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Approximately 40 percent of the wood used comes from forests certified by the Forest Stewardship Council (FSC) and the Programme for the Endorsement of Forest Certification (PEFC).

We, therefore, strive to responsibly source palm oil derivatives in a manner which does not contribute to deforestation of high conservation value and high carbon stock forests and peatlands or exploitation of people and local communities.

Over the past few years, Citi and the Citi Foundation have collaborated with the Rainforest Alliance to develop and roll out workshops aimed at producing funding models for zero deforestation initiatives with smallholder farmers in Peru and Indonesia.

Since the program began in 1984, approximately 47 million trees have been cultivated.

Canada, specializing in four key verticals: general commercial, agriculture, health care, and golf and turf.

The Governor of California recently proclaimed a Drought State of Emergency warning that drought conditions may place drinking water supplies at risk in many California communities; negatively impact the state’s economy and environment; and increase greatly the risk of wildfires across the state.

non-executive director to the Board of Infinis, bringing 25 years of experience in the energy industry.

We look forward to cultivating these opportunities in 2019 as the island rebuilds.

He then became chief executive of Price & Pierce Limited, which acted as the UK agent for overseas producers of forestry products, before leaving in 1997 to become finance director of Ambion Brick, a building materials company bought out from Ibstock PLC.

However, industry sources indicate that stimulus-related business activity rose in the fourth quarter, and municipal spending on water infrastructure is expected to increase with the start of the construction season in March 2010.

In that regard, we continually monitor and benchmark the usage of electricity, water, gas, fuel oil and steam using the U.S. Environmental Protection Agency’s (‘‘EPA’’) ENERGY STAR Portfolio Manager tool.

x x x Chlorine1 x x x x Condensate x Electric Power x x Ethane x Ethanol x x x x Ethylene1 x x x Formaldehyde x x x Hexene x Hydrogen Peroxide2 x Isopropanol x x Methanol x x x x x Naphtha x Natural Gas x Nitrogen x x Octene1 x Polystyrene x x Propane x x x Propylene1 x x x x Pygas x Silica x x Silicon Meta1 x x Styrene x x Wood Pulp x x 1Produced by the Company and procured from external sources for internal consumption.

Wetlands are critical to natural ecosystems, serving as storm surge buffers during hurricanes, promoting flood control by holding excess water during heavy rainfall, replenishing aquifers and purifying water by filtering out pollutants and absorbing nutrients.

• The effects of weather and natural disasters such as floods, droughts, wind, tornadoes and hurricanes, and the effects of man-made disasters.

Biodiversity The pig-tailed macaque (Macaca nemestrina) is commonly found near PT Chevron Pacific Indonesia’s operations in Rumbai and Minas, Sumatra, where production operations coexist with healthy vegetation and pristine forests.

Sustained extreme weather conditions may negatively impact our operations.

Managing forests requires being prepared for natural events beyond our control, including wildfires, windstorms, floods and (of course) volcanic eruptions.

Intel also uses state-ofthe-art systems to reuse water repeatedly in cooling towers, scrubbers and other mechanical systems.

The cost of labor and raw materials may also be adversely affected during periods of shortage or high inflation.

Although management believes it follows best practices with regard to forest sustainability and general forest management, there can be no assurance that our forest management planning, including silviculture, will have the intended result of ensuring that our asset base appreciates over time.

CSR | Managing Our Environmental Impacts Exelon’s Corporate Environment Policy requires that we engage to preserve, restore and enhance habitats and biodiversity.

Advanced polymer results increased $10 million, driven by increased seasonal roofing demand for Catalloy and higher product prices.

Practices such as these allow trees to grow larger in a shorter amount of time.

We also responded to several disasters across the globe, including the drought in Australia, wildfires in Greece, and flooding in India.

Mission Statement Costco Wholesale is committed to the welfare, and proper handling, of all animals that are used in the production of products sold at Costco.

Island in California’s Channel Islands to remove non-native, invasive ice plants and restore the area with native plants that support the island’s ecosystem.

Developing our capability to assess the opportunities and risks of participating in carbon markets in the future. Additional market opportunities for forest-based products, both for existing product lines and for new innovations using renewable forest products.

Training programs in this area are customized based on the level of each individual’s environmental responsibilities.

Reclaiming Condensate Water for Operations A new series of water reclamation systems captures the condensate water produced by the HVAC units in our two main Cambridge, Mass. labs.

Strategy formation: We identified the 10 priority raw materials where we can have the greatest impact from a sourcing standpoint and are pursuing strategies for sustainably sourcing these materials: palm oil, fiber packaging, wheat, oats, sugar beets, vanilla, cocoa, dairy, corn and sugarcane.

Proved reserves represent quantities of natural gas, NGLs and oil which, by analysis of geoscience and engineering data, can be estimated with reasonable certainty to be recoverable in the future from known reservoirs under existing economic conditions, operating methods and government regulations.

This reclamation center processes and discharges approximately 10 million gallons of clean water each month into the ecosystem.

weight or volume Albemarle tracks the consumption of process raw materials, energy products and the natural mineral resource bromine for the purposes of this indicator.

(iv) Power Generation Revenue from the sale of electricity is recorded at the time power is provided based upon output delivered and capacity provided at rates as specifi ed under contract terms or prevailing market rates. (v) Timberlands Revenue from timberlands is derived from the sale of logs and related products.

Goal 12: Ensure sustainable consumption and production patterns.

It is vital that we seek to identify all material ESG risks and opportunities at the point we invest, and that we put in place appropriate and robust plans to mitigate risks or capitalise on the opportunities.

We adopted the terminology used by the Millennium Ecosystem Assessment, which separates ecosystem services into four categories: provisioning services, regulating services, supporting services and cultural services.

Emissions shown do not relate to any specific generating unit or any single type of fossil fuel.

Sustainable use of resources: Use and supply of water according to local limitations Environmental footprint.

The Company also has investments in a Canadian Condensed combined income statements of the Papernewsprint company, Malbaie, and a partnership Mills were as follows:operating a supercalendered paper mill in Maine, Condensed Combined Income Statements of PaperMadison (together, the ‘‘Paper Mills’’).

Peninsula Insurance Group Maryland 2004 Purchase of stock by us in 2004.

We currently have mining operations in regions that have been identified by Conservation International as biodiversity hotspots – namely, the Tropical Andes (Peru), the Guinean Forests of West Africa (including Ghana), New Zealand, Southwest Australia, and Wallacea (Indonesia).

The Group remains focused on reducing impaired loans to a level more in line with normalised European peer levels and will continue to implement sustainable solutions for customers, where feasible, who engage with the Group.

Many NGOs are concerned that the industry harms fragile ecosystems and impacts local communi- ties by expanding industrialized palm oil plantations.

Our building operations incorporate smart technology to reduce any unnecessary water usage in our offices.

Broader restrictions on hazardous material movements could lead to additional investment to produce hazardous raw materials and change where and what products we manufacture.

Community at General Mills, our holistic approach to sustainable agriculture includes reducing environmental impacts and improving the overall value chain.

Approximately 48% of our total loans at December 31, 2019 were commercial real estate loans, which include multifamily, farmland and commercial real estate loans, with owner-occupied loans comprising approximately 43% of the commercial real estate loan portfolio.

This effort significantly reduced harbor traffic associated with water supply View “Sustainability at APLNG.

One new research and development e�ort is the non-condensable gas co- injection pilot program to reduce the energy required in oil extraction.

3M uses this tool to screen site locations for water stress/scarce levels and prioritizes conservation plan development based on internal criteria.

In October 2008, some of the government financial institutions were consolidated to form Japan Finance Corporation, which mainly provides financing for small and medium-sized enterprises and those engaged in agriculture, forestry and fishery, and also provides export financing for Japanese corporations.

We are subject to a variety of local, state and federal statutes, rules and regulations concerning easements, land use and the protection of health and the environment, including those governing discharge of pollutants to soil, water and air, including asbestos, the handling of hazardous materials and the cleanup of contaminated sites.

Energy companies such as ChevronTexaco can affect biodiversity in a variety of ways, ranging from direct or primary impacts such as land clearance, to indirect or secondary impacts, like road building, which can invite population migration into remote, environmentally sensitive areas, as well as introduce nonnative invasive species through move- ment of equipment and materials.

General Mills is partnering with the suppliers from whom we source our chocolate ingredients to help improve the sustainability of cocoa production.

Allergan’s reputation is measured qualitatively through periodic and random surveys with local community efforts in order to gage the effectiveness of participation and improving the selection process.

Accordingly, any unplanned disruptions or curtailments in a fence-line partner’s production facilities that impacts their ability to supply us with raw materials or to take our manufacturing by-products could disrupt our manufacturing operations or cause us to incur increased operating costs to mitigate such disruption.

Inclement weather, natural disasters (such as earthquakes, hurricanes, tornadoes, floods, prolonged periods of precipitation, droughts and fires), other calamities and other environmental conditions can delay the delivery of our homes and/or increase our costs.

An RBS backed refinancing programme has enabled the development of Liverpool2, the new deep sea container terminal in the Port of Liverpool, costing in excess of £300 million.

Palm Oil Policy Our business with companies operating in the palm oil sector is limited.

Today we are primarily focused on property, power, timber and transmission assets.

The company-wide plan provides both a “bottoms up” compilation of key actions from business specific action plans and a “top down” view of overall performance on key topics including water, biodiversity, stakeholder engagement and climate change.

Countless products, from fuel and plastics to clothing and cosmetics, are being made from trees.

Practice principles of sustainable forest management and continuous improvement in their own operations and in sourcing of wood, as verified by independent forest and chain-of-custody certification.

Westwood PropCo GP LLC Delaware Welltower Canadian Services TRS GP LTD.

Since shaft mining in Saskatchewan occurs at more than 3,000 feet below surface, and solution mining requires limited acreage for pipeline and cluster infrastructure, the only surface areas that are disturbed are the actual footprint of the mine shaft and the adjacent above-ground processing facilities and tailings management areas.

Through this project and partnership, we seek to identify impactful sustainability work and to provide a platform for filmmakers to tell stories that catalyze change around critical global issues.

Our power operations benefitted from higher water levels and expanded capacity during 2006 and, although market prices declined year-over-year, our strategy of locking in future prices through contractual arrangements and optimizing our ability to deliver power at peak price intervals enabled us to achieve higher realized prices than in 2005.

A new state-of-the-art recycling facility at Intel’s Ronler Acres campus in Oregon will treat industrial water from manufacturing operations and recycle it to replace incoming water that is used for cooling towers, scrubbers, and abatement equipment.

“Conflict minerals,” as defined in the final rule, include cassiterite, columbite-tantalite and wolframite (and their derivatives, tin, tantalum and tungsten), gold, and any other mineral or its derivatives determined by the Secretary of State to be funding conflict in the Covered Countries.

EN25 Identity, size, protected status, and biodiversity value of water bodies and related habitats signifcantly affected by the reporting organization’s discharges of water and runoff.

The Pollinator Prairie was an urban habitat restoration project resulting from a collaborative effort between Boeing, community groups and wildlife organizations.

Over 90 percent of the water we use is non-fresh groundwater, seawater and reused/ recycled produced water.

Additionally, the City is required to assume all MUD debt and reimburse Stratus for a significant portion of the costs incurred for water, wastewater and drainage infrastructure.

The majority of our fluid service trucks are also used to transport water to fill frac tanks on well locations, including frac tanks provided by us and others, to transport produced salt water to disposal wells, including injection wells owned and operated by us, and to transport drilling and completion fluids to and from well locations.

Tailings, which are a byproduct of oil sands mining, consist of a mixture of water, clay, sand and residual bitumen; they have been a focus of concern due to their growing footprint.

I don't see much of it in terms of weather.

Cooks in over 12,000 households across India are already using the Greenway Smart Stove and are saving money through lower fuel costs while— more importantly—helping to save their families’ health and the environment through reduced emissions of harmful pollutants.

Our suppliers support our efforts to move to more sustainable and transparent sourcing, including paper and palm oil.

Ultimate loss estimates were decreased for the 2018 accident year mainly due to reduction in estimated catastrophe reserves for California wildfires and for various wind and hail events.

Environment The Group’s impact on the environment stems from its use of resources to run its offices in Cardiff and Swansea and its communications with customers.

RESPONSIBlE tREatMENt OF WaStEWatER Although we reduce our water use and recycle as much as possible, we still produce some wastewater during manu- facturing.

China Everbright International (waste and water infrastructure, Hong Kong) outperformed on a steady stream of project announcements that were supported by the Chinese stimulus focus on infrastructure development.

With us, building green doesn’t start at the job site — it starts in the forest.

Conservation Heroes The DWCF Conservation Heroes program recognizes citizens around the world for their tireless efforts at the local level to save wildlife, protect habitats and educate communities.

Chlorinated organics of concern are still found in some manufacturing residuals, such as boiler ash, and in some solids removed periodically to maintain wastewater treatment system efficiency.

In one of the most arid parts of Brazil, they have begun shrimp and fish farming for food and profit.

In the Phosphates segment, no outfalls discharge directly into a designated protected area, although discharges occur in two riverine basins upstream of Outstanding Florida Waters (segments of Little Manatee River and Myakka River) and Florida Wild and Scenic Rivers (segment of Myakka River).

being environmental stewarDs Since the late 1990s, the Jack Daniel’s Distillery has partnered with the University of Tennessee Tree Improvement Program to preserve and restore trees native to Tennessee, like sugar maple.

To ensure biodiversity, Mosaic may introduce certain species into reclaimed lands, such as the gopher tortoise, that may have previously resided on the parcel but moved prior to mining.

Our Commitment Establish and fund a Center for Environmental Markets (“The Center”) to undertake independent research with partners in the academic community and non-governmental organizations (NGOs) to explore and develop public policy options for establishing effective markets around climate change, biodiversity conservation and ecosystem services.

The EPA has commenced a study of the potential environmental effects of hydraulic fracturing on drinking water and groundwater, with final results expected to be released in late 2014.

Group - 306-5 Water bodies affected by water discharges and/or runoff Not applicable due to the type of Group financial activity.

Forests fires are not part of the natural system in Uruguay.

Goal 2011 2012 Status Notes Greenhouse gases — reduce net scope 1 & 2 emissions 15% 6% 14% On track.

In 2016, facility water usage in extreme water-scarcity, water-scarce and water-stressed areas combined decreased by 2% in absolute terms and 4% indexed to revenue compared to 2015.

To improve bumblebee habitat and raise awareness among tomato growers, General Mills worked with Xerces to plant a mile-long hedgerow of flowering plants at our Muir Glen facility in November 2012.

The Company evaluates agriculture borrowers primarily based on their historical profitability, level of experience in their particular agriculture industry, overall financial capacity and the availability of secondary collateral to withstand economic and natural variations common to the industry.

It is on track to reach 5 million low-income rural residents.

In addition, we work with the WDNR and the U.S. Fish and Wildlife Service to control the sea lamprey population.