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Affiliation with Farm Bureau Many of our customers are members of Farm Bureau organizations affiliated with the American Farm Bureau Federation (American Farm Bureau), the nation's largest grass roots farm and ranch organization with over 5.6 million member families.

The second is we can sell the struvite to the agriculture and arboriculture sectors, where it is used as a natural fertiliser.

As a homebuilder, we are subject to numerous risks, many of which are beyond our management’s control, such as droughts, floods, wildfires, landslides, soil subsidence, earthquakes and other weather-related and geologic events which could damage projects, cause delays in completion of projects, or reduce consumer demand for housing, and shortages in labor or raw materials, which could delay project completion and cause increases in the prices for labor or raw materials, thereby affecting our sales and profitability.

Since its launch in Ghana in 2012, Hershey’s Learn to Grow agricultural training and empowerment program has expanded farmers’ agricultural capacities and economic opportunities—and helped them reimagine the possibilities inherent in cocoa farming.

45 Materials innovation Society uses a significant amount of raw materials and resources, and many experts believe such consumption levels are unsustainable.

TOTAL FIBER USE (MILLION MT)1 2010 2011 2012 2013 2014 2015 2016 2017 Virgin Fiber 2.56 2.48 2.36 2.40 2.38 2.42 2.39 2.40 % of total 72.5% 70.3% 71.3% 71.4% 72.3% 73.5% 76.6% 76.5% Recycled Fiber 0.97 1.05 0.95 0.96 0.91 0.87 0.73 0.73 % of total 27.5% 29.7% 28.7% 28.6% 27.7% 26.5% 23.4% 23.5% Total fiber used 3.53 3.53 3.31 3.36 3.29 3.29 3.12 3.13 (1) As part of our 2011 global GF&TN agreement with WWF, we will report our total use of environmentally-preferred fiber for all fiber-containing products.

Prior to drilling for natural gas or oil, we work with governments and communities to assess and mitigate risks related to climate change, water, biodiversity, and social performance.

Canada To accelerate reclamation and restore linear disturbances in the Canadian boreal forest, we have collaborated in a multi-year tree planting e�ort.

It was drought and then wildfires that ravaged Texas, New Mexico and Arizona.

Before the start of their first shipboard contract, all EOs are required to attend training on RCL’s environmental programs, policies and management tools.

Water conservation history 0.0 0.5 1.0 1.5 2.0 2.5 3.0 3.5 4.0 20152014201320122011 1.5 2.2 1.0 1.3 3.9 *Annualized.

30 Hudson also received the first annual Designing & Building with FSC award for furthering responsible forest management through the use of FSC-certified wood products.

End-of-service options: We make product return and recycling easy for our custom- ers—see Product return and recycling Our DfE program is an important driver of business value.

Better position the Company to identify and cultivate accretive M&A opportunities 5.

Formless transactions bring additional benefits, although not quantified, by reducing the amount of energy and water needed to manufacture the paper, print the forms, and ship them to our Agent locations.

considerations As detailed in the Sustainability report, environmental and sustainability matters are key to the long-term success of the Company’s portfolio which in turn will be able to provide long-term sustainable returns for the Company.

✓ We maintain meaningful stock ownership guidelines for directors and executive officers that promote a long-term stockholder perspective.

Investments are made predominantly in quoted companies which provide, utilise, implement or advise upon technology-based systems, products or services in environmental markets, particularly those of alternative energy and energy efficiency, water treatment and pollution control, and waste technology and resource management.

http://www.weyerhaeuser.com/Sustainability/Planet/SustainableForestManagement/BorealForestManagement[7/16/2012 9:41:00 AM] back to top WILDLIFE ARE CONSIDERED IN FORESTRY PLANNING As a result of continued natural disturbance in the boreal forest, most bird and animal species are adapted to change.

We have invested in sectors that benefit from long-term sustainable trends as discussed in greater detail in the Investment Manager’s review.

Examples of this include Rock Oil, Three Rivers III, Carrier II and Centennial, where the management teams identified strategic assets in the Permian basin, and built up positions through a series of asset and corporate level acquisitions over a 12-24 month period.

As at October 31, 2015, retail loans amounted to $13.6 billion and, with respect to commercial loans, there was growth in the agriculture category, the financial institutions category, the construction and real estate category, and the transportation category from year-end 2014.

Renewables’ share of global energy demand grows from 10% to 14% from 2017 to 2040.

The paper used to create this publication follows the guidelines of the Forest Stewardship Council™.

Although an intermediate survey may require some downtime for the drilling rig, it normally does not require dry-docking or shipyard time, except for rigs located in the United Kingdom (“U.K.”) and Norwegian sectors of the North Sea.

Disclosure 102-12 External initiatives Kroger uses a variety of external initiatives to shape our environmental and social programs, including third­party product certifications (e.g., The Rainforest Alliance, Fair Trade USA), animal welfare standards and audit protocols (e.g., those endorsed by the Food Marketing Institute and Grocery Manufacturers Association), government environmental programs and partnerships (e.g., Energy Star, WasteWise, Zero Waste), and environmental management philosophies (e.g., EPA’s Food Recovery Hierarchy).

• Kimberly-Clark will encourage its wood fiber suppliers (and their suppliers, if applicable) to seek independent certification of their forest lands.

The Board and the Investment Manager are increasingly considering the impact of climate-related risks and opportunities on our portfolio companies, investment strategy and financial planning.

In addition, on June 14, 2018, the Company was served with a petition involving approximately 500 individuals or entities who claim that their properties, located in the Timarron Park neighborhood of The Woodlands, were damaged by flood waters that resulted from the unprecedented rainfall that occurred throughout Harris County and surrounding areas during Hurricane Harvey in August 2017.

Establish a robust domestic and international market-based program that recognizes and allows credits for the sequestration and storage of carbon through reforestation, afforestation, avoided deforestation, harvested wood products, and forest management projects.

In Australia, federal and state environmental approvals to develop major construction projects require biodiversity offsets to counterbalance disturbance.

An audit confirmed that poor control of the cycles of concentration was contributing to high water use.

Management’s Discussion and Analysis of Financial Condition and Results of Operations Results of Operations – Diamond Offshore – (Continued) Revenue generated by deepwater floaters decreased $135 million in 2012 as compared with 2011, primarily due to a $76 million decrease in average daily revenue, a $47 million decrease in utilization as a result of fewer revenue earning days and a $12 million decrease in amortized mobilization fees.

In retrospect of 2008, as subprime mortgage crisis erupted and giant financial institutions filed for bankruptcy one by one in the USA, international fi nancial markets were thus highly endangered and with raw materials and energy prices fl uctuated dramatically, global economy fell into recession.

Despite this outcome, our farmers continue to invest in drip irrigation technologies, which can more precisely deliver nitrogen to the plant, reducing the risk of nutrient runoff that can pollute waterways.

GHG INVENTORY The emission quantities of the six recognized GHGs were then converted to metric tons of CO 2 equivalent (CO 2 e) using global warming potential (GWP) to normalize the GHGs.2 GWP is the ratio of radiative forcing to the degree of atmospheric warming that would result from the emission of one mass-based unit of a given GHG compared to one equivalent unit of CO 2 over a period of time.

Unfortunately, bumblebee numbers are declining due to habitat loss, disease and pesticide use.

Long-term debt including capital leases, less current maturities $45,576 $36,842 $36,075 1 See Duke Energy’s Annual Report on Form 10-K for the year ended Dec .

The plant’s water use has decreased by 24 percent per metric tonne of food produced since 2005.

Marketing Ethically State Street Global Marketing and business unit Marketing Compliance Teams work together to ensure that marketing materials and programs comply with all internal policies and applicable regulations.

During 2018, we built upon our efforts to drive sustainability deeper into our global operations.

Increasing data integrity will help us target properties and implement projects to effectively lower water use as we work towards our 2017 targets.

No performance fees will be paid to HPS if the high water mark (as described in the investment management agreements with HPS) is not met.

It is publicly available on aib.ie/sustainability and reviewed annually.

In cooperation with an Alliance initiative to develop global mapping of sensitive marine areas, we are incorporating the identified areas into our planning processes to ensure that all treated wastewater is discharged outside of sensitive marine areas.

This goal is backed by three supporting targets to spur the use of renewable fuels and new technologies throughout our operations: by 2020, one in four of the vehicles we purchase will employ alternative fuel or advanced technology; by 2025, 40 percent of all ground fuel will come from sources other than conventional fuels and 25 percent of total electricity will come from renewable sources.

Because forests are critical to the environment, to local economies and to making the paper we rely on in our business, we’re using our purchasing power and partnerships to increase the amount of forest under FSC-certified management.

Operating expenses excluding reimbursables increased $33 million in 2012 as compared to 2011, primarily due to expenses from the Loews Hollywood Hotel and $13 million of costs related to the 2013 closure of the Loews Regency Hotel for renovation, partially offset by $7 million related to the partial recovery of a loan guarantee payment.

vetiver supply chain even more important, so that farming families can have greater resilience when faced with disaster.

We have dry powder and will be opportunistic.

Under Long's guidance, Weyerhaeuser became a leading force advancing conservation, fire protection, and reforestation.

EN14 Strategies, current actions, and future plans for managing impacts on biodiversity Following Dow’s 2015 Sustainability Goals and our Company Value of Protecting Our Planet, Dow will continue its efforts on nature conservation in different geographies and engage with other stakeholders to better understand and enhance our contribution to preserve and restore biodiversity and ecosystem services.

Local personal and corporate environmental teams continue to identify opportunities to reduce waste going to landfills and partner with recycling management companies.

GOAL To develop a highly sustainable, LEED Gold project that would conserve energy, water, and non-renewable natural resources.

Environmental Sustainability More than three years ago we set a series of goals to reduce our greenhouse gas emissions and water usage by 20 percent per person and to divert 90 percent of waste sent to landfills by 2020, compared to a 2012 baseline.

The world’s fourth largest biologics company and eighth largest pharmaceuticals company The Consumer segment includes a broad range of consumer health and personal care products in the beauty, baby, oral care and women’s health categories, as well as the world’s No. 1 over-the- ’07 ’08 70 60 50 40 30 20 10 0 Sales by Segment (in billions of dollars) Consumer Pharmaceuticals Medical Devices and Diagnostics ’09 60 70 50 40 30 20 10 0 Sales by Geographic Region (in billions of dollars) U.S. Europe Western Hemisphere excluding U.S. Asia Pacifi c, Africa ’07 ’08 ’09 5 to corporate citizenship defines who we are and how we aspire to act in the world.

Working with these organizations helps our employees give back to the community and the environment, and show our commitment to biodiversity and conservation.

Correspondingly, the percentage of recycling waste has increased from 55% in January to 78% in December 2011.

On much of this property, non-native invasive plants, such as buckthorn and other shrubs, trees and weeds, have overtaken the natural plants, grasses and wildflowers indigenous to the Minnesota River Valley.

Tamarack and balsam/alpine fir are also found in the forest.

In addition, our Environment Policy applies to our operational properties worldwide, guiding our approach to the management of the direct impacts of our business units, including compliance with environmental regulations, energy consumption, water use, waste disposal, environmental supply chain management and the adoption of risk management principles for all propertyrelated matters.

Water Treatment and Pollution Control (22.0% portfolio weighting) (i) Water Infrastructure & Technologies (“WIT”) – 16.5% weighting Water scarcity persisted as an important issue in 2009 following a study by the World Bank that predicted a need for US$50-60 billion of annual investment between now and 2030 in order to avoid global water shortages with serious economic and environmental consequences.

* Progress: 69% of these raw materials sustainably sourced in 2016.

Also, overall tree crops throughout the California and Arizona growing regions are significantly larger this year compared to last year.

Odyssey Re Holdings Corp. (the “Company” or “OdysseyRe”) is a Delaware domiciled company which was incorporated on March 21, 2001, to serve as the holding company for its wholly owned subsidiary Odyssey America Reinsurance Corporation (“Odyssey America”) and Odyssey America’s subsidiaries, Clearwater Insurance Company (“Clearwater”) (formerly Odyssey Reinsurance Corporation), Odyssey UK Holdings Corporation (“UK Holdings”), Newline Underwriting Management Ltd. which owns and manages a syndicate at Lloyd’s, Newline Syndicate 1218 (collectively, “Newline”), Hudson Insurance Company (“Hudson”) and Hudson Specialty Insurance Company (see note 3).

Economic development – creating value for shareholders and other stakeholders, and serving as a catalyst for sustainable economic development everywhere we operate Community relationships – building and maintaining respectful, mutually beneficial relationships with the communities surrounding our operations, projects and exploration sites Environmental stewardship – minimizing and mitigating the environmental impact of our operations on water, land, air quality, climate and biodiversity We do not publicly report on each sustainability issue, but we do manage all that are germane to Newmont.

DuPont’s withdrawals do not significantly affect any water sources because of the following.

Photo credits: Top banner image courtesy of Beverly Joubert/National Geographic’s Big Cats Initiative.

Telvent serves the energy, transportation, agricultural and environmental sectors, helping to manage energy resources more efficiently, reduce traffic congestion, optimise the water cycle, and monitor critical infrastructures.

At December 31, 2001, loans to paper and forestry priorities and business activities.

In addition, shoreside plants that generate power for cold ironing do not always produce power in a manner that is cleaner than the power that can be produced onboard a cruise ship.

In response to the growing effects of climate change, we are monitoring watersheds to understand how these changes impact water resources.

169,001 sq ft 9 Edgewood Vista Senior Housing Properties(4) .

That’s why, in many communities, we maximize the use of local water supplies, which are generally less expensive than purchasing water from outside the service area.

Longview, Washington's newsprint (NORPAC) and pulp and liquid packaging mill is certified to the SFI Certified Sourcing standard, the SFI and FSC Chain of Custody standards (an FSC Chain of Custody-certified product is currently not available), and the FSC Controlled Wood standard.

Is that just a seasonal benefit?

Kirkland Signature Baby Wipes are made with biodegradable, renewable fibers derived from 100% plantbased materials sourced from FSC-certified forests.

Further, schools, parks, water treatment and other public improvements are required in connection with real estate development activities, and these requirements drive up the cost of development while extending the time within which a project can be brought to completion.

During the mine’s operation, its three open pits were reclaimed concurrently, with the pits backfilled using waste rock materials to avoid the formation of pit lakes, which would have resulted in long-term post-closure water rights accounting obligations.

Decreased our water intensity by 2.96 percent compared to our FY2015 baseline.

Together, we are leveraging our experience in technology innovation and conservation to reduce GHG emissions, improve energy use, protect forests, influence policymakers on climate change, and showcase low-carbon information technology (IT) solutions.

Fertilize the soil where needed, usually between two and five times over a 25- to 40- year growing cycle.

And within the agricultural sector, which according to the Food & Agriculture Organization of the UN employs one out of every three workers in the world, over half of whom are women in some developing countries, we believe that improvements must have livelihoods and working conditions at their core.

These shipping charges are included in selling expense and were $2,574,471 and $1,879,881 for the years ended March 31, 2015 and 2014, respectively.

Having spent several years with KPMG and a brief period as a sole practitioner, Trevor joined Midlands Electricity plc in 1995 as a Financial Consultant in establishing their embryonic energy services company, where he became Managing Director.

The significant unobservable input is the replacement cost of 17 year old fruiting trees.

Catastrophes reserves were reduced, primarily due to a reduction in estimated reserves for 2017 and 2018 California wildfires and a reduction in estimated catastrophes for wind and hail events in the 2017 to 2019 accident years, partially offset by an increase in reserves for 2019 typhoons Hagibis and Faxai in Asia.

• The sector policies stipulate the criteria governing the Group's financial activity in the defence, energy, mining/ metals and agricultural raw materials (like palm oil, soya and wood) sectors.

Because these activities touch our employees on a daily basis, our procurement vendors have restricted the types of products that can be used in printing and paper use.

The four-lane road connects them to inland towns, the nearest U.S. highway, New Orleans and the world.

There are no delinquent real estate taxes, ground rents, water charges, sewer rents, Ground Lease rents, assessments, insurance premiums, leasehold payments, including assessments payable in future installments or other outstanding charges affecting the Mortgage Property.

Eurobank continues to cultivate and spread the concept of saving; a concept linked to the long history and legacy of the Greek Postal Savings Bank.

Focusing on cultivating and sustaining a diverse work environment and workforce supports these goals.

We conduct and support research focused on sustainability, forest health and productivity, water quality, fish and wildlife, ecosystems and biodiversity.

The Governor of California recently proclaimed a Drought State of Emergency warning that drought conditions may place drinking water supplies at risk in many California communities; negatively impact the state’s economy and environment; and increase greatly the risk of wildfires across the state.

Notes 11 Receivables 12 Property held for resale 13 Property, plant and equipment 14 Olive trees 15 Payables 16 Provisions (d) Capital Structure: This section outlines how the Consolidated Entity manages its capital structure and related financing costs, as well as capital adequacy and reserves.

Working with partners such as the U.S. Fish and Wildlife Service, Ducks Unlimited and the Australian Institute of Marine Science, we learn together and collaborate on solutions to protect species and habitats.

We have pre-designed and ready-to-use mobile product templates that can be seamlessly integrated with their existing ecosystem and product features.

And here, we can clearly see the sharp increase of our wood cost.

You don’t have to head for the nearest ocean to find a source of FMC biopolymers.