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<CLASS-CONTRACT-ID>C000080513 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>EPACX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185913 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185914 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000026786 <SERIES-NAME>MainStay Epoch Global Equity Yield Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080514 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>EPSPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080515 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>EPSKX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080516 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>EPSYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080517 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>EPSIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000127145 <CLASS-CONTRACT-NAME>Class R6 <CLASS-CONTRACT-TICKER-SYMBOL>EPSRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000138227 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>EPSZX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000166838 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>EPSHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185915 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000026787 <SERIES-NAME>MainStay Epoch International Small Cap Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080518 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>EPIIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080519 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>EPIPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080520 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>EPIKX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000080521 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>EPIEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185916 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185917 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028227 <SERIES-NAME>MainStay High Yield Municipal Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000086335 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MMHVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000086336 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MMHAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000086337 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MMHDX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000086338 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MMHIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185918 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185919 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028519 <SERIES-NAME>MainStay ICAP Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087276 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>ICANX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087277 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>ICAUX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087278 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>ICAVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087279 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>ICAEX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087280 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>ICAWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087281 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>ICAYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087282 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>ICAZX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028520 <SERIES-NAME>MainStay ICAP Select Equity Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087283 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>ICSOX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087284 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>ICSRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087285 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>ICSQX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087286 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>ICSVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087287 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>ICSLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087288 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>ICSWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087289 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>ICSYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087290 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>ICSZX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000127147 <CLASS-CONTRACT-NAME>Class R6 <CLASS-CONTRACT-TICKER-SYMBOL>ICSDX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028522 <SERIES-NAME>MainStay Epoch International Choice Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087295 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>ICELX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087296 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>ICEVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087297 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>ICEWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087298 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>ICEUX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087299 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>ICETX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087300 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>ICEYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087301 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>ICEZX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185920 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185921 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028523 <SERIES-NAME>MainStay Epoch U.S. All Cap Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087302 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MAWNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087303 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MAAAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087304 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>MAWBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087305 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MAWCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087306 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MATIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185922 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185923 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028525 <SERIES-NAME>MainStay S&P 500 Index Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087312 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MYSPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087313 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MSXAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087314 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MSPIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185924 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185925 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028526 <SERIES-NAME>MainStay Retirement 2010 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087315 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MYRDX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087316 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MYRAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087317 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MYRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087318 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>MYRRX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087319 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>MYRWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087320 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MYREX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185926 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028527 <SERIES-NAME>MainStay Retirement 2020 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087321 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MYRYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087322 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MYROX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087323 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MYRTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087324 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>MYRUX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087325 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>MYRVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087326 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MYRZX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185927 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028528 <SERIES-NAME>MainStay Retirement 2030 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087327 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MRTFX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087328 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MRTTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087329 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MRTIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087330 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>MRTOX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087331 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>MRTUX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087332 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MRTVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185928 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028529 <SERIES-NAME>MainStay Floating Rate Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087333 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MXFNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087334 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MXFAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087335 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>MXFBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087336 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MXFCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087337 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MXFIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000166839 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MXFHX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185929 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185930 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028530 <SERIES-NAME>MainStay Retirement 2040 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087338 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MSRUX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087339 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MSRTX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087340 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MSRYX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087341 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>MSREX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087342 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>MSRQX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087343 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MSRZX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185931 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028531 <SERIES-NAME>MainStay Retirement 2050 Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087344 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MSRMX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087345 <CLASS-CONTRACT-NAME>Class R1 <CLASS-CONTRACT-TICKER-SYMBOL>MSROX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087346 <CLASS-CONTRACT-NAME>Class R2 <CLASS-CONTRACT-TICKER-SYMBOL>MSRPX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087347 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MSRWX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087348 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MSRVX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087349 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MSRLX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185932 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028532 <SERIES-NAME>MainStay Conservative Allocation Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087350 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MCKNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087351 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MCKAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087352 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>MCKBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087353 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MCKCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087354 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MCKIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000166840 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MCKRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028533 <SERIES-NAME>MainStay Moderate Allocation Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087355 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MMRDX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087356 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MMRAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087357 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>MMRBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087358 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MMRCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087359 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MMRIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000166841 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MMRHX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028534 <SERIES-NAME>MainStay Moderate Growth Allocation Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087360 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MGDNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087361 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MGDAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087362 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>MGDBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087363 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MGDCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087364 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MGDIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000166842 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MGDRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028535 <SERIES-NAME>MainStay Growth Allocation Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087365 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MGXNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087366 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MGXAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087367 <CLASS-CONTRACT-NAME>Class B <CLASS-CONTRACT-TICKER-SYMBOL>MGXBX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087368 <CLASS-CONTRACT-NAME>Class C <CLASS-CONTRACT-TICKER-SYMBOL>MGXCX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087369 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MGXIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000166843 <CLASS-CONTRACT-NAME>Class R3 <CLASS-CONTRACT-TICKER-SYMBOL>MGXRX </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028536 <SERIES-NAME>MainStay Indexed Bond Fund <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087370 <CLASS-CONTRACT-NAME>Class I <CLASS-CONTRACT-TICKER-SYMBOL>MIXIX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087371 <CLASS-CONTRACT-NAME>Investor Class <CLASS-CONTRACT-TICKER-SYMBOL>MIXNX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000087372 <CLASS-CONTRACT-NAME>Class A <CLASS-CONTRACT-TICKER-SYMBOL>MIXAX </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185933 <CLASS-CONTRACT-NAME>Class R6 </CLASS-CONTRACT> <CLASS-CONTRACT> <CLASS-CONTRACT-ID>C000185934 <CLASS-CONTRACT-NAME>Class T </CLASS-CONTRACT> </SERIES> <SERIES> <OWNER-CIK>0001469192 <SERIES-ID>S000028537 <SERIES-NAME>MainStay Total Return Bond Fund <CLASS-CONTRACT> 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