sign for this item bought online.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I want the XXXX accounts with XXXX XXXX to be removed.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have been a victim of fraud and I want to stop the money from going thru.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | These company 's make it to difficult to obtain a credit report with the questions they ask
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Sears Visa Credit Card charged me XXXX indicating that I did not pay my bill for the month of XXXX 2015
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Was not notified about annual fee and late fee occurred
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I started getting denial letters from creditors and I pulled my credit report and I notice some inquires on my credit report that do n't belong to me.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | These debts are from XX/XX/XXXX or XX/XX/XXXX. Should n't they have fallen off my credit report by now?
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | my wallet was stolen along time ago and now im receiving a letter stating I owe a banking institution this is not me
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I requested a credit report online from Experan. They show a false current address. I 'm not sure how to dispute or fix this.
thanks
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bill paid by insurance please remove this from my credit report.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Focus Receivables Management keeps calling my home phone. I have no delinquent debt to be collected.
| Company can't verify or dispute the facts in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX XXXX # XXXX****This information has been re-inserted and re-aged. Please Delete.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | could n't pay its charged off
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I did n't take a loan for XXXX. From this college. I only took XXXX classes and those classes did n't cost XXXX.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | XXXX is usurping RESPA Guideline and spending large amounts of money in marketing to the Realtor community.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Sps will not send me valuable information that I 've requested thet keep giving me the run around please help me save my home
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | PayPal charged XXXX small fees to my bank account because I registered this bank account with PayPal to make payments to them.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | this is the third party is call me threatening me if i do n't pay will take me to jail./or they reported to credit bureau.
| Company believes the complaint is the result of a misunderstanding |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Contacted place of employment after I explained I am not allowed calls. Personal or Business. Left message on my work voicemail.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank of America charging me for late payments when they are not late. and hurting my credit
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I do not owe a XXXX account. The Tv service I had for the suppose time of period was from a local tv provider, XXXX PR.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Experian deleted a paid off school loan it always reported to illegally lower my credit score
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Acct closed under Chp XXXX bankruptcy in XXXX/XXXX/09 Bank of America.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | acct closed under CHP XXXX bankruptcy and still showing on my XXXX reports.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Acct closed under CHPXXXX Bankruptcy and still showing under my XXXX credits reports.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Dispute of Charges -- Offer of {$100.00} credit for applying for Citi credit card account on XXXX XXXX website is not being honored.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | On XXXX XXXX, 2015 Transunion had removed XXXX from my credit report as of today XXXX XXXX, 2015 it was added back to my credit report
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I 'm victim of identity teiff and I reach out to this company but they still want me to pay for it.
| Company disputes the facts presented in the complaint |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I had a joint account at Bank of America and they let the other party close the account without my knowledge.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I THINK IM A VITIM OF FRAUD I WAS IN XXXX FROM XXXX AND I CANT GET MY CREDIT REPORT. MY EMAIL address is XXXXXXXXXXXX and my phone number is XXXX
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I had a phone for awhile they were charging for things I did n't want. They cut me off and popped up on my credit reports.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | THIS DEBT WAS PAID AND IS STILL SHOWING UP AS A NEGATIVE MARK ON MY CREDIT REPORT I WILL BE REPORTING AS A FAIR DEBT ISSUE TO THE TRADE COMMISSION.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I have a tax lien on my Experian credit report, lien does not appear on any other report.
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I mailed Ally On XXXX XXXX asking for validation of the debt as per The Fair Debt Collection Practices Act. They have not responded
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | I am unaware of this debt.
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Thank you. I have no idea what XXXX or XXXX is.
XXXX Georgia. XXXXThank you
| Company chooses not to provide a public response |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Genesis loan servicing no longer has any correct contact information i can not call them in contact of my loan
| Company believes it acted appropriately as authorized by contract or law |
You are a spokesperson person of a perticular bank and you have to give a public response to a user's complaint | Bank has my money on hold and wo n't release it.
| Company believes it acted appropriately as authorized by contract or law |