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0000950168-96-000040
0000950168-96-000040_0000.txt
1996-01-12T00:00:00
American
DTC is owned by a number of its Participants and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc. and the National Association of Securities Dealers, Inc.
0000950168-96-000040
0000950168-96-000040_0000.txt
1996-01-12T00:00:00
European
The Debt Securities may be denominated in U.S. dollars or in another currency or currency unit (such as the European Currency Unit), and the principal of (and premium, if any, on) or interest on the Debt Securities may be payable in U.S. dollars or such foreign currency or currency unit.
0000950168-96-000040
0000950168-96-000040_0000.txt
1996-01-12T00:00:00
European
If fewer than two such quotations are provided, LIBOR for such LIBOR Interest Determination Date will be the arithmetic mean of the rates quoted at approximately 11:00 a.m. (or such other time specified in the applicable Pricing Supplement), in the applicable Principal Financial Center (as defined below), on such LIBOR Interest Determination Date by three major banks in such Principal Financial Center selected by the Calculation Agent for loans in the LIBOR Currency to leading European banks, having the Index Maturity designated in the applicable Pricing Supplement commencing on the applicable Interest Reset Date and in a principal amount that is representative for a single transaction in such LIBOR Currency in such market at such time; PROVIDED, HOWEVER, that if the banks so selected by the Calculation Agent are not quoting as mentioned in this sentence, LIBOR determined on such LIBOR Interest Determination Date will be LIBOR then in effect on such LIBOR Interest Determination Date.
0000076321-96-000002
0000076321-96-000002_0000.txt
1996-01-12T00:00:00
American
We conducted our review in accordance with standards established by the American Institute of Certified Public Accountants.
0000950156-96-000032
0000950156-96-000032_0000.txt
1996-01-12T00:00:00
Asian
Emerging Asian Markets Equity Fund
0000950152-96-000087
0000950152-96-000087_0000.txt
1996-01-12T00:00:00
Mexican
The increase in these costs reflects the Company-owned Mexican operation and the addition of HRS in December 1993, both of which while contributing higher gross margins, also have higher selling costs.
0000950152-96-000087
0000950152-96-000087_0000.txt
1996-01-12T00:00:00
Mexican
The value of the Mexican Peso versus the US dollar continues to fluctuate.
0000950152-96-000087
0000950152-96-000087_0000.txt
1996-01-12T00:00:00
Mexican
Financing Revenue represents the interest and fees generated by the Company's Health-Mor Acceptance Corporation, Australian and Mexican subsidiaries generated on contracts financed.
0000950152-96-000087
0000950152-96-000087_0000.txt
1996-01-12T00:00:00
Mexican
The effect of foreign exchange is primarily limited to the Canadian and Mexican operations.
0000950152-96-000082
0000950152-96-000082_0000.txt
1996-01-12T00:00:00
American
One American Road, Cleveland, Ohio 44144 (Address of principal executive offices) (Zip Code)
0000950152-96-000082
0000950152-96-000082_0000.txt
1996-01-12T00:00:00
American
These increases were due primarily to higher production costs of greeting cards as a result of transitional costs associated with the Corporation's North American Plan.
0000950152-96-000082
0000950152-96-000082_0000.txt
1996-01-12T00:00:00
American
Butler Foundation, Inc. v American Greetings Corp., Morry Weiss, Edward Fruchtenbaum, John M. Klipfell, Irving I.
0000830524-96-000002
0000830524-96-000002_0000.txt
1996-01-12T00:00:00
American
We have reviewed the consolidated balance sheet of Chase Corporation and Subsidiary as of November 30, 1995, and the related consolidated statements of operations, stockholders' equity, and cash flows for the periods of three months ended November 30, 1995 and 1994, in accordance with Statements on Standards for Accounting and Review Services issued by the American Institute of Certified Public Accountants.
0000070538-96-000002
0000070538-96-000002_0000.txt
1996-01-12T00:00:00
Mexican
Prior-year spending included the lighting equipment division's manufacturing equipment replacements and improvements and construction of the Mexican production facility and the textile rental division's fleet upgrades and facility improvements.
0000070538-96-000002
0000070538-96-000002_0000.txt
1996-01-12T00:00:00
European
For the periods presented, capital expenditures, working capital needs, dividends, acquisitions, and share repurchases were financed primarily with internally generated funds, supplemented by short-term borrowings in the European market.
0000070538-96-000002
0000070538-96-000002_0000.txt
1996-01-12T00:00:00
European
Interest expense on European loans was higher than in the prior-year period due to increased borrowings at somewhat higher average interest rates.
0000070538-96-000002
0000070538-96-000002_0000.txt
1996-01-12T00:00:00
European
The company has complimentary lines of credit totaling $152 million, of which $110 million has been provided domestically and $42 million is available on a multi-currency basis primarily from a European bank.
0000950130-96-000101
0000950130-96-000101_0003.txt
1996-01-12T00:00:00
European
Lockheed Martin's offer is contingent, among other things, on the tendering of two-thirds of Loral's outstanding shares and government approvals, including U.S. and European antitrust reviews.
0000950146-96-000032
0000950146-96-000032_0000.txt
1996-01-12T00:00:00
American
On July 26, 1995 the Company initiated an arbitration proceeding with the American Arbitration Association in connection with the Company's August 1994 acquisition of Dowling's.
0000950146-96-000032
0000950146-96-000032_0000.txt
1996-01-12T00:00:00
American
On July 26, 1995 the Company initiated an arbitration proceeding with the American Arbitration Association in connection with the August 1994 acquisition by the Company of Dowling's.
0000950146-96-000032
0000950146-96-000032_0000.txt
1996-01-12T00:00:00
American
The Transfer Agent and Registrar for the Common Stock of the Company is American Stock Transfer & Trust Company.
0000950124-96-000212
0000950124-96-000212_0004.txt
1996-01-12T00:00:00
Mexican
The Note Conversion Agreement dated as of September 29th, 1995 by and between Rodman & Renshaw Capital Group, Inc. (the "Company") and Confia, S.A., Institucion de Banca Multiple, Abaco Grupo Financiero, a banking corporation incorporated under the laws of the United Mexican States ("Confia") is hereby amended as follows:
0000950131-96-000066
0000950131-96-000066_0013.txt
1996-01-12T00:00:00
religious
(a) employ or contract with such Persons as the Trustees may deem desirable for the transaction of the business of the Trust and terminate such employees or contractual relationships as they consider appropriate; (b) enter into joint ventures, partnerships and any other combinations or associations; (c) remove Trustees or fill vacancies in or add to their number elect and remove such officers and appoint and terminate such agents or employees as they consider appropriate, and appoint from their own number, and terminate, any one or more committees which may exercise some or all of the power and authority of the Trustees as the Trustees may determine; (d) purchase, and pay for out of Trust Property, insurance policies insuring the Shareholders, Trustees, officers, employees, agents, investment advisers, distributors, selected dealers or independent contractors of the Trust against all claims arising by reason of holding any such position or by reason of any action taken or omitted by any such Person in such capacity, whether or not constituting negligence, or whether or not the Trust would have the power to indemnify such Person against such liability; (e) establish pension, profit-sharing, share purchase and other retirement, incentive and benefit plans for any Trustees, officers, employees and agents of the Trust; (f) make donations, irrespective of benefit to the Trust, for charitable, religious, educational, scientific, civic or similar purposes; (g) to the extent permitted by law, indemnify any Person with whom the Trust has dealings, including the investment adviser, distributor, transfer agent and selected dealers, to such extent as the Trustees shall determine; (h) guarantee indebtedness or contractual obligations of others; (i) determine and change the fiscal year of the Trust and the method in which its accounts shall be kept; (j) adopt a seal for the Trust, but the absence of such seal shall not impair the validity of any instrument executed on behalf of the Trust; and (k) call for meetings of Shareholders as may be necessary or appropriate.
0000930661-96-000012
0000930661-96-000012_0000.txt
1996-01-12T00:00:00
American
We conducted our reviews in accordance with standards established by the American Institute of Certified Public Accountants.
0000950138-96-000010
0000950138-96-000010_0001.txt
1996-01-12T00:00:00
Latin
"Subsidiary Guarantor" shall mean Broyhill Transport, Inc., a North Carolina corporation, Lane Advertising, Inc., a Virginia corporation, Action Industries, Inc., a Virginia corporation, Action Transport, Inc., a Delaware corporation, Thomasville Enterprises, Inc., a Vermont corporation, Fayette Enterprises, Inc., a Mississippi corporation, Gordon's, Inc., a Delaware corporation, Thomasville Chair Company, a North Carolina corporation, Thomasville Home Furnishings, Inc., a Delaware corporation, and Thomasville Upholstery, Inc., a Delaware corporation and any Restricted Subsidiary of any Borrower which executes a guarantee after the Restatement Effective Date pursuant to Section 8.11, but shall in any event exclude the Receivables Subsidiary, Thomasville Furniture Latin America, S.A. and Interfashions Industries, S.A. and its Subsidiaries.
0000950124-96-000224
0000950124-96-000224_0001.txt
1996-01-12T00:00:00
American
If within twenty (20) days following the expiration of the thirty (30) day period referred to above or any extension thereof the Shareholder Representative and the Buyer shall have failed to agree upon the selection of the Arbitrator or any such Arbitrator selected by them shall not have agreed to perform the services called for hereunder, the Arbitrator shall thereupon be selected in accordance with the rules of the American Arbitration Association, with preference being given to any one of the Big Six Accounting Firms or any member or employee thereof (who is a certified public accountant) which or who may be willing to perform such services, other than any such firm which is then or has within the prior two (2) years been employed by the Company, any Shareholder or the Buyer or the Guarantor or any subsidiary thereof.
0000950124-96-000224
0000950124-96-000224_0001.txt
1996-01-12T00:00:00
American
(c) Within fifteen (15) days after the date hereof, the Lakers shall cause to be delivered to Buyer surveys of each of the parcels of real estate which comprise the owned Real Properties (other than the Wiper Real Estate) performed by surveyors registered in the state in which such property is located and certified by said surveyor to have been prepared in accordance with the minimum detail requirements of the American Land Title Association land survey standards for Class A surveys as of or after the date hereof, said certificates to be certified to the Company or the Subsidiary which owns such property and the Title Insurer.
0000950124-96-000224
0000950124-96-000224_0001.txt
1996-01-12T00:00:00
American
Any dispute between any of the parties hereto or claim by a party against another party arising out of or in relation to this Agreement or in relation to any alleged breach thereof shall be finally determined by arbitration in accordance with the rules then in force of the American Arbitration Association.
0000950124-96-000224
0000950124-96-000224_0001.txt
1996-01-12T00:00:00
American
The Arbitrator shall consider only the Disputed Matters and the arbitration shall be conducted in accordance with the rules of the American Arbitration Association then in effect.
0000950124-96-000224
0000950124-96-000224_0001.txt
1996-01-12T00:00:00
American
(b) The parties acknowledge that Buyer has retained the services of one or more licensed real estate appraisers each of whom is a member of the American Institute of Real Estate Appraisers, to conduct fair market value appraisals of each parcel of the Affiliated Real Estate.
0000950109-96-000198
0000950109-96-000198_0000.txt
1996-01-11T00:00:00
American
The modifications to existing accounting practices which may be necessary have been defined by the American Institute of Certified Public Accountants in Statement of Position (SOP) 95-1, "Accounting for Certain Insurance Activities of Mutual Life Insurance Enterprises."
0000819940-96-000013
0000819940-96-000013_0000.txt
1996-01-12T00:00:00
American
Shares Common Stocks (continued) Value 1,300 American General Corporation .... $ 42,737 4,100 Bank of New York 1,800 BayBanks, Inc. .................. 145,800 2,300 Bear Stearns Company, Inc. ...... 45,713 2,500 Bergen Brunswig Corporation ..... 51,875 2,900 Commercial Federal .............. 95,337 2,000 Crestar Financial Corporation ... 114,000 4,400 Cullen Frost Bankers ............ 224,400 3,300 Equifax, Inc. ................... 128,700 3,300 First Bank System, Inc. ......... 164,175 1,400 First Chicago Corporation ....... 95,025 800 First Interstate Bancorp ........ 103,200 2,400 Old Republic Intl Corp........... 68,700 1,600 Price T Rowe .................... 79,600 2,300 RCSB Financial .................. 51,175 2,600 Standard Financial +............. 35,750 3,600 Vesta Insurance Group ........... 145,350 1,000 Bowater Inc. .................... 44,250 3,800 Chesapeake Corporation .......... 116,375 2,200 HFS Inc. +..................... 134,750 1,900 King World Productions, Inc.+.... 66,263 1,500 Royal Caribbean Cruises ......... 34,500 1,900 Sport Authority (The) +.......... 41,325 1,500 Becton, Dickinson & Company ..... 97,500 2,500 Cardinal Health, Inc. ........... 128,437 1,400 Elan Corp. PLC ADS + ............ 56,175 3,700 MediSense + ..................... 79,088 2,000 Medtronic, Inc. ................. 115,500 2,300 Mylan Labs, Inc. ................ 43,700 2,700 OrNda Healthcorp + .............. 47,587
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
Although such foreign securities may be denominated in foreign currencies, the Fund anticipates that the majority of its foreign investments will be in American Depository Receipts ("ADRs") and Global Depository Receipts ("GDRs").
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
Each Fund's investments in warrants and stock rights will be limited to 5% of its total assets, of which no more than 2% may not be listed on the New York or American Stock Exchange.
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
(6) Purchase warrants if as a result the Fund would then have more than 5% of its total assets, valued at the lower of cost or market, invested in warrants (of which no more than 2% may be warrants not listed on the New York or American Stock Exchange).
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
See "Foreign Securities-Risk Factors" and "American Depository Receipts and Global Depository Receipts."
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
American Depository Receipts and Global Depository Receipts.
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
Retired; formerly, financial and planning executive with American Telephone & Telegraph Company.
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
Retired; formerly Senior Vice President, American Telephone & Telegraph Company.
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
American
(5) Purchase warrants if as a result the Fund would then have more than 5% of its total assets, valued at the lower of cost or market, invested in warrants (of which no more than 2% may be warrants not listed on the New York or American Stock Exchange).
0000950168-96-000039
0000950168-96-000039_0000.txt
1996-01-12T00:00:00
religious
FIC makes available model custodial accounts under Section 403(b)(7) of the Code ("Custodial Accounts") to provide retirement benefits for employees of certain eligible public educational institutions and other eligible non-profit charitable, religious and humane organizations.
0000950149-96-000028
0000950149-96-000028_0000.txt
1996-01-12T00:00:00
American
In fact, there are more mutual funds than there are securities on the New York Stock and American Stock Exchanges combined.
0000950149-96-000028
0000950149-96-000028_0000.txt
1996-01-12T00:00:00
American
Securities, including American Depositary Receipts and European Depositary Receipts, which are traded on securities exchanges are valued at the last sale price on the exchange on which such securities are traded, as of the close of business on the day the securities are being valued or, lacking any reported sales and in the case of fixed income securities, at the mean between the last available bid and asked price.
0000950149-96-000028
0000950149-96-000028_0000.txt
1996-01-12T00:00:00
Latin
(1) Average Annual Total Return (2) The IFC Global Composite Index is comprised of over 1,200 individual stocks from 25 developing countries in Asia, Latin America, Middle East, Africa and Europe.
0000950149-96-000028
0000950149-96-000028_0000.txt
1996-01-12T00:00:00
European
Securities, including American Depositary Receipts and European Depositary Receipts, which are traded on securities exchanges are valued at the last sale price on the exchange on which such securities are traded, as of the close of business on the day the securities are being valued or, lacking any reported sales and in the case of fixed income securities, at the mean between the last available bid and asked price.
0000950124-96-000212
0000950124-96-000212_0002.txt
1996-01-12T00:00:00
Mexican
Except for approval by Mexican regulatory authorities, no authorization or consent is required in connection with the execution, delivery, or performance of this Agreement by the Company and such execution, delivery or performance will not conflict with or result in a breach of the Company's charter documents or any material instrument or agreement.
0000950124-96-000212
0000950124-96-000212_0002.txt
1996-01-12T00:00:00
Mexican
This Agreement is entered into as of the 24th day of June, 1994 by and between Rodman & Renshaw Capital Group, Inc., a Delaware corporation (the "Company"), and Abaco Casa de Bolsa, S.A. de C.V., Abaco Grupo Financiero, a corporation incorporated under the laws of the United Mexican States ("Abaco").
0000950124-96-000212
0000950124-96-000212_0002.txt
1996-01-12T00:00:00
Mexican
All requisite approvals by Mexican regulatory approvals shall have been obtained.
0000950124-96-000212
0000950124-96-000212_0002.txt
1996-01-12T00:00:00
Mexican
D. Mexican Regulatory Approvals.
0000950124-96-000212
0000950124-96-000212_0002.txt
1996-01-12T00:00:00
Mexican
Abaco is a Mexican corporation, duly organized, validly existing and in good standing under the laws of the United Mexican States.
0000912057-96-000441
0000912057-96-000441_0000.txt
1996-01-12T00:00:00
Latin
Oechsle manages the Fund's assets invested in developed foreign markets, such as Western Europe, Japan, Australia and New Zealand, and Batterymarch manages the Fund's assets invested in emerging markets, such as Latin America and the Pacific Rim (excluding Japan).
0000950147-96-000014
0000950147-96-000014_0005.txt
1996-01-12T00:00:00
American
Bank and Borrower hereby agree that all controversies and claims arising directly or indirectly out of this Agreement and the Loan Documents, shall at the written request of any party be arbitrated pursuant to the applicable rules of the American Arbitration Association.
0000950147-96-000014
0000950147-96-000014_0005.txt
1996-01-12T00:00:00
American
"CHMC" means CH Mortgage Company, a Colorado corporation formerly known as American Western Mortgage Company and a Subsidiary of CHI.
0000736822-96-000002
0000736822-96-000002_0000.txt
1996-01-12T00:00:00
European
However, no provision for income taxes was recorded in Europe in the current year as European operations had sufficient net operating loss carryforwards to offset the tax liability created by current year income.
0000950009-96-000026
0000950009-96-000026_0001.txt
1996-01-12T00:00:00
American
Each policy will be written on the American Land Title Association Form of Mortgagee's Policy and will include a zoning endorsement in form acceptable to the Agent and "Comprehensive Endorsement No.
0000950115-96-000013
0000950115-96-000013_0016.txt
1996-01-12T00:00:00
European
This increase was attributable to changes in product mix and improved results from the Company's foreign operations, which had been adversely affected in the prior year as a result of a decision by a major European customer to discontinue a packaging contract with the Company in order to perform the packaging in its own facilities.
0000950115-96-000013
0000950115-96-000013_0016.txt
1996-01-12T00:00:00
European
Foreign gross profit margins were adversely affected in 1994 as a result of a decision by a major European customer to discontinue a packaging contract with the Company in order to perform the packaging in its own facilities.
0000950115-96-000013
0000950115-96-000013_0016.txt
1996-01-12T00:00:00
European
The Company's operations in Germany are subject to state and local certification requirements, including compliance with the current Good Manufacturing Practices adopted by the European Community.
0000950130-96-000107
0000950130-96-000107_0000.txt
1996-01-12T00:00:00
religious
For example, certain hospitals may have the right to call bonds at par if the hospital may be legally required because of the bonds to perform procedures against specified religious principles or to disclose information that is considered confidential or privileged.
0000950130-96-000107
0000950130-96-000107_0000.txt
1996-01-12T00:00:00
American
In addition, other airlines such as Midway Airlines Inc., Eastern Airlines, Inc. and Pan American Corporation have been liquidated.
0000950130-96-000107
0000950130-96-000107_0000.txt
1996-01-12T00:00:00
American
Connie Lee is a wholly owned subsidiary of College Construction Loan Insurance Association ("CCLIA"), a government-sponsored enterprise established by Congress to provide American academic institutions with greater access to low-cost capital through enhancement.
0000950130-96-000107
0000950130-96-000107_0000.txt
1996-01-12T00:00:00
American
The principal shareholders of MBIA Inc. were originally Aetna Casualty and Surety Company, The Fund American Companies, Inc., subsidiaries of CIGNA Corporation and Credit Local de France, CAECL, S.A.
0000898430-96-000090
0000898430-96-000090_0000.txt
1996-01-12T00:00:00
Latin
Export sales to Latin America and the Pacific Rim increased approximately 40%; however, this was offset by very soft domestic sales.
0000950130-96-000108
0000950130-96-000108_0001.txt
1996-01-12T00:00:00
American
This data was not prepared with a view to public disclosure or compliance with published guidelines of the Commission or the guidelines established by the American Institute of Certified Public Accountants regarding projections, and is included in this Offer to Purchase only because it was provided to Parent.
0000950130-96-000108
0000950130-96-000108_0001.txt
1996-01-12T00:00:00
European
According to the Company 10-K, the Company may conduct substantial operations within the European Community (the "EC") and certain of the individual member states of the EC.
0000950110-96-000047
0000950110-96-000047_0000.txt
1996-01-12T00:00:00
American
o Gary Black of Sanford C. Bernstein & Co., Inc., Institutional Investor magazine's first-team All-American tobacco industry analyst, computed in his December 6, 1995 report:
0000950110-96-000047
0000950110-96-000047_0000.txt
1996-01-12T00:00:00
American
o R.J. Reynolds is the second largest cigarette manufacturer in the U.S. and third largest American-blend manufacturer worldwide
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
Asian
Investors should recognize that investing in securities of foreign companies and in particular securities of companies domiciled in or doing business in Asian markets and countries involves certain risk considerations, including those set forth below, which are not typically associated with investing in securities of U.S. companies.
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
Asian
The Crosby group provides services to its international investment clients from offices in New York and London, as well as its Asian locations.
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
Asian
The export driven nature of Asian economies is often dependent on the strength of their trading partners in the United States and Europe, although growing intra-regional trade is seen mitigating some of this external dependence.
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
Asian
She is responsible for the investment management of the listed equity portfolios under the management of Crosby Asset Management which include a major Asian small capitalization account.
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
Asian
The export-driven nature of Asian economies is often dependent on the strength of their trading partners in the United States and Europe, although growing intra-regional trade may mitigate some of this external dependence.
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
American
LEXINGTON CORPORATE LEADERS TRUST FUND (NASDAQ Symbol: LEXCX)/Seeks long-term capital growth and income through investment in an equal number of shares of the common stocks of a fixed list of American blue chip corporations.
0000945228-96-000001
0000945228-96-000001_0000.txt
1996-01-12T00:00:00
Arab
11,500 Broken Hill Proprietary Company Ltd. ................. $ 156,515 65,000 Delta Gold Ltd. ...................................... 159,352 170,000 SGIO Insurance Company Ltd. .......................... 138,922 192,000 ASM Pacific Technology ............................... 163,835 422,000 Chaifa Holdings Ltd. ................................. 120,032 440,000 China Hong Kong Photo Productions .................... 217,595 394,000 Esprit Asia Holdings Ltd. ............................ 129,897 490,000 Harbin Power Equipment Company Ltd. .................. 82,990 11,600 HSBC Holdings Plc .................................... 170,972 31,000 Hutchison Whampoa Ltd. ............................... 175,148 44,000 New World Development Company Ltd. ................... 183,745 700,000 Northeast Electric T & T Machines .................... 135,753 387,000 Sinocan Holdings Ltd. ................................ 138,847 86,000 Varitronix International Ltd. 161,224 1,100,000 Wong's International Holdings Ltd. ................... 159,285 80,000 PT Astra International ............................... 159,439 190,000 PT Gajah Tunggal ..................................... 108,190 65,000 PT Mulia Industrindo ................................. 172,964 88,000 PT Semen Gresik ...................................... 215,856 115,500 PT Sekar Bumi ........................................ 106,242 36,000 ACP Industries Bhd ................................... 150,426 40,000 Arab Malaysian Corporation Bhd ....................... 115,105 78,000 Ekran Berhad ......................................... 181,410 88,000 Integrated Logic Systems, Inc. ....................... 137,369 40,000 Road Builder (M) Holdings Bhd ........................ 134,027 106,000 Tiong Nam Transport Holdings Bhd ..................... 140,398
0000950131-96-000067
0000950131-96-000067_0000.txt
1996-01-12T00:00:00
European
If fewer than two quotations are provided, then LIBOR on such LIBOR Interest Determination Date will be the arithmetic mean of the rates quoted at approximately 11:00 A.M., in the applicable Principal Financial Center, on such LIBOR Interest Determination Date by three major banks in such Principal Financial Center (which may include affiliates of certain of the Agents), selected by the Calculation Agent (after consultation with the Company) for loans in such Index Currency to leading European banks, having the Index Maturity designated in the applicable Pricing Supplement, and in a principal amount that is representative for a single transaction in such Index Currency in such market at such time; provided, however, that if the banks selected as aforesaid by the Calculation Agent are not quoting as mentioned in this sentence, LIBOR determined as of such LIBOR Interest Determination Date will be LIBOR in effect on such LIBOR Interest Determination Date.
0000950131-96-000067
0000950131-96-000067_0000.txt
1996-01-12T00:00:00
European
The Company's disaster recovery activities include the domestic, Canadian and European marketplaces.
0000950131-96-000067
0000950131-96-000067_0000.txt
1996-01-12T00:00:00
European
As used herein, unless otherwise specified in the applicable Pricing Supplement, "Business Day" means any day, other than a Saturday or Sunday, that is neither a legal holiday nor a day on which banking institutions are authorized or required by law, regulation or executive order to close in The City of New York; provided, however, that, with respect to Foreign Currency Notes the payment of which is to be made in a Specified Currency other than U.S. dollars, such day is also not a day on which banking institutions are authorized or required by law, regulation or executive order to close in the Principal Financial Center (as defined below) of the country issuing such Specified Currency (or, in the case of the European Currency Unit ("ECU"), is not a day designated as an ECU Non-Settlement Day on the display designated as "ISDE" on the Reuter Monitor Money Rates Service (or a day so designated by the ECU Banking Association) or, if ECU Non-Settlement Days do not appear on that page (and are not so designated), is not a day on which payments in ECU cannot be settled in the international interbank market); provided, further, that, with respect to Notes as to which LIBOR is an applicable Interest Rate Basis, such day is also a London Business Day (as defined below).
0000950131-96-000067
0000950131-96-000067_0000.txt
1996-01-12T00:00:00
European
Subsidiaries in Europe and Canada offer services similar to those offered in the United States, although the Company's European leasing operations are predominately in the computer marketplace.
0000950131-96-000067
0000950131-96-000067_0000.txt
1996-01-12T00:00:00
American
The Depositary is owned by a number of its Direct Participants and by the New York Stock Exchange, Inc., the American Stock Exchange, Inc., and the National Association of Securities Dealers, Inc. Access to the Depositary's system is also available to others such as securities brokers and dealers, banks and trust companies that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly ("Indirect Participants").
0000950147-96-000014
0000950147-96-000014_0002.txt
1996-01-12T00:00:00
American
PARTIES: Borrower: CH MORTGAGE COMPANY, a Colorado corporation formerly known as American Western Mortgage Company.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
The specific amounts of currencies comprising the ECU may be adjusted by the Council of Ministers of the European Community to reflect changes in relative values of the underlying may adversely affect holders of ECU-denominated obligations or the marketability of such securities.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
The International and Balanced Funds may also invest in European Depository Receipts, or EDR's, which are receipts evidencing an arrangement with a European bank similar to that for ADR's and are designed for use in the European securities markets.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
Subject to its applicable investment policies, each of the Growth Funds and Growth and Income Funds may invest in debt securities denominated in the ECU, which is a "basket" consisting of specified amounts of the currencies of certain of the twelve member states of the European Community.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
The specific amounts of currencies comprising the ECU may be adjusted by the Council of Ministers of the European Community to reflect changes in relative values of the underlying currencies.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
("Yankee Bonds"), or for which the primary trading market is abroad ("Eurodollar Bonds"), and in Canadian Bonds and bonds issued by institutions, such as the World Bank and the European Economic Community, organized for a specific purpose by two or more sovereign governments ("Supranational Agency Bonds").
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
European governments and supranationals, in particular, issue ECU-denominated obligations.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
European
The Balanced Fund may also invest in obligations of the Export-Import Bank of the United States, in U.S. dollar denominated international bonds for which the primary trading market is in the United States ("Yankee Bonds"), or for which the primary trading market is abroad ("Eurodollar Bonds"), and in Canadian Bonds and bonds issued by institutions, such as the World Bank and the European Economic Community, organized for a specific purpose by two or more sovereign governments ("Supranational Agency Bonds").
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
American
For many foreign securities, U.S. dollar-denominated American Depositary Receipts, or ADR's, which are traded in the United States on exchanges or over-the-counter, are issued by domestic banks.
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
American
The Balanced Fund's investments in foreign securities may be made either directly or through the purchase of American Depositary Receipts ("ADRs") and may also invest in securities issued by foreign branches of U.S. banks and foreign banks, in Canadian commercial paper ("CCP"), and in Europaper (U.S. dollar denominated commercial paper of a foreign issuer).
0000950152-96-000090
0000950152-96-000090_0000.txt
1996-01-12T00:00:00
Christian
Christian S. Swantek, Vice President of First of America, is primarily responsible for the day-to-day management of the Tax-Free Income Funds.
0000319016-96-000003
0000319016-96-000003_0001.txt
1996-01-12T00:00:00
American
The accompanying unaudited financial statements of American Metals Service, Inc. (the "Company") as of November 30, 1995 and for the three months ended November 30, 1995 and 1994 reflect all material adjustments which, in the opinion of management, are necessary for a fair presentation of results for the interim periods.
0000899243-96-000019
0000899243-96-000019_0004.txt
1996-01-12T00:00:00
American
Any controversy or claim arising out of or relating to this Agreement, or the breach thereof, which cannot otherwise be resolved between the parties shall be settled by arbitration in Houston, Texas in accordance with the Commercial Arbitration Rules of the American Arbitration Association and judgment upon the award rendered by the Arbitrator(s) may be entered in any court having jurisdiction thereof.
0000807882-96-000001
0000807882-96-000001_0000.txt
1996-01-12T00:00:00
Mexican
Concurrently, Foodmaker contributed its entire Chi-Chi's Mexican restaurant chain to FRI in exchange for a 39% equity interest in FRI, valued at $62 million, a five-year warrant to acquire 111,111 additional shares at $240 per share, which would increase its equity interest to 45%, and approximately $173 million in cash ($208 million less the face amount of Chi-Chi's debt assumed, aggregating approximately $35 million).
0000807882-96-000001
0000807882-96-000001_0000.txt
1996-01-12T00:00:00
Mexican
As a result of negative publicity regarding the nutritional value of Mexican food, and resulting sales declines, FRI wrote off the goodwill attributable to Chi-Chi's in their fourth quarter ended December 25, 1994.
0000807882-96-000001
0000807882-96-000001_0000.txt
1996-01-12T00:00:00
Mexican
As a result of the devaluation of the Mexican Peso, Foodmex encountered severe financial difficulties and became unable to meet its obligations on a current basis.
0000950130-96-000094
0000950130-96-000094_0003.txt
1996-01-11T00:00:00
American
American Institute of Real Estate Appraisers Courses:
0000950130-96-000094
0000950130-96-000094_0003.txt
1996-01-11T00:00:00
American
American Society of Appraisers - A.S.A.
0000950130-96-000094
0000950130-96-000094_0003.txt
1996-01-11T00:00:00
American
American Institute of Real Estate Appraisers Courses: Real Estate Appraisal Principles (#IA1/8-1) Capitalization Theory and Techniques - Part A (#lBA) Capitalization Theory and Techniques - Part B (#lBB) Case Studies in Real Estate Valuation (#2-1) Report Writing and Valuation Analysis (#2-2) Standards of Professional Practice (SPP)
0000950130-96-000094
0000950130-96-000094_0003.txt
1996-01-11T00:00:00
American
The identity of the appraisers or firm with which they are connected, or any reference to the Appraisal Institute or to the MAI designation, or to the American Society of Appraisers or to the A.S.A.
0000950130-96-000094
0000950130-96-000094_0003.txt
1996-01-11T00:00:00
American
In Phoenix, the industrial sector is poised to benefit from the passage of the North American Free Trade Act (NAFTA).
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🫘🧮 BeanCounter - Descriptive Sentences

Dataset Summary

BeanCounter - Descriptive Sentences consists of sentences extracted from the BeanCounter (🤗 Datasets, Paper) and C4 (🤗 Datasets, Paper) datasets where each sentence contains at least one demographic descriptor from one of the five axes: Gender and Sex, Sexual Orientation, Nationality, Race and Ethnicity and Religion. The descriptors and axes are taken from HolisticBias. Full details of how these sentences were collected can be found in Section 3 of Wang and Levy (2024).

We include three configurations of the dataset: bc-clean, default, and c4-en. These consist of:

  • bc-clean: 27.0M sentences from the clean subset of BeanCounter
  • default: 19.5M sentences from the default subset of BeanCounter (referred to as the "final" split in the paper)
  • c4-en: 132M sentences from the en subset of C4

How can I use this?

License

The dataset is provided under the ODC-By license. Cite our work as:

@inproceedings{
  wang2024beancounter,
  title={BeanCounter: A low-toxicity, large-scale, and open dataset of business-oriented text},
  author={Siyan Wang and Bradford Levy},
  booktitle={The Thirty-eight Conference on Neural Information Processing Systems Datasets and Benchmarks Track},
  year={2024},
  url={https://openreview.net/forum?id=HV5JhUZGpP}
}

In 🤗 Datasets

To load the bc-clean subset in Datasets, one can run:

from datasets import load_dataset

desc_sents = load_dataset(
    "blevy41/BeanCounter",
    name="bc-clean",
)

# Print out split info
print(desc_sents, "\n")

# Inspect an observation
print(f"COLUMNS IN DATA: {','.join(desc_sents['train'][1000].keys())}\n")
print(f"EXCERPT: \n\n{desc_sents['train'][1000]['sentence'][:1000]}")

Datasheets for Datasets

Please refer to the original datasets for full details of their creation.

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