Datasets:

alvanlii

/

reddit-CanadianInvestor

like 2

1gqgd5x

I understand a home bias towards Canada may help lower volatility, but I'm curious what would be the bullish case for Canadian equities to outperform? Outside of the US market, Canadian equities aren't cheap by any means. Unless there's another commodity supercycle I can't imagine how our market will outperform any time soon.

theunknown96

Case for Canadian equities outperformance?

/r/CanadianInvestor/comments/1gqgd5x/case_for_canadian_equities_outperformance/

1gqhcwt

First year investing, my old man thinks I'm reckless for going self-directed. Based on my returns, I think I'm doing pretty dang well, but maybe I need an ego check.

CGFarrell

Am I any good at this?

/r/CanadianInvestor/comments/1gqhcwt/am_i_any_good_at_this/

1gqjnxi

About 92% of my (TFSA) portfolio is VEQT. The other 8-ish% is yolo'd into a couple individual companies for fun. I know that VEQT and XEQT track very closely to one another despite having somewhat different allocations, so I'm wondering if there would be any tangible benefit to purchasing XEQT with my next few contributions as opposed to continuing to load up on VEQT. Both are set it and forget it ETFs because they're nicely diversified within themselves, but would there be any functional upside to further diversifying between the two baskets?

mssngthvwls

Should I start adding XEQT to my VEQT?

/r/CanadianInvestor/comments/1gqjnxi/should_i_start_adding_xeqt_to_my_veqt/

1gql7tj

People say that they are the same, you should pick one. However, one of them is in USD. If I pick one, then what to do with my USD? Any other investment options? Target: longterm investments > 10 years

thichmigoi

Question on VFV vs VTI EFT

/r/CanadianInvestor/comments/1gql7tj/question_on_vfv_vs_vti_eft/

1gqlffz

I have been appointed as executor of an estate that includes a TFSA and a non sheltered Canadian open account. There are about 20 different GICs in these two accounts at different interest rates and maturity dates. The statements I have show a quantity, market price, book cost, and market value for the statement end date. I have no experience with GICs sold by a broker like RBC DI. Are these things bought and sold like bonds? Do you sell them anytime at market price? Is the gain a capital gain, and interest is only realized if you hold them to maturity? The reason I ask is that I have to put a value on the investments at the date of death. Since these statements do not coincide with the date of death, is there some way to determine the value of these individual GICS on the data of death. Would RBC DI be able to provide those numbers, or do I have to go back to each issuer of the GICs? I also have to complete a T1 for the deceased based on date of death as well as a T3 Trust for the gains made in the estate post date of death. Any information you can provide on how these GICs are bought, sold, and valued would be helpful.

UniqueRon

GICs at RBC Direct Investing

/r/CanadianInvestor/comments/1gqlffz/gics_at_rbc_direct_investing/

1gqmdre

Can someone explain it to me like I’m 5? How does the covered call work for this ETF when the price rises and when the price falls? Thank you.

pistoffcynic

QQCC Global X NASDAQ 100 Covered Call ETF

/r/CanadianInvestor/comments/1gqmdre/qqcc_global_x_nasdaq_100_covered_call_etf/

1gqwxa7

Scenario: My wife is 63, I'm 53. We're looking at retiring in two years. We both have public sector jobs we joined relatively recently, so will have a bit of a pension but not full pension (probably about $30K a year total). We'll have CPP of course. We currently make about $200K total before taxes. We have about 400K in TFSA, 600K in RRSP, 500K in non-reg--so around 1.5mil total. If this were you, what would your portfolio look like for the next two years before retirement? And what would your portfolio look like during retirement?

canadave_nyc

give me your best retirement portfolio...

/r/CanadianInvestor/comments/1gqwxa7/give_me_your_best_retirement_portfolio/

1gqxe5d

Hey guys!! I just started investing and created my first portfolio. Woo! Im on Blossom social as @juju.jara btw :) Anyway, I’d like an easy way to ser my portfolio percentages before I make the purchases. Like adding $x amount to a stock/etf to preview how much that will change my portfolio percentages. With Blossom I can see this after I make the purchases as it shows me my portfolio in real time, but I would like to be able to preview so I could make better decisions. How do u guys do it??? Google sheets? Notion? Any other ideas? I’d love to see this feature in Blossom but doesn’t seem like it’s there yet. Thank you!! :)

bilicotico

tips to preview percentages before making purchase

/r/CanadianInvestor/comments/1gqxe5d/tips_to_preview_percentages_before_making_purchase/

1gqxmsa

I (20m) started investing back in august. Still trying to figure stuff out and any advice would be greatly appreciated. Planning on selling AMD when it comes back up because that’s been nothing but sad to watch.

literallyhamburger69

Any help with improving my portfolio would be awesome

/r/CanadianInvestor/comments/1gqxmsa/any_help_with_improving_my_portfolio_would_be/

1gqyqrm

Every year you get an additional 5k-7k room at the mercy of the government, which isn’t that much for DCA. Without rebalancing the portfolio, what’s your strategy to get some extra cash within TFSA? I can think of a couple, from low to high risks: 1. Buy and hold high dividend stocks/ETFs. But the growth likely underperforms the market. 2. Sell covered calls. This requires some efforts to not have your shared called away. 3. Short term trading high volatility stocks or leveraged ETFs and hoping CRA ignores you. 4. Gamble long options.

chocobroccoli

How to effectively generate extra income in TFSA?

/r/CanadianInvestor/comments/1gqyqrm/how_to_effectively_generate_extra_income_in_tfsa/

1gr2auw

Your daily investment discussion thread. Want more? Join our new [Discord Chat](https://discord.gg/4Q6mzTWz3D)

OPINION_IS_UNPOPULAR

Daily Discussion Thread for November 14, 2024

/r/CanadianInvestor/comments/1gr2auw/daily_discussion_thread_for_november_14_2024/

1gr4qvf

SojuCondo

Brookfield Corp. reports Q3 distributable earnings up from year ago

/r/CanadianInvestor/comments/1gr4qvf/brookfield_corp_reports_q3_distributable_earnings/

1gr7e6l

Now that I have enough karma to finally type on here I’d love to ask. What anyone would recommend to diversify my portfolio? So far I’ve been doing my own research and have my preferences, but am more than open to checking out and learning some more! Anything is helpful let me know what you would do if you started in your early 20’s!

Scary_Freedom7783

20 year old investor.. Advice?

/r/CanadianInvestor/comments/1gr7e6l/20_year_old_investor_advice/

1gr7grv

I apologize if this has been asked a million times. I have money that I want to protect as it will eventually be used to purchase a house. In the meantime, I have been bouncing it around to different HISA promos. Obviously those options are becoming limited and I am curious what the current risk would be of investing it in CASH.TO? I cannot do a GIC as I may need access to it if a house pops up. Is it worth investing in since the promotions are disappearing? Is there a better/safer option that I haven't thought of? I appreciate any help 🙏

Beer-bella

CASH.TO vs HISA or other options

/r/CanadianInvestor/comments/1gr7grv/cashto_vs_hisa_or_other_options/

1gr7hla

I had always had most of my money in VGRO with a small portion in money market things (think CASH or TD8150) With interest rates going down I was thinking of moving that small portion to BCE or Enbridge a stone divident is high and the companies are safe...I understand sometimes that the divident means lower growth but I think that's covered by most of my money being in VGRO....10% on BCE...hard to say no...please dissuade me to I stay on track

insanebison

Always been VGRO type investor....tempted by BCE and Enbridge yields.

/r/CanadianInvestor/comments/1gr7hla/always_been_vgro_type_investortempted_by_bce_and/

1graapk

https://td.mediaroom.com/2024-11-14-Media-Advisory-TD-Bank-Group-to-release-fourth-quarter-financial-results Things I'm looking for in the release / call: (i) growth in Canadian retail, especially in the New to Canada segment, (ii) restructuring / optimization of the US loan portfolio to compensate for the asset cap restriction, (iii) unwinding of the provision for credit loss buffers as rates have declined, (iv) dividend raise (as this is the quarterly they traditionally use to announce a change in distributions), and (v) share buy back (NCIB) program restart. Disclosure: long TD LEAPs @ $80. Edit: spell no good

Necessary-Shallot976

FYI: TD releasing Q4 earnings on Dec 5th

/r/CanadianInvestor/comments/1graapk/fyi_td_releasing_q4_earnings_on_dec_5th/

1grbwi4

Hi, I am 21M and would like to hear what other people think of my portfolio. Anything is fine, please go ahead.

saitei101

Could you guys make comments or harassment on my portfolio?

/r/CanadianInvestor/comments/1grbwi4/could_you_guys_make_comments_or_harassment_on_my/

1grc785

I've done very well with CCL so far and was surprised to see it off 4% today. It did have its 3rd quarter earnings call but after listening to all the positive results over last year and last quarter I could not figure out what caused such a sharp decline. This is definitely a growth play as its meagre 1.4% dividend is nothing to write home about. I am up 34% and I would buy more on this dip but it already makes up 3% of my portfolio which is where I like to keep it. Any thoughts on what I am missing?

tmurrayis

CCL Industires Inc. (CCl.TO)

/r/CanadianInvestor/comments/1grc785/ccl_industires_inc_cclto/

1grd58v

I just joined and I love the visuals, however, I'd also like a way to simulate how my chart will look with new allocations (before I actually buy the new shares) I know many people use google sheets for pie charts and manually add things there. Is there a good template you recommend for sheets or any other easier tools? I also looked up google finance but they only show the blocks chart and it doesn't show percentages... Basically, I want to preview how much % or my portfolio an ETF will be if I buy x shares more. Does that make sense? :) [https://www.blossomsocial.com](https://www.blossomsocial.com)

bilicotico

Anyone else using Blossom social to track their portfolio?

/r/CanadianInvestor/comments/1grd58v/anyone_else_using_blossom_social_to_track_their/

1grf1hg

Is anyone else following this stock? I bought a bit recently when it was super low, and suddenly it's nearing $25, which is near a 30% increase for me. I can't make sense of it.

Different-Party-b00b

Air canada - why is it back up?

/r/CanadianInvestor/comments/1grf1hg/air_canada_why_is_it_back_up/

1grfsgu

Anyone invest in any of the Tangerine Core Portfolios, the returns seem very promising. Anyways just looking for any personal experience.

StudlyMcdoogle

Tangerine Core Portfolios

/r/CanadianInvestor/comments/1grfsgu/tangerine_core_portfolios/

1grh23c

Do you think it’s over or undervalued?

Custodianscruffy

How’s everyone feeling about south bow?

/r/CanadianInvestor/comments/1grh23c/hows_everyone_feeling_about_south_bow/

1grj2fq

Most of my portfolio is in VBAL. I'm getting quite worried about the risk of CAD plummeting further against the USD. I'm seeing that at least 2 of the major holdings of VBAL are CAD hedged. Am I correct in thinking that that this would be a poor choice if the CAD continues to drop? Should I be looking for non-hedged alternatives?

CodeNewfie

Vanguard ETFs and weakening CAD

/r/CanadianInvestor/comments/1grj2fq/vanguard_etfs_and_weakening_cad/

1grjf3q

As mentioned I'm relatively new in the world of investing. I came across FFH, its growth has been incredible over the last year and I think I should invest despite the cost (almost $2000). Am I missing something? What are the drawbacks to investing in FFH? Thanks in advance.

orangeapple22

*Beginner Question - FFH seems incredible, why shouldn't I invest in it?

/r/CanadianInvestor/comments/1grjf3q/beginner_question_ffh_seems_incredible_why/

1grjot6

I just sent 10k into my new first TFSA. Currently have my eye on CNR, XEQT, VBAL, VFV, and VSP. Going to be doing research into what I should invest in for semi-long term gains and growth. I plan to keep contributing lots and want a strong base. Any tips from the more experienced and wiser? Thanks. Insight is good.

Owesterj

Just sent 10k into my new first TFSA

/r/CanadianInvestor/comments/1grjot6/just_sent_10k_into_my_new_first_tfsa/

1grkenc

powerdan

$5 per day is literally the price of a coffee

/r/CanadianInvestor/comments/1grkenc/5_per_day_is_literally_the_price_of_a_coffee/

1grlv65

Here’s a snippet: Brookfield Corp. became Ackman’s second-largest holding by September’s end, after Google-parent Alphabet. Since June, his Brookfield shareholdings have risen fivefold, to 33 million shares. The stock gained nearly 30% over that span, leaving him with a position worth $1.7 billion—some 13% of Pershing Square’s assets. The whole story: https://www.msn.com/en-us/money/topstocks/bill-ackman-loads-up-on-nike-and-alt-manager-brookfield/ar-AA1u6LVf

Fearless_Scratch7905

Bill Ackman Loads Up on Brookfield

/r/CanadianInvestor/comments/1grlv65/bill_ackman_loads_up_on_brookfield/

1grlywv

Admittedly I have not studied the stock market as much as the average participant in this subreddit. I have been googling "TSE L + reddit" and similar terms repeatedly over the past few months to only end up re-reading the same r/loblawsisoutofcontrol discussions ad nauseam. In my limited research I have not seen any stock chart as reliably make waves as I see this one YTD. Has anyone else taken advantage of this, buying low and selling high? I understand past performance is not to be expected to repeat in the future but this stock has done sharp $5-10 jumps ups and drop downs so seemingly predictably in the recent past that even someone as unknowledgable as myself was able to make $200 in a week. (26 shares, Oct 22-30) It just seems ripe for an easy payday. Also the business appears to be headed in a relatively good direction for the forseable future, no? Please enlighten me.

bIoodWarm

Can we discuss Loblaws stock?

/r/CanadianInvestor/comments/1grlywv/can_we_discuss_loblaws_stock/

1grm8s7

Good day all, i'm brand new to investing and just want to start small with 1k . Any resources i can read or listen to to learn investing and knkw where to start with my 1k

zaffryn

Brand new to investing

/r/CanadianInvestor/comments/1grm8s7/brand_new_to_investing/

1grmumc

I’m a bit nervous to use Wealth simple as it’s obviously not a physical location/as trust worthy as maybe TD. Should I transfer my TD account to it? If I’m completely swapped over how do I use a card? Should I just use it for stocks?

According-Kale-8

Is WealthSimple worth it?

/r/CanadianInvestor/comments/1grmumc/is_wealthsimple_worth_it/

1grnuxk

Looking back, we all have those “I wish I hadn’t done that” moments with money, whether it’s missing out on an investment, overspending, or maybe not saving enough early on. I’d love to hear your stories—what decisions do you regret the most, and what lessons did you learn? Let’s share our experiences so we can help each other avoid similar mistakes and make smarter financial choices in the future

Misternovice-here

What are your biggest financial regrets?

/r/CanadianInvestor/comments/1grnuxk/what_are_your_biggest_financial_regrets/

1grojve

I have added up all my contributions starting from Jan 1st 2024 and I am over my limit by $6000. Just wondering what options I have Do I have to do anything besides pay the 1% penalty until Jan 2025 and then gain my new contribution room? Thanks!

Elite163

I have accidentally over contributed into my rrsp what’s the best options?

/r/CanadianInvestor/comments/1grojve/i_have_accidentally_over_contributed_into_my_rrsp/

1grorf0

43, plan to retire with work pension at 55.. Ultimately i just want to consolidate everything to vfv or xeqt and just set it and forget it. Tfsa is maxed out and will continue contributing to rrsp. Maybe sell off some of the other tfsa stocks maybe not but i have to do something with this loser td stock. I wanted a divident paying stock and a bank and td was my bank so i dumped in quite a chunk into it like 2 yeats ago. Of all the banks to choose lol anyway do I cut my losses, 5k+ and reinvest or wait?

polcan

What do i do with td stock?

/r/CanadianInvestor/comments/1grorf0/what_do_i_do_with_td_stock/

1grq9y9

Chat GPT told me the tickers PSA, CSAV and HSAV. Are those any good? I’m a little torn between moving my kids RESP from XEQT into XGRO, or from XEQT into something like cash.to, or maybe I do a little from column A and a little from B.

beloski

What is something similar to cash.to that I can purchase with TD direct investing for my kids RESP as they get closer to the time when they will want to use it?

/r/CanadianInvestor/comments/1grq9y9/what_is_something_similar_to_cashto_that_i_can/

1grtuzu

Your daily investment discussion thread. Want more? Join our new [Discord Chat](https://discord.gg/4Q6mzTWz3D)

OPINION_IS_UNPOPULAR

Daily Discussion Thread for November 15, 2024

/r/CanadianInvestor/comments/1grtuzu/daily_discussion_thread_for_november_15_2024/

1gruz5u

MilesOfPebbles

MDA Space announces their Q3 earnings

/r/CanadianInvestor/comments/1gruz5u/mda_space_announces_their_q3_earnings/

1grvi7o

From Google AI Overview search: Vanguard S&P 500 Index ETF (VFV.TO) is not CAD hedged:  * **Explanation** VFV is a non-currency hedged ETF that tracks the S&P 500 index, which is made up of U.S. stocks. This means that the value of VFV is affected by the exchange rate between the U.S. dollar (USD) and the Canadian dollar (CAD):  * When the USD strengthens against the CAD, VFV gains value.  * When the CAD strengthens against the USD, VFV loses value.  Because CAD is pretty low at $0.71, is it more likely it will go up than down?

hotinmyigloo

Time to switch my investments from VFV to VSP?

/r/CanadianInvestor/comments/1grvi7o/time_to_switch_my_investments_from_vfv_to_vsp/

1grwnzs

TSX is all time high, almost as high as S&P500, whilst CAD is all time low (in recent history). Both moves are investor driven. Is weak loonie artificial or the strong TSX overbought? I am looking for a silver lining here to see which of these is reflecting economy more closely? Note: I understand the fundamentals and the effects of trump trade. Just trying to figure out which of these is a better reflection of economic conditions.

ForeignCabinet2916

Why the huge disparity between TSX and CAD

/r/CanadianInvestor/comments/1grwnzs/why_the_huge_disparity_between_tsx_and_cad/

1gry6m3

What am I missing here? Every earnings has seen better results, positive news yesterday about UK expansion and growth, and it opens down 50%. Help me understand I’m confused. Did I miss something?

neomaximus002

AVCR

/r/CanadianInvestor/comments/1gry6m3/avcr/

1gry86e

Hey all. Wondering what your thoughts are on the various CAD dividend ETFs. Looking to create a position in my non-registered. Not interested in having people tell me to buy XEQT or prioritize total returns. I have a heavy growth position already in my TFSA and RRSP. Looking for long-term stability and moderate recurring income from this strategy. I've looked at most/all of the Blackrock and Vanguard options. CDZ appeals to me most so far: companies that continually increase their dividend _should_ indicate good governance. But, want to hear opinions on the more common options e.g. VDY, XDIV, or even a total market TSX etf. Thank you.

htom3heb

CAD dividend ETF for non-registered?

/r/CanadianInvestor/comments/1gry86e/cad_dividend_etf_for_nonregistered/

1grz8hh

Hi, I run my own business and each time I'm paid I put the correct amount into my savings account for taxes and to pay the quarterly remittance. The other day I started to realize that the money is doing nothing for almost 6 months of the year. Was trying to think of a way to make it work for me. My idea so far is to pay the quarterly remittances out as fast as possible and then put the remaining into a GIC until tax season. Any other ideas? Thanks

NickyBoyFloy

Tax savings ideas

/r/CanadianInvestor/comments/1grz8hh/tax_savings_ideas/

1gs0nfl

I am curious if RRSP deductions only count against your marginal tax rate or if it moves with income tax brackets? Example but not real tax brackets Say your income is 200,000 and marginal tax rate is 42%. You contribute enough money into the rrsp to lower down to the next bracket. Does the remaining rrsp contribution amount now get a tax savings at the lower tax bracket ?

Elite163

Do rrsp contributions only save you marginal tax rate or average rate?

/r/CanadianInvestor/comments/1gs0nfl/do_rrsp_contributions_only_save_you_marginal_tax/

1gs44sl

Bought this garbage and learned a lesson in not listening to Reddit stock advice. It’s in my Wealthsimple TFSA it’s saying it’s halted. For awhile their website was down but it’s now back up.

jz2-

Any way to sell LTE.v?

/r/CanadianInvestor/comments/1gs44sl/any_way_to_sell_ltev/

1gs4ak2

I'm looking for a Canadian Investor to follow, similar to Motley Fool style where they publish buy/sell recommendations and report on their portfolio so you can copy what they are doing. Where might one find such a service/person?

uxdept

Looking to follow along with an investment portfolio

/r/CanadianInvestor/comments/1gs4ak2/looking_to_follow_along_with_an_investment/

1gs5x12

I know in the long run stocks always go up but I'm wondering if I should sell all my holdings wait for the worst and then buy back in. I have 43k I've built up from 16 in 2 years. I'm trying my damdest to retire in my early 40s with 500k Im currently 32

BornHandle2970

Will Canadian markets recover

/r/CanadianInvestor/comments/1gs5x12/will_canadian_markets_recover/

1gs6l22

Your Weekend investment discussion thread. Want more? Join our new [Discord Chat](https://discord.gg/4Q6mzTWz3D)

OPINION_IS_UNPOPULAR

Weekend Discussion Thread for the Weekend of November 15, 2024

/r/CanadianInvestor/comments/1gs6l22/weekend_discussion_thread_for_the_weekend_of/

1gs8ip0

Hi there all. I’m 24 years old and fairly new to investing, I’ve only had a BMO advisor managed TFSA invested in a mutual fund in the past. Which I have since withdrawn all my funds from. I am looking to max out my TFSA and leave it long term invested 100% in VFV to start. Is Wealthsimple the best platform for me to go about this? How do I setup my TFSA and invest with it through Wealthsimple? Any insight is greatly appreciated!

CanadianAbroad7

How to set up my TFSA with Wealthsimple?

/r/CanadianInvestor/comments/1gs8ip0/how_to_set_up_my_tfsa_with_wealthsimple/

1gs9008

Looking to do something with a portion of my Canadian savings ($10,000). It’s likely not to grow, as I live in the USA now (permanent resident) and don’t make money in Canada. I wanted to opened a TFSA, but that doesn’t seem great as I am taxed in the US. What are some safe options that will grow over time? I am new to this. I have some bitcoin.

frigfragfrog

Canadian living in US with some money in Canadian savings

/r/CanadianInvestor/comments/1gs9008/canadian_living_in_us_with_some_money_in_canadian/

1gsar1x

Hi all, I have around $150k, which will have to go into my non registered accounts. Anyone with any experience can share the best way to handle this ? I was at first thinking of having BCE, ENB, T, etc, But I was wondering if there are any ETFs; EIT, VDY that are “eligible dividends” to avoid the tax messes at end of year. Help me out. Thanks

FeignNewb

Maxed TFSA. Eligible dividends?

/r/CanadianInvestor/comments/1gsar1x/maxed_tfsa_eligible_dividends/

1gscfiu

^(*A deep dive into investment opportunities beyond the obvious*) Credit to claude.ai for help creating this ---   ## The Obvious Ones (But We're "Ready For It") >- Rogers (RCI.B) - Rogers Centre hosting >- Air Canada (AC.TO) - Inter-city travel >- Major hotel chains   ## "Enchanted" Alternative Plays   ### 1. Restaurant Brands International (QSR.TO) * Tim Hortons locations near venues will be **swamped** * Potential for special Taylor-themed promotions * "I knew you were trouble" level lines expected * Q3 earnings could show significant bump in same-store sales   ### 2. RioCan REIT (REI.UN) * Owns multiple retail properties near Rogers Centre * "You Belong With Me" - Swifties will flood nearby shopping centers * Potential for higher Q3 retail tenant revenues * Property values near venues could see temporary boost   ### 3. Aritzia (ATZ.TO) * "Style" matters for concert fashion * Multiple locations in both cities * Concert outfit shopping sprees * Potential for Instagram-worthy merchandise displays * Could see significant same-store sales increase   ### 4. Cineplex (CGX.TO) * Hear me out: "All Too Well" * Many locations have party rooms * Pre-concert viewing parties of Taylor's tour movie * Additional revenue from private bookings   ### 5. BCE Inc. (BCE.TO) * "Message In A Bottle" - Cell network usage will spike * Data usage from social media posting * Network capacity upgrades needed * Potential boost to wireless segment revenues --- ## "Long Story Short" - Earnings Impact Analysis 1. **QSR**: Look for same-store sales growth in Toronto/Vancouver locations to exceed expectations by 15-20% during concert weeks 2. **Aritzia**: Potential for 5-10% boost in same-store sales for urban locations 3. **BCE**: Data usage metrics could show significant spikes, potentially leading to higher ARPU   ## "The Great War" - Risks to Consider * Weather impacts (outdoor venues) * Already priced in expectations * Short-term nature of benefits * General market conditions   ## "End Game" - Investment Strategy Consider this a potential catalyst for Q4 earnings, but don't bet the farm on it. Look for companies that might surprise on the upside due to underestimated Swift Effect™. --- ^(*Disclaimer: This is not financial advice. Do your own due diligence. And remember, "Are We Out of the Woods Yet?" when it comes to market volatility.*)  

eefggfed

'Look What You Made Me Do": A Swiftie's Guide to Canadian Stocks Benefiting from Eras Tour 🎵

/r/CanadianInvestor/comments/1gscfiu/look_what_you_made_me_do_a_swifties_guide_to/

1gsdo8n

USD brokerage accounts or registered accounts for example. Not US exposure but USD. Those using CAD accounts to buy a USD funds but settle back in CAD doesn’t count either.

thousand-Novembers

Canadians - what percentage of your portfolios is held in USD?

/r/CanadianInvestor/comments/1gsdo8n/canadians_what_percentage_of_your_portfolios_is/

1gsdv60

With the recent market swings, I’ve managed to hit $100k in assets in my TFSA. I started contributing yearly from 18 and 5 years later at age 23 I hit $100k. It may sound like I’m here just to boost my ego (and maybe I am), but more importantly I’m looking for advice. Tbh I definitely feel these gains are mostly a result of some crazy luck. I doubled some money early in covid on the advice of buying oil etf as the economy rebounded. But more recently, I just finished a degree in computer science and seeing the impact of AI in academia, I invested heavily in tech and well it’s paid off. You can guess most the names, NVDA, PLTR, AAPL, RDDT. These aren’t all AI but I also just believe heavily in tech. Combined with a few option plays, my gains this year exploded. While the snowball effect seems to be doing me well. I’m unsure about how I should proceed to invest. If I play it conservatively and just accumulate a moderate SP 500 return this could be plenty of money in 30 years. But on the other hand I love investing (at least right now lol) and it’s very exciting to think where this could go if I continue to take some “risks”. I’m definitely having a some euphoria and would love to hear some grounding perspectives.

_uw_goose

Luck got me $100k in TFSA…what to do now?

/r/CanadianInvestor/comments/1gsdv60/luck_got_me_100k_in_tfsawhat_to_do_now/

1gsl8am

If I take money out of my tfsa, does that mean I’ve lost that room for investing? No, if you take money out of your Tax-Free Savings Account (TFSA), you do not permanently lose that contribution room. The amount you withdraw is added back to your contribution room, but this happens the following calendar year. For example, if you withdraw $5,000 from your TFSA in 2024, your contribution room for 2025 will increase by that $5,000, in addition to any new contribution room provided for 2025. Just ensure you don’t over-contribute in the same year you make a withdrawal, as that can lead to penalties.

Reidle7

Is the following correct? I asked ChatGPT

/r/CanadianInvestor/comments/1gsl8am/is_the_following_correct_i_asked_chatgpt/

1gsob1h

cursingpeople

Investing playbook

/r/CanadianInvestor/comments/1gsob1h/investing_playbook/

1gsop89

I know the common advice is probably to just go with XEQT and call it a day, but I’m more interested in exploring the wide range of ETFs available in the US market for my RRSP. Specifically, ETFs like SCHD and SCHG don’t really have direct Canadian counterparts (I can expand on why I think they are valuable in the comments) , so I was thinking that since RRSPs aren’t subject to the 15% withholding tax on US dividends, it makes sense to use the RRSP to get exposure to these US-based ETFs. My personal goal with the RRSP is long-term—I’m not planning to touch this money for 20-30+ years, ideally. So here’s the allocation I’ve been considering: * **30% SCHD**: This will form the foundation of my retirement dividend income, and I plan to increase this allocation as I get older. * **30% SCHG**: This will help tilt the portfolio towards growth. * **40% (XEQT/VT/VOO)**: I haven’t decided yet between these as my core position, but I want it to be a broad market index fund to ground the portfolio. I’d love to hear from anyone who’s been down this road and opted for USD-denominated ETFs in their RRSP. What’s your allocation like, and do you have any concerns or advice based on your experience? \*\* EDIT: Title Should've been "What's Your USD ETF Allocation in the RRSP"

Theory-Of-Relativity

What's Your USD RRSP Allocation? Looking for Some Feedback on Mine

/r/CanadianInvestor/comments/1gsop89/whats_your_usd_rrsp_allocation_looking_for_some/

1gsr7yp

I have generally held a pretty negative view of RRSP's, especially for younger people. You get the tax break now but, say that account increases by 10 times by the time you retire, now you are on the hook for a lot of tax. But been rethinking it a bit. I am looking at about 350K in capital gains this year (I am 33) so the 40k I could contribute to an RRSP, in addition to my FHSA contribution would be a big tax break. TFSA is maxed out and in GIC's. My returns in the coming years will likely be all over the place, but I could have some way bigger years (based on compounding) and maybe a few years of zero returns. My plan would be to make withdrawals from the RRSP if I have a few bad years and deposit on my higher earning years. I also see that you can take 60K out for purchasing a home if you pay it back within 15 years, which seems like an o.k option as well. I have no short-term plans to buy real estate as I think the market is overvalued locally, but in the long term it might make sense to plant the seeds now, especially as a principal home is tax free when I sell it. I am also thinking in the future I have no idea what government policy will be so there may be future advantages to have an RRSP that there are not now. Or are there any other benefits that I am missing out on? The big disadvantage is I can't leverage my returns for the money I deposited like I could in my non-registered account. Which will be a big loss, but I am taking risk off the table I guess. I would put the money in GIC's. I should note my investing style usually doesn't depend on market direction and usually I should do better in a falling market. Not buying NVIDA, or anything. Thoughts?

creative_trading

Should I open an RRSP?

/r/CanadianInvestor/comments/1gsr7yp/should_i_open_an_rrsp/

1gssevp

Approaching year 2 of maximizing my FHSA so around 16k. Home purchase in the next 3-6 years. * **60 %** iShares Premium Money Market ETF Comm (CMR-C) - Toronto * **15 %** iShares Core S&P 500 ETF (XUS-C) - Toronto * **10 %** iShares Core MSCI ACty Wld exCan ETF (XAW-C) - Toronto * **10 %** On some gambling * **50 %** Harvest Tech Achievers Gr&Inc ETF (HTA-C) - Toronto * **50 %** Direct company stock of a a couple business I believe have high growth potential * **5 %** iShares U.S. Aerospace & Defense Idx ETF (XAD-C) - Toronto Roast my portfolio.

sempifi

Roast my FHSA Portfolio

/r/CanadianInvestor/comments/1gssevp/roast_my_fhsa_portfolio/

1gsugdj

I've been advised to balance out my portfolio (I currently own VTI, VEQT and VXUS) by adding a bond into the mix. I've heard that both VAB and BND are good options. I understand that VAB is a Canadian bond vs BND is US. I've heard that BND will most likely offer higher returns, but I've read mixed reviews on both and am really on the fence about which option is best for me... any thoughts?

Familiar_Law5005

VAB or BND?

/r/CanadianInvestor/comments/1gsugdj/vab_or_bnd/

1gsyo1b

I have noticed that people on this sub tend to lean towards XEQT vs ZSP even though ZSP has greatly outperformed over the last 5 years. What am I missing?

TarnsySauce

ZSP vs XEQT

/r/CanadianInvestor/comments/1gsyo1b/zsp_vs_xeqt/

1gszivq

I have close to 50K to invest in a TFSA. If you had to pick between XEQT or VFV which would you invest in? Or a mixture of both (I know some people do this to get more US exposure and possibly more growth factor). Open to other suggestions as well. Would like to hear what you all think!

CanadianAbroad7

XEQT or VFV

/r/CanadianInvestor/comments/1gszivq/xeqt_or_vfv/

1gt14ap

My broker doesn’t show it but, ginkgo bioworks (DNA) had warrants for $11.50 exercise price. The company eventually did a 1:40 reverse split. Does that exercise price stay the same with their warrants (DNABW)?

dspyzdd

Reverse split and warrants question

/r/CanadianInvestor/comments/1gt14ap/reverse_split_and_warrants_question/

1gt6mie

I am wondering if there are any options available that pay dividends instead of income like ZMMK or CASH? Looking for a safe spot for emergency funds

Elite163

Is there any dividend paying funds like ZMMK or CASH?

/r/CanadianInvestor/comments/1gt6mie/is_there_any_dividend_paying_funds_like_zmmk_or/

1gtdb4w

Currently holding DRIV and it's so Tesla top heavy - I work and believe in the industry, but would like to separatey money from Elons volatility. Thoughts?

smart_stable_genius_

Any suggestions on an etf focused on electric/autonomous vehicles *without* a heavy Tesla component?

/r/CanadianInvestor/comments/1gtdb4w/any_suggestions_on_an_etf_focused_on/

1gtdsip

Probably a dumb post. I think I know the answer. RESP allocation is $2500/year. If I were to contribute say 10-20k now. I know the government will only give me $500 top up in the account. If for example next year (2025) I did not contribute anything. Would they still top me another $500 - or is the answer no, not until I contribute the minimum of $2500.

rtztoronto

Invest more now, right?

/r/CanadianInvestor/comments/1gtdsip/invest_more_now_right/

1gtelpf

Given the exchange rate and the upcoming Trump shenanigans, I'm debating on what to do with this bonus. It's currently worth about $105k CAD and will vest next month. It's not invested, just cash sitting in a Fidelity account, would you let it ride on the USD account, or bring it home to Canada? In a lump sum or all at once... This is a new situation for me. ETA - I'm Canadian, live work and retire in SK.

smart_stable_genius_

75k in USD retention bonus is about to vest - thoughts on how to bring that money into a Canadian investment..

/r/CanadianInvestor/comments/1gtelpf/75k_in_usd_retention_bonus_is_about_to_vest/

1gtgx3a

So it's a thing they have but don't advertise. I've maxxed out all things registered and am working a plan to be debt free. Wealthsimple advisor suggested the attached portfolio as a next step to continue investing with a plan to retire in ~fifteen years. I have a relatively high income and am seeking something specifically tax sensitive. I'm not knowledgeable here, and would love someone to poke holes or offer insight. Also open to any knowledge folks might have that could help in my situation.

smart_stable_genius_

Rate my Wealthsimple issued "Tax Efficient" Portfolio

/r/CanadianInvestor/comments/1gtgx3a/rate_my_wealthsimple_issued_tax_efficient/

1gtiqwz

IEFA vs VXUS, VEU, IXUS or others? Unfortunately, I have a ton of different holdings in my RRSP and they are generally North American biased. Would like to start rotating to address this. Without including niche ETFs and individual stocks here are my biggest holdings: ITOT 23.9% (US total stock market) IEFA 8.24% (EX Ca and US) IEMG 3.81% (Emerging markets) [XAW.TO](http://XAW.TO) 3.21% (World ex canada) SCHD 2.91% (US dividend) [ZLB.TO](http://ZLB.TO) 2.77% (Canada low volatility) [ZDV.TO](http://ZDV.TO) 2.58% (Canada dividend) I was reading some other posts and didn't see IEFA mentioned but wondering about focusing on trying to build that up to >25% over the next few years. Alternatives I came across were VXUS, VEU and IXUS do any of these have clear advantages over IEFA? My target for IEMG is 5% or > but due to outperformance by some individual stocks my percentage allocations are a bit of a mess. At one point I had intended to have 70% ETF, 30% individual stocks but not even close to that target.

dexvd

Best Ex NA ETFs?

/r/CanadianInvestor/comments/1gtiqwz/best_ex_na_etfs/

1gtksvi

So I have been possibly looking to convert to a contractor now for a elevated wage, Just some rough numbers. I don’t need a high salary anymore so would be paying myself a salary of 100k and the company would make 200k gross. So with leaving money in the company I am wanting to invest it vs sitting there doing nothing, From what I found online Capital gains are taxed on 66% of the gains. So at what tax rate is the 66% taxed at? Is it the corporate tax rate at the end of the year ?

Elite163

Need some help understanding how investing in a corporation account is taxed

/r/CanadianInvestor/comments/1gtksvi/need_some_help_understanding_how_investing_in_a/

1gtlhpy

Your daily after hours investment discussion thread. Want more? Join our new [Discord Chat](https://discord.gg/4Q6mzTWz3D)

OPINION_IS_UNPOPULAR

Overnight Discussion Thread to Kick Off the Week of November 17, 2024

/r/CanadianInvestor/comments/1gtlhpy/overnight_discussion_thread_to_kick_off_the_week/

1gtojdi

Hi guys, My husband and I just started investing and he opened and account with wealth simple, and I was going to open with questrade. He funded his wealthsimple acc with no issues from scotiabank. I on the other hand had my e-transfer blocked and scotiabank calling me saying my transfer was blocked because this email has been flagged as scam or fraud. (questrade email that requests the e-transfer) To be honest my ONLY reason to open with questrade and not wealth simple, was for us to have our investments with different companies (kind of like not putting all eggs in one place idea) for safety. Is this silly? Should I just go with wealthsimple? Another reason was that I was planning to invest in USD but somethings changed and I don't think I will, so if I'm only buying Canadian ETFs etc... should I still open with questrade? I'm with them for one day and already having a headache :/

bilicotico

almost giving up on questrade...thoughts?

/r/CanadianInvestor/comments/1gtojdi/almost_giving_up_on_questradethoughts/

1gtpmoe

Not completely a newbie, but new to taking more control over our finances. Plse be kind, and yes I’ve been doing my homework but advice is always welcomed. Situation: Married couple 55 yrs old. Adult children. Home owners appraised at 1.1 (300 remaining on mortgage due mid 2026). Vehicles (x2) paid out 2016 under 95000 km 2018 90000 km. Occupations: DND. 1 full indexed pension in 2026 (35 years) current salary 125k, 2nd indexed pension 25 years (2025) current salary 90000. RRSPs maxed (limited due to pension) TFSA maxed Emergency fund Non Reg (under 100k) HISA 60k Funds and accounts currently with Wood Gundy however beginning to transfer TFSAs to Wealth Simple to take advantage of Apple offer and gain more direct control of funds with lower rates/fees. Planning to retire in two years. Option(s) to pay off mortgage full/partial which would deplete some funds (TFSA, some HISA) or rate dependant, keep funds earning more than mortgage rate. If considering an ETF, is there one in particular which leans towards our situation?

1UP4UScoobydoo

Moving TFSA to WS - advice

/r/CanadianInvestor/comments/1gtpmoe/moving_tfsa_to_ws_advice/

1gtvycr

Anyway to reduce or even eliminate portfolio weights to the Magnificent 7? Currently my portfolio is 95% XEQT but I'm concerned about the overvaluation of the MAG-7.

zusite_emu

The Magnificent Seven

/r/CanadianInvestor/comments/1gtvycr/the_magnificent_seven/

1gtwshw

Do you lose the contribution room after you get audited and lose? I always see people talk about audits but not what happens after. If we can keep the contribution room then it’s not a bad deal. I have another question - let’s say you’re being audited, do they check your partners trading history?

Odd-Boysenberry-9571

TFSA trading audit?

/r/CanadianInvestor/comments/1gtwshw/tfsa_trading_audit/

1gtxfic

youraveragemomo

XIU increases quarterly dividend by 18.42%

/r/CanadianInvestor/comments/1gtxfic/xiu_increases_quarterly_dividend_by_1842/

1gtyp0d

Are crypto (XRP-CAD and BTCC.to) work like other stocks (atd.to). Can I buy and sell them after 4PM?

qikejekw

XRP/BTCC Closing hours

/r/CanadianInvestor/comments/1gtyp0d/xrpbtcc_closing_hours/

1gu27tz

Your daily investment discussion thread. Want more? Join our new [Discord Chat](https://discord.gg/4Q6mzTWz3D)

OPINION_IS_UNPOPULAR

Daily Discussion Thread for November 18, 2024

/r/CanadianInvestor/comments/1gu27tz/daily_discussion_thread_for_november_18_2024/

1gu37g1

Does such a website exist? Ideally I can plug in all of my current holdings and chart estimated yearly earnings through growth and dividends. Alternatively, a site where I can plug in a single stock ticker and see what a certain amount of money would have grown to over the last X number of years? I came across this, but it has its limitations, such as only charting 10k and no option to add more funds each year: https://m.canadastockchannel.com/compound-returns-calculator/ Thanks!

_BoNgRiPPeR_420

Theoretical returns calculator?

/r/CanadianInvestor/comments/1gu37g1/theoretical_returns_calculator/

1gu4z12

The biggest name scheduled to announce will be Nvidia on Thursday, after the close. There's been some weakness in chip stocks since the election and on Friday alone, Nvidia was down well over 3%. My question, fellow Redditors: should I invest in some Nvidia today?

GrapeSpecialist9594

NVIDIA earnings on Thursday. Buy today?

/r/CanadianInvestor/comments/1gu4z12/nvidia_earnings_on_thursday_buy_today/

1gu9nx2

I’m 21 and make about 3400$ a month. I have 48k invested and 34k cash sitting in my td account. I am very fortunate to be in a situation where I don’t pay rent, only bills and other expenses so I’m only spending about 300-500$ a month. I’m not too sure how aggressive I should be with my investing. I would like to mostly put it into XEQT on a recurring buy but also have some left over to choose certain stocks I like. I’m also looking to buy a car soon so I want to keep a decent amount of cash on hand. Any insight is appreciated.

BigDirection1577

Advice on recurring buys

/r/CanadianInvestor/comments/1gu9nx2/advice_on_recurring_buys/

1guag61

I saw a few other posts related but not sure if there are new updates when choosing a Canada Life fund through an employer matching program. Currently invested in the Cadence 2055. I have the option for International Equity (TDAM) but I was wondering about the US Index Registered (Mckenzie). Any advice? (I'm mid 30's - wanting to retire by 50 ish but not planning to touch this fund until 60-65). I have been with a few employers now with Canada Life and have noticed the varying fee structures and a lack of transparency as the fee on the fund is not even close to the same charged on my account. Mer currently appears to be 1.03% (Cadence 2055). I recognize the fees will always be higher than self investing (currently with Questrade for everything else) - at this time with my employer I can't move the funds unless someone knows of a work around? Thanks in advance!

Forsaken-Asparagus79

Canada Life - best fund to choose?

/r/CanadianInvestor/comments/1guag61/canada_life_best_fund_to_choose/

1guc7eb

Can someone please explain to me why .to stocks perform better than their US counterpart when the Canadian dollar goes down and worse when it goes up? For example qqc.to and vfv.to did better than qqq and voo over the last year as CAD/USD went down but today specifically they are doing worse as CAD/USD is up a bit. I think I kind of understand but hoping someone can provide a bit more clarity.

JG506

How come .to stocks perform better when CAD/USD goes down?

/r/CanadianInvestor/comments/1guc7eb/how_come_to_stocks_perform_better_when_cadusd/

1gud9fo

Hello I’m 23 and want to make money I have very little experience with the market but I know my way around Wealthsimple. I’m not the type of person to do research as I don’t know what I’d be researching so I’m asking help figuring out what stocks would be best for me. I’m OK with high risk like the dividends, but I also likes the idea of buying holding for a couple years or three and then selling, I would like to know what would be good for retirement if anybody is able to help it would be greatly appreciated. Thank you.

Lem_the_wiseman

Stock recommendations

/r/CanadianInvestor/comments/1gud9fo/stock_recommendations/

1gudr60

Glad_Hand_7595

$BOLT.CN Bolt Metals Corp Appoints Ben Whiting as Technical Advisor

/r/CanadianInvestor/comments/1gudr60/boltcn_bolt_metals_corp_appoints_ben_whiting_as/

1gufqen

So I’m opening a TFSA account with WS which I will be maxing out and investing mostly in XEQT. However, I also want to invest some money outside of my TFSA in FBTC, QQQ and possibly RKLB when the price is right. What type of account would be most sensible to open for these investments. RRSP or non registered account? RRSP would be best if I’m not mistaken, as the money I contribute in this account is tax deductible but am I still able to invest in everything I would like to? I’m a little bit confused about the entire thing still. Any insight or advice would be greatly appreciated!

CanadianAbroad7

What type of second account should I open with WS?

/r/CanadianInvestor/comments/1gufqen/what_type_of_second_account_should_i_open_with_ws/

1guhp3i

Last week I bought DLR.U.TO to begin Norbert’s Gambit. I am now waiting for my shares to journal over to DLR.TO to then sell and complete the conversion. However, I’m down a lot right now because the stock price has dropped from $14.40 to $14.32. I don’t know if I can justify this loss but I am scared it’ll get worse if I leave it for too long. I knew there was always *some* risk involved in Norbert’s Gambit, but the USD has only changed by like a cent and I don’t understand why this huge change has occurred. From everything I’ve read, most people say this is a pretty safe option. Did I do something wrong?

StudyPrimary3538

Why is DLR so volatile? Norbert’s Gambit complications!

/r/CanadianInvestor/comments/1guhp3i/why_is_dlr_so_volatile_norberts_gambit/

1gum5el

Playing with 10k. Looking to take a risk at some serious gain. Any ideas? I am not setup for USD just Canadian stocks. Rather throw it in here than into a slot machine. It is profit money and money i am willing to risk. Happy to tip if someone knowledgeable throws me a tip that pays some return. Cheers!

Usuallystraight69420

Looking to take a swing!

/r/CanadianInvestor/comments/1gum5el/looking_to_take_a_swing/

1gup3zk

My current investment situation is that I have $22K invested in TD902. I plan to invest another $30K by the end of the year, aiming to max out my TFSA contribution limit as soon as possible. I know this might not sound very balanced, but based on my research comparing Canadian funds, government bonds, and global funds, U.S. index funds have been the best performers overall. However, once my TFSA is maxed out, I wonder what my investment plan’s next step should be. Should I continue value investing, focusing on index funds until retirement, withdrawing everything, and relying on GIC interest for retirement income? Or should I start investing in high-dividend funds or stocks to increase cash flow?

20ffggbt

what is the investor plan after full my TFSA account and RRSP(31M)

/r/CanadianInvestor/comments/1gup3zk/what_is_the_investor_plan_after_full_my_tfsa/

1guufee

38 M with a partner 37 F. We both have good jobs and are earning in the range of 400k together per year at the moment and have saved up a lot in the last 10 years. Currently we live in Downtown Toronto, pay about 3k per month in rent. We own a rental property in Ontario that pays for itself at the moment. The mortgage amount left is 265k. We have a managed portfolio from RBC that has now accumulated to ~270k, MER is about 0.98%, since we both have busy jobs and were new to investing we started that a few years ago and we continue to contribute to it each month and we have a total of 120k in RRSP together. I do my own investing on the side (about 25k), mostly in ETFs and a few tech stocks (Nvidia, Oracle, Meta, Microsoft). We have a few GICs that matured from last 2 years that amount to about 150k in total. At the moment I moved them to Wealthsimple Cash (got premium) and its current interest is 3.75%. We have an emergency fund account of 50k separate, that we are likely going to keep it as is. I am looking to see what are some of best ways to use that 150k. Should I put it back into RBC managed portfolio or should I put them in ETFs. If I put it in ETFs, is this a good time to put them or should I wait a few more months. We have no big plans for a year, but the end of next year we want to start looking to buying a car and a house to start a family. Thank you!

InstanceMelodic3451

Investment advice

/r/CanadianInvestor/comments/1guufee/investment_advice/

1guulil

Your daily investment discussion thread. Want more? Join our new [Discord Chat](https://discord.gg/4Q6mzTWz3D)

OPINION_IS_UNPOPULAR

Daily Discussion Thread for November 19, 2024

/r/CanadianInvestor/comments/1guulil/daily_discussion_thread_for_november_19_2024/

1guxhm0

MilesOfPebbles

The Consumer Price Index (CPI) rose 2.0% on a year-over-year basis in October, up from a 1.6% increase in September / L'Indice des prix à la consommation (IPC) a augmenté de 2,0 % d'une année à l'autre en octobre; il s'agit d'une hausse par rapport à la progression de 1,6 % enregistrée en septembre

/r/CanadianInvestor/comments/1guxhm0/the_consumer_price_index_cpi_rose_20_on_a/

1guz624

If you had the capital for a down payment for a rental property, would you get into that market or put it into a REIT ETF with DRIP and regular contributions (or something similar) to avoid the headaches associated with being a landlord. Thanks! [View Poll](https://www.reddit.com/poll/1guz624)

Stank-Pappy

Rental Property VS REIT ETF

/r/CanadianInvestor/comments/1guz624/rental_property_vs_reit_etf/

1gv0ir1

I am considering withdrawing from RRSP way before retirement. Although I have maximized my RRSP contributions, I am contemplating whether investing in a non-registered account might be more beneficial despite the immediate tax benefits of RRSP contributions going forward. With my early withdrawal plan, am I better off not investing in RRSP. Or is there something I’m missing?

NoCat8136

Am I better off investing investing in Non registered accounts than RRSP?

/r/CanadianInvestor/comments/1gv0ir1/am_i_better_off_investing_investing_in_non/

1gv0t9l

I noticed today that NVEI.TO was delisted from my brokerage. I did not make an election before the deadline. What would happen to my outstanding shares ?

im__a_robot

NVEI.TO Delisted

/r/CanadianInvestor/comments/1gv0t9l/nveito_delisted/

1gv1f58

boundbythebeauty

What Trump's election could mean for interest rates in Canada

/r/CanadianInvestor/comments/1gv1f58/what_trumps_election_could_mean_for_interest/

1gv1zha

Summary- Mistakes: 1. Recency bias 2. Overconfidence 3. Mistaking luck for skill 4. Following the crowd 5. Anchoring and loss aversion 6. Home bias How to avoid: 1. Diversification 2. Dollar-cost averaging 3. Tuning out the noise

nellyruth

How to avoid 6 big investing traps (by Wealthsimple)

/r/CanadianInvestor/comments/1gv1zha/how_to_avoid_6_big_investing_traps_by_wealthsimple/

1gv3ojp

I am likely re-locating to the USA in the new year and will have to transfer my pension of roughly $120k to a LIRA. The investment horizon is roughly 20 years. I am torn between doing the guided portfolio at EJ or investing it all in an etf like XEQT. I get the vibe that EJ is just charging me money to put me in some of the same funds I can put myself in for a fraction of the cost on WS. Am I missing something? Anyone have advice on this?

Cmd0508

Wealthsimple or Edward Jones?

/r/CanadianInvestor/comments/1gv3ojp/wealthsimple_or_edward_jones/

1gv7vw9

Hi all, I'm 47 years old and I have a fairly sizable RRSP account with TD direct investing. I'm looking to move my money away from it and into another trading platform. to avoid the commissions. I currently have a Wealthsimple account for my TFSA and I was thinking of transfering my RRSP there. But....is that the best idea, given that the amount of money is fairly sizable (I don't really want to say how much but it's above average given my age). Are there better options for that amount of money? Opinions welcome. I don't trade THAT often, but I would't say it's uncommon. Maybe a dozen times a year? My portfolio is almost exclusively ETFs, but I may want to trade some stocks, who knows? How easy is it to change my mind, i.e. transfer the money to another trading paltform? It's presumbaly as easy as it is to transfer my money TO Wealthsimple, but if anyone has any differing ideas... Thanks for any insight.

None

Looking to move away from TD Direct investing

/r/CanadianInvestor/comments/1gv7vw9/looking_to_move_away_from_td_direct_investing/

1gv804l

I know they had fallen out of favour because interest rates were “high” for a while and nobody wanted to go back to the office so the future was looking bleak for REITs. How are they now? Does anyone have any suggested reading materials? Since rates have come down I feel that their cash-flows would have improved and they may potentially be a more attractive buy now. Before you say it, I don’t care for XEQT in this situation.

CrispyMeltedCheese

How are REITs doing these days?

/r/CanadianInvestor/comments/1gv804l/how_are_reits_doing_these_days/

1gv96pg

Hi everyone, I am currently holding [TEC.TO](http://TEC.TO) AND [QQC.TO](http://QQC.TO) , but they are not as aggressive as I thought and I am not very satisfied with their returns, may I know if there are better aggressive CAD ETF alternatives? Btw, I do not want any leveraged ETF like [HQU.TO](http://HQU.TO), they are not meant for long term holdings. CAD ETF is preferable, but if you have USD ETF suggestion, will also be much appreciated! Thank you all!

KanzakiYui

Aggressive but not leveraged CAD ETF recommendation?

/r/CanadianInvestor/comments/1gv96pg/aggressive_but_not_leveraged_cad_etf/

1gv9akb

This is not a post to argue politics. With an almost guarantee of the conservatives winning a majority next year (or sooner depending on jagmeet) what stocks do you anticipate going up?

tblaine4

Stocks in anticipation for next federal election

/r/CanadianInvestor/comments/1gv9akb/stocks_in_anticipation_for_next_federal_election/