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1330498515571793920 | But it turns out it's also been ground zero for fraud. Nearly 100 people charged so far with attempting to steal almost a quarter billion dollars. CNBC's learned that some of that money was laundered through popular apps. You probably know them well. Venmo, Zelle, Cash App, PayPal, all perfectly legal ways to get and spend and send money. But police say these apps are being exploited by so-called money mules. Here's CNBC's Kayla Tausche. I've never seen in my 28 years experience the amount of fraud that I've seen currently. In this music video, L.A. rapper Nuke Bizzle brags about getting rich by stealing. He claims he's stealing COVID-19 unemployment benefits. The video says it was produced just for entertainment purposes, but a criminal complaint claims otherwise. The rapper is facing three felony charges for obtaining more than $1.2 million in those benefits, some of the money accessed on Cash App transactions. He has pled not guilty, and his attorney declined to comment. Faster payments means faster fraud. Secret Service Supervisor Roy Dotson says fraudsters can easily exploit Cash App Venmo. PayPal and Zelle to move money back and forth. The $2 trillion CARES Act, an easy target. The Secret Service has more than 700 pending criminal investigations into COVID-related fraud, and they increasingly involve one of these apps. How easy has this type of fraud become to conduct for these criminals? Extremely easy, just because of the online application process that's in place. That ability makes it something that they can do remotely. And then direct that to different money mules across the country. Here's how it works. Criminals illegally apply for and obtain funds from a program like the Paycheck Protection Program. Once the money hits, they bounce it to another account, and then another, obscuring the money trail, making it harder to trace. Thousands of law enforcement working across the country may be no match for the scope and speed of the fraud underway. We have seen an explosion of fraud. Now you get to hide behind a digital device. Detectives Ricardo Pena and Jason DeLuca of the Coral Springs, Florida Police Department say criminals are also moving money using the apps, targeting people hit hard by the pandemic. Fraudsters solicit innocent victims on social media, promising help with bills through Cash App. Others promising free money, just direct message for details. One of the schemes that they're doing is they'll get you hooked. They'll be like, hey, listen, that $1 that you sent me, I could make it $10. $10. Like, okay, so what is there to lose? In these surveillance photos, a suspect is cashing out money at a Florida ATM. Police say the money came from fraudulent checks, with funds sent through Cash App by an unwitting victim. You send them money, they could disappear. They'll block you, and you cannot talk to them anymore. It's made it very easy to steal a victim's funds and then transfer it, not only to one location, but then to another and another. Was it inevitable when those programs got passed that there would be fraud? Or was there something that Congress could have and should have done to put guardrails and oversight in the programs to keep this from happening? It was inevitable. Just the amount of money. You're going to have different criminal organizations and individuals, basic scam artists, they're going to try to take advantage of that. Cash App says it continues to bolster fraud-fighting resources, investing in new staff and technology. PayPal, which also owns Venmo, says it, too, is aggressive in fighting fraud. And monitoring transactions for unusual payment patterns. Zell declined to comment on specific fraud-fighting techniques, but said once a consumer reports a suspicious incident, that it works with banks and credit unions to stop any future activity. Chef? | [
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1665901394082119682 | what all the buzz is about. We're here to tell you more. It's Kristen Kunishi from Bank of Hawaii. Hi, Kristen. Hello, Steve. So take us through it real simple. What is a CD and how can it help me financially? Well, CD stands for Certificate of Deposit. It's also referred to as a time deposit account because you deposit money into the bank for a specific amount of time, which is called a term. For example, I might deposit $5,000 into a CD for a term of one year. Why is that a smart move? Well, CDs have some very specific benefits. So first of all, they're low risk. So when stocks or the economy are bouncing around, CDs can continue to earn interest at a steady, predictable rate for the length of the term. And steady growth is good. So true. CDs also typically earn a higher rate of interest than a regular savings account, which makes it even better. Are there any downsides? Well, there are things you should consider before establishing a CD. Some things to think about, how important is financial flexibility? CDs have a fixed term. So if you need your money before the term is up, you need to be aware that some banks may charge an early withdrawal fee. So planning ahead would help, I imagine. Definitely. So CDs are considered safe, stable, and give you a solid rate of return. But as I mentioned earlier, you want to be able to comfortably leave your money there for the length of the term. So if I do my research and I decide a CD is not for me. Then you should probably think about a savings account with a good interest rate. That could still give you steady growth and you can withdraw it at any time. So CD or savings, both solid options. Absolutely. And you need to remember CDs and savings accounts don't lose their value. So they can only grow and they may also be insured up to the FDIC limit if they're held in an FDIC insured bank or an NCUA credit union. Another good point, Kristen. Thank you. Mahalo Steve. To learn more about CDs, you can visit boh.com. All right. Thank you, Kristen. And thank you for watching Smart Money Money. | [
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1DLbTqNHR2A | Hi, I am Slava. Welcome to my channel about money. Green Dot is a big company with millions of customers and it is FDIC insured. It has more than 100 thousand retail locations across America like Walgreens, 7-Eleven, CVS, Walmart and other. There are few ways how you may receive this Debit Card. Unlimited Cashback Account by Green Dot Bank. It is the most generic card that you can enroll online or purchase Starter Pack in retail store. If you got Green Dot Limited Card at retail store you will have to deposit from $20 to $500. Your one time deposit is limited. Up to $3,000 per day. Keep in mind that you cannot start using this card without identity verification. It will start with uploading photo of your ID. Here is what you have to know after the verification. Pay withdrawals are limited to $500 per day and you cannot make a purchase of more than 10 grand. Your first transfer to Green Dot Bank is $100. Paying from another bank cannot exceed $100. And all further transfers cannot exceed $1,000. Other features. Free Fast Direct Deposit. You can receive your paycheck up to 2 days earlier than in a regular bank. You can make free cash deposits with the app at your favorite retail store. The Green Dot Debit Card has a 3% cashback. But on online purchases and mobile pay. If you will use this debit card in a gas station you will not receive this 3% cashback. There is no overdraft fees and no minimum balance. Free Direct Deposit is available with the unlimited Cashback Bank account. To do this you have to login to Green Dot Mobile application. Select Deposit Cash Newly. Then select Retailer. And create a secure deposit code. This secure code will expire within 1 hour. And you can generate only 3 codes per day. Bring your cash and show this code at the register. The cashier will scan the code and will provide you a receipt. The cash will be deposited to your account within 10 minutes. You can use this card to deposit your cash. But the catch is that is interest calculated daily but posted annually. Not a monthly as in other savings accounts. The maximum amount to earn the interest is $10,000. Now let's talk about fees. Monthly fee is $8.00. But it can be waived if you will spend $1,000. Balance inquiry will cost you $0.50. Replacement card is $5.00. Foreign transaction fee is 3%. Paper check fee is $6.00 for 12 checks. You may receive a Green Dot card from your tax preparer. For example. You may receive it from TurboTax. And it was an epic mistake. If you get this card you can withdraw cash at ATM. It will cost you anywhere from $0 to $3.00. Depending on issuer. The only way to waive the fee is to deposit $1,000 every month. Green Dot has also secured credit cards. The annual fee is $40. The APR for purchases is 20%. Late payment fee is $27. So Green Dot will take advantage of you. Keep it in mind. But they will report how you used the card to credit score agencies. The last thing we will talk is Money Pack. When you purchase the Money Pack you can deposit anywhere from $20 to $50. Then you will have to create an account and verify your identity. For example you may be required to provide photo of your ID. Then you will have to add an eligible prepaid or debit card where you will deposit the money. Retail purchase fee for the Money Pack is $6.00. And it is $10.00. Monthly fee for unused funds is $6.00. And the limit is $500. What do you think about this card? Will you use it? Let us know in the comments. | [
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1702989452715712597 | Welcome, sir. So, sir, just going further upon the NBFC growth story, we know that they are recognized as an integral part of the financial system and bringing in some of the segments that aren't tapped by banks, right? So, what are the new sort of product solutions or use cases that are being brought to you by these NBFCs? And are there any sort of product solutions that excite you personally? Because it's a very competitive market with a broad range of needs. So, are there any new solutions on the horizon? See, we always react to what customer need is. We don't just go by a new product or a new design of the product. See, ultimately it should benefit the customer. So, if there is a need for the customer, definitely we will work on it and we will enable it. But it happens so instantly for us. We don't really have to know. Wait. We wait for some new thing to happen and provide it. So, most of the customer that is needed by the customer is already in the place. And if required, we will develop it. So, I don't really see, wait for some regulatory change or some competition to provide us tool for developing new product. Understood. Also, well, now the festive season is just on the cusp. And we have, you know, we are waiting for how these spend. How do you see the unseasonal rainfalls or other factors playing out? And what are the trends you normally see during the festive season that you also spoke about in the panel? Yeah. See, the uncertainty or unseasonal rain normally disrupts. But the disruption is normally short period. It is not a long term. Because we have seen similar thing happening last year. If you observe, people don't normally remember what happened last year. Last year, I also see. A similar disruption that came because of unexpected heavy rains or lack of rain in between. Our monsoon getting prolonged. In fact, last year, the monsoon was prolonged up to October in some part of the country. So, like that, I think these are all the new, what you call, uncertainties which people are able to manage. Because it is not that today. The rain is not that heavy. There are sufficient tools, methods, transportation, communication that is helping the farmers or the rural economy to cope up with such uncertainties. So, last year, in spite of such uncertainties, the crop was higher by around 3.5%. That overall crop output for the agricultural financial year. That starts from... June to July. So, see, so I feel this year also, as per the numbers are concerned, the indication is that it will be on par with last year or slightly more. So, there is no number or no prediction or forecast that suggests that the output will be lesser than the last year. So, I don't really see it is having a lot of negative impact. Plus, as I was telling you today. There are a lot of tools and methods to get over it. So, I don't... And people also are willing to change their crop pattern. Willing to put a new crop depending upon the situation, what they want. Whether it is pulses or vegetables or... So, people made minted money on tomato price. So, there are people who are very, you know, very adoptive to the situation and make it happen. Okay. All right. So, fairly optimistic view on the season ahead. With that, I would thank you for your time and this would conclude our interaction with Sheeram Finance. Thanks a lot viewers. | [
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1679931544394416128 | He's been defamed. He's had wrap-up smears and fake news spread about him in an effort to disparage his presidency and prevent him from becoming president again. That is the exact opposite of what's happening to current Clark County Republican Chairman Jesse Law. Find out what Jesse has done to take the price of Vinco Ventures from $19.50 all the way down to $2 while being board of directors of the company. Listen to Blood Money with Ven Miller tonight, 4 p.m. Pacific Standard Time. Myself, Matt Anthony, Shad Vick, and Chris Money Muntz, the two lead plaintiffs in the suit against Vinco. Do not conflate. Jesse Law and his malfeasance and Donald Trump and the harassment he's received by the media. | [
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r2wrQTsXF7VJtgcL | छोटी से पड़ेट जरूरतों के लिए यूपीआई से लेंदेन कर रहे हैं लेकिन कई बार ऐसा होता है कि हमें पेमेंट पर और भेजनी होती है और गलती से किसी दूसरी यूपीआई डीव पर ट्रांजेक्शन हो जाता है और पैसे उसके अकाउंट में चले जाते हैं लेकिन अब इसमें घबराने वाली जरूरत बिल्कुल भी नहीं है क्योंकि आपको यह आपका पैसा वापस मिल सकता है इसके लिए सबसे पहले आपको नेशनल पेमेंट कॉर्परेशन ऑफ इंडिया की वेबसाइट एंसीपी डॉट ओर जी डॉट इनको ओपन कर लेना है इसके बाद लेफ्ट टॉप कॉर्नर पर क्लिक करना है व्हाट वी डू के अंडर यूपी पर क्लिक करना है इसके बाद अपनी जितनी भी ट्रांजेक्शन डिटेल्स है इनको फिल अप करके संभित कर देना है 24 से 48 घंटे के अंदर आर्विया आपका पूरा पैसा वापस कर देगी है | [
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C3dQs_neBSY | couple of weeks ago I posted about how actually it was a couple of months ago this was like in I think it was in May that someone had gotten a hold of our credit card number from Walmart money card and from it's like a green dot card through Walmart money card and they had been in a different city and decided to I don't know how they got our credit card information because me and my husband both had our cards and so I guess they skimmed it and they used it to purchase something at a gas station or a convenience store to make sure it worked and then they used it to purchase $30 worth of Burger King and we love Burger King I know some people don't but we do but we're not purchasing $30 worth of Burger King and especially in Brooklyn New York so I immediately called the card when I noticed that it happened and I let them know they never they didn't help me over the phone they just told me I had to write handwrite to them and tell them like these charges are fraudulent they had you have to list the vendor the name all the information I'm not going to do that so I put all the information and they're saying you have 60 days everywhere on the website says you can do it from the website everywhere and access go to the website I do I jump through all the hoops I hand wrote a letter to them and said hey here here the charges me and my husband we live in Kansas City we've never been to Brooklyn New York we both have our cards so we know that someone has skimmed our information and used it so they so they gave me a number I followed up on the number long story short it's been since May and I and I was just like where is our money where's our resolution so I called them today and they're just like um our fraud team determined that it was a valid charge that we're not going to refund you the money um because we we determined that it's a valid charge and I said how and she was just like well we sent you a letter saying how we're not going to refund you the $35 because it's valid and so I pull I was so nice and polite this whole time I said you know I went through everything that you asked me to do to prove we were in Kansas City we still had our cards you know we we did all the things you asked us to do to prove that it was a valid you know fraudulent charge and now you're telling me that we in fact were in Brooklyn New York purchasing Burger King and at a gas station when we've never been like we sent you everything she said yeah I said cancel the cards cancel the cards don't we're not gonna we're not gonna put anything else on it because they're prepaid debit cards and the thing that bugs me is that I've used these prepaid debit cards for gosh at least 10 years I've had a Walmart money card or a or a green dot card and I've never had anyone steal my information and never had this and but yeah so I would say this is just based on my experience if they're like this for $35 they're not willing to and you I've sent everything that we did not make this purchase we did not do the things if they're willing to do that for $35 I'm not going to do that I'd say do not don't bother don't use their cards don't use their products definitely don't use it for direct deposit because someone was able to skim our credit card number and use it to make purchases in a different city and they have no no recompense in order to try to resolve it and I'm I waited two months for $35 that they said is valid and I'm never just never gonna get back so that was my experience I'm sure and again this was 10 years using this using these cards so I'm really I'm sad that that that happened but just don't even bother go to a credit union use PayPal PayPal always make sure you you get your money back if something happens use our actual bank Bank of America's is great I'm told so I just I'm just I'm I'm mad I wanted my 35 bucks and I just wanted a resolution because I had gone through everything to prove that it wasn't us so so that's me that's my story frustration I really wish they would have done more to to help out but nope so okay bye | [
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e_3G-5_hnydT-3TC | स्वागत है आप सबका एक नेट वीडियो में और आज साइबर फ्रॉड के बारे में कुछ बातें करेंगे साइबर फ्रॉड तेजी से बढ़ रहा है और यह नया मामला नहीं है पिछले 10 सालों से साइबर फ्रॉड हर दिन बढ़ रहा है तो साइबर फ्रॉड में होता क्या है बेसिकली जामताला सीरीज देखी होगी तो थोड़ा बहुत आप अवेयर होंगे इस चीज को लेकर के बट हम उसकी बातें नहीं करेंगे तो साइबर फ्रॉड में ज्यादातर नुकसान ऐसा होता है कि बैंक अकाउंट से और गलत तरीके से चैट किसी और फेसबुक के आईडी से करके स्कैम किया जा रहा है तो चाहे स्कैम जिस तरीके का भी हो ऑनलाइन हो रहा है आजकल ज्यादा स्कैम तो अगर आपके साथ भी स्कैम हो गया हो तो क्या करेंगे क्योंकि हफ्ते में लगभग एक दो दिन ऐसा होता ही होता है कि कोई ना कोई मेरे पास फोन करके कहता है कि मेरे अकाउंट से इतने पैसे कट गए अब क्या करें आगे का क्या प्रॉसेस है तो प्रॉसेस जो है वो RBI के गाइडलाइन के अकॉर्डिंग अगर आप फॉलो करेंगे तो ज्यादा चांसेस है कि पैसा आपको पूरा का पूरा वापस मिल जाए कई बार पैसा नहीं भी मिलता है ऐसा भी देखा गया है तो पूरा पैसा वापस लाने के लिए क्या कर सकते हैं सबसे पहले अगर आपको जैसे पता कि आपके अकाउंट से पैसा कट गया है दो दिन के अंदर इन फैक्ट आपको दो दिन का वेट नहीं करना है क्योंकि गाइडलाइन कहती है कि तीन दिन के अंदर आपको कम्प्लेन करना है तो आप इम्मीएटिटली बैंक से बात करें और बैंक से कहें कि मेरा इसमें कोई हाथ नहीं है और पैसा कट चुका है मेरे साथ फ्रॉड हो गया है तो बैंक उस आपके कम्प्लेइन को रेजिस्टर करेगा एक हेल्पलाइन नंबर भी है हेल्पलाइन नंबर नीचे आप देख पा रहे होंगे उस तो नंबर पर आपको कॉल करना है और कॉल करके सारी डिटेल्स आपको वहां देनी है आपके साथ जो भी हुआ उसके बाद एक टिकट जेनरेट होकर के आपको मिलेगा नंबर टिकट नंबर मिलेगा उसको नीचे दी गई वेबसाइट आप जो देख पा रहे हैं उस website पर जा करके उसको enter करना है यानि register करना है और आपकी अपनी detail डालनी है उसके बाद आपको 7-10 दिन का wait करना है उसके बाद पैसा आ जाएगा ये standard process है और मैंने भी आजमाया है जो portal में भरना कुछ होता है कुछ और डाल देते हैं क्योंकि कई सारी चीजें as a customer वो छुपा लेते हैं क्योंकि at the end of the day जब fraud आपके साथ होता है तो ज़्यादा तर टाइम गलती आपकी होती है है आपके अकाउंट से पैसा कटता है तो इस वजह से आपको मेक्चर करना है कि आप जो डीटेल बैंक को दे रहे हैं या फिर आप साइबर क्राइम वाले ब्रांच में जो दे रहे हैं वो एक्यूरेट होनी चाहिए तभी बैंक उस पर एक्शन ले सकता है या फिर पुलीस प्रोसेस से बच सकते हैं और पैसा भी बच सकता है यानि आपका फ्रॉड होगा ही नहीं तो कुछ चीजें बिल्कुल ध्यान में रखे हैं पर इसाम्पल टीपी आप किसी को न बताएं क्योंकि और टीपी केक्स कैम है साइड कि व्हाट्सीपी जनविन देखने में लगती है जनविन नंबर से आता है और आपको फोन आता है आप टीपी बता देते हैं कई बार ऐसा होता है कि सिम कार्ड के जाएगा तो वो भी PDF एक तरह से scam होता है क्योंकि जैसे आप open करते हैं और detail डालते हैं तो वो basically एक तरह का malware होता है जो आपकी detail को scammers के पास पहुचा देता है और scammers फिर आसानी से आपको fraud का शिकार बना सकते हैं तो एक छोटी मोटी बातों का ध्यान रख करके basically आप fraud से बच section में आकर के cyber fraud के हमारी एक series है आप उसको पढ़ सकते हैं वहाँ आपको पूरी detail से जानकारी मिलेगी और अगर फिर भी आपको ऐसा लगता है कि कुछ सवाल पूछना है या फिर किसी चीज से satisfied नहीं है मेरे बताये हुए information से तो आप comment में हमें जरूर बताएं वीडियो को like करें share करें और हमारे channel को subscribe करें thank you | [
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AXNaMVf_pxiFlNq9 | you know other business associates that I know. I got a startup company that started in 2010, it's called Cutting Edge Gamer. Instead of PC gamers going out and buying their graphics card, my company actually leases to these gamers. After about running a year, it came time for us to really look and go out and get new capital. I'm trying to get a recommendation on a new bank that would be willing to take, you know, a chance on a startup. I asked one of my professors and they immediately recommended ABC to me. We had a commercial loan signed, sealed, and we were purchasing new cards to lease out. It was amazing, just the time it took was really short. The approval process was great. They are very approachable, they're willing to work with you, understand who you are, what your company's all about, and try to put the best value on your card. I think they really put forward almost like a down-home type of relationship with ABC Bank. I mean they really take an interest in what myself and what my company is doing in trying to help my company grows as best as we can. When it comes to business, bank on better with ABC Bank. Equal housing lender, never FDIC. | [
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446p5DqQz5f-eT9I | एवरी हंड्रेड रूपी स्पेंड करने पर आपको एक रिवॉर्ड पॉइंट मिलेगा और एक रिवॉर्ड पॉइंट की जो वैल्यू पर प्रवार्टर इंटरनेशनल एयरपोर्ट पर वन परसेंट फ्यूल चार्ज इस अब वेब ऑफ भी है पांच बिट्विंग पांच से तीन हजार रुपए के तक की ट्रैंडेशन पर बाकी तो सबसे वेन मेन बैनिफिट तो इसका यह है कि आप भी यह पर मार्च तक है इकत्रीस मार्च तक उसके बाद हो सकता है एक्सटेंट भी हो सकता है | [
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S5f6R3UiRRI | Well, in simple terms, it means that if you had an upcoming international trip that you had budgeted and planned for to the T, you might have to redo the math. Now, the central government has notified an amendment to the Foreign Exchange Rules or FEMA Act, due to which international credit cards will now attract a higher rate of tax collected at source or TCS, which will come in at 20%. Now, this will come into effect from the 1st of July. Remember, the TCS rate currently till June 30th is just at about 5%. So, any payments done through an international credit card, whether it's your travel, your hotel bookings, or even things that you would order online using an international card, all of those will now be taxed at 20% at source. In fact, for spends above 20%, which works out to about a 2.06%. | [
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T8msuRYVeRA | but it was a lot to her. And she said, what should I do with it? And I said, well, what do you own your credit card? She said, well, I own X. I said, well, what you should do? I don't know what interest rate she was paying. It was something like 18%. I said, I don't know how to make 18%. If I owed any money at 18%, the first thing I'd do with any money I had would be to pay it off. It's going to be way better than any investment idea I've got. And then later on in the conversation, she talked about her daughter and her daughter had a thousand dollars or two thousand dollars or something. And she said, well, what should I do with the girl's money? And I said, have her lend it to you. I mean, if you're willing to pay 18% or whatever, she's not going to find a better deal. I'll lend you money. It doesn't make sense. You can't go through life borrowing money at those rates. The world is in love with credit cards, but I would suggest to anybody that the first thing they do in life is don't be paying even 12% to anybody. Pay that off. If they're really a good credit, | [
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1612933572981129217 | and behind me are hundreds of vicuñas. Vicuñas are adorable golden brown camelids that look like llamas or alpacas, but they're very different. And what makes them very different is that they have the finest, most expensive wool in the world. The indigenous community that lives here is historically poor, although they have been herding and shearing vicuña fiber for centuries. They have partnered for years with one of the biggest luxury companies in the world, LVMH, and its Italian subsidiary, Loro Piana. This partnership has resulted in what may be one of the most extreme illustrations of global capitalism. Loro Piana sells vicuña garments, starting from a t-shirt worth $2,400 to its most expensive coat, currently retailing for $1,000. Yet, the indigenous community providing the raw material remains poor. Most residents live as subsistence farmers without most basic resources. So, why are their living conditions not improving? To be continued in | [
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1677146546339475461 | I might say copious leaks that came out that seemed to get the media before it got to us, one of the things that seemed at least beneficial to the government in getting out there was the grocery rebate, which seemed to be, I was thinking maybe it would be something to maybe reduce the carbon tax or to give individuals a benefit. But I'm really troubled. I can't see the difference between this and the GST rebate increase done the previous year. Can you tell me what's different about this grocery rebate than a GST rebate? Anyone? So why would you call it a grocery rebate when it's just a GST rebate? It seems odd to me. That's a decision for the government. I think when we go to grocery stores, we all find that prices are pretty high. But in terms of the mechanics, you're right. So there's no restriction that you have to, this is just for clarity, there's no restrictions on these rebates. They are HGST or GST rebates with respect to food or groceries because I've had numerous constituents call my office, as to understanding, asking me how this grocery rebate works. But just so you can clarify, there's absolutely no restrictions on how this money is spent. It really has no connection to food whatsoever. It'll be a payment that people receive. Yeah. So there is no qualifications or conditions on this money. People can use this for whatever they want. That's correct. Okay. So this was just simply some cheap marketing that the Liberal government put out there to help them, I guess, maybe push back, some of the trouble that people are feeling right there as food has, in some cases, doubled in cost over the last couple of years. We're at food inflation consistently near or above 10%, continue to be a challenge. And this Liberal government's response is cheap marketing. I think we know where that goes. | [
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1706746013011067203 | The beliefs that come along with these conflicts really do help couples to understand themselves and why we sometimes make the assumptions and have the perspectives that we have. So maybe it's helpful to dig into what some of the more common cognitive biases are. And what you've described actually and what we talk about in the instructive communication chapter is doing a U-turn, right? Yes. So knowing them enough to know, oh, this is what I'm doing here. Right. That can be helpful. | [
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u3JuTjbNhegcvptK | इस स्कैम में सबसे पहले स्कैमस्टर आपके पास 10 या 20 रुपए की एक अमाउंट भेजेंगे और फिर उनका आपके पास फोन आएगा कि वो अमाउंट वोने गलती से भेज दिया आप प्लीज उसको वापिस कर दीजिए। | [
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22kHuWXvaec | It's convenient. It's accepted everywhere Visa's accepted. Fight is very careful how he uses the card and says he's able to avoid almost all fees. But Consumer Reports Money Advisor's investigation of 26 prepaid cards finds many carry hefty charges. You can be charged an activation fee, a swipe fee every time the card is used, a monthly maintenance fee, and even a dormancy fee for not using the card often enough. Consumer Reports says some of the highest fees are on the AccountNow Gold Visa prepaid card. It charges $9.95 per month, as much as $4.95 to load money onto the card, and $2.50 for every ATM withdrawal. And with the NetSpend prepaid Visa pay-as-you-go card, you're charged every time you use the card. For a daily user of the NetSpend pay-as-you-go card, the swipe fees could add up to hundreds of dollars a year. The worst prepaid card in Consumer Reports ratings is the American Express for Target. You can only reload it at a Target store unless you have a bank account or direct deposit. To get cash from an ATM almost always incurs a fee, and the card isn't FDIC insured. But Consumer Reports did find some cards offer good value and convenience. They include the Emerald card from H&R Block and the Bluebird card with direct deposit. The Green Dot card is another good choice. As Michael Fitas found, almost all fees can be avoided if you use it 30 times a month and reload with direct deposit. | [
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Zqc1ZQNmCzLm8lUK | इन दो तरीकों से स्कैमर्स ये फ्रॉड करते हैं आपको इससे बचना चाहिए सही वक्त, सही कदम, सतर्क रहें पहला, Request Money Fraud जिसमें फ्रॉडस्टर आपको मेसेज भेजता है और उस amount को receive करने के लिए UPA ID डालने के लिए बोलेगा ऐसे Payment Request फ्रॉड आजकल WhatsApp पे भी बढ़ रहे हैं दूसरा, SIM Swap फ्रॉड जिसमें कोई फ्रॉडस्टर बैंक से होने का नाटक करेगा और आपको कोई link पर क्लिक करने के लिए कहेगा जिससे आपका SIM डूप्लिकेट हो जाएगा और उससे अब सारे SMS और OTP फ्रॉडस्टर के पास जाएगे हमेशा ध्यान रखे कि कोई भी गलत link पर क्लिक ना करे और UPA ID और PIN किसी को फोन पे ना बताए | [
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3iM8664AWdcOZR18 | देखें दोस्तों अगर आप इस वीडियो को पूरा देख लेते हैं तो 100% इस प्रोब्लम को आप सही कर सकते हैं तो चलिए आज की इस वीडियो में मैं आपको बताने वाला हूँ कि अगर आपको किसी भी परकार का दिकत या परेशानी आ रही है गूगल पे से पैसा भेजने के बैंक होगा बैंक यहां पर आपको देखने को मिलेगा आप अपना बैंक यहां पर सेलेक्ट करेंगे इसके बाद प्लेडी आपक्टर क्लिक करेंगे इसके बाद दोस्तों यहां पर आपका जो भी यूक यूपी आप अपने पर आयुखे अपयूचन डाल लेंगे रू� आपको बार-बार मैसेज देखने को मिल रहा होगा मनी वाज नॉट डेविट तो देखिए इसको आप कैसे ठीक करना है यानि कि आप इसे कैसे ठीक करेंगे आज किस वीडियो में मैं आपको बताने वाला हूं तो वीडियो को दोस्तों आप ध्यान तो पूरा जरूर दिखेगा तभी दोस्तों आप बहुत हियासानी से इस प्रॉब्लम को आप ठीक कर पाएंगे तो यहां पर दोस्तों सबसे पहले मैं आपको बता दूं इसको हटा देना होगा अब इसके बाद इसको हटाने के बाद आपको सबसे आप अपने फोन के सेटिंग में आ आएंगे फोन के सेटिंग में आने के बाद दोस्तों यहां पर आपको सबसे नीचे आना होगा और नीचे आने के बाद APPs वाले ऑप्शन पर आपको करना होगा सबसे पहले CLICK अब को वाले ऑप्शन प्रब्क जीसे ही क्लिक करेंगे तो यहां पर आपको ऊपर में एक ऑप्शन देखने को मिल जाता है यहां पर आप देख सकते हैं Apple Management आप यहां पर Apple management पर करना होगा क्लिक और इसके बाद यहां पर आपको जीपर टाइप करना होगा जीपे टाइप करकर आप सेट करेंगे इसके बाद गूगल पर यहां पर आपको देखने कंगी जाएगा डीपे एपस्टोरेज़ न्यूज़ पर आपको करना है के लिए इसके बाद तो तैयार डाटा आपको सब्सक्राइब कर लीजिए का अब इसके हा�ucky अपडेट हो जाने बाद आपको किस तरह से यहां पर आपको Meredith को ठीक करनी है आज कि इस वीडियो में मैं बताने वाला हूं तो दोल्याज को जब तक आप लाइक कर दीजिए लिएगा प्ले स्टोर से Google पर अपडेट हो जाने के बाद आपको सिंपल ओपन वाले ऑप्शन पर आप क्लिक करेंगे अब इसके बाद दोस्तों यहां पर आप अपना फोन नंबर डालेंगे जो आपके बैंक सेलिंग है इसके बाद कंटिन्यू पर आपको सब्सक्राइब करेंगे इसके बाद आपके रजिस्टर नंबर पर एक सिर्फ डिजिट का ओटीपी भेजा जाएगा ओटीपी एटोमेटिक पर कलीक करेंगे इसके बाद यहां पर आप सब करेंगे इसके बाद कल आपको कंडी� anymore कर दूंगे इसके बाद यहां पर आपका SIM Card ऑफ ठांड किया जाएगा कि आपके बैंक से आपका SIM Card ट्रिंग है या नहीं आप इसके बाद भेजेंगे किसी को भी यानी कि आप किसी को पैसे भेजने में आपको परेशानी आ रही है तो आप इसको कैसे ठीक करना है हम आपको बता रहे हैं अब देखिए यहां पर आपका Google पर में बैंक अकाउंट है ढोड़ गया है इसके बाद देखने को मिलेगा इसके बाद वाले अप्सेन पर आपको करना हुआ क्लिक इसके बाद आपका जो भी यूपीआ फिर है आप अपने इटेक पिंट डाल कि इसके बाद सेंट वाले पर कीट कर देंगे अब इसके बाद दोस्तों आपको बहुत आसानी से आई हो फ्रेंड्स आपको वीडियो पसंद नहीं हो वीडियो पसंद नहीं हो तो लाइक करें चैनल पर पहली बार है तो सबस्क्राइब करें हम मिलते हैं किस और इस इन एक्स वीडियो में तब तक के लिए बाइ | [
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P9Ii8-aiFvA | When I told some people about it, they seemed to be a little bit like, why would you do that? So I figured, why not make a video and tell you why I did it? Now to be clear, I don't have anything against PNC, so this is not going to be a bashing video. I've been a customer for many, many years. Ever since I got my first checking account back in, I don't even know when, I must have been like 16 or 17. They've been great overall, but there are some things that recently started to happen that made me decide to close the account. The first problem that was going on is as a business owner, obviously I need to connect all of my tools together. But PNC for some reason always had huge issues with actually integrating with my accounting softwares. And obviously that made it really problematic for me to make sure my books were done on time. So in the beginning I was using Xero. Then I was like, okay, maybe it's Xero's fault. Let me switch to QuickBooks Online. Still had issues with connecting. And the statements were still not importing. Some of the transactions were not importing. And obviously that was kind of annoying. And the same thing was happening when I switched over to Bench. So that was obviously really problematic and it wasn't really surprising. I think that PNC, when you go into the online banking section, like when you log into their website, but also their app, not to offend, I think they kind of look archaic. They kind of look really old. Like the design is old. Yeah. It feels like it hasn't been updated in. I don't even know. Actually, I think it hasn't. I think since I got my account years ago, I don't think they ever updated the design. And obviously, I mean, whatever, like it just has to work, but it doesn't always work. And that's the other problem. You know, sometimes I would log into my online banking. It wouldn't allow me to log in, even though I had the right password. And then some of the times when I was able to log in, sometimes I wouldn't be able to see my transactions. And there were just a lot of issues that I was having online. And I don't know if that's unique to me. But I mean, it was kind of annoying and it was specifically primarily happening on the business account side. So I don't know what's going on with that. So my first business credit cards were actually also a PNC. And I wasn't very familiar with like points at the time, but I did have one credit card with cash back. It was like one point five percent and then another one that's just points focused. So eventually I decided to close the points based card because honestly, there weren't really a lot of rewards. There was it was kind of pointless to have the card and I believe it was. So I was like, okay, I'm gonna go ahead and close this one. I don't quote me on this, but it wasn't really easy to use. It was really hard to see what I could even change the points for. Like if you compare it to the Chase reward system, it's like night and day. I mean, the Chase platform is so much easier to use, and that's what I specifically focus on using right now. And the PNC one is just again, it was kind of archaic. I do still have those two cards open as an FYI, and I just I guess I use it just for to help my credit score. So it's a bigger credit line that I have. But a really weird thing that was going on, too, with these cards, and I don't know if other accounts do this or not, but I haven't seen it with Chase or Amex. But when I was integrating the few times that the integration did work, when I was integrating PNC credit cards with my accounting software, what was going on is that there's two accounts that pop up for one credit card. And it's the same. So it would show up as like the credit account and then the credit card. It's the same thing, though. So I thought that was really confusing. My bookkeepers are always kind of confused or like, wait, are you buying the same thing in two cards? Like what's going on? But it's like the same thing. One was just an account and what was I don't know why they did it. I haven't seen any other place do it. Chase isn't doing this. I don't know why it's like this. I think it's confusing, but I don't know. I don't know. I always thought it was weird, but it is what it is. And the annoying thing is that suddenly and this is probably something all banks do. So, you know, I'm not going to say that just PNC does this. I think every bank probably does this. I think it's just so unethical, though. Suddenly, out of nowhere, for no reason whatsoever, they just start charging me a monthly fee for one of my accounts. It had zero balance for like months, months and months and months and months and months and months. And then suddenly I'm getting a ten dollar charge because, oh, but you don't have a balance. You have to pay. I'm like, where did this come from? And I'm trying to get it resolved. Doesn't get resolved. Another month goes by another ten dollars. I'm like, what the heck? I was not notified that I would start getting charged. No one told me. No one called me. Nothing happened. Right. I just think it's so unethical. Like, if you're going to start charging, maybe let us know. Maybe tell me. They did do the same thing with my personal virtual wallet checking account, too, where suddenly out of nowhere, like, it was perfectly fine. That. I had. Sometimes I would have less than five hundred dollars in it. And because of that, I started getting charged a monthly fee. And then I never signed up for a monthly fee type of like checking account. They told me there's no monthly fees anyway. Have you ever been charged randomly? Is this like a thing? Have you ever had a bank just randomly start charging you a monthly fee without telling you? I think it's just so rude. Last reason. And this was like the final straw. I decided to close my PNC account is I years ago I moved to California. So when I was moving for the first time, I was like, I'm going to go to California. I'm going to go to California. Like, there's no PNC branches. So I was trying to get like a bunch of money out for I think it was a deposit for an apartment or something. And I had to go over two separate days. It was just like really confusing and not having a branch obviously makes it a little bit more difficult. I don't like to go into branches. I love doing everything online. But, you know, it's sometimes you just have to go. Right. So there's none in the San Diego area. So obviously that makes it really difficult. The other problem is that when I was changing out my address on my personal and my business cards and my checking accounts, I could do it on the personal ones. I call those like, hey, you know, change out the address. Cool. They're like, oh, you have to come to the branch. There's no branches in San Diego. So I can't come into the branch. They're like, we can't change your address on file until you come into the branch, which is like, why? What? What? And I believe they did change my address on the credit cards, but not the checking accounts, not the business checking, which is like, why? Why? Why do you have to see me in person? Maybe I'm just being spoiled and I'm just so used to doing everything online that I'm just like, I have to see you in person. Why? But like, I'm not going to buy a frickin flight to go over to Chicago so I can go to a frickin PNC branch. Anyway, I'm getting heated now. And this is a funny thing. I can't change my address on file through the phone. A quick thing I just want to mention. I'm Polish. And the reason why we started with PNC is because they have a lot of Polish people that are employed there, which is awesome. But obviously not awesome enough for me to stay there. | [
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l14KZA7PfvBiP7ZS | जिसके According हर बैंक ने अपने Debit Card में 4 New Safety Features एड़ किये हैं ये Safety Features एनेबल करने के लिए आपको अपनी Net Banking लॉगइन करनी पड़ेगी जहांपर ये 4 ओप्शन्स आपको मिल जाएंगे First Feature है ATM Withdrawal Limit इस Feature से आप अपने Debit Card पर ATM से Cash Withdrawal की लिमिट को सेट कर सकते हैं Second Feature है Online Pending Limit इस Feature से आप अपने Debit Card पर E-Commerce साइट्स पर की जाने वाली Online Payments की लिमिट सेट कर सकते हैं Third Feature है Card Swipe Limit इस Feature से आप अपने Debit Card पर होने वाले Swipe Transactions की लिमिट को सेट कर सकते हैं फोर्थ और लास्ट फीचर है contactless payment. इस फीचर से आप अपने debit card पर होने वाली contactless या pinless transactions की limit को सेट कर सकते हैं. अगर आपको ये वीडियो पसंद आया है तो please hit the like button and subscribe the channel for more such interesting finance content. | [
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Psmz6j11c_re9lIt | दिल तो गाइज आपको MP3गे वेबसाइट पर जाना है और यहां पर आपको यूपी�še कंप्लीट वेबसाइट क्लिक करना है क्लिक करने के devこんにちは करें पर आपके आपको प्लैंटिंग वक्संट पर क्लिक करना है क्लिक करने के बाद यहां पर आपको नेट्रस पर सब्सक्राइब करना है उग्र यह शुरू करना है सघैशा मांटेडेंटर करना है और आपका मोबाइल नंबर और आपने जो पहना उसका मोर है कि हंत्री नंबर करना सिंपल आपको सबमिट करना है कुछी दिन के अंदर आपके पैसे जो है वापिस मिल जाएंगे | [
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1682422296651399172 | frauds that were never prosecuted. One that comes to mind is Global Crossing. You might remember back in 99, 2000, this fiber optics telecommunication giant popping out of nowhere, led by Gary Winnick, who was famous for Laker seats on the floor at Staples Center and a 64 room mansion home in Bel Air. The company's value at one point was $54.5 billion with a B. Unfortunately, after the dot-com bubble burst, so did Global Crossing, and it was found out that they were cooking the book. They were using an accounting fraud trick that I am very familiar with called round tripping. Now, don't worry, don't trip. You don't need to know about round tripping, but it just means that me, to inflate my sales, I find a customer, give them cash under the table, pay for my own services so I can inflate my revenue. Apparently, the folks at Global Crossing were cooking the books by round tripping. But of course, Mr. Winnick, who profited about $6 billion and stood up for the company, was the one who did the most to profit more than anyone had nothing to do with it. And not even much to the shame of the SEC at the time, and many believe for political reasons, he wasn't even civilly charged by the SEC. There were some settlements for about $300 million, but it didn't come close to the hundreds of employees who lost their jobs and pensions. A tragic case. $6 billion profited by an individual. A $54.5 billion, $5 billion evaluation with a B. Accounting fraud conclusively proven, and nobody went to jail. What message did that send to those crooked bankers in 2008, 2000? Winnick didn't go to jail. I'm not going to go to jail for billions either. I'm Barry. That's your Frog Minute. | [
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49Zm-JZvqAdW5eCJ | अगर किसी scammer को भाई UPI आपने बेज दिया है 2000 रुपे के उपर तो आपके पास 4 घटे के window है उसके अंदर आप complaint करवा के reversal करवा सकते हो hospital और educational institute के लिए UPI की limit 1 लाग से बढ़ा करके 5 लाग रुपे कर दी गई है अब आप UPI से भाई cash withdrawal भी कर सकते हो अपने nearby हिताची का ATM है तो उससे आप cash withdrawal कर सकते हो UPI light की limit 200 रुपे से बढ़ा करके 500 रुपे कर दी गई है छोटे छोटे payments के लिए और अगर एक साल से जादा कोई UPI ID आपने use नहीं की तो वो deactivate हो जाएगी ऐसे ही guys insights के लिए आज ही हमें follow कर ले | [
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3gej7tEwIkc | The box then goes into a vault inside of a bank, protecting your valuables. Certified financial planner Joe Burt joining us this morning. Joe, good morning to you. There are some things you shouldn't keep in the safety deposit box. Walk us through some of them. We'll start with cash. Well, yeah, people want to stuff cash in there because they think in case of emergency, you know, I want to get my hands on cash. But think about it. Emergencies usually happen when the bank's not open. It's on the weekends or at night or something like that, and you need to get your hands on some money. And if it's stashed in cash in your safety deposit box, you might not be able to get it when you need it. So maybe some, but don't put all of your emergency cash stashed in your safety deposit box. What about a passport? We don't always need our passport all the time. No. But this is also kind of a problem. Yeah. You know, what if you need to leave? Let's say somebody gets ill overseas on the weekend or you get an opportunity for a cheap flight on a Friday night. You got to get on the plane on Saturday morning. You can't get your passport. So don't put your passport in your safety deposit box. Yeah. Good reminder. Keep those banking hours in mind. What about safe planning documents? Well, this is what everybody does. They stuff their will in there, their power of attorney, their health care. They stuff their will in there, their health care certificate form, their HIPAA release forms, all those estate planning documents that are important to have access to on a moment's notice. And if they're locked in a safety deposit box, and if you can't get to them because you're flat on your back in a hospital somewhere, you're really in deep trouble. What you want to do is keep a copy of the original with your attorney. Or what I suggest that people do, what I do with those documents myself, I have an app called Dropbox. And a lot of people are familiar with it. Go online, get that app called Dropbox, and you can copy those documents and keep them right there on your phone. And I just used it recently. I had to stop in the hospital for a little bit unprepared. And I had those documents right there. It was easy to do. So you don't want to put those estate planning documents, particularly your will. You pass away, and the executor has to approve or prove to the bank that they are the executor. So you pass away, and now they can't get to the will. And then they have to figure out who's responsible for what, who gets what, and it's a mess. Not to mention, if you don't leave directions with regard to you having a safety deposit box, those things can be impossible to find. Exactly. Exactly. Yep. Let's talk about jewelry and collectibles, some insured, some not insured. Well, if you're going to put your jewelry or some collectibles in a safety deposit box, you need to have them insured because despite the fact that they are in a bank vault, there's no insurance. They're not guaranteed. In fact, there have been studies where people have lost stuff that was a big, big situation was a bunch of collectible watches that this guy had were several hundred thousand dollars. The bank changed hands. They lost track of the safety deposit box. They finally found the box, and the box had been opened, and the watches were gone. The bank says, you know, it's not our responsibility. And that is true. So anything you put in the safety deposit box, just because it's in a bank, does not mean that it's guaranteed. All right. Last one on our list here. Spare keys. You'd think you'd want to keep spare keys in a safety deposit box just in case. Yeah, well, just think about it. You know, you lock yourself out of your house, okay? And where you're probably going to keep that safety deposit box key, you don't keep it necessarily on your key ring. You're going to keep it in your house. So how do you get to the keys that are locked in your safety deposit box if you can't get the keys? So, yeah, you don't want to keep spare keys in your safety deposit box. Well, Joe, we always appreciate chatting with you. Next week, I think we're going to be talking about what you should keep in those safety deposit boxes. There is a place for a safety deposit box, but not for the things we discussed this morning, Andrea. And not just in the movies either. Joe, always good to see you. Where can people find you? Just Google me, two words, Joe Birch, B-E-R-T. Joe, thank you. Thanks, Andrea. | [
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yj8gl_bzZcnEcJUV | हूं सर आपको फोन पे में सर 15999 रुपया का कैस दक्षित दिया गया जो अपने तक रिसीव नहीं किया सर क्या इसको ले जा सर मुझे कैस बैक जी सर आप मैं आपको बता देता हूं सब देखिए आप फोन पे में सर जो है ट्रांजेक्शन ज्यादा किया सर अपने पर चेक कर लीजिए जो आपने सर एक बड़ा रिचार्ज किया है और जो एक बड़ा इमाउंट ट्रांसफर किया है किसी है वह सर वह तो में फोन पे से करता हुए था उस डेली यूज करता हूं फोन पे जो हमारे एवी वीडियो जो लोग ज्यादा पैसे ना सब्सक्राइब करें जाते हैं सर उन्हें लोग तरह यह जो है कैसे पर कमार्ट प्रोवाइड किया जाए तो आप लुटा रूप से जी सर ओपन कर लीजिए वह वेल्ड शॉप कोल राम यह जीसा अ है जीसा ओपन हो गया हां सर यह सर यह तो यह तो सर खोलते ही यहां पर दिखा रहा है लेकिन सर हम जब दोस्त दूंगा बाकी लोगों को सेंट करते तब पेट ऑप्शन आता है यह तो पेट रिसीप आना चाहिए तो सर लेकिन यह कंपनी से आपके अकाउंट में पेट कर रही तो आप इसको रिसीप करने के लिए आपको पेट करना पड़ेगा अच्छा सर तो कोई दिक्कत नहीं होगा दबा दूसर पेट पेट पेट कर दिया तब ही सर वह आपके अकाउंट में सब देखोगा हां सर पेट कर दिया सर पेट करने के बाद यहां पर सबसे एंड का ऑप्शन आ रहा है सर आपको अपना अकाउंट शो कर रहा है सर को सब्सक्राइब और यहां पर कोईसिड दिखा रहा है और यहां पर एमोंट दिखा रहा है यहां पर नीचे संघ का ऑप्शन आ रहा है शरीर अब में उस एहान्ट को था पड़ पर इसलिए अपने ओन को चीज कर लेना उसके बास आपको पर ऐसा है अगर मैं पर दबावांगो तो मेरे एक आउट में से पैसा सेंड हो जाएगा सर फोन लग दीजिए ऐसा कैसे हो सकता है सर सुनो हेलो सर फोन पे फोन पे वाले सर इतना बड़ा कैस बैक तो नहीं देते हैं सर एक तो बात ठीक है और एक तो यहाँ पर डेविट फ्रॉम बोलकर मेरा एक आउट में आपको देखिए मैं आपको बता दूं सर आप जो हमारी कंपनी में लकी कस्टमर चुने गए हैं सर हिवाराधम स्थिति करने के बाद अगर कोई दिल्कत आती है आपके ओमन से पैसे करते हैं नहीं….. एक तो जसर फोन में देते हैं एक तो फोन पे वाले भी इतना बड़ा कैस बैक नहीं देते हैं ठीक है एक बात और एक बात तुम्हारा नंबर बड़ा दम पर्शनल नंबर लग रहा है कोई कंपनी का नंबर नहीं लग रहा है और यह जो डेबिट फ्रॉम दिकारा नहीं यानि कि मेरे अकाउंट में से पैसा सेंड हो जाएगा और यह जो फ्रॉट टू कर रहा ने किसी और के साथ कर जाएगा यह सब मुझे पता है पहले से देखिए देखिए तो आप ऐसा नहीं बोल सकते हैं अरे जिस स्कूल में तुम पड़ाना उस स्कूल का हाट मास्टर हो ठीक है आपको लिखे ना उस अपने दिक्कत नहीं कैंसिल कर दिया लेकिन आप ऐसा फ्रॉट आप जाए ना उपयोग अभी आगे ना उकाद तो भी तो बोल रहा था फोन पे वाला कस्टमा के अरे अभी तो ऐसे बात करें ऐसे कोई फोन पे कस्टमा कर बात करते हैं क्या भाई देख तुझे नहीं लेना है तो मत ले यार अपने इस प्रांटी तू बनाado बिडियो कोशिउ। 19 timeline को पड़े हुए गर्म से �empतया लगता है तू सरचरби कर लेता है... दिन 9 पेंड ज़ी संस्तीक पर देवजन देखें मजा लें और बोली जाए। ऐसा नहीं है ×ुदवू ये न Armenian लाई रॉद्ड snow ठीक है ऐसे लोग नहीं है सारे तुम्हारे तुम्हारे वहां पर हो गया ऐसे लोग बुल जाएंगे कर दिन पर तु बना आज बना ले कर दिया तो नहीं कर पाएगा तू लोग देख कैसे शेयर करेंगे वीडियो आणि तो अपना पर्सनल लंबर से तो रिना फ्रॉट करोगे साले फोन को एक कार्ड दिया तो देखिए इतना बड़ा अमाउंट कैसे दे रहा है कोई फोन पे वाले कैसे इतना बड़ा अमाउंट देते हैं क्या क्या यार यह पहले कॉल केस ने तब कैसे देख तब मैंने हस्सार को कैमेरा को रिकॉर्ड करें मैं कॉल को रिकॉर्ड कर लिया और ताकि आप लोगों को पता चले ठीक है यह जो फ्रॉम एन देली करते हैं लोगों के साथ सुना होगा आप आप � submation itself यह खुद ही बोला है यह काफी लोगों के साथ होता है तो प्लीज वीडियो को सेयर कर देना ताकि लोगों को पता चले इस तरीके से फ्रॉट हो रहा है फोन पर गोगल पर ऐसा पर ऐसा कैसे लालस दिखा के फ्रॉट कर सकते हैं और इस बहुत बड़ा अमाउंट लिखा है ताकि लोगों को लालस लगे और पेपे दबाए अगर मैं पेपे दबाने के बाद अगर सेंड करता तो मेरे अकाउंट में से सेंड हो जाता है बस आप सो गाइस यह बहुत बड़ा वेरनेस वीडियो प्लीज वीडियो को सेयर कर देना सो थैंक्स वॉचिंग दिस वीडियो बाबाई अ | [
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Cw7jm-3IWGC | how would you rank them why why do you have to rank them so that people know what to prioritize they're all important but if you had to rank them money money first if i can handle money the rest is easy right in america they say no money no honey but what about health health is expensive yeah well you should be | [
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1704503371527303652 | And this, I think, is good news, at least that they're starting to sort of pave the way by delaying the ban on petrol cars, on diesel cars, because there's a clear difference. We all want cleaner air and a better environment. That has got nothing to do with the madness of net zero and climate change. That's about technology. That's about investing in a proportionate, affordable way. So, look, the truth is that the government is terrified of what their own voters are saying. They're saying, actually, we rather like what reform is saying. | [
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j1vmB_XzBT0 | Last month, Laura Wade told us more than $60,000 in cash and other valuables were missing from her box at a Golden Valley bank. When another concerned customer went to check on her own contents, she was in for a surprise. WCCO's Liz Cullen explains the twist in the case leading to new questions. Everybody the whole time has been saying that this could not happen. And now it has happened. Laura Wade believes the week she's had proves anyone with a safe deposit box needs to check their belongings. I'm like, oh my God, everything is gone. It was in January when she discovered $67,000 in cash, personal documents and pictures missing from Midwest One in Golden Valley. She's been on a mission to find it all since. Turns out another concerned customer saw Laura's story and this week went to give her own safe deposit box a second look. If she hadn't have shown up. This we still wouldn't know. Inside of it was some of Laura's stuff. I got $20,600 back. Part of the cash and a few of her documents. My box is here. Take a look. This is Laura's empty box. Last summer, that same woman from this week checked her stuff directly underneath Laura's. She told us at the time one of her two keys didn't work. So the bank assigned her a new number. Then she gets this other box over here. The one where Laura's things were found. And the other woman's belongings. Back in the same box originally assigned to her. Police told WCCO surveillance cameras don't capture this specific area. In a statement, a spokesperson said Midwest One Bank has learned of a single incident involving two safe deposit boxes. We've completed an audit and believe nothing inside the boxes is missing. We take the privacy of our customers and the security of safe deposit boxes very seriously. The bank is saying yes, your box was moved. But we don't know how that happened. But Laura says the bank has no way to know how much of her money. Is still missing. She plans to continue pressing for answers until the rest of her stuff is returned. I'm not done yet. In Golden Valley, Liz Collin, WCCO 4 News. Golden Valley police told us after a comprehensive investigation, they blame a bank error. They say if further information indicates a criminal act occurred, police will reopen the investigation. Our story last month revealed no real liability for banks to cover any contents inside a safe deposit box. To learn more, visit WCCO.com.ã St挺 an i جrý. | [
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1681657078077636608 | Scam artists are now using the technology to trick their victims and clone voices, even the voices of friends and family. Carter Evans takes a look at this frightening new trend. What you're about to hear is something I never said. Hey, this is Carter. I need your credit card number right now. I mean, that really sounded like me. It is you. It's cloned you. It's AI Carter. Pete Nicoletti is a cybersecurity expert at Checkpoint Technologies. He used common software to recreate my voice from old news reports he found. Ten minutes of it learning your voice, I can make it say anything. To test it out, we called my mother. Hey, I'm about to do an interview, but I have a quick question. The words on the screen are played in my voice. I need you to text me your driver's license number as soon as you can. Americans lost nearly $9 billion. The number of frauds in the U.S. has gone up more than 150 percent in just two years. Mom, these bad men have me. Help me, help me, help me. Jennifer DiStefano recently told U.S. senators about a terrifying phone call she got from scammers using the voice of her 15-year-old daughter. This man gets on very aggressive, listening to her daughter, and then that's when I went into panic mode. But her daughter was safe in bed. The call was an increasingly popular AI scam. Targeting people with the computer. Undergenerated voices of their loved ones. This man comes on the phone. He said, you're going to give me $5,000. I heard our daughter on the phone. Like, it was unmistakably her. Younger people experience fraud and fraud losses more often than older people. But it's that older adult who has so much to lose. Even my own mother fell for the fake voice. I feel bad. I feel terrible about it. We just scammed my mom. Did you just get a call from me? Asking for my driver's license number. Yes. That was an AI-generated voice. Oh, God. Carter, that's scary. Is this the real you now? This is the real me now. You give me the code word. The family code word. That way I'll know it's you. She's got it. Okay. To protect yourself, Nicoletti says every family should use a code word. And if you're still not sure, call the person back yourself. Finally, make your social media accounts private. Everybody's bragging about where they are and what they're doing. They're really giving away valuable information. They're giving away their identity. And he says the technology is getting so good, soon voice cloning will be in real time. The voice is being converted from my voice to your voice. So I can have a conversation with another person with your clone voice. So that's where we're headed. That's where we're headed. For CBS Mornings, I'm Carter Evans in Los Angeles. | [
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1707783723045785962 | which sounds like another bureaucracy to make your life miserable, but actually this is a critical tool. And when you see those random $7 fees show up, recurring fees, things like that, his agency has an incredible form you can fill out. I'm going to put the link right below the video. It's like five minutes to fill out, and the great thing is that the agencies that you're competing against are mandated to respond to that. So I know that if you are on your lunch break looking through these fees coming up, it sucks to have to deal with that. And we're really grateful to have you fighting with us and on your side. So yeah, Rohit, thank you. Well, we want everybody, if they're having problems with their mortgage, credit card, auto loan, to come to us, consumerfinance.gov. And you know what? You're not just going to help yourself fix the problems, right? That's right. To actually file lawsuits and to order financial companies to pay back everybody. We've been caught a scheme of overcharging military members on their student loans based on those complaints. Everybody thinks that it's a problem that's just happened to them, and so things don't get fixed. And that's why it's so important that you as an individual make the complaint, because you could be solving this problem for tens of thousands of other people also. So thank you so much. Yeah. | [
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1024028486942449665 | Maybe you have a leaky roof or maybe you just got hit with a hefty medical bill. Whatever it is, it's those unexpected expenses that well, we're not always prepared to pay for, but yet we have to. The options are endless and it's whatever you need the money for and what would make sense to borrow for when it comes to getting a personal loan. It's not just banks lending money. Personal loans are borrowed from banks, credit unions or online lenders. According to Consumer Advocate, the top lending companies for 2018 include Lending Tree, SoFi and Upgrade. Allison Norris, a certified financial planner with SoFi says you can borrow up to $50,000 with some companies, but you do have a shorter period of time to pay them off. They're paid off in periods ranging from two to seven years. Typically, when you're slapped with an unexpected expense like a leaky roof, you reach for the credit card. But Norris says personal loans have a lower interest rate than most credit cards. It could be a difference between the average credit card, APR of 16% to a personal loan, which you can start as well with 6%. What's different about a personal loan is that there is no collateral unlike a home loan or car loan. If you were to stop making car payments, it's possible that your car could get repossessed. With a personal loan, it's only backed by your guarantee, but that means if you can't pay on time, your credit score will take a big hit. Remember, don't take on more debt than what's necessary. You should only strive to borrow what you can afford to pay back over time. And also what you truly need. For the now, I'm Annie Taylor. | [
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_SS-bUb720o86K99 | और फोन पे पर पेमेंट करा, पेमेंट सक्सिस्फुल भी हुआ और आवाज भी आई लेकिन जब मैंने चेक किया तो मेरे फोन में वो पैसे आई ही नहीं तो मैं इसके बारे में आई हूँ कि वो पैसे की दुकान कर रहा है जो मुझे टेक प्लस गैजट ने बताया था कि मार्केट में बहुत सारी नकली फोन पे, पेटियम, गूगल पे की एप चल रही हैं तो अगली बार अगर कोई UPI पेमेंट करें तो अपने फोन में पहले चेक कर लें इस एप के लिए मुझसे मत मांगना हो और अगर आप पकड़े गए तो आप पे फ्रॉड का केस पढ़ सकता है तो शेयर कर दो इसको ज़्यादा से ज़्यादा लोगों तर पेशली अपने दुकानदार वाले भाईयों के साथ | [
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RlAOXcH7gBk | checking and savings accounts around, offering no account fees, high APY rates, a huge welcome bonus, and benefits that other banks don't offer. So today I want to do an updated review of the SoFi checking and savings account, where I'll go over everything it offers, the good and the bad, and much more to help you decide if this account is the right fit for you. So to begin with, the SoFi checking and savings account is a two-in-one account offered by SoFi, which is an online bank that also offers loans, investing options, one of the best 2% cashback credit cards in my opinion, and much more, all under one platform. The SoFi checking and savings account has no account fees, including no overdraft fees, minimum balance fees, monthly fees, and access to over 55,000 fee-free ATMs from the Outpoint network, so you can find an ATM just about anywhere. When you compare that to, big banks like Wells Fargo, which offer fewer ATMs and charge a $10 monthly fee, if you don't have a minimum of $500 in your account or in qualifying direct deposits, you'll instantly realize how valuable SoFi is. On top of no fees, SoFi is currently offering 4.2% APY on their high yield savings account when you set up direct deposit, and 1.2% APY on their checking account, which are some of the highest and most competitive rates right now. This means the money you deposit into these accounts will earn you interest, which SoFi credit, which is $420 per year, which is $35 a month, or $120 in the checking account, which is $10 a month. Obviously, the more money you have in these accounts, the more you'll earn. This is mind-blowing because in general, major banks offer 0.01% APY on their checking and savings accounts, so the fact that you can earn 1.2% on your SoFi checking and 4.2% on your checking account, is huge. Having said that, it's important to know that APY rates are subject to change and can go up or down at any time, which could affect your yearly earnings. Now, SoFi is also offering a welcome bonus of up to $250 when you set up direct deposit, and for a limited time, you can get an extra $25 when you deposit $10 by using my link in the description to sign up, which will increase your bonus to $275, so make sure to take advantage of that free money, peeps. You'd also be helping the channel out a lot. And if you're interested in getting a free money, you can also check out my other videos, because this account is FDIC insured up to $250,000, and SoFi has partnered with other banks to offer up to $2 million of FDIC insurance completely for free. All you need to do is enroll in the program if you want the extra coverage, which means if anything were to happen to the bank, your money would be protected up to $2 million. If you didn't know, the standard FDIC insurance amount is $250,000, so the fact that SoFi is offering 8 times that amount is really good. You'll also get no fee overdraft coverage up to $50 when you set up direct deposit, so if you overspend on your checking account, SoFi will cover you up to that amount with no fees. And if you don't want to set up direct deposit, you can opt into the standard overdraft protection and have SoFi automatically transfer money from your savings into your checking account to cover a transaction if you're running low on funds. But if you set up direct deposit, you can also get your paycheck up to 2 days earlier, so if you usually get paid on funds, you can get paid on Fridays, you can get paid as early as Wednesday, which is pretty cool. Your checking account will also come with a cashback debit card where you'll be able to earn up to 15% cash back at local establishments. And it comes with additional benefits like MasterCard Airport Concierge Services, ID Theft Protection, Purchase Protection up to $1,000 per claim, Extended Warranty, Digital Wallet Compatibility, and much more. SoFi offers an all-in-one mobile banking app where you can order checks online for free, add or join an account holder, make transfers and deposits, send money to friends, track your spending, monitor your credit score, and much more. On top of that, you can deposit cash at more than 90,000 retailers. But I do want to point out that although SoFi doesn't charge any fees, their retail partners charge a small fee to make cash deposits. So if you get paid in cash or usually make cash deposits, just be aware that you will be charged a small fee of up to $4.95 per deposit. So my suggestion would be to deposit cash into another bank account if you have one, and then transfer it into your SoFi account, so that way you don't have to pay that small fee. You can also create subaccounts known as vaults within your savings account for various savings goals like an emergency fund, a home purchase, traveling, taxes, or anything else you'd like. And what's cool is that the money in these vaults also earns interest. So as you save towards a goal, your money will also grow. Another cool thing about this platform is that SoFi is a legit bank as of February 2022. So although you'll be operating your account online, you're working with a certified bank. So as you can see, SoFi is in holding back, and offers a ton of great benefits in their checking and savings accounts, which is why I like it so much and many other people do as well. But outside of their checking and savings accounts, you can also benefit from various SoFi investing accounts, loans, insurance, and even the SoFi credit card, which is my favorite non-category spending card. It has no annual fee, gives you 2% unlimited cash back on all purchases, and offers benefits like cell phone protection, IG theft protection, no foreign transaction fees, and much more. I got approved for it with a $9.99. I honestly have not stopped using it since, because I love the simplicity of being able to earn 2% cash back on all my purchases everywhere I go. Plus for a limited time, you can get 3% cash back on up to $12,000 in your first year of your setup direct deposit, plus a $50 signup bonus if you use my link in the description to sign up for the card. So if you want to learn more about this card and earn yourself a free $50, feel free to watch my most recent SoFi card review video and use the signup links below. Now the question is, should you back up? What do you think about SoFi and are their checking and savings accounts worth it? Well, if you're okay with a 2-in-1 checking and savings account, and you're looking for one that offers no account fees, high APYs, a high signup bonus, FDIC insurance up to $2 million, ability to get paid up to 2 days early, overdraft protection, a debit card with benefits that earns cash back, and much more, then this account is a no-brainer. On the other hand, if you don't like online banks, and you prefer your more traditional physical banks, then that's going to be a big problem, because SoFi doesn't have any physical branches since their main focus is on online banking. Like I've said before, some people may or may not like full-service online banks, but because online banks don't have to pay for the costs and upkeep of physical branches, their overhead is much lower, and those savings may get transferred to you. Which is why they're able to offer higher interest rates, lower fees, and much better benefits than traditional banks can. Now the only two cons about the SoFi checking and savings accounts I'd like to point out are that if you don't set up direct deposit, you'll earn a lower APY of 1.2% on your savings account, which is pretty low compared to other high-yield savings accounts. However, the 1.2% you earn from the SoFi checking account is very high, considering most checking accounts earn close to nothing. The second con is that when you deposit cash into your account, you're going to get charged a fee of up to $4.95 per deposit by the retailer. So if you frequently deposit cash, this might be an issue. However, earlier I explained how you can avoid having to pay that fee by using an external bank account, so this may not be an issue after all, but rather something to keep in mind if you're considering banking with SoFi. All in all, in my opinion, the pros completely outweigh the cons, and how you feel about online vs. physical banking will ultimately determine your decision. But from my personal experience, I can tell you that once you bank online, you never go back. Believe me, you'll love it. No, but in all seriousness, I've been banking with SoFi for a while now, and I honestly think it's a great option for a lot of folks who are obviously okay with an online-only bank. Some other great online banks to check out are Capital One and Discover, both of which offer no account fees and high APYs. So if you guys want to learn more about them, watch these other videos next. So there you have it, peeps. Let me know below how you feel about SoFi's checking and savings account. And if you guys made it this far into the video, comment the word SOFI so I know who my loyal besties are. Also, if you're interested in signing up for the SoFi checking and savings account, great credit card offers, or earning some extra cash back plus $30 after you spend $30 with Rakuten, make sure to check out the links in the description. It'll help my channel out like crazy. I love you guys. Don't forget to share, like, subscribe, and turn on those post notifications that way, and never miss out on any future uploads. And if you guys enjoyed today's video, make sure to watch these other ones next. Okay, bye now. | [
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lXh2hL4H8UA | In this video, we're going to dive into the benefits of this credit card and why you might want to consider getting it. Of course, before we do, don't forget to smash that thumbs up. It does help with the YouTube algorithm and it lets me know you guys enjoy and appreciate this type of content. And while you're down below, subscribe to the channel, hit that notification bell. That way you can stay up to date on all of our latest and upcoming video content. So right off the rip, I love this credit card because of their bonus points that you can get simply by signing up and spending using their credit card. As you can see, it says earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. That's $750. That's $250 towards travel when redeemed through Chase Ultimate Rewards. But that's just the beginning. You can earn in way more ways than just the sign up bonus. For example, you can earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards. Earn 5x total points on travel purchased through Chase Ultimate Rewards, excluding hotel purchases that qualify. For the $50 annual Ultimate Rewards hotel credit. Earn 2x on other travel purchases. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on online grocery purchases, excluding Target, Walmart, and wholesale clubs. And earn 3x points on select streaming services. Plus, you can earn 1x points on online grocery purchases, excluding Target, Walmart, and wholesale clubs. Saving back $250 per month is $ Garfisa Curriculum vital of $750. This is not something you would deduct from any debit card or ones Dur justified more than $525. One of the great suspension benefits you get with personal income is feminine re projeto. Balanced swimming balanced tulloch variations for children who dapat aurait 20% off. when redeemed through the Chase Ultimate Rewards. I mentioned that at the beginning, but again, it's that little caveat component that, you know, yeah, you can just get the points, do whatever. But if you use them in the Chase Ultimate Rewards program, you're going to get even more money, bigger bang for your bucks. So something to keep in mind. Also, each account anniversary, you'll earn bonus points equal to 10% of your total purchases made the previous year. So that means if you spend $25,000 on purchases, you'll get 2,500 bonus points. They also have the MyChase plan. So eligible card members can break up card purchases of $100 or more into fixed monthly payments with the MyChase plan. There's no interest and it's just the fixed monthly fee. Not too shabby, not too shabby. So of course they have the other quality perks, benefits that come with being a member of the Chase Ultimate Rewards program. So if you're a member of the Chase Ultimate Rewards program, if you have a friend that you would like to connect with, you could go tobrobersdecoracy.com. And if you have any questions, any questions, any composition including number of minutes, any plans that you might get covered by any reason, I greatly encourage you to this to the Inrent推�る in case you have less time because, you know, maybe you haven't take care at your desk. I think this is actually pretty useful to go to have whatever photos you want to have when you go to bed but if it's water, and you're not ciąl there can alsoumba that you are not out of sleep for a while and not be thedest time but go without the ust rest a great money, which touches on ways to make more money, but also helping you with managing your money. We don't want to dive into just a thousand credit cards and just start spending all this money that we don't have. So you do want to make sure you have your money management skills down before you continue to, you know, grab all these different enticing credit cards that you see in left and right that are all so beautiful and so pretty because who wouldn't want this 60,000 bonus points just by signing up and using the card for things that you were going to use it for anyway, right? So, hey, I have a link down below to my other channel, Make Manage Grow Money, if you want to check that out and a link or two to other credit cards that you might be interested in as well. So my friends, I'm going to wrap it up there. The Chase Sapphire Preferred Credit Card might be the one you've been looking for. And I hope this video helped to answer any questions that you might have had about it. But my friends, I got to keep going. Much appreciation for watching. But hold on, hold on. Before you go, consider checking out this video next. | [
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U2JOjfGZyD0 | But then she discovered more than $60,000 and her family heirlooms missing from her safe deposit box. Tonight, WCCO's Liz Collin explains why safe deposit boxes aren't always safe. How is this possible? It's been the question hanging over Laura Wade's head for the last month since she says her safe deposit box turned out to be anything but. Every bonus, every birthday gift, everything went in there. For 25 years, she kept her valuables in a box at a bank. Didn't give it a second thought. Until last year when she moved them to this Midwest One branch in Golden Valley. Last month, Wade went back to pay the annual $35 rental fee and to pick up an old picture inside. I just had the lid open and I was like, what's going on? Where's all my stuff? I'm like, oh my God, everything is gone. Her passport, will, birth certificate and jewelry that belonged to her great-grandma. And cash. A lot of cash. Yeah, $67,000 worth of saved money. All my 40 years of saving every penny I've ever gotten in cash. Cash she had planned to travel with when she retires. You're better off burying it in the backyard. But what Wade says makes it even worse is what's spelled out in her lease. The bank isn't responsible to cover any of the contents in her safe deposit box. How do you get away with selling safety with a clause that says you have no liability? This is all the paperwork so far. Wade is now on a mission to make customers think twice about their own boxes. You're not letting this go. I'm not letting it go. You rent a safe deposit box, they put that thing in front of you, they tell you where to sign, and you sign it. Dave McGuinn is a former banker and founder of Safe Deposit Specialists in Texas. He trains bank workers how to better protect some of the 25 million boxes across the country. And until something like this happens. You start wondering what did I commit myself to? McGuinn hears of at least a dozen cases similar to Wade's each year. He says FDIC insurance covers only deposit accounts at banks. Box items aren't covered. It's why he tells banks to display no insurance disclosures in the vault for all to see. It is the biggest area that consumers think you have insurance. And from rotating locks to signature and key requirements, McGuinn offers a report card for customers to run through before renting. If the bank is doing all this, we wouldn't be having this conversation today. Midwest One says it can't comment on individual customers. But a spokesperson says the franchise has policies and procedures subject to regulatory scrutiny. They require investigations when appropriate. And the bank says they cooperate with federal regulators and local law enforcement. Golden Valley police are investigating what happened in Wade's case. I want the perpetrators to be caught. And she hopes her story prompts others to visit their vaults and look closely at their consequences. There is no excuse for this happening to people. In Golden Valley, Liz Collin, WCCO 4 News. Midwest One Bank says boxes can only be accessed with two keys. Employees cannot open them with the bank key alone. The bank says it also requires identification. Wade says that didn't happen in her case. You can buy safe deposit box insurance. If you'd like to see the full list of questions to ask before renting a box, go to WCCO.com. | [
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i37AVXm0EUA | account and a 3% high yield savings account that sound great on paper, but are maybe not all that they're cracked up to be. We're going to talk about it. But before I do, I'm going to ask you to please subscribe to this YouTube channel if you have not already. And if you have already, I thank you for doing so. So Green Dot made this announcement today that they are offering a 3% unlimited cashback savings account and a 3% high yield savings account. Now, I saw these headlines in a couple different places today and was very surprised to see how little digging a couple of news outlets did because this offer, while it sounds good, is not quite as good as it does sound. So we're going to look a little closer at it. First off, let's talk about the unlimited cashback bank account from Green Dot. You put your money in, it has a debit card, attached, and you get 3% cashback unlimited on, well, some things, not everything. Now, unlimited sort of suggests that you would get 3% on everything, but you don't. You get 3% on online purchases and 3% on in-app purchases. Now, that's not bad. That's, you know, pretty good for online purchases and in-app purchases. However, when you call it an unlimited cashback bank account, it would suggest that you're going to get that 3% across. And you do not. Secondarily, you only get your rewards on this account one time per year. So you're going to have to hold on to the account at least for one year. And then if you want rewards for a second year, you're going to have to hold on to it for another whole 12 months. So they would like you to think of that as sort of a forced savings, but as far as I'm concerned, it's really holding your rewards for ransom. Third, there is a $7.95 monthly fee if you don't spend at least $1,000. So that's a good thing. So that's a good thing. So that's a good thing. So that's a good thing. So that's a good thing. So that's a good thing. So that's a good thing. So that's a good thing. debit card on a monthly basis. So obviously, if you can't hit that $1,000 spend, well, then you're going to be getting less than 3% on those purchases, especially when you thought those purchases might be 3% on everything. It's only 3% on online and in-app 0% on everything else. Now, the second piece here is the 3% high yield savings account. Not any real hurdles necessarily necessarily here, but some things to know. Number one, you're only going to get that 3% on up to $10,000 that you have in the account. The way they are actually going to calculate what you get is based on the average daily balance you have in the account over the course of a year. And now, when I say over the course of the year, that is because you only get your interest one time per year, just like how you get your rewards only one time per year in the other account. Now, that is really it as far as that is concerned. However, you do have to realize that you can only get the high-yield savings account if you have the cashback account. So that potential $7.95 monthly charge, if you don't spend $1,000 with your debit card, is still going to come into play here, which means it could eat away at your earnings from this high-yield savings account if you aren't hitting that $1,000 a month spend. And if you're thinking that maybe you know some loopholes that can get you to that $1,000 spend, then I would suggest that you look at the debit card. And if you're thinking that you know that you can spend quicker, Green Dot may be a little bit ahead of you in terms of their thinking. They have closed some loopholes. You're not going to get credited for spending on gift cards toward that $1,000. Airline tickets that you purchase online do not count toward that $1,000. Any bill payment that you would do out of the bank account does not count toward that $1,000 either. They want you to kind of make this your primary payment card or payment source and be buying real, goods and services with it that they are going to be getting their cut of, which of course is going to help them pay you the rewards and the money on your high-yield savings account. first the cart and that it may be this love if your monarch因 for everything you purchase. But again, you're getting that 3% only on the online and in-app purchases. You go into a real store with that debit card, you are not getting anything. But debit card holders are sort of used to not getting as many rewards as credit card holders. So, you know, if you fit in that bucket, maybe this is okay for you. As far as I'm concerned, though, you know, I'd rather have a good cashback credit card that is going to get me a good rate on everything that I buy and maybe a high yield savings account that doesn't quite hit that magic 3%, you know, button there. But overall is going to give me, you know, probably close to what I would get with this combination without having the worry of having to spend a thousand bucks a month in order to avoid a $7.95 fee every month. So that is it overall. Not a bad deal, especially if you are someone that prefers debit over credit. And you can hit that $1,000 a month spend for sure every month. However, I think the offer is a little misleading. They're sort of using that magic 3% number to make you feel like you're getting more than you are. And then once you hit the fine print, you say, oh, well, it's not completely 3% that I am getting here. I would love to hear your comments in the comments section below. Please leave them if you have any. Otherwise, I thank you for watching. And as always, please go to ProudMoney.com where we do credit card reviews. We have personal finance news. We talk deals and all sorts of other fun stuff too. Thanks for watching. Bye. | [
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964530581747908608 | Because for the banking sector which is known now as financial services, there is a separate secretary. So if there was a bank related issue, it must have gone to him. It wouldn't have come to me in any case. So that's why I said that I did not see it but I'm not saying that it may not have been sent to anybody. You see what is being suggested, what is being suggested Mr. Mayaram? If they are saying, if they are saying, it may have been financial services. I mean it could be secretary financial services. So it was not brought to your notice. But the bigger question is this Mr. Mayaram. The bigger question is this sir. The bigger question is this that this scam according to Jeeval Narasimha Rao started when the Congress was in power, when you were working with the finance minister, when you were the finance secretary. Therefore my question is this, that is it true or is it not true that corporate loans during the financial crisis, during your tenure, when you were managing affairs there, corporate loans were political loans? Were corporate loans being given due to political pressure sir? Well I think that would be a very sweeping statement to make. As much as then and as much as now, there would be some cases where there is a possibility that there may be some political influence which will be used. At the bank level. Hmm. | [
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Yj7l5l2_U1U | Who needs them? And are they the best way to secure your valuables? Whether you have a safe deposit box is, of course, a personal decision. Some families find that a safe deposit box at their local bank gives them peace of mind. But renting a safe deposit box does cost money. So here are some things to keep in mind. First, what is the value of the things you might put inside that safe deposit box? The monetary value and the personal value to you. And keep in mind the value of something may change over time, becoming more valuable or maybe even losing value. Hard to replace or irreplaceable documents are good candidates to store in a safe deposit box, like historical documents, birth certificates, property deeds, car titles, and U.S. saving bonds. Valuable jewelry or family heirlooms are also good to secure in a safe deposit box. One thing that's not something you should store in a safe deposit box is cash. You're better off depositing your cash in an FDIC insured bank account, like a checking account or savings account, or a certificate of deposit. That way, your money is protected in the unlikely event your bank were to fail. The FDIC insures bank deposits of up to $250,000 and even more in certain circumstances. That is the FDIC's best way to secure your bank account. loss or damage. Though generally speaking, safe deposit boxes are more secure than storing your valuables at home. With a safe deposit box, you control who has access. Talk to your banker or to an estate planner to make sure those whom you designate can access your safe deposit box in the event you die or are no longer able to gain access yourself. Finally, with new health guidelines in effect, many bank branches now require that you make an appointment to receive in-bank financial services, including getting access to your safe deposit box. So plan accordingly. I hope that helps to explain things. | [
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xpqKs0Hse0E | debit card. And I noticed that I was being charged a service fee and a 5% markup on the transaction. So here are 5 tips on how you can save money on international transactions while traveling abroad. Number 1. Check all of your credit and debit cards for their transaction details whether it's markup fees, fixed transaction fees or also the conversion rates that you're going to be charged while traveling so that you don't feel surprised. So for online transactions, prefer cards that have a lower markup fees and also offer a host of rewards while traveling abroad like these ones. These two particular cards have no markup fees and no transaction fees when you're withdrawing from an ATM. Most cards have a fixed fee associated with it when you're withdrawing from an ATM. So to save some money, avoid multiple transactions and work out your budget in advance and withdraw the amount accordingly. Most ATMs of different banks have varying currency conversion rates. So do check on the particular ATM before withdrawing cash. Hope these tips help you. Subscribe to our channel. Click the bell icon to get notified of our latest updates. | [
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2dWr2_Blo-05xPzi | होंगे कि अब यूपीआई करने पर आपको चार्ज लेगा यूपीआई तो आप जानते ही होंगे जो लोग नहीं जानते हैं वो लोग भी जान लें जाने इनिफाइड पेमेंट इंटरफेस जिसे हम यूपीआई सोट में कहते हैं अब पेजाता है तो युपीआई में हो गया फोन पर हो गया गूगल पर हो गया तीएम हो गया ऐसे सब बहुत सारे जो आप मोबाइल के द्वारा एक ऐप के जरिए लेंदेन करते का इंजेक्शन करते हैं उसे यूनिफाइड पेमेंट इंटरफेस कहा जाता है पूरा जाता है अब सुनने में आ रहा है कि यूनिफाइड पेमेंट इंटरफेस करने से मतलब यूपीआई करने से आपको चार्ज देना पड़ेगा मतलब 2000 दो हजार पे से ज्यादा आप पे करते हैं किसी को ट्रांसफर करते हैं तो आपको वन पॉइंट वन परसेंट चार्ज देना पड़ेगा मतलब कि सुल्क कट जाएगा आपके एकाउंट से मैं आपको बता दूं यह पूरी तरह से अफ़वाह या कोड़ी करूंगा कि वीडियो को लाइक करिए मन में कोई सवाल पर से रह जाएगा कोमेंट मॉक्स में जरुर लिखेंगे नेशनल पेमेंट क़ॉर्परेशन ऑफ इंडिया जिसके अंदर में सारे यूपीआई काम करते हैं तो नेशनल पेमेंट कट पुरक्षण ऑफ इंडिया � snackbir खा गया है एक होता है यूपीआइ एक होता है पिपिएई और आप सच मिलने अपनी पता दिया पिपिएई होता है है पद्द फोल्ड पेमेंट इंट्रूमेंट जिसे हमशाम क gen i कहते थे में क्या जाता है कि जैसे बॉलेट होता है आपके फोन पर ऊपर पे-पे रिहद में बोलेट है जहां पर पैसा आफ करते हैं मतलब अपने अकाउंट पैसा वहां पर लाते हैं और वहां से किसी को ट्रांसफर करते हैं बहुत सारे लोग ऐसे भी होते हैं जो अकाउंट को लेने नहीं करते हैं को 100.1 из- conseguir 2% फिर फिर पेट करते हैं कई दुकान में खाना काते हैं कोई सामाल नहीं नहीं फिर इसका सारे जगह पर सॉपिंग करते हैं तो जहां आप एक है दो हजार से ऊपर जैसे आपकापूम नहीं होगा और या आज जैसे उपिऐ से जैसे था जिस काम इसलिए था जैसे आप कर रहे थे जो क्लिक करके पैमंट के असंथ से पैसा करता है तो जीवन पर आप कोई असंथ और घारा से पैसा करता है तो उसमे किसी तरह से नहीं लेगा या इस बात समझ लीजिये लेकिन आपको बता दू कि National Payment Corporation of India ने कहा है कि उसका सर्वे में पाया गया है कि 99.9% लोग जो है वो एकाउंट कहीं इस्तेमाल करते हैं यूपी आई में चाय फोन पे हो गूगल पे हो पे टीम हो इसका लाबा बहुत सारे यूपी आई है उसमें वो बैंक एकाउंट लिंक करके रखते हैं और वही से पेमेंट करते हैं तो वहाँ से जो लोग पेमेंट करते हैं उनको तो 1% भी चार्ज लगने का है नहीं 0% चार् टहम होगा एक दिन में यह तेरा कर सकते हैं कहीं भेज सकते हैं तरफ तरफ दिक्कत नहीं लेकिन अपरेसर भेज रहा है तो आपको यह फुल सब्सक्राइब कर रहा है किसी को उस पर चार्ज एक लग तो एक प्लीयर हो गया बहुत ही कम समय में बिल्कुल आसान भाषा में मैं आपको समझाया हूं अगर यह सब चीजें यूज करते हैं आपको घबराने की जरूरत नहीं है आप बैंक अकाउंट से लिंक कियु का भरानी की जरूरत नहीं यहलों पास खाता नहीं है बैंक आकाउंट नहीं है फिर बैंक अकाउंट है shopping के लिए UPI का इस्तेमाल करते हैं मतलब UPI से shopping करते हैं 25 करोर लोग लेकिन transaction की बात आपको बता दो 12,98,58 करोर लोगों ने अपने UPI का इस्तेमाल किया सिफ जनवरी जनवरी को तो इसी को देखते हुए सरकार को लगा कि transaction बहुत हो रहा है इसका कुछ सुल्क होना चाहिए ताकि सरकार को भी इससे कुछ फायडा हो और देश में भी जो राजस्व आये उसने देश का कुछ भला हो बहुत कम charge रखा गया है लेकिन वो सिर्फ merchant बालों के लिए रखा गया है दोस्तों यह जानकारी बहुत ही महितपूर्ण था इसलिए मैंने आपको बताया और इसी परकार से नए नए जानकारी चाहते हैं किसी भी अफ़वा का किलियर करना चाहते हैं उसके बारे में आप जानना चाहते हैं कुछ भी आपको समझ में नहीं आ रहा है बहुत सारी निउज़ आती है खबरे आती है बेंकिंग से सम्मदित इंसुरेंस से सम्मदित इसके अलाबा बता दू आपको पोस्ट ओफिस से सम्मदित लोन, फाइनेज जो आपको समझ में नहीं आता है लगता ही या फ़वा है या फिर आपको लगता ही ये सही है तो उसके बारे में अगर जानकारी चाहते हैं तो आप कुमेंट बक्स में लिखेंगे मैं उस टॉपिक पर किलियर करके वीडियो बना दूँगा तो ये बाते आपको समझ में आही गई होगी मिलते हैं नेक्स्ट वीडियो में एक नए टॉपिक के साथ तब तक के लिए शुक्रिया धन्यवाद जैहिंद दोस्तो | [
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Y-xfJ6YB40g | I'm going to be giving a review on Marcus by Goldman Sachs, specifically their high-yield savings account. This video will be pretty straight to the point, but if I leave anything out or if you have any questions, feel free to comment those down below and I will answer those. I have been using Marcus by Goldman Sachs, the high-yield savings account, since I think since November of 2019 and I really enjoy using this account. I figured it was time to finally make a full video dedicated to Marcus by Goldman Sachs. This is not sponsored. I'm not being paid to talk about them whatsoever, but I'm gonna go through a little bit about them, the pros, the cons, and that's it. I think at the time when I was looking for a high-yield savings account, I was just looking for the one with the highest rate. So when I first signed up with Marcus, I think it was like 2.85% That was back in 2019 before the pandemic and things were fairly high, you know for a high-yield savings account. I think that's why I initially went with it. I knew going into it because I was in the market for a high-yield savings account. I was searching around and I knew that I wanted something with no fees. I of course wanted to be FDIC insured and to have the option to have multiple savings account in one account, which I'll explain in just a bit. But that's typically the general rule like when I when I'm working with clients of mine if they're you know, I always will recommend Marcus or tell them that that's what I use but I give other options because there are many high-yield savings accounts out there that are great and trustworthy and they have the same the same aspects to them. So if you're looking for a high-yield savings account, even if you don't go with Marcus, be sure that it follows those or at least make sure there's no fees and that it's FDIC insured. So the bulk of them are and you should be okay. Marcus definitely checks those boxes. But yeah, ultimately I did end up choosing Marcus. I think at the time because of that the of the higher interest rate it was higher than the other accounts that I was seeing but I'm glad I made that decision because I have no regrets to this point. I have earned quite a bit of interest from having the savings account and it's pretty incredible. There used to be a limit on withdrawals the number of withdrawals per month on each of your accounts with Marcus but now that is no longer the case. I honestly don't know when that change happened. But, in the past you could only do six withdrawals from your account per month and now that's out the window. You can do as many deposits as many withdrawals as you need to. I never even before when that was a limit I never ran into an issue because I didn't need to pull from it multiple times in the month. Y'all know that when I'm saving for my student loans, which I am currently when I'm filming this November 2022, for the past year I've been saving in my high-yield savings account for my student loans and I do multiple transfers in the month and there's been no issue. With that as for the pros with Marcus by Goldman Sachs, the first one is the higher APY. Now again, there are many options out there for you to choose from for a high-yield savings account. Marcus is a competitive rate, but many of them are around the same amount. But what I mean by this being a pro is that Marcus has a much higher rate than a traditional bank account. You know, I do have a checking account. I have multiple checking accounts to be honest, but my main one is with Bank of America. I've been with them since I was like 16 years old but their APY is like point zero. I don't even know point zero one probably point zero two. It's nothing like you don't earn anything on the money that you have. I actually had a savings account with Bank of America and I ended up getting rid of that. I got rid of it several years ago because they kept charging me fees. There were all these, you know, I had to have a minimum in there. I wasn't gaining any money on the money I had saved. So I deleted it and just kept the checking account. The interest that you're going to gain from a high yield savings account, any of them is never going to be insane. Like in my opinion, this is not an alternative for investing. It's just a great place to park your money and gain some money on that money. So the more money you have and the less that you pull from those savings accounts, then the more interest you can gain. I did go ahead and add up everything that I earned just this year so far. So from January 22 through October 2022, how much I've gained in interest to Marcus by Goldman. So I've been able to get a little bit of a discount on the student loan, which is over $333. So far, I did also get a bonus. So last year in 2021, if you watch my videos, you may remember that I was using a different savings account for my student loan specifically because I was taking advantage of a promo with that account. And conveniently at the time of that promo ending, Marcus had a promo where if you deposited $10,000, you get an additional $100. It's like a $100 bonus. So I took advantage of that. So I'm very happy with that. So, yeah, I think I'm going to keep going. I'm going to keep going. And I did get an additional $100. So in total from Marcus this year, from January through October, I've gained $433, which is pretty solid. And you may be wondering how much money I've had in those accounts throughout this time. And the way that I use my high yield savings account is for my sinking funds. So I am constantly putting money in. I put money into them each month, but also I'm frequently pulling from them. So the amount would fluctuate. And therefore, the amount of interest that I would gain is not on a set amount. But I started January with a little over $8,000 in my Marcus by Goldman Sachs account and ended October with over $32,000. So back in January, I gained about $6 in interest from Marcus. And now with this balance, it is over $74. So, yes, of course, the more money that you have saved, the more interest you are going to gain on that money. And then that is going to stay in there. If you choose to let it stay in there, it will compound on itself. But even if you have a smaller amount, let's say you have an emergency fund of $2,000, $3,000 in Marcus or any high yield savings account, you are not going to gain hundreds of dollars in interest. But if you were to have that money in just a regular bank account, you basically would earn nothing on that money. So you might as well keep it in a high yield savings account. And get a little bit of interest on that. The reason that online banks are able to do this is exactly because of that. They are online banks. So instead of having a place for them in, you know, like if you drive around, you will see a Bank of America, you will see a Wells Fargo, you will see all of these other banks, and that costs them money. So to have a location costs money to have those employees, it costs money. But online savings accounts cut that out, so they don't need as much money to operate. And of course, they don't have to pay for that. They do have customer service. So you have somebody you can get in contact with, you can, you can reach support, but they have much lower operating costs. And then therefore we benefit and can gain more money on our savings at the time of me filming this. So it's November, 2022. The current interest rate is 3%, 3% APY. However, I also have a referral link. That's always linked down below and you can get an extra 1% for three months. So that's 4%. And if you have friends or family that don't have a high yield savings account yet, and you are, you know, open to sharing something or recommending something, you can also refer people and get the extra 1% for three months, three additional months if you refer people. So that's open to you as well. I have that link down below. And so you'll get 4% for three months as of right now. Of course, the interest rate may go up or it could go down. So throughout the pandemic, the interest rate did go down. That's that way. I think it was standard across all high yield savings accounts. So as I said, when I opened it, it was close to 3%. And then the lowest it went was 0.5% and it hovered around that for over a year, I think. So it is going to fluctuate. It just depends on the state of the economy. The next pro with Marcus Bygold MnSax is that you can have multiple savings buckets under one umbrella. Again, most online banks have this feature, but it is something that is so important to me. And I find that the way that Marcus Bygold MnSax is the way that it's been used to get the most money. So if you log onto your account, you are going to see at the top your total balance. And then beneath that, you are going to see all of your accounts and they're just like listed out. And you can see the balance in each of them. They're all at the same interest rate. So even if you have 10, 12, 15 different accounts, then they're all still earning the same APY. You can also name these accounts. So I specifically put on each of them a little title of what I'm saving for. So for my student loans, travel gifts, all the sinking funds that I have, I named them. And I really love that it's under one account and I can see it all under one login. They do all have different account numbers. So if you want to set up automatic transfers to one account and also set up automatic transfers to another account, those have two separate account numbers. And you have to pay attention to that because obviously it's going to be going to different savings, but all in all, it's under the same. Umbrella. Now I'm not sure how many accounts you can have. When I first started, you could have up to 10 accounts, but I definitely have over 10 now. And I've been able to open another. I'm not sure if that's changed or once you've been a customer for some time, you can add more, but I haven't run into an issue. Plus 10 is plenty. Like I find that I kind of recycle the accounts that I have renamed them something else and move on to my next savings goal. And it works fine for me. As of right now, I'm not sure how many accounts I have. It gives me the option to add more, but 11 has been fine for quite some time. Pro number three is that I find the transfers to be pretty quick. It will say that the transfers are going to take, you know, one to three business days, but there have been times where I've like, I don't know if I woke up early in the morning and I made a transfer, a large transfer, even like $500 plus to my main checking account. I got that money the same day. And that's obviously not a guarantee, but if you do the transfer early enough, it should come within that same day, or at least by the next day. I've never had an issue where it's taken, you know, days and days or anything of that sort. It has never been a problem for me. Of course, in general, I just try my best to make sure my checking account is set and I don't, you know, absolutely need money within the day, but it has happened before. You'll know that several months ago. I accidentally overlapped. I overdraft my account and I, that was when it happened. So that, that morning I was like, oh my goodness, let me pull from my emergency fund. And I made the transfer and I got that money that same day. And it saved me from a fee with my checking account with bank of America. So yeah. Now as for the cons with Marcus by Goldman Sachs, my first problem that I have is I don't like their app. Now I am an Android gal. I have an Android. I've always had an Android. Sorry. That's just what I prefer. So I don't know if that's the reason, but I find that the mobile app is not great. It does not tend to work for me or there's yeah, it just will like close spontaneously. And I think that's, I honestly haven't even tried in probably the past year. I haven't tried to go onto the actual app itself because I just had a bad experience with it. And I just go to Google type in Marcus and it pops up and then I go through the actual website on my phone. The other con kind of going along with that. I feel like the website too has, I feel like the website is a little bit slow. Like if I'm trying to make a transfer, it seems to take a long time. It has several screens for you to go through, which makes sense. Like you have to tell them where the money's coming from, put all the information, the amount that you need, and then they prompt you so that you confirm that transfer. But I feel like sometimes that that loading time takes kind of long. I'm not sure why that is. I'm not sure if that's because I have multiple accounts or if that's just a Marcus problem. To me, it's not like a deal breaker whatsoever. I think the thing is that we've gotten so used to things being super quick. So anytime that I have to wait, it's just like something I noticed because I'm so used to things going really, really fast. And that may just be a me problem again, or it may just be an Android thing. I have no clue, but let me know if y'all experienced that with Marcus. I feel like that's the only issue. It can sometimes be a little slow, but no problem with that. Doesn't mean like the transfers are slow or that like. There's any problem. It's not a deal breaker whatsoever for me. Overall, I obviously recommend Marcus by Goldman Sachs, and I just wanted to make this video because I have been using Marcus for quite some time now and haven't put out a review video for it. So let me know if you have any questions. Please feel free to share if you use Marcus and what you think of it. Thank you so much for watching. Please give this video a thumbs up, subscribe if you haven't already, and I'll see you in my next video. | [
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1353780070108835840 | telling them that their vaccination date has been set and seeking personal data. This happened to my dad recently and he's going to speak to you about it. We live in the same house and so that's why we're in close proximity to each other and not wearing masks. Over the weekend I got a text asking me to confirm my details from my COVID vaccination. I'm 87. I'm really looking forward to getting my vaccination and so took that text more seriously. I was in hospital recently so I thought they probably had my number from that. But Mary pointed out to me that HSE would never ask for those sort of details by BPS number and other more situational data. So I didn't respond. In fact, I just... I just deleted it. But not everyone would know that or have their family living with them to advise them and they could get caught out. Never disclose private information over the phone or via text or by email. Do not give out your BPS number to anyone who makes any unsolicited contact with you. The HSE will never call you or text you or ask for your BPS number. The HSE will never call you or text you or ask for your BPS number. The HSE will never request payment for a COVID test or vaccine. If you receive such a call, just hang up. If you have mistakenly provided your personal information in response to this scam, then contact your local garden station immediately. And if you have any questions or concerns relating to COVID testing or the vaccination or when you'll be in the vaccination list, contact your local garden station. | [
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VRqK766l4-EcUSWu | जी हाँ दोस्तों ये मुहावरा तो आपने सुनाई होगा वक्त निकल जाने के बाद अपसोस करने का क्या फाइदा नमस्कार मैं हूँ सुगंद एंगेन मनी डॉट कॉम के इस हिंदी यूट्यूब चानल पे आपका बहुत बहुत स्वागत है आज का ये वीडियो बहुती जरूरी है कि गूगल पे यूपी आई फ्रॉट से कैसे बचना चाहिए चलिए दोस्तों इस वीडियो की शुरुवात एक कहानी से करती हूँ ये कहानी मेरी खुद की दोस्त डॉलफिन की है जो मेरी बड़ी ही करीबी मित्र है एक दिन मैं और डॉलफिन कैब में जा रहे थे और तभी डॉलफिन को एक कॉल आया उनके फोन पर कॉल आया उस व्यक्ति का जो OLX पे उनका बेचा हुआ डाइनिंग टेबल खरीदना चाहता था डॉलफिन के फादर ने OLX पे एक डाइनिंग टेबल की लिस्टिंग डाली थी और उस व्यक्ति का फोन इसी बारे में था उस व्यक्ति ने डॉलफिन से कहा कि मैं आपका डाइनिंग टेबल जो है वो खरीदने में इंटरस्टिड हूँ और इसके लिए मैं आपको अभी 5000 रुपे एडवांस ट्रांसफर करना चाहता हूँ डॉलफिन बहुत खुश हो गई कि वाह मेरा डाइनिंग टेबल तो काफी जल्दी बिग गया है तो डॉलफिन फोन पे ही बात कर रही थी और फोन पे बात करते करते ही उस व्यक्ति ने कहा कि मैं आपको एडवांस पेमिंट कर रहा हूँ आपको एक रिक्वेस्ट आएगी आप अपना पिन डाल दीजियेगा यूपी आई पिन और जैसे ही आप अपना पिन डालेंगी आपको पांच हजार रुपे मिल जाएंगे मैं आपको बता दूं कि डॉलफिन एक बहुत ही स्मार्ट इंप्लूएंसर मॉडल एक्टर है और वो इतनी इंटेलिजेंट है कि आ पांच हजार रुपे आने की बजाए पांच हजार रुपे उनके अकाउंट से कट गए ऐसा क्यों हुआ अब मैं आपको समझाती हूं दोस्तों जब भी आपको कोई पैसे भेजना चाहता है तो कभी भी आपके यूपी आई पिन की जरूरत नहीं होती है ये बात गठा ली लीजिए अगर कोई आपको पैसे भेजना चाहता है आपके अकाउंट में पैसे डालना चाहता है तो आपका UPI पिन कभी भी नहीं लगेगा जब आप किसी को कोई पेमिंट करना चाहते हैं किसी ओनलाइन शॉपिंग की पेमिंट या फिर कोई आपने टिकेट बुक करी है उस डॉल्फिन ने फोन पर बात करते करते ही अपना एक मेसेज रीड किया जो उनके फोन पर आया था कि पांच हजार रुपे आपके अकाउंट से डेबिट हो चुके हैं उस वक्त पर उसने उस स्ट्रेंजर से कहा कि पांच हजार तो कट गए हैं तो उस इंसान की हिम्मत दे� कि अगर आप एक और बार पिन डाल कर मुझे 2000 ट्रांसवर कर देंगी तो मैं पूरे 7000 आपको रिफंड कर दूँगा मैं ये पूरी कॉन्वर्सेशन सुन रही थी जैसे ही मैंने डॉल्फिन के मुझे ये सुना कि उनके अकाउंट से 5000 कट गए हैं मैंने उनसे कहा डॉल्फ तक है बहुत बड़े UPI फ्रॉड की जो आपके साथ हो सकता है डॉल्फिन तो सिर्फ 5000 रुपे गवा कर बच गई क्योंकि उन्होंने ये सारे स्टेप्स लिए लेकिन दोस्तो एक और कहानी है एक ऐसे व्यक्ति की जिनोंने यूपी में अपने अकाउंट से गवा दिये प� साफधानी से तो पहला पॉइंट जो आज मैंने आपको बताया उसे ध्यान में रखें जब भी कोई आपको पैसे भेजना चाता है तो आपका यूपी आई पिन उन्हें कभी मत दें अगर आप किसी को पेमिंट करना चाते हैं तब आप अपना यूपी आई पिन अपने आ� अप में डालकर message read करके पेमिंट करें जी हाँ अप जब आपको कोई message भेजता है तो उसे ध्यान से पढ़ें कि कौन आपसे money request कर रहा है आपसे कोई money request कर रहा है या फिर आपको किसी ने पैसे भेजे है और एक बात बता दूं गूगल पे application में एक बहुत अच्छी चीज है अभी कुछ दिन पहले मैं अपनी Delhi के लिए tickets book कर रही थी और मैंने एक airline की website पे tickets जो है वो book करी और amount जो है वो general amount से काफी जादा था क्योंकि tickets महंगी थी तो याद रखिए Google Pay आप जो है उस पे जो आपको warnings आती हैं जो messages आते हैं जो request messages आते हैं उन्हें ध्यान से पढ़िये दोस्तों एक दूसरा तरीका है जिससे UPI fraud होते हैं और वो इस तरह से कि लोग आपके mobile का remote access आपसे मांगते हैं अब ये remote access क्या होता है सरल शब्दों में सम नी की खराबी आ जाती है तो आप से जो है team आपके laptop का remote access मांगती है कि वो अपने ही laptop से आपके laptop को access कर सकें और उस तुरुटी को ठीक कर सकें बिल्कुल इसी तरह कुछ लोग आपको customer care executive बन के call करते हैं और कहते हैं कि अगर आप हमें अपने mobile का remote access देंगे तो हम आपकी problem solve कर देंगे याद रखियेगा दोस्तो अपने mobile का remote access किसी को भी न दें तीसरा तरीका जिस तरीके से UPI fraud किये जाते हैं वो मैं आपको बताती हूँ काफी बार लोग आपको phone करके आपके bank details मांगते हैं और कहते हैं कि pin या password देने की कोई ज़रूरत नहीं हम तो सिर्फ आपके bank account का detail और IFC code मांग रहे हैं क्योंकि हम आपको पैसे भेजना चाते हैं तो ये जो fraudsters होते हैं ये पहली call में आपके bank details लेते हैं फिर दूसरी call में ये आपसे कहते हैं कि आपको एक message आया होगा उसे आप इस number पे forward कीजिए आप जब उस message को forward करते हैं तो OTP भी उनके पास चल बच सकते हैं वो ये है कि जब आप अपने mobile phone में पहली बार Google Pay डाउनलोड कर रहे हैं तब आप उसे Play Store से डाउनलोड करते वक्त ध्यान दे कि किसी भी fake app को आप डाउनलोड नहीं कर रहे हैं जी हाँ Google Pay नाम के ही बहुत सारे fake apps भी हैं अब आपको कैसे पता चलेगा कि original कौ और जो fake apps होते हैं वो उसी नाम के मिलते जुलते नाम के app होते हैं लेकिन उनके बहुत कम downloads होते हैं तो अगर आप Play Store से डाउनलोड कर रहे हैं Google Pay का app तो सिर्फ original app ही डाउनलोड करें वरना fraud होने का डर हो सकता है अच्छा एक और बात जब आप Google Pay या फिर कोई भी और UPI का app डाउनलोड कर रहे हैं तो installation खुद ही करें कितनी बार हम कह देते हैं अपने दोस्त से या अपने रिष्टेदार से कि यार मेरे फोन पे Google Pay डाउनलोड कर दे खुदी password भी डाल दे खुदी सब setting कर दे ऐसा नहीं पिंस खुद set कीजिए ताकि कभी भी कोई fraud जो है वो ना हो पाए एक और चीज दोस्तों ये उधारन भी मैं आपको कहानी से देती हूँ एक बार एक व्यक्ति ने Google से एक restaurant का number निकाला और उसके बाद उन्होंने उन्हें call किया क्या आपका restaurant खुला है तो उस number पे मौझू� एडवांस जो है वो हमें Google पे करना पड़ेगा तो restaurant वाले ने इस व्यक्ति से मांगा advanced amount इस व्यक्ति ने advanced amount पे करने के लिए जो है Google पे खोला और वो तब भी restaurant वाले के साथ phone पर ही थे उस restaurant वाले ने कहा कि मैं आपको बता रहा हूँ आप ये amount enter कीजे और साथ में ये जो है आप pin enter कीजे और आप जो है payment कर दीजे actually में ये एक fraudster था क्योंकि ये number इस व्यक्ति ने Google से निकाला था ये किसी restaurant वाले का number नहीं था ये एक fraudster का number था इस fraudster ने इस व्यक्ति के Google पे UPI account से 50,000 रुपे निकाल लिये और इस तरह से उनके साथ fraud हुआ अब ये fraud क्यों हुआ स� सबसे पहली बात अगर आप किसी भी website का, किसी भी restaurant का, किसी भी चीज का number चाहते हैं तो उसे Google पे ना ढूंडे उनकी website पे जाके ढूंडे जी हाँ Google पे जाके पहले website का नाम ढूंडे और उस website से contact number निकाल कर किसी को भी contact करें दूसरी चीज अगर आप किसी को पैसे भेजना चाहते हैं तो आप पहले जिस phone पे बात कर रहे हैं उस phone को काटें वो व्यक्ति आप से पैसे request करेगा एक message आएगा जहां amount भी लिखा होगा जब आपको लगे कि हाँ ये ठीक amount है और तभी आप अपने पैसे जो है वो भेजे आप mobile number द्वारा चुन सकते हैं कि आप किस को कितने पैसे भेजना चाहते हैं तो google पे application यूज करते वक्त कुछ चीजों का ध्यान रखें एक तो अपना UPI pin जो है वो किसी से भी share ना करें दूसरा कहीं से भी आया हुआ कोई SMS दूसरे number पे forward ना करें तीसरा अपने app को अपन अगर दूरभागेवश आपके साथ fraud हो ही गया है तो आपको सबसे पहले screenshots लेने हैं उन सारे amounts के जो आपके account से चले गए हैं आपको screenshots लेने हैं अपने app के उसके बाद आपको जो है RBI में complaint करनी है जी हाँ RBI अब आपको ये सुविधा देता है कि आप अपने साथ हुए fraud की complaint कर सकते हैं लेकिन उससे भी पहले आप अपने pin जो है उने बदल दें अपने password को बदल दें अपने bank account को block करें अपने cards को block करें और इस तरहां से आप और ज़ादा fraud होने से बच पाएंगे आप NPCI cyber crime को भी report कर सकते हैं अपने frauds तो दोस्तों ये वीडियो हम आपके लिए स like करें share करें comment करें और हाँ अगर आप और भी ज़ादा financial knowledge चाते हैं अपने finance के ग्यान को बढ़ाना चाते हैं तो indianmoney.com का financial freedom app download कीजिए ये 100% safe app है 5 million से भी ज़ादा इसके downloads हैं actually मैं इसे एक app नहीं कहना चाहिए ये एक university है जहां एक बार subscription लेने के बाद आप हजारो course कर सक करते हैं जैसे की personal finance जैसे की अपना कुछ का business कैसे शुरू करें stocks में कैसे invest करें तो देर किस बात की फटा फट से indianmoney.com का financial freedom app download करें आत्म निर्भर बनें this is your host sugandh signing off | [
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1706653127548563653 | Joe Biden doesn't need to. Joe Biden has centered his campaign around being the most pro-union president in history and how better to cap that off than showing up and making history by standing on the picket lines with these striking workers. And I think it's worth pointing out since we're talking about, you know, track records here, Donald Trump blamed the UAW for the auto industries near collapse during the financial crisis. Joe Biden points to that same moment as an example of where the UAW stood up to save the industry. So that tells you really everything you need to know about the two different positions the president and the former president have. | [
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C-WtoGXFwuuKUa0y | दोस्तो अगर आपको भी अपनी ICICI Bank की Internet Banking को एक्टिवेट करना है तो इसके लिए सबसे पहले आपको Google Chrome पर जाकर ICICI Bank Internet Banking लिखकर एंटर करना होगा ICICI Bank Internet Banking लिखने के बाद जो भी लिंक आपको सबसे उपर दिखाई दे रहा है उस लिंक पर आपको क्लिक करना है यानि जो भी link top पर आपको दिखाई दे रहा है उस link पर click करने के बाद कुछ ऐसा interface आपके आगे दिखाई देगा अब यहाँ पर सबसे पहले user id और password ये मांग रहा है अब क्योंकि हम first time user हैं तो हमारे पास कोई भी password अभी तक नहीं है हमें सबसे पहले खुद को register करना होगा register करने के लिए नीचे आपको एक option दिखाई दे रहा है get password का इस get password के option पर आपको click करना है get password के option पर click करने के बाद next page पर कुछ ऐसा interface आपके आगे दिखाई देगा अब यहाँ पर सबसे पहले हमें अपना password generate करना है तो नीचे हमें click here to proceed के option पर click करना होगा click here to proceed के option पर click करने के बाद next page पर कुछ ऐसा interface आपके आगे दिखाई देगा अब यहाँ पर सबसे पहले आपको अपनी user id एंटर करनी है अगर आपको आपकी user id नहीं पता तो right side में एक option available है get user id का यहाँ पर click करके आप easily अपनी user id पता कर सकते हैं अपनी user id एंटर करने के बाद नीचे आपको अपना registered mobile number एंटर करना है यानि जो भी mobile number आपका bank के साथ registered है वही mobile number आपको यहाँ पर enter करना है दोस्तो security reasons की वज़ा से मैं अपनी user id और mobile number आपको show नहीं कर सकता आपको अपना user id और registered mobile number यहाँ पर enter करना है ये दोनों detail डालने के बाद नीचे आपको go के option पर click करना है go के option पर click करने के बाद next page पर कुछ ऐसा interface आपके आगे दिखा गया है वो OTP आपको यहाँ पर enter करना है OTP enter करने के बाद नीचे आपको अपने debit card पर ये जो alphabets लिखे गए हैं यानि आपको अपना debit card उठाना है उसके पीछे की side एक grid बनी हुई है उसमें as it is जो भी यहाँ पर alphabets पूछे गए है उस grid के नीचे जो भी number लिखा गया ह है वो number आपको यहाँ पर enter करना है यह सारी detail डालने के बाद नीचे आपको go के option पर click करना है go के option पर click करने के बाद next page पर यहां पर आपको अपना password set करना है यानि जो भी आप internet banking का password चाहते हैं वो password आपको यहाँ पर set कर लेना है password enter करने के बाद नीचे के section में वही password आपको पासवर्ड पर निचे पासवर्ड कनफर्म करने के बाद आपको नीचे गो के ऑप्शन पर क्लिक करना अवधिक स्पेजर पर यहां पर हमारे सामने मैसेज आ चुका है कि हमारी इंटरनेट बैंकिंग सक्सेसफुल रजिस्टर हो चुकी है है यहां पर नीचे आपको लोग इन नॉ का ऑप्शन पर क्लिक करना है लोग इन नॉ के ऑप्शन पर क्लिक करनी है यहां पर अपनी यूजर आईडी एंटर करनी है यहां पर आपको अपना पासवर्ड एंटर करना है यानी वही option पर click करने के बाद next page पर कुछ ऐसा interface आपको दिखाई देगा सबसे पहले आपको यहाँ पर check box को select करना है अब security reasons की वज़ासे यह दुबारा आपको बोल रहा है कि आप अपना password एक बार change कर लीजिए यानि जो password आपने set किया था वो password आपको enter करना है उसके बाद दुबारा से एक नया password आपको यहाँ enter करना है नीचे आपको दुबारा अपना re-enter करना है नया password यह security reasons की वज़ासे आपका password change करवाया जा रहा है नीचे आपको update के option पर click करना है अब जो आपने नया password password set किया है वही password आपकी internet banking का password रहेगा तो यहां पर हमारी internet banking login हो चुकी है कुछ ऐसा interface internet banking का आपको दिखाई देगा तो स्कूल आपकी जानकारी के लिए बता दूं कि ICICI बैंक लगभग सभी बैंकों में best service provide करता है अगर हम internet इंटरनेट बैंकिंग की बात करें इन सब के अलावा आई मोबाइल एक्टिवेशन कैसे होती है आईसी ऐसे बैंक की उसके ऊपर भी हमने एक अलग से वीडियो बनाई हुई है अगर आपको अपनी आई मोबाइल को एक्टिवेट करना है तो उस वीडियो का लो थैंक्स फॉर लिस्ट निंग एंड थैंक यू ऑल अ | [
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gbikLWAWeSTe4HlF | and they are not alone पूरे देश भर में ऐसे कई UPI scams हो रहे हैं जहां आपको कोई fake army officer approach करेगा for a rented property or buying a product यह आपको एक fake ID भी दिखाएंगे और in fact आपके साथ uniform में video call भी करेंगे फिर आपका trust गीन करते ही आपसे advance payment लिए QR code या UPI request भी जेंगे जिसे accept या scan करते ही आपके पैसे गाया so to avoid this इन दो चीज़ों का खास द्यान रखें किसी के साथ OTP share ना करें आपको payment करने के लिए किसी OTP की ज़रूरत नहीं बढ़ती है और अगर आपसे कोई OTP मांग रहा है तो तुरंट alert mode में आ जाएगे अगर कोई आपको पैसे भेजना चाता है तो आपको अपनी app खोलने तक की ज़रूरत नहीं पड़े UPI request accept या QR code scan करने का तो सवाल ही नहीं होता इस वीडियो को अपने parents और family group में जरूर share करें and save them from being scammed | [
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1CKLcP2c2D0 | be talking about the Chase Ink Cash. This is a very interesting version of the Chase Ink card that gives you cash back. Before we get into the bread and butter of the video, I will say if you're applying for this or any of the cards that we talk about on this channel, I would highly recommend and highly encourage you to click the links down in the description below. When you do, we get a small affiliate kickback and it really helps us to pay our employees and create helpful video content into the future. With that being said, let's jump straight into the basics about this card, the Chase Ink Cash. So first and foremost, let's talk about the signup bonus. This signup bonus, you're not earning points, you're not earning anything except for cold, hard cash and you're getting $500 of that. That's pretty good. If you compare this to the signup bonus of $500, you're not earning anything except for cold, hard cash and you're getting Now, in terms of actually earning these points, you have a couple of different options. You get 5% back at things like office supply stores and paying for your internet. And then you get 2% cash back at restaurants. And then obviously the standard 1% at everything else that you spend. Now, the annual fee on this card, it's the normal. $95, not too high, not too low, right in the middle. When we're talking about who should actually go about getting this card, right? Or some of the perks on the card, the perks itself really aren't that anything to write home about, right? At the end of the day, the people who are going to want to get this card really value having cash. I talk to business owners all the time and they say, I don't care about points. I don't care about miles. I don't care about if I can get a good redemption. The only thing I care about is cash in the bank. And at the end of the day, you're really going to get a good redemption. And that's what I'm talking about. So, this card is forget about the travel protections. Forget about the purchase protections. Forget about what the signup bonus is. This is for people that are spending a lot of money on their credit cards and they want that consistent cash back that they can either reinvest into their business or spend on whatever they want, right? So, I guess that's kind of where I'll wrap up that video. It's really, really a basic card. If you're a business owner, okay, I think there's really two main options for you. One is to get a credit card. Two is to get a credit card. And the other is to get a credit card. So, if you're a business owner, okay, I think there's really two main preferred and the chasing cash. If you're someone that wants to travel, you want to do the points and miles thing, go for the chasing preferred. If you want the cash, this is a really great option. The signup bonus is less, the earning is a little bit less, but in terms of simplicity, in terms of something being very straightforward, this is still a great option. With all that being said, I really hope that you enjoy this video. If you did, and you're going to apply for this card or any of the other cards that we talk about in our channel, please click the link down in the description below. On top of that, if you want to get some really cool merchandise, go to brainyflights.com. And if you want to learn more about travel hacking, maybe you want to learn what the distinctions are between a fixed type of point or a transferable point or cash, or how you could better utilize these different points and miles credit cards into your business, then consider taking a look at the complete guide to travel hacking 2.0. It's an entire course that I've created four hours long, and it's available on Udemy. All of those links are in the description below. Thanks so much for watching. Have an awesome day. | [
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IbNhi_FYjpU | I decided to go public with this issue because I don't want people to go through the same issue that I'm going through. Someone stealing your account information, calling up Uber, calling up Lyft, and getting free rides on your account. And something that should be done about it. And I wish everybody the best of luck and be careful where you go and how you use your credit card. I came home one night and I was checking my checking account. And I noticed there were some charges on my account that I was not familiar with. And it was from Uber. And there were three rides on there that I was being charged for. All right. So I contacted my bank and they said, yes, somebody used my account for rides, for three rides. I said, well, I did not authorize that. And they said, OK, well, it's pending right now. Then once it goes through, you could call back and you can dispute it. So a couple of days later, it went through. I called back and I'm disputing it. So I did not authorize three rides from Uber with my account. So somehow somebody took my account. And use my information and had three rides from Uber. When I spoke to the representative at the bank. I told them that I would like to know who is behind this. They said they will do their investigation and they'll contact Uber and Uber will, I guess, do their investigation, whatever that may be. And I told him I'd like to find out the results on who's using my account or not just my account. Now it could be it can happen to anybody. I mean, I like to know. I mean, I could go. Like I said before, I can go to a grocery store. I can go wherever. Now somebody can take my account and use this. Not only that with Uber, but probably to purchase items elsewhere also. I mean, this is not the first time this has happened to me. I mean, I've used my account. I've used my card. I've used my card. Different places. And somebody told sold my account information. And now here they are using it down in Clearwater, Florida. And I live in Tampa. I contact my bank. Okay. Yeah. Okay. And they have these people on video at the store that's using my camera. But the police will not investigate it because it's small crimes. And they have more important. And these people get away with it. It's ridiculous. Well, I'd like to know who did it. I mean, I go to a restaurant. I go to a store. Now they can take my card, write down my information. Now they call Uber or do whatever with my account. I mean, that's totally wrong. I mean, they can do that anywhere. Anybody goes. I think Uber can probably put a camera or have Uber driver. Maybe put a camera in their car and they can. Video whoever's writing and they see at that time, you know, who's in that car. Because when I called my bank, they told me that, yes, this ride took place at this time. This ride took a place at this time and et cetera. So if a Uber. Driver has a camera in their car. Then they can go back to that camera and say, okay, well, this is who was in my car at this time. Because other than that, the person could call Uber, put the information on the phone and they never have to show their face. And I'm sure that's exactly what happened. I can call Uber and say, okay, I like to have a ride here. I said, okay, well, what's your information? Well, here's my credit card. Using somebody else's credit card. Okay. They're not being shown. Their face is not shown all the information's on the computer. Well, first of all, I never spoke to Uber because it's very hard to get a hold of Uber. Okay. I tried to call customer service and you cannot get a hold of them. It's almost impossible. And that's another thing that is so ridiculous and sad. You know, something like this happens with your credit card through a company. And now you can't get a hold of them. And I still have been unable to contact Uber. This is the first time I spoke to somebody about this incident with Uber through you. Bye-bye. Bye-bye. Thank you. | [
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NgA7O9lE0U8 | but as you can see here they're paying me 0.00 with an estimated payout of nothing. So basically they're locking up my money for nothing. But is this what they advertised? What does Chase advertise? Let's see. Let's see your interest rates for one month. Is it 0.0%? No, you advertise 0.02% and this is the fine print that you see when you start your Chase CD. So they're definitely pulling the old switcheroo. Shame on you Chase, shame on you. | [
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_u5dAtLvlfwM0yTE | और सुरेश भीया क्या हाल है भाई एक हेल्प चाहिए थी अर्जेंट पान से दस हजार पर एक ही जूरत है पांच दस हजार उपे वो सामने देखना क्या लिखा है क्या हुआ रमेश भाई उदास क्यूं है भाई जब बुरा वक्त होता है तो इनसान के दोस्त भी काम नहीं आते क्यूं भाई क्या हुआ भाई पैसों की जूरती है इसलिए बैंक गया था लोन लेने वहाँ जाके पता चला कि मेरे पर चार चार फेक लोन चल रहे है मेरे को बिलकल भी आइडिया नहीं था क्रेड़िट स्कॉर लो था इसलिए लोन भी अप्रूब नहीं हुआ तु चिंता मत कर तेरे दोस्त का लाम भी टेकीला है वान स्कॉर एप इंट सॉल करके तेरे लाम पे कितने लोन सलेने तक वो सब पता चल जाएगा जो फेक लोन हो उस पे क्लिक करके रिपोर्ट और एरर पर जाओ और डिटेल्स फिल करके यहाँ पे सब्मेट कर देना और तेरी प्रॉब्लम फ्री में सॉल्व हो जाएगी अरे थेंक यू बाई अरे कोई नहीं भाई बस फॉलो कर लेना | [
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YPHRqNao05l-q96Y | today has unveiled UPI for feature phone users it's called UPI 123 pay so with that feature phone users can do a host of financial and non-financial transactions whether it's your utility bill payments mobile recharge fast tag recharge p2p payments DTH recharge all of this can be done using that and no smartphone required no internet required in your phone all you need to do is link your bank account to your feature phone in fact you can also set or change your UPI pin or you can even now put in a query for your account balance using this particular app apart from UPI 123 what RBI also announced and unveiled today is DigiSathi for all the queries that you have you can log on to their website you can talk to the chat box or call on their toll-free numbers for all kinds of queries that you have for UPI | [
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1562830436727865344 | is because it's personal for people. Joe Biden is making suckers out of people like me. I went to a public college where I got- This is not true. Education is a public good that should be publicly funded. It makes you a million dollars more over your lifetime. It's a personal investment in your own future. American people have been told that the only path to a decent life- Excuse me, you've spoken a lot. Americans have been told that the only path to the middle class is to pursue higher education. This is why millions of people have done it. And student debt, if you're so concerned about taxes, student debt is a tax on poor and working class people who are trying to pursue upward mobility. And the government, the way loans are structured, causes them to pay off often many more times the principal. This is what calling it debt forgiveness is a joke. Many people have paid back many times more than what they've borrowed. I see now. They are stuck in a debt trap. I see now. They are stuck in a debt trap for what should be a public good. Student debtors are taxpayers. These are the same categories of people. People are doing what they have been told, which is pursue higher education and asking for it. Debt cancellation is utterly reasonable given what they have paid. And the $10,000, $20,000 in some cases has been granted is a really trivial amount. But that's not true. | [
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hFjoohWCEvQ | The first credit card is one that has a very low limit, let's say $2,000. And that's the number you use on all the online services. If they get hacked, nobody can spend more than $2,000. That's how you protect yourself. The other card is the one you use when you actually buy things that are not online. And perhaps those purchases can be much more expensive. | [
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D2aYt7N_u1Djs8Us | number one अगर आपने अपने saving account में जाके 10 लाख रुपे एक बार में cash deposit कर दिया तो deposit तो आप कर सकते हैं पर इसके ऊपर आपको income tax से notice आने के chances बहुत ज़ादा होते हैं अगर आप एक बार में एक लाख रुपे की भी payment के cash में कर देते हैं तो यह income tax की नजर में आ जाता है और साल में अगर 10 लाख से ऊपर की payment हो गई cash में तो आपके notice आने के chances income tax department से काफी ज़दा बढ़ जाते हैं इस वीडियो को सिफ अपने तक मत रखेगा इसे शेर भी कीजेगा to spread the awareness | [
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Z98oCHIsYnE | So the increased signup offers just keep coming. Today we're going to be doing a full review on a card that's been getting a lot of use from me this quarter, and that's the United Explorer card by Chase. We're going to do a full review of the card and take a look at that signup bonus as well. For those that don't know, United Airlines has 4 personal co-branded credit cards. First you have the United Club Infinite card that comes with a $525 annual fee. There's the United Quest card that has a $250 annual fee. Then there's the card we'll be looking at today, the United Explorer card, which has a $95 annual fee that is waived the first year. Then lastly you have the United Gateway card that has no annual fee. I've done full reviews on all of these cards and I'll link them down in the description box below if you want to check them out. Now let's go ahead and dive into the United Explorer card starting with the current increased signup offer. So at the time of recording this video, the car has an increased signup offer of 70,000 United miles after you spend $3,000 on the card. The first 3 months of account opening. United miles are valued at 1.3 cents per point. So this 70,000 miles signup offer is valued at around $910 which is pretty good. This is one of the highest offers this card has had, so if you've been in the market for it, now might be a good time to apply. Now this 70,000 miles increased signup offer is only available if you use my referral link in the description box below. If you go to United's or Chase's public website, you'll only see a 60,000 miles signup offer, so be aware of that. If you're interested in getting a 60,000 miles signup offer, you can go to the United miles will be valued at $780 which is still pretty decent. Now I personally find United miles very valuable. I was able to book a one-way ticket to Lawanda, Angola for only 40,000 miles and Maputo, Mozambique for only 40,000 miles, just to name a few. Next let's check out the point earning categories on this card. You're going to earn 2 miles per dollar spent on United Airlines purchases, including airline tickets. On Donny, including eligible deliveries. And on hotel accommodations booked directly with the hotel. You're going to earn 1 point per dollar spent on all other purchases. Pretty decent for a mid-tier airline credit card but nothing spectacular. Now remember earlier in the video when I said I've been using this card a lot this quarter? Well that's because United has been sending out a lot of increased point earning opportunities lately. This quarter, they sent me the following point earning bonus. I'm earning 10 points per dollar spent at gas stations, and 5 points per dollar spent at grocery stores and on Amazon.com. Especially during the holiday season as I'm spending a lot more on these particular categories this time of year. Next, let's take a quick look at the different ways you can redeem your United miles. First, the best way you can use your miles is towards flights. Again, at a rate of 1.3 cents per point. A major plus about the United program is that they're part of the Star Alliance. This means that you can go on the United Airlines website and book partner airline flights with your United miles. Some of these airlines include Air Canada, Ethiopia Airlines, Avianca Airlines, Turkish Airlines and many others. Alright, moving on. You can use your miles to pay for seat upgrades, United Club membership, in-flight wifi, or shop on the mileage plus X app. You can redeem them for a statement credit. You can donate your miles to select charities or transfer them to friends or family. Lastly, you can use them to pay for United exclusive experiences offered on the United website. Now yes, all of these redemption options are available to you. But again, you're going to get the most bang for your buck redeeming them for flights. Next, let's take a look at the benefits that come with the United Explorer card. First, you're going to get two United Club lounge passes each year you have the card. If you've never been inside one, I've done reviews on a bunch of different United Club lounges and I'll leave links for you if you want to check them out. Next, you're going to get your first check bag free. A check bag with United usually will run you about $35. So if you fly United at least three times a year, this benefit alone will more than cover the annual fee. Moving on, you're going to get 25% off in-flight purchases when flying United and on United Club premium drinks. The card comes with a $100 Global Entry TSA Pre-Check Application Fee credit. You and a companion flying on the same reservation will get premium upgrades on award tickets when available. You're going to get priority boarding. The card has no foreign transaction fees. Which makes it a great option to get a free ticket. And lastly, since this is a Visa Signature card, you're going to have access to the Luxury Hotel and Resort Collection. When you make a reservation through this program with your Explorer card, you'll get benefits like daily breakfast for two, spa credits, room upgrades when available, and more. The card also comes with a partner benefit as well. You're going to get a one-year complimentary DashPass membership that provides unlimited deliveries with $0 delivery fees. After that, you'll be automatically enrolled in DashPass at the current monthly rate. Next, let's take a look at the insurances and protections that come with this card. You're going to get Auto Rental Collision Damage Waiver, Baggage Delay Insurance, Lost Luggage Reimbursement, Trip Cancellation and Trip Interruption Insurance, Trip Delay Reimbursement, Purchase Protection, Visa Concier Service, and Extended Warranty Protection. Alright lastly, here are a few things you need to know before applying for the United Club premium drinks. for this card in the past 24 months. Also, Chase's 524 rule does apply to this card. So if you've been approved for 5 or more cards from any issuer in the past 24 months, your application for this card will automatically be declined. Lastly, if you find that this card isn't bringing you much value, you can downgrade this card to the No Annual Fee United Plus card. So who is this card good for? This card is good for individuals who fly United at least a few times a year and who will get good value from the benefits associated with the card. It's also a good card for individuals who are in the mid-game, meaning they have or have had most of the quality points and miles credit cards and are just looking for increased signup offers. Well, that's all I have for you today. Let me know what your thoughts are on this card in the comment section below. Also, if you gained any value from this video, make sure you hit that like button. I'll see you in the next video. Have a good one. | [
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zL5IOy3iXto | You can use the Emerald Card to receive your tax refund from the IRS. But you can use the reloadable prepaid debit card year round. For example, you can receive your paycheck. Is it worth it? Let's check it out. The Emerald Card from HR Block has very unique feature. It is called Refund Advance. Refund Advance is a no interest loan. It is repaid with your tax refund. If you file your taxes with HR Block in January or February, you may qualify for the interest free loan. Keep in mind it is not your actual tax refund. You can use the Emerald prepaid debit card everywhere where Debit MasterCard is accepted. This card assumes MasterCard zero liability policy. So you are not responsible for not authorized charges. How to fund Debit MasterCard? You can set up direct deposit to your account to receive money. The direct deposit is payroll and employment government benefits. You can deposit checks using MyBlock mobile app. This feature is called Mobile Check Deposit. If you received paper check, you can take a picture of the check and it will be deposited. No need to go to your bank. There is no specific limit on the amount of check. But I wouldn't expect to be able to deposit amounts more than a couple of thousand dollars. You can transfer money from your LinkedIn account. It will take at least 4 business days. Try to limit the first transfer to $100. Generally larger amounts tend to lock your account for review. Automatically. You can add cash at participating retail reload locations. It will cost you $5. Keep in mind that you can deposit cash at any retail location. I haven't found the exact amount in terms and conditions. If you were able to find it let me know in the comments. Other reloadable prepaid debit cards have one time deposit limited to $500. So I wouldn't expect to deposit more than $1000 at once. Anyway. The first thing you must ask is what fees this card have. There is no monthly fee. This is good. But there is inactivity fee. After 60 days without transactions it will charge you with $5 fee. Slow deposit check is free. Slow means 10 days. There is a special feature – expedited funding. It will make money available within minutes. But it will cost you 4%. Yucky. Purchase using this card is free. You may be surprised. There are two cards that charge you for each purchase. Shame on you Netspend. Bill payment is not free. Two days bill payment will cost you $1. One day bill payment will cost you $2. This is unacceptable. You can mail check using the emerald card. Mailing check will cost you $15. Plus it will charge you $1 bill payment fee. But it will take 2 days. So this card is not the best one to pay bills. Reloading this card with cash at retail locations will cost you $5. Getting cash at store is free on emerald card site. But this store will charge you for sure. Usually it will cost you somewhere around $5. For $99 to be precise. ATM withdrawal fee is $3. Plus fee on e-mail. For over the counter withdrawal emerald card will charge you $35. Plus bank will add its own fees. So getting $20 will cost you more than $55. ATM balance inquiry is $1.50. ATM decline will cost you $1.50 as well. Plus ATM operator will charge you on top. Card replacement is free. But urgent card replacement will cost you $35. There is no overdraft fees. Overdraft transactions will be declined. If for some reason your balance will be negative you have to repay it. Where does this card stand among other prepaid debit cards? This card is definitely better than Net Spent or Green Dot cards. They will charge you $1.50. There are better cards like Bluebird and Walmart Money Card. You can even use Vero Bank or Simple Bank. How to get this card? There are two ways. You can apply at HR Block Tax Office. Or you may apply online while preparing your taxes with HR Block. You will receive your tax refund onto this card. You should receive stimulus check on it too. Have you tried this HR Block Emerald prepaid debit card? What do you think? Let me know in the comments below. | [
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1389180438174965761 | which has been stalled following multiple legal challenges, Britain already offers failed asylum seekers £3,000 to return to their home countries if they can. | [
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lasAAAhkFb0 | and specifically we'll be looking at the Bank of America Cash Rewards credit card, which is a credit card that I personally have been using for several years now. So I'm very familiar with the pros and the cons of this card. And so I think you'll find the video really helpful. If that's the case, you know, hopefully we earn your thumbs up and you end up a subscriber to our channel. Now here's what we're going to cover in today's video. We'll talk about the rewards, your redemption options, some of the other terms, and then we'll go over our final verdict. Now, just so you know, we did do a full review of this card. I'll link that down below in the description. So if you have any questions whatsoever, check out everything down below in the description, there'll be a bunch of helpful resources. And when it comes to credit cards, things change relatively frequently. I obviously cannot come back and update our videos really quickly. So just check everything down below in the description. I have no idea what you're going to be seeing in the future, but I'm sure you'll be able to see a lot of that's why we have all the links down below in the description. Or you may want to try out our card match tool that's on our website. You can see if there are any special offers or anything that's interesting to you. That also is linked down below in the description. All right, so let's cover the meat and potatoes for the Bank of America Cash Rewards credit card. I have to briefly touch on the fact that it comes with a signup bonus. I typically do not like to say the exact signup bonus only because it's a little bit more expensive than the other ones. So if you're a fan of the bank, you might want to check it out. I'm not going to go into too much detail on and then it may switch back. So if you want to see the current signup bonus, check down below in the description. I don't think it's a reason to get a card, but I think it's kind of a nice perk. Now, as far as the rewards go, this is a tiered rewards credit card. So it has three different tiers. It has a 3% earning tier, a 2% earning tier, and a 1% earning tier, which is kind of its catch-all category. So I'll put the information for this here on the description below. So if you're a screen for you, the 3% tier is sort of a category of your choosing. The 2% tier is for grocery stores and wholesale clubs. And then, like I said, the 1% tier is your catch-all. So it's other general purchases. Now it is important to note that the 3% tier and the 2% tier are tied together. They are capped at a combined spending of $2,500 per quarter. Obviously, I wish that we didn't have a cap there, but that's really common with a lot of cashback credit cards. So $2,500 in combined spending per quarter. And you earn 1% back. Now for that 3% tier, you can actually choose a category from the list that you see on the screen. So gas stations, online shopping, which is usually what I set it at, dining, travel, drugstores, and home improvement and furnishings. So you can change the category once per month. But again, I usually keep buying it online shopping only because it's pretty rare to see a credit card that allows you to earn 3% in such a broad category. So I can find credit cards that allow me to earn 3% for gas, for drugstores, for dining, for travel. But for home improvement and online shopping, I don't find a lot of credit cards out there that earn elevated rewards there. So most of the time, again, I keep it at online shopping. But let's say I'm going to make a big purchase for something at my house and I'm going to Home Depot or Ace Hardware. Maybe I flip it over to home improvement and furnishings. Now this is a cashback credit card, hence the name cash rewards credit card. So you have a few different options, redemption options for your rewards. So you can get a statement credit or you can do a direct deposit. That's mostly what I do. You can also get a check and there are auto redemption options available as well. But the real hidden secret with Bank of America is their preferred reward system, which not many people know about, but is a huge reason to get a Bank of America credit card. And essentially the preferred reward system is kind of like a loyalty system for you to keep more money with Bank of America or a Merrill investing account. So the more money you keep with them, theoretically, the more you'll earn actually with your credit card. So they have three different tiers. You can see them here on the screen. They have gold, platinum and platinum honors, and you get a number of different incentives depending on which group you fall into. So it's not all about your credit cards. You do get other incentives as well. But let's just say you fall into the platinum honors tier. You get a 75% boost on your rewards. So your 3% tier with this card goes from 3% to 5.25%. Your 2% tier goes to three and a half percent. So you get a 3.25% boost on your rewards. And your 1% rate, your catch-all rate goes to 1.75%. Now, clearly you have to have a lot of money in order to qualify for the platinum honors tier. But I think just in general, the preferred reward system is a nice upside to going with Bank of America. And we have more information about the preferred reward system down below in the description. Now I want to move over to some of the other terms for this credit card, starting with the fact that it does have an intro offer for balance transfers and for purchases. So I'm going to go ahead and go ahead and go ahead and go ahead I think the rewards are nice, but I also like the fact that, you know, if you want to pay down debt and take advantage of the balance transfer offer, you can do that. Or let's say you need to finance a big purchase. It has a pretty good intro offer for that as well. Now, a few other things to know about the card. Typically it requires at least a 670 FICO score to qualify for. So I'd say at least good credit to possibly qualify for the card. And like most other no annual fee cashback cards, it does have a foreign transaction fee. So if you do travel outside the US, there's a 3% foreign transaction fee. I don't think it's a big deal. If you do want a card that doesn't charge foreign transaction fees, Bank of America actually has two of them. They have the Bank of America premium rewards credit card, and they have the Bank of America travel rewards credit card. And I can link both of those down below in the description, as well as a guide to the best credit cards that don't charge foreign transaction fees. And that's basically it with the Bank of America cashback card. If you have any questions, feel free to reach out to me at the link in the description below. So I think the Bank of America cash rewards credit card is a good card, but you have to consider how you would use it in your spending habits. That's it. You know, hopefully I earned your thumbs up. Check out everything I've done in the past. I'll see you in the next video. Bye. Have a great day. | [
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l9n1uMfEIs5DkFSH | अपने अकाउंट का इंटरनेट बैंकिंग अक्टिवेट करके आप घर बैठे, यानि कि बिना ब्रांच गए आप यहां से ATM कार्ड को ब्लॉक अनब्लॉक कर सकते हो. नया ATM कार्ड के लिए अप्लाई कर सकते हो, अपने SBI अकाउंट का स्टेट्मेंट डाउनलोड कर सकते हो, और यही से आप ओनलाइन मनी ट्रांसफर भी कर सकते हो. आप यह सब काम इंटरनेट बैंकिंग के थ्रू इजली आप कर सकते हो, बिना ब्रांच गए और भी काफी कुछ फीचर है. इंटरनेट बैंकिंग, अगर आप अक्टिवेट करते हो तो आप धीरे धीरे एक्सप्लोर कर सकते हो. तो इस वीडियो में हम आपको पूरा कम्प्लीट प्रोसेस बताएंगे, कैसे आप इंटरनेट बैंकिंग को अक्टिवेट कर सकते हो. बिना ब्रांच गए तो प्लीज दोस्तो वीडियो को एक लाइक कर दीजिए. और टेक रिलेटेड रियल वीडियो देखने के लिए हमारे इस यूट्यूब चैनल को सबस्क्राइब कर लीजिए. और बेल आइकन को दबा दीजिए. ताकि हमारे हर वीडियो का नोटिफिकेशन आप तक जरूर पहुँचे. तो चलिए दोस्तो वीडियो को शुरू करते हैं. निउ यूजर का तो इस पर आपको क्लिक कर देना है. क्लिक करने के बाद आपका Nest Page ओपेन होकर के आ जाएगा, तो यहाँ पर आपको New User Registration को ही सेलेक्ट रहने देना है. और उसके बाद आपको Nest करना है. nest करने के बाद यहाँ पर आपको अपने SBI अकाउंट का कुछ डिटेल्स फिल करना है जैसे कि आपको अपने SBI का अकाउंट नंबर फिल करना है यहाँ पे फिर उसके बाद यहाँ पर आपको CIF नंबर फिल करना है ये सारा details आपके bank के पास book में मिल जाएगा फिर उसके बाद आपको अपना branch code feel करना है आपका account जीस branch में है उस branch code आपको feel करना है अगर आपको अपना branch code नहीं पता है तो आप इस वाले option पे click करके simply पता कर सकते हैं उसके बाद आपको यहाँ पर अपना country choose करना है country choose करने के बाद अपना registered mobile number आपको यहाँ पे feel करना है आपके bank account में जो mobile number registered होगा वही mobile number आपको यहाँ पे feel करना है उसके बाद आपको यहाँ पे एक option मिलेगा facility required का इसमें आपको तीन option मिलेगा तो यहाँ पे आपको full transaction rights को आपको select करना है अगर आप कोई और option select करते हो तो आपका transaction limit में रहेगा उसके बाद यहाँ पर एक capture दिया गया है आपको इस capture को सेम तरीके से fill करके I agree पे click करना है उसके बाद submit कर देना है फिर आपके mobile number पे एक OTP आएगा simply आपको यहाँ पे OTP number fill करके confirm करना है उसके बाद internet banking registration के लिए दो option आएगा आपके सामने अपने internet banking को यहाँ पे दो option से आप activate कर सकते हो अगर आपके पास ATM card है तो आप बिना branch गए यही से अपने internet banking को activate कर सकते हो या अगर आपके पास ATM card नहीं है तो आपको branch जाना पड़ेगा activation के लिए तो मेरे पास ATM card है तो यहाँ पे मैं ATM card को choose करके submit कर लेता हूँ फिर यहाँ पे आपको अपने ATM card के last का 4 digit और शुरू का 4 digit number दिख जाएगा आपके card का status क्या है जैसे कि मेरा card active है तो यहाँ पे active दिख रहा है card किस name से है आपको यहाँ पे name भी दिख जाएगा आपको इस ATM card को select करके confirm करना है फिर उसके बाद आपको अपने ATM card का expiry month और year फिल करना है आपका ATM card किस नाम से है simply यहाँ पर आपको अपना नाम फिल करना है उसके बाद यहाँ पर आपको अपने ATM card का pin number फिल करना है जो आप ATM machine से पैसे निकालते time आप pin number फिल करते हो simply आपको यहाँ पे वही pin number फिल करना है फिर captcha फिल करके आपको proceed करना है उसके बाद registration successfully submit हो जाएगा यहाँ पे आपको एक reference number भी मिल जाएगा फिर अगले page में आपको username बनाने के लिए कहा जाएगा username आपको नाम और number को मिला के आपको बनाना है example के लिए आप screen पे देख सकते हो कुछ इस तरीके का आपको अपना एक unique username बनाना है username बना लेने के बाद यह वाला username पहले से कहीं taken है exist है तो आपको यह check करने के लिए simply आपको यहाँ पे check username availability पे click करना है आपका username अगर available हुआ तो आपको यहाँ पे एक green mark दिख जाएगा username is available उसके बाद यहाँ पर आपको terms and condition को accept करना है उसके बाद आपको अपना login password बनाना है login password आपको एक strength password बनाना है जैसे कि आप example के लिए screen पे देख सकते हो जिसमें कि आपका password, digit और alphabet special character होना चाहिए आपके password में तो इस तरीके से आपको एक strength password बनाना है फिर confirm login password में आपको दोबारा से वही password फिल करना है और submit पे आपको click करना है उसके बाद आपका internet banking successfully registered हो जाएगा उसके बाद यहाँ पर आपको close पे click करना है यहाँ पर आप login वाले page पे redirect हो जाओगे तो अपना username आपको यहाँ पे fill करना है जो आपने username बनाया होगा उसके बाद आपने जो login password बनाया होगा simply आपको यहाँ पे fill करना है फिर इस captcha को fill करके आपको login पे click करना है उसके बाद आपके mobile number पे एक OTP send किया जाएगा तो simply आपको उस OTP को यहाँ पे fill करके submit करना है उसके बाद आपके सामने अगला page कुछ इस तरह से open होकर के आ जाएगा तो यहाँ पर आपको profile password बनाने के लिए कहा जा रहा है profile password और login password दोनों ही अलग है login password है कि जब आप आपने internet banking को login कर रहे हैं तो आप अपना username और login password फिल करके आप login कर सकते हैं लेकिन profile password अलग है जब आप अपने internet banking को login करोगे फिर जैसे कि आप अपना ATM card ब्लॉक करोगे या फिर unblock करोगे यानि कि जब भी आप profile वाला section अगर आप visit करते हो तो इन सब चीजों में आपसे profile password पूछा जाएगा तो यहाँ पर आपको एक strong profile password बनाना है जैसे कि आपने login password बनाया था उसी तरीके से आपको कुछ similar रखना है password को confirm profile password में दोबारा आपको वही password फिल करना है उसके बाद यहाँ पर hint question आपको select करना है इन में से कोई एक option को आपको choose करना है और जो आपने question choose किया होगा यहाँ पर आपको उसका answer देना है उसके बाद यहाँ पर आपको अपना date of birth दिख जाएगा आपका जो जन्म place होगा यहाँ पर आपको place of birth में फिल करना है उसके बाद आपको submit करना है submit करने के बाद आपका successfully profile password बन जाएगा उसके बाद आपका internet banking activate हो जाएगा activate होने के बाद यहाँ से आप online money transfer कर सकते हो new ATM card के लिए apply कर सकते हो new check book आप यही से issue कर सकते हो अपना new ATM card का pin बनाना mobile number update करना यह सारा चीज आप यहां से कर सकते हो और आपको वीडियो के description में इन सब का link भी मिल जाएगा जिसे देख कर आप आसानी से apply कर सकते हो तो इस तरह से आप SBI bank में internet banking activate कर सकते हो बिना branch जाए और अगर आपको यह वीडियो अच्छा लगा हो तो प्लीज दोस्तो वीडियो को एक like कर दीजिए और take related real video देखने के लिए हमारे इस YouTube channel को subscribe कर लीजिए और bell icon को दबा दीजिए ताकि हमारे हर वीडियो का notification आप तक जरूर पहुंचे | [
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nv690n47H9r-uN4S | सबसे पहला आपको एक text message या phone call आएगा saying कि अगर आपने KYC नहीं करवाया तो आपका SIM बंद हो जाएगा या फिर आपके घरी electricity काट दी जाएगी सारी information एक official letter के थूँ आती है इसके लिए वीडियो को सेव करो और उनके साथ शेयर करो और हर रोज valuable content देखते रहें चैनल को सबस्क्राइब कीजे | [
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UY2blTKSYgw | Well, in my opinion, and I've been using it for everything for the past eight months, it's hands down the best current account on the market. And it's not even close. I love this little thing. Now, if you have no idea what this card is or bank that I'm talking about, don't worry, this is Chase. Chase. Make more of every day. It is a digital app-only bank that launched in the UK in September 21 and is actually owned by JP Morgan, one of the biggest banks in the world. And while it may be a new name to many in the UK, that's certainly not the case in the US, where they have over 56 million Americans using them. Blimey. In the UK, it's certainly rising in popularity, having hit the one million customer milestone just 12 months after launch. So what do they offer? For the time being, it's actually a very simple product offering, but it just makes sense. It just works. Once you sign up to get an account, you then have access to a current account and a savings account. You can actually open 10 of each of those types of account, and they all have their own sort code and account number, so you can send money directly to or from them. This is quite nice as it can allow you to easily split your money by creating different digital money jars, essentially. But where they really stand out, with your current account, for the first 12 months, you will receive 1% cash back on all of your eligible spending. Like on this coffee. Absolutely. And it will normally just take a day or two for you to receive it, and you'll see it at the bottom of the homepage, and you can then just transfer it across to any one of your accounts. But that's not all that's great about the current account element. You can also choose to activate roundups. This means that every time you spend on your card, let's say it's 80p, Chase will round up that transaction to the nearest pound, and they'll take that extra 20p in this case, and put it into a little side jar that you can see in the app. And all the money that's in there will earn 5% interest. Now, 5% is a very nice amount to make on some spare change, but realistically, it would take a lot of spending to build up a large amount in that roundup pot. But... This roundup pot on the side that you're building will last one year, and at the end of that year, anything you've got in the pot will automatically be added to the main current account. Your roundups will then continue again, but obviously starting from scratch. When it comes to the savings account, this is pretty simple and standard, and currently pays 2.5% of your total savings. So, you can put in a little bit of money into the savings account, it was offering 1.5% interest, which was actually the best interest rate in the entire market. However, despite Chase increasing this interest to 2.1%, it's unfortunately no longer top of the table. Now, that doesn't mean Chase by any means is bad. That 1% cashback is still very, very useful, especially with the cost of living crisis at the moment. It just means you might be able to make more money on your savings, including specifically holding those somewhere else. You can put as little as you like into the savings account, all the way up to a total of £250,000, and that's across all of the savings accounts you've opened. Remember, you can have a maximum of 10 of them. The account is not locked, it's not time bound, you don't need to keep the money in there for six months or a year or anything like that. You can take the money out whenever you want, and instantly move it across to your current account, for example, and you don't need to contribute on a regular basis, like every month, or anything like that. The app also allows you to set goals for your savings. So you can have different goals for each of your different savings accounts. So you might have, say, one for a rainy day, you might have one for holidays, and then they can each have their own goal associated with that account. And the last thing to mention is that that 2.1% interest is calculated every single day and paid into your account at the start of the following month. Of course, a few days after signing up, you'll receive one of these little blue cards in the post. Now, what I really like about this is it actually has none of your bank details on it, whatsoever. All your card details are stored in the Chase Banking app, so no one else can see them. It has your name on the front, and that's it. It doesn't have your card number, it doesn't have your expiry date, it doesn't have those three numbers you normally get on the back where you have to validate purchases. All those details are only visible in the app. So if you lose your card, you can feel safe in the knowledge that all of that information doesn't fall into the wrong hands. If you do happen to lose the card, though, much like other banks, you can freeze and unfreeze the card in the app if you need to. Now, there's a few other things to note. Chase currently aren't offering business or joint accounts, so it is only a personal account that's currently on offer. There are also withdrawal limits, so you can withdraw a maximum of up to £500 a day, whether that's in the UK or abroad. If you do happen to be abroad, though, there is also a £1,500 limit on cash withdrawals from your Chase account in any particular calendar month. But on the topic of travel, much like other digital-only banks, Chase doesn't charge any fees for using your card abroad, be that for purchases or ATM withdrawals. Plus, with the 1% cashback you're getting on spending, it means it could be a very favourable card for you to use when you do travel. Now, unlike normal banks, there is currently no lending or overdraft features from Chase, but it is likely that a credit card offering is in the pipework. And what's more, investments are as well. If you currently use Nutmeg, which is a very popular investing app in the UK, with around 200,000 customers, you'll be happy as Chase have announced that they'll be working on bringing your Nutmeg account closer to your Chase account. Now, this is because JPMorgan, the owner of Chase, actually bought Nutmeg in 2021, so it's likely in the not-too-distant future, you'll be able to see your Nutmeg account alongside your Chase accounts. Being able to see a fuller picture of your financial world in one place would definitely be handy. But with what's on offer currently, lots of people seem to be enjoying it. That's evident from Chase capturing a million customers in a year, and on the Apple App Store, the app has achieved a very strong 4.9 star rating from 82,500 reviews, and a 4.8 on the Google Play Store from just over 35,000 reviews. Its Trustpilot score isn't as strong at just a 4 from over 3,500 reviews, but I don't think that's too worrying. So, that's what others think, and on the whole, I completely agree with them. Over the past eight months, this app and the accounts have been booming, and I think they're doing brilliant. But if there is one thing that I think they could be doing better, that is on their spending analysis. All of your spending is analysed and categorised into different buckets, like groceries, transport, shopping, and so on. However, for me, as it's not the only bank account that I use, and I'm often sending money between bank accounts all the time, I find that the categorisation and the spending analysis of how much money Chase think I've spent in the month is wildly inaccurate. And that is a bit annoying, and it does let them down a bit. So, there you have it. That is Chase. I really like it. Clearly a lot of other people do, and that 1% cashback is really compelling. But it will be interesting to see how useful it really feels once those 12 months of 1% cashback finish. Personally, once I get to that point in a few months' time, I'll probably take that as an opportunity to look across the market to see what the best offers and deals are at that point in time. But who knows? Chase might come out with some other offers that make it worthwhile to keep as my main spending account, we'll just have to wait and see. Thank you so much for watching. Don't forget to do all those things below the video that every YouTuber tells you to, and I'll see you in the next one. | [
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NgiVrTltCeg | Both cards earn 10x points on Hotels.com, but one carries a $95 annual fee and the other has zero annual fee. And I'm going to share with you which one is the clear winner. I'm 34 and took my first international trip just five years ago, and since then I've been able to fly to 39 different destinations with my wife using points and miles. I want you guys to stop right now, click on the link so you can check out these cards and also my top picks for 2019 so you can fly for free using points and miles. Now keep watching this review because at the end I'm going to share with you how you can fly on Singapore Suites class with a private bed in the sky using just points and miles. Hey guys, my name is Andrew Wise with Life Tailored and we talk about everything that makes your life great. Make sure to like, subscribe and comment down below and follow me on Instagram at Life Tailored. So today we're talking about the Capital One Venture Awards card and the Capital One Venture One card. I'm going to go over the features of each of the cards, let you know which one is the clear winner and also show you how to redeem your points for Singapore Suites class. So to get started, let's start talking about those features. So let's get started. So both of the cards earn 10x points on Hotels.com. You have to use a special link, which I'm going to put down below. But basically for anything you book on Hotels.com, you're going to get 10x points. Both of those cards have this benefit, even the Capital One Venture card with that $95 annual fee and the Venture One card. So they're even on that. Now the two cards for everyday spend with the Venture Rewards card, you're getting 2x spend while the Venture One gets 1.25 points on everyday purchases. For both of these cards, I don't recommend putting. Everyday spend on these cards since these points are worth about half the value of an ultimate rewards point or a membership rewards point that you're getting it from Chase or American Express. Now the annual fee on the Venture Rewards card is $95, but waived for the first year and the Venture One never has an annual fee. And the final point is there's a signup bonus right now. So currently with the Venture Rewards card, you're going to get 50,000 bonus points and on the Venture One card, you're going to get 20,000 bonus points. Now the bonus points on the Venture Rewards card. Are worth about $700 and the Venture One is worth about $280. So based on the comparison of these two cards, despite having that $95 annual fee, to me, the Venture Rewards card is a clear winner. You're going to get more than $420 more in value from that Venture Rewards card, which is equivalent to about four and a half years of paying that annual fee on the card. So your break even for the Venture Rewards card is sign up for it. Keep it for about four and a half years. And if you're getting great value. I did that 10x keep it otherwise downgrade to that Venture One for the no annual fee plus the 10x points on hotels.com. As always, these signup bonuses change. They may go up. They may go down. The 10x on hotels.com may go up, may go down. Always be aware of what the benefits of your cards are before maintaining any annual fee subscriptions and always evaluate every single card you have. So as far as Capital One comparison goes, the clear winner in my mind is the Venture Rewards card. Not only do you get 10x on hotel. You get $700 in value from that signup bonus. Okay, so let's talk about the fun part about points and miles actually redeeming our points for luxurious amazing trips around the world. And one of my favorites is Singapore Suites class. So the flight we often take to get to your is JFK to FRA Frankfurt. We fly Singapore Suites class. Typically the flight takes off around 10 p.m. And we arrived in Frankfurt around 5 or 6 a.m. Giving us plenty of time to make that connection down to. Italy, Spain, France, wherever we want to go in Europe. Now to get there. Typically this flight costs about $4,000 to $5,000 retail price, which is frankly insane. But if you're using points and you can score a saver deal, it's only 76,000 Singapore Chris Flyer miles. So since Capital One miles transfer at the 2 to 1 ratio, the way you're going to book this is first. You're going to go on Singapore Air's website and search for the route. So search for JFK to Frankfurt. Go to a word search and look for the route. And then you're going to be able to take the flight. Now, before that, save or availability. Typically, saver availability is available within two weeks of a flight taking off. But sometimes months and months in advance. The key thing you got to do is just keep searching. Keep looking for those available flights. And then once you've locked in those dates, now is when you want to make that transfer. You could of course transfer your flights beforehand. If you have a ton of extra points or you're not worried about having your points locked up in Singapore air. But once you found that route, you want to transfer 152,000 Capital One miles. Over the Singapore. 76,000 miles and once you do your booking everything's going to be set and you can fly Singapore Suites class and you can get a $5,000 flight for 76,000 miles or 152,000 Venture Awards miles. Now the one thing that we love to do is Singapore Suites class has an arrangement of their seating class it's one two one and the two seats in the middle that's where you can combine them and turn it into a private bed in the sky. We've done this three or four or five different times and it's the most amazing luxurious experience we've ever had and the way to do that is basically you need to transfer double the amount of points so you're going to transfer 304,000 Venture miles over to Singapore and then just look for two flights on that saver availability. Sometimes it's really hard to find two saver flights so you may have to do one saver and one regular standard award. Either way $10,000 getting a flight for just 200,000 miles is so much better than spending $10,000. Frankly I would never spend $10,000 $10,000. we've flown on this flight and you can too. So thank you guys so much for watching this video if you liked it I would love it and really appreciate it if you liked and subscribed if you're not already a subscriber and also let me know down in the comments do you have a trip coming up that you've already planned or you're planning a trip and need my help I reply to everybody in the comments so let me know how I can help you guys I'm there for you. Now if you like this video click on the playlist I've got a ton of more tips on travel hacking flight hacking and how to live your best life but either way thanks again for watching guys see you for the next one. | [
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3FsCZMagNYUw-J_X | लीविंग इंटीरिय डिजाइन के नाम से इस कंपनी ने हैदराबाद के आसपास के गाउं से 53 लोगों का खाता ICICI बैंक में खुलवाया ये बोलकर कि कुछ टाइम बाद उन्हें बैंक से लोन दिलवाया जाएगा खाता खुलने के बाद इन सभी 53 लोगों का बैंकिंग एकसेस अपने पास रख लिया और इन सभी 53 लोगों को अपनी कंपनी का एमप्लोई दिखा दिया फिर हर महीने इन 53 लोगों के खाते में 50,000 रुपे से लेकर 1,00,000 रुपे तक की सैलरी डाली जाती थी जिसके बाद इन सभी 53 लोगों के खाते से क्रेडिट कार्ड के लिए अपलाई किया गया और 53 में से 34 लोगों को क्रेडिट कार्ड बैंक ने इशू कर दिया अब क्रेडिट कार्ड बनते ही एक ही दिन में सभी क्रेडिट कार्ड की जितनी भी लिमिट मिली थी वो सारी खतम करके 1,33,000,000 रुपे लेकर ये 5 लोग फरार हो गये थोड़े टाइम बाद जब क्रेडिट कार्ड की कोई भी EMI बैंक को नहीं मिली तब बैंक करमचारियों ने उस गाउं का दोरा किया और उस गाउं के लोगों की financial condition को देख कर बैंक करमचारियों को इस fraud का पता चला | [
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B5w7BmMfiQ8 | Certificate of Deposit. In this video we will show you. The interest rate it offers, terms, fees, requirements, and our conclusion. As always, at the end of this video, you have a comparison with the 10 best certificates of deposit that you can open in the United States. You also have more related videos in the description of this video. Let's start. The maximum interest rate you can get with Bank of America is 3.90% APY. An interest rate of 3.90 APY is not a competitive interest rate because there are banks that are now offering up to 5% APY. The terms of the Bank of America Certificates of Deposit are very limited, ranging from 7 months to 37 months. Most banks offer Certificates of Deposit for up to 5 years. As if this were not enough, to open the Certificate of Deposit, you have to pay a fee of $1,000. To open the Certificate of Deposit, we must make a minimum deposit of $1,000. There are many banks in the United States that do not have a minimum deposit. Bank of America CD has no monthly fees, and opening the Certificate of Deposit is free. Also add that Bank of America is member to the Federal Deposit Insurance Corporation, so your money is insured up to $250,000. Even if Chase goes bankrupt, your first $250,000 would be safe. While there are many banks that offer penalty-free Certificates of Deposit, Bank of America is not. If you think you may need the money before the agreed term, do not open this deposit. Penalties for early withdrawals are. If the Certificate of Deposit is less than 90 days, the penalty is 7 days without interest. If the Certificate of Deposit is for a term between 90 days and 12 months, the penalty is 90 days without interest. If the Certificate of Deposit is for a term between 12 months and 90 months, the penalty is 180 days without interest. If the Certificate of Deposit is for a term greater than 60 months, the penalty is 365 days without interest. To open this Bank of America Certificate of Deposit, you will need to have a Bank of America checking account. You must be careful since Bank of America forces you to have a direct deposit to avoid paying monthly commissions. Both here above and in the description you can see which are the 10 best checking accounts in the United States. In this slide you are seeing the terms and yield. As we talked about, the maximum interest rate is 3.90% for 13 months. The 7-month and 25-month terms also offer interest above 3% APY however, the 10 and 37-month terms offer a ridiculous 0.05% APY. Finally, you are seeing a comparison of the 10-month and 25-month terms. The 10-month and 25-month terms offer a ridiculous 0.05% APY. Finally, you are seeing a comparison of the 10 best Certificates of Deposits that you can open in the United States in 2023. There are CDs that you can open with an interest rate of up to 5% APY and that also have no minimum requirements. Another fact to take into consideration is that the 10 Certificates of Deposits offer more than 4.50%. For this reason, our conclusion is that Bank of America does not offer a competitive Certificate of Deposit and must greatly improve returns if it is to win the Bank of America Certificate of Deposit. solutions that be in the course of actual investment and mutual funds. Thank you for understanding and watching video. Please leave your comments below to let us know which ones you prefer to hear and do not just please us. New orик File will be fitted straight andま, we will have a look at the candidature structure of 10-ppy terms for FF, IMF practicing envelope price projects. We do not have the PM block at keywords or minimum Yogurt and you can apply for Fees application from the file. articles that obvious the reasons for using the phrase and market price method the management of | [
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LWqc3PPcw7lzKXiI | सबसे पहला आपको एक text message या phone call आएगा saying कि अगर आपने KYC नहीं करवाया तो आपका SIM बंद हो जाएगा या फिर आपके घरी electricity काट दी जाएगी सारी information एक official letter के थूँ आती है इसके लिए वीडियो को सेव करो और उनके साथ शेयर करो और हर रोज valuable content देखते रहें चैनल को सबस्क्राइब कीजे | [
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qdM0rmSR4o8 | while still having the ability to go into a physical brick and mortar location, then Capital One might be the best option for you. But is this older, more traditional bank still worth it in 2022? Today let's find out. Alright, let's jump right into it. What is going on everyone? I hope you are all having a fantastic day. So obviously, we mainly focus on modern financial technology companies on this channel, but I do like to give credit where credit is due, and of all of the crappy national banks that are out there, Capital One is by far my favorite. But the question still stands, is it able to compete with those modern financial technology companies like Chime and SoFi, and therefore, is it worth it in 2022? Well, in terms of banking, Capital One has their separate 360 checking and 360 bankers. As well as some other unique account options that we'll get to later in the video. With the checking and savings account, there are no fees across the board, meaning no monthly fees, no minimum balance requirements, and none of that garbage. You also have access to their network of over 70,000 free-to-use ATMs, which not only beats out the similar competition like Chase, who only has 16,000 free-to-use ATMs, but even beats out the modern ATM networks like AllPoint, which currently stands at just 55%. And they're able to do that by actually combining the MoneyPass and AllPoint ATM networks, as well as a number of free Capital One ATMs inside locations like Target, Walgreens, and several others. Obviously, Capital One does have that advantage of the brick-and-mortar experience if you need it. However, they do only have just shy of 1,000 locations scattered across a fairly limited number of states in the US. So, depending on where you live and how close the nearest... branch is, you may or may not get a true advantage out of those brick-and-mortar locations. But as we'll talk about later in the video, you don't really need to have a physical location near you, in my opinion. Lastly, on that note, before we get to the more core features, they do have their expanding network of Capital One Cafes, which is an odd mix of a bank and a fancy coffee shop, but regardless of how you feel about that, it is certainly a unique banking experience that Capital One is leaning heavily into going forward. So, with your 360 checking accounts, not only are there no fees across the board, but you also have no overdraft fees, which is a huge differentiator, in my opinion, between Capital One and places like Chase or Wells Fargo, who charges $35 per overdraft, which drives me absolutely nuts. In fact, Capital One actually gives you overdraft options where you can choose to either have that purchase declined, have the overdraft activate a free transfer from your savings account, or you can opt for the no-fee overdraft option. So, every day of every five years and this between $1 and $2 million for the future, you get paid basically $40 each year. Everything is in that forward split of its て Cash limit, where people get their posted ones pay include meal fee threads, which basically mean that you make more money with ☪�도beczyn te um Że checklistong PAC tãngkens um ZEV&Va n nou m insignificant overweight National Bank. They again have no fees and right now they are offering a whopping 1.3% APY on your savings account which is absolutely insane for a national bank. Keep in mind that these rates are constantly changing but for comparison, at the time of recording this video, fintech companies like SoFi are currently offering 1.8% so not quite as good as those but other national bank competition like Chase is currently offering just 0.01%. That means that Capital One currently offers 130 times more interest than Chase which is kind of hilarious. Obviously this account can be accessed from your desktop as well as their highly rated Capital One mobile app plus you have the ability to create multiple performance savings accounts for individual financial goals and you can even set up automatic savings plans to help keep you on track with those savings goals. So those two account options combined with the really well designed Capital One mobile app easily make this the best savings account in the world. The Capital One mobile app is the best hybrid banking option in my opinion if you aren't fully ready to go online completely. But beyond the 360 checking and savings accounts, they also have CD options or certificates of deposit which is something that a lot of modern fintech companies do not currently offer. If you're not familiar with a CD, essentially this is just a different type of savings product that allows you to earn a consistent interest rate that in most cases is much higher by depositing a lump sum of cash for a fixed amount of money. it in, the higher the interest rate that you will be able to earn. CDs have been kind of dead over the past few years because interest rates have been so low but now with interest rates rising rapidly, companies that are able to offer certificates of deposit are once again going to have a huge advantage over those that do not have this as an account option. Right now Capital One offers a 1 year CD at a 2.25% APY. Meaning you would put your money in this account for 1 year and earn 2.25% and this goes all the way up to a 5 year CD offering 3.2% each year. Plus just like all of their other accounts, there's no minimum balance requirements, all of the money is fully FDIC insured and unlike other market investments, your rate of return on a CD is guaranteed making it a really attractive option for a consistent lower return on a lower risk form of investment. Now while it's not the focus of today's video, I will also mention that Capital One does have their own kid savings account as well as a money teen checking account which are two of the best banking options for teenagers in my opinion. So if you are a parent who is looking to teach your kids some of those important financial lessons then this might be a fantastic account option worth checking out as well. Alright so strictly looking at the banking side of things, Capital One definitely blows their national banking competition out of the water in my opinion. They offer significantly higher rates of interest than other banks out there and they are a much more modern and easy to use banking experience online and are able to match a majority of the features that the likes of Chase and Wells Fargo currently offer all while charging no fees including of course no overdraft fees. They currently don't have as many locations as those other national banks but with 70,000 free news ATMs and so many modern features within the platform, I don't really see many scenarios where you would actually have to go into a physical bank. When compared to more modern financial technology companies like SoFi or Chime, they definitely are lacking in some features and aren't going to have that sleek Silicon Valley design but they do have some account options like certificates of deposit that companies like SoFi do not currently offer. Now if we zoom out a little further and take a look at the holistic picture, Capital One obviously offers a number of very popular credit card options, auto lending services, business account options, commercial banking solutions, and several other options. Again though, other national banks are able to match a majority of those features as are many of the modern fintech companies. So making your final decision is really going to come down to what financial tools you are specifically looking for and what account options you are comfortable with. If you absolutely have to have a physical brick and mortar bank that you can go into, then that is going to remove a majority of those modern financial technology companies like SoFi. And in that case, you're left with just the national banks of which Capital One is definitely your best option in my opinion. However, if you're comfortable with a hybrid banking experience but you're not ready to fully jump into an online-only bank, then once again, Capital One would probably still be your best option since the app itself gives you most of what you would need but again still beats out a lot of those older national banks. However, if you are fully done with the brick and mortar banks and you have no need to go into a bank and you aren't really looking for account options like a CD for example, then personally I would still argue that some of the modern fintech options are much better and give you a more well-rounded financial solution. You all know that obviously I am comfortable with a fully online banking experience and that's why I use SoFi. However, I do have two Capital One credit cards and my Capital One Venture X card is currently the credit card that I use most often above all of my other credit cards. Additionally, I have always been a big fan of SoFi. online heavy banking experience, then you can find some peace knowing that you are able to get a hold of a real person fairly easily, at least in my experience. But as always, this is just my opinion. So I'd love to know what you think of Capital One down in the comment section below and whether or not you feel these national banks are still relevant and worth it in 2022. Be sure to check out some of my favorite financial tools using those links down below the like button. Take it easy and I'll see you in the next one! | [
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eaKP_m5vLbhFd7rc | प्लीज गिव ब्रीफ इंट्रोडक्शन बूट यौर से ऑल फ्यू या है युगेश ठाकुर अमर रेजिटेंट ओफ मुंबाई अमने बैंड मैनेजर एंड एम सेल्ट प्लॉइड ओके प्रभा मैम ये एक आवस वर्क इंट्रोएयर इंडिया आएंड आम एड पर सेल एंड वी डोन गेट पेंचर ओके एंड वेंट इट यू रिटायर मैम मार्च टू थर्ने थर्के एंड वोट इज अकरण टेज मैम एंड वोट अब यू मैम चांदी मैम आपको हाउस वाइज अमाजू यू आपको एक एंड यू पीपल है एनी सोर्थ ऑफ इंकम प्रभा मैम एंड चांदी मैम नो एक्शन लिए आईएड डू एवेंट्स एंड वी गेट कॉंपन सिटेड एवेड वाइज समझ मैं मदर एंड माय नौ आई डोंट एनी पेंचन इंटरम ओके गुड इनफ मैम आ मैम कैन यू अ टेल इस व्हाट हैस हैपन्ड विद यू एंड वाइएड वी गेटर टूड़े व्हाट वी वांट टू से टूड़े एक वॉट इस हैपन्ड विट अजय को नौ बिहापनी टू देम एंड वी ट्रस्टेंड आईसी एस ए बैंक ब्रांड ब्रॉग्स फॉर नीज यू अगर है विन अकाउंट विद टाइम एंड दे लेटरली वी डिन न्यू विडियो डाइट एस यू अच्छा एंड इंप्राइंट टॉक्स इन दे कंपनी ले लेटरली लूटेड इन दूसरे प्रदाश बॉइंट टू एंड एफ़डी वेर माइट मैनेजर एंड माइ आरेम फॉर माइट रस्ट इन इमेंस्टली यह टोल ने एड वी एवस एम बेटर स्कीम्स देना एफडी एंड गेरेंटिंग टैक्स फ्री रिटर्न्स ओके विच यू नीचे आखेंडी जाने कोई इन्वेस्टमेंट्स एंड इफ पेयर ओन यह यू गेट क्यूमिलेटिव इंटरेस्ट फॉर लेकर इकरिंग डिपॉजिट और एक पॉलिसी भी अच्छा है एक पॉलिसी भी अच्छा है नियुक्त पोजार से जी ऑल्ट डिटी ऑफ बट डेट विल कम लेटर की नुआर नेहा पोलदार एन ऑल बठी के आप कह रहे हैं कि आपने ऐसे-ऐसे बैंक से पॉलिसीय खरीदा 2012 वह पॉलिसी फॉलिसी थी मुझे पता भी नहीं था मुझे तो बोला था एक प्रदेट एफटी इस लेकर रिकरेंट डिपॉजिट गुर्ड चाहिए और पेट एंड जब यह आपके पास पैसे हो तो इसमें पाक कर दीजिए यू गेट गुड रेट ऑफ इंटरेस्ट फिर पर सेंटर फेंड्स एंड वे प्रॉमिस थे एक एफटी के नाम पर रिकरेंट डिपॉजिट के नाम पर एक पॉलिसी बेची है ऑफ लांग टर्म नेचर अ अजय को पॉलिसी और यह इसको करने के बाद मुझे बताया है एंड इन फैट्स इवन आफ रेड अंडर एंटी मानी लॉंडरिंग एक्स नेट एनी पर्सन उस बिंग गिवन पॉलिसी ओवर लैक्ट शुट बी देश और सॉफ्ट इंकम शुट बी वेरिफाइड विच इस दो ओनेस ऑफ बैंक एंड पॉलिसी इशुइंग एजेंसी जो उन्होंने कुछ भी नहीं किया तो उन्होंने पूरे आईडा गाइडलाइन फ्लॉर्ड किए एंटी मानी लॉंडरिंग गाइडलाइन फ्लॉर्ड किए एंड सबसे बड़ी बात लेकर एम आई एंड मर्जी एक जूट बोलकर बेसिकली एक कुछ और प्रेडक्ट बोलकर कुछ और ही भेज दिया है और बेसिकली मेरा एक लाइट सब उन्होंने अठका दिया है आईएग्री डिप्लीट था हां आ एस सीन द नंबर फॉलिसी डेट है बिन फोल्ड टू यू ऑडियंस ऑडियंस पांच टू और पांच टू ऑप्शन पांच सीज़ा बने सब्सक्राइब था जूट बदल बने सब्सक्राइब तक एक आप इनको ने बताया था कि पॉलिसी इसे आपकी आप इस पार्टिंग मैं से इन्जॉर्न मैं सेविंग और माइंग्स आफ साइडी जितने मेरी शोर्स के पैसे आते थे यह सारे बेटरेशियरेचिप जाता है जिसको नहीं ख़ूतबाना आगे क्योंगी नहीं आता है यह इसलिए 8zr पूर्ट आईड एसट्यूड नेाफ्लॉर शोल्कोस्ट टीप्री गुप्टा हिसर अनली सलनेट सऊनी की यूрыस लेकिन करें शोलो give a good यी 12 नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह नहीं जाता है कि वह न फिर जिकैम डिपॉजिट पूझा ठावों पहनत दो इंटरेस टॉपेड़ दो टाइम उपयट अमोजर ने आउट को पहले कह दो 250 स Perfect फिर करतें मैं कि हह था ÓN है आप जब मैं देख रहा हूं कि 2014 में 2017 में कुछ पॉलिसीज आपको नहीं प्रदर्व बेच रही है कुछ पॉलिसीज आपको कोई सोनी गुपता बेच रहे हैं और कुछ पॉलिसी नाइस बेंक बेच रहा है तो वह टाइम जो आपके जो कहने से मुझे दिना रहा है एक नया एक अलग पर का स्कैन और भी है वह डिस्टिपल डू इसकी आईसी एसी बैंक के एंप्लोइज को पॉलिसी सेल करने का कमिशन नहीं मिलता है ओके ओके टार्गेट होता है वह टार्गेट अपना पूरा करते हैं यह लोग पॉलिसी होने के कंपनी के एजेंट्स को सहल करते हैं कि पॉलिस चल कर दिया सब्सक्राइब कर रहा है आप यह चैनल हो और नहीं यह जो बैंक का employee था वो policy sell कर रहा है open market में और आपके पैसे से commission भी कमा रहा है so this is how it is happening there is a process of pre-issuance verification call was any pre-issuance verification call process done with you wherein they no absolutely not not even a KYC basic KYC is a mandate I believe that in before doing any such or issuing such high amount of insurance premiums a basic KYC should be required and none of that was also done no Aadhar card वगरा तो लिया होगा income proof आपके income proof नहीं लिया होगा I think they fetched it from the bank directly and I tried and inquired that तो इन्होंने कुछ मेरा KYC नहीं किया है मेरी email address is wrong है कई पर मेरा आप लोग की income documents कभी नहीं लिये गए जी नहीं कभी नहीं लिये गए इन फैक्ट मेरी तो सिग्नेचर भी नहीं है वह चॉक टो सी डेट वह माय सिग्नेचर जी मेरी सिग्नेचर नहीं है कुछ फॉर्म पर योगिस आपने भी कहा था कि आपके सिग्नेचर अवेलेबल नहीं है जिस ट्रूमाइट एक एप्सलूटली बिकोस माय साइंज यू न गिव टू एंड राइटिंग स्पेशलिस्ट उस फॉर्म से मेरी सिग्नेचर भी नहीं है एंड देव डेडअक्टेड माय ए वापस एवंज अकाउंट बाय इटसेल्फ ऑन ईसीएस बाय गिरिंग वेगिस एक्सक्यूजिस कि आपका पिछला प्रीमियम वगैरह है और वह आपको बनना है एंड न्यू पॉलिसी वाइज यह करके ऑल आफ ऑसनल डिटेल्स पर इन द फॉर्म वह मोस्टली रॉम इफ वेरिफाइड फॉर्म्स इट्स आट मैचिंग विद आर्डियो लाइट इसमें प्रोटेक्शन ऑफ ऑलिसी ओल्डर्स रेगुलेशन जो होती है आई थिंग इट्स पास इन और उसी महीने 21 मार्च को उन्होंने पॉलिसी एक और इशू करी है नहीं उसी महीने नहीं उससे पहले योगेश सर के नाम पर इशू हुई यह पॉलिसी ऑक्टूबर टू थाउवर्डन सेवनटीन और वहां पर आपको 12 लाख रुपए दिखाया है एंड यू वर वेडियो वेडियो ने इट नेक्स इफेक्ट नोट गिट अनुसार इवेंट यह रियलिटी है मतलब इस फॉर समझ थीं और स्पिक्स कुछ आप यू वाट समझ दीजिए 2012-14 मैं उसकी कंप्लेंड भी ठीक है वह भी इस टार्टिंग सॉन देट ब्रांच ऑफिस पर मेरे फोर सेल्स मैनेजर बोल रहा है मैडम आपको किसी ने एडा बनाया है आप प्लीज जिसने बन बेचा है आपको उसको जाकर उसको भकड़ो लेकिन इस टाट हुआ था इस चैनल को भकड़ो या इस चैनल मैं इस चैनल एक बैंक एंड आईट एस एडिएज एवं ब्रांड रिस्पॉंसिबल फॉर इस निश शेषित बटन अपनी ऑफिस टेक चार्ज उपए यह विल हाइलाइट योर केस टू द अथॉरिटीज एंड विल ऑल सो भी हाइलाइटिंग योर केस ऑन सोचल मीडिया आस्किंग प्रिपल नॉट फ्रॉम पीपल बैंक लाइक ऐसी तरफ दें आया थॉरिटिज बेकन सी बदन देख रहें तो टॉप द ब्लाइंड टाइट टो वर्स डेर ओन पीपल फून द वहाइट एंड आयंट सॉट इन देखाईएड ऑल द ट्रॉक्स इन देखाईएड टॉप लोट पब्लिक आई अग्री मैम टू असर ट्रॉप पॉइंट आया दूर अग्री रेट तो सीनियल नेंजमेंट इज अवेर अबॉड इज इसकेंट बट दे आई आई नॉट डूइंग इस पार्ट ऑफ इंचॉरेंस सेलिंग इन ओले बैंक फाइंड जो कस्टमर फॉर द प्रोडेंशल यू नो सो बैंक इज इनवाल्ड इन सेलिंग इंचॉरेंस पर वेन वेंट टो द पैंक ऑल बाइक अब फॉर प्लेनिंग द इससे अपने टू अस थ्रू द बैंक बैंक से वे नॉट रिस्पॉंसिबल वे आर एसेपरेट आइडेंटिटी प्रोडेंशल इस असेपरेट बिनाव नियुक्त फूडरेंशल एक्जेस्ट वी न्यू ओनली बैंक वी न्यू ओनली आईएसीएस अपेक आज पर आम एसेपा येर ऑलड रिटायर्ड पर सेंट एंड ओन्ट इनकम प्लीज और कन एडिटेंट इन अच्छे इस एंड माय सेंसिसिएल टेन बाइट कंप्लीन ऑफ टेन यूर्स आइड ओंट टो मॉर्ड वेडियो डिलेवर नॉट पेटिंग बेसिक फैक्स प्लीज प्लीज प्लीज कम लाउन आपको भी किसने इसे कैंचे कियों पर लेकर पता लगा आपको कि वह बैंक न हमेशी टो विड्राउव माय फॉर्ंड्स वेचाव ऑफ ऑनलीज रिकरिंग अपडीट पर कहा देने मुझे कोई इंसॉरेंस पॉलिसी तो तो ने चेंज यह ट्रडिशनल वगैरह यह अब भी पता था वेंट डिनाइड टू गिवी एनी ओं माय फांड इन फैट्स बोलने लगी कि आपको और दस साल बढ़ने में मैंने क्यों बढ़ने आप और पैसे दीजिए नहीं तो आप इस पैसे बोल जाएं और इस लेकिन आप अपने यह टू रॉप इटी एडी फाइट लाइक नॉट ए स्मॉल अमाउंट यह और अब मैं जब विद्राउव करने गया और जब पैसे और जब पैसे और बढ़ दो या आपके पैसे आप निकाल लें एकंप्लीट इंडसेंट एंड एंड इस नॉट ओनली यू पीपल वह कंप्लीनिंग वी आप आपके चैनल इंचॉरेंस एंजेल्स इफ यू गूवी वीव है वह ना ओंट थी एंड वीडियो दो पीपल लाइक यू वुट टू सच ए थिंग अफ कोशिश आफ पूछा आई कंप्लीटली अग्रीमिटीटी प्लेट नाउ वेंट इफ इस यह देख ली टोल्ड इस नॉट आर एंड यू नॉट इंट्रेस्टेड इन टॉकिंग ओवर थिस अफ कोर्ड देखिए ना माइनी वाय वोट डिवी इंटरेस्टेड नॉट यू पूछे बट नॉट आयर डी एंड आवर गवर्नमेंट टेक सम स्क्रिंच एंड एक्शन अगेंस्ट वें आफ पुछ देखो गलीबल पब्लिक इस रेली लॉस ऑफ मनी देर हाडन मनी ने एंड इन फ़ैड आउट लाइक टेस्ट पीपल लेकर बेवेर ऑफ सच पीपल ले वेस्ट बॉंबे ब्रांच लिंकिंग रोड लिंकिंग रोड सांटा क्रूज वेस्ट ब्रांच एंड इस पीपल आफ आप दो वर्जर दनन जे इस दर इस आफ इन ऑल जी सिंह एंड वीडियोस टेस्ट टेम पर ऑल जी यह अपने दम रिलेशनशिप मैनेजर फॉर आईसी पैलेजर ने मूमेंट इसी इंटरम मनेस कमिंग इन ऑफ ऑफ इमेडिटली देश टो कमेंड यह पॉइंट ऑन डेट अमाउंट आप नौ वे लगते हैं विच नो सेविंग नथिंग ना फिर इन अकाउंट अब इन आप कंप्लीटली विच यू मैम एंड आईट डेफिने का में शही मंतर कांच प्लेजर पेक्वास से मियूफ कि अ हां कर दो और कर दो कर दो कर दो कर दो कर दो कर दो | [
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MuDAJKE3J0OuS_JG | but China he's going to swab a transaction or online payment again, then that payment is failed. You have a balance in your account, but the payment is not successful. What could be done, let's talk about it here. Hello guys, my name is Amit, welcome back to my channel APEX Top Guys, as per RBI Rule, if you receive a new debit card or a credit card, by default this law automatically這一वी प्रदाए जाता है But if you are going to buy something from an international website, साइड से कुछ समान खरीदना है कुछ पेमेंट करना है तो पहले तो आपको इंटरनेशनल ऑप्शन की जो ईकॉमर्स सर्विस है उसे आपको एक्टिवेट करना होगा साथ ही सद्ध डोमिस्टिक में भी आजकाल ईकॉमर्स और जो कंटकलेक्ट सर्विस से ऊटोमेटिकली बैंक की ओर से डिजबेल किया रहता है तो अगर आपको ऑनलाइन ट्र sido खर हो रहा है या फिर स्वाइड करके चैनल क्वेश्चन करने में पुंच प्रॉब्लम हो रहा है तो पहले आपको एक बाद देख लेना e-commerce मतलब ऑनलाइन में जो पेमेंट होती है उसका लिमिट अलग है पॉज का जो लिमिट है मतलब जो स्वाइब करके आप टैंजेक्शन करते उसका भी लिमिट अलग है और यह सब लिमिट आपको खुद से सेट करना होता है बहुत सारे बैंक में यह विवेटिकली नहीं होती है तो इसमें क्या होता है अगर आप टैंजेक्शन करने जाए पॉज में शीघ्र स्वाइब करें या फिर ऑनलाइन में टैंजेक्शन करें और वहां पर आपके बैंक में वहां पर बाई डिफर्ट जो लिमिट है वह जीरो किया हुआ है और आपकी अकाउंट में पैसा होने के बजे से भी आपकी ब्रॉब्ध इजेक्शन वो टैंजेक्शन कभी भी कंप्लीट नहीं होगा तो आपको यह करना होगा कि आप कहां से कर सकते अगर आप मोबाइल एप्स यूज करते हैं आपकी जो बैंक है उस बैंक की जो dès मॉफिल होती है वहां पर अगर आप अगर तो वहां से भी आप कर देते ligne यदि किसी साफ से दर्कार है उस हिसाफ से अपनी मिट सेट कर सकते या फिर अगर आपके पास मॉबाइल ऑप्टर कर सकते ISR कर करके भी इस प्रॉब्लम का सॉल्यूशन कर सकते आपको मोबाइल ऐप से ही करना होगा ऐसा जरूरी नहीं है आप अगर चाहे तो बैंक में जाकर भी रिटेन एप्लीकेशन करके भी इसका लिमिट डिजबेल या अनवेल कुछ भी आप कर सकते हैं साथी साथ आप कस्टूमर के अर्थ से भी आपको आपकी जितना जरूरत है उसकी हिसाब से आपको हेल्प किया जाता है तो आगे जाकर आपको अगर ऐसा कुछ प्रॉब्लम होती है कि आपने बहुत सारा शॉपिंग कर लिया उसके बाद आपने पॉज पर स्वाइब किया लेकिन पैसा नहीं निकल रहा है तो टेंशन लेने का कुछ भी जरूरत नहीं है एक बार आप कस्टूमर के अर्थ से बात कर लीजिए या फिर उस बैंक का जो एप है वह अगर आप आपके पास है तो वहां पर जाकर एक साथ देख लीजिए कि आपकी इंटरनेशनल ऑप्शन है वह ऐनेबेल है कि अगर नहीं है तो तुरंत कर लीजिए और यह टीम करने के साथ हो जाती है कुछ टाइम इसका वेटिंग टाइम नहीं है कि आपने अभी एनेबेल किया और 24 24 hours बाद जाकर आप ट्रेंजेक्शन कर सकते ऐसा बिल्कुल नहीं है जब आप एनेबेल करेंगे उसी टाइम से आप ट्रेंजेक्शन कर सकते गाइस इस विशाइज को लेकर अगर आपके मन में कुछ भी सवाल है तो प्लीज कमेंट बताना झाल | [
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KLSrHEtZUf4 | In this quick overview, we'll share the four key things you really need to know about this popular travel rewards card for small business owners. First, Chase Inc. Business Preferred typically offers a nice initial rewards bonus for spending a certain amount in the first few months your account is open. This could help you take a business trip for free, for example. Second, Chase Inc. Preferred is great when it comes to earning rewards points in a variety of spending categories. The rewards are great for frequent travelers because Inc. Preferred points are worth the most when redeemed for travel booked through Chase. You can also transfer points to popular airfare or hotel loyalty programs. And if travel isn't in your plans right now, there's plenty of redemption options to choose from which we'll talk about later on. Third, Chase Inc. Preferred charges an annual fee, but its rewards and perks can easily cover charges of membership. So the fee shouldn't be much of a concern if you're planning to use the card regularly. And on the bright side, you don't have to worry about any additional fees when spending outside of the U.S. Lastly, you need at least good credit to qualify for the Chase Inc. Preferred card. You may be surprised to learn that your personal credit standing may matter a lot more than your company's credit when it comes to getting approved for a business credit card. And that's true with small business cards from all major issuers, by the way, not just Chase. So, let's get started. For example, you might want to know more about your options for redeeming the rewards that you earn with Inc. Business Preferred. Well, you can redeem points for travel, cash back, gift cards, and more. Plus, your points don't expire as long as your account is open. If you want to get the most bang for your points, use them to book flights, hotel reservations, or other travel accommodations through Chase Ultimate Rewards. Another thing you might be contemplating is cards for your employees. Chase Inc. Preferred offers employee cards at no extra cost. You also get to set a custom spending limit on each one and track employee purchases through your Chase.com account. In addition, all the rewards employee cardholders earn go right back to the business, giving you huge earning potential. It's also common for business owners to wonder which Chase Inc. card to get because there are several. Inc. Business Preferred card, Inc. Business Cash card, and Inc. Business Unlimited card. The Preferred version definitely is the best for business owners who want to get the most out of their rewards when redeeming for travel, especially for high-spending small business owners. If you'd rather earn cash back, the choice between the other two Inc. cards really depends on whether you want extra rewards in bonus categories or a simple flat rate on all purchases. Finally, when it comes down to it, you can get the most out of your business. Does Chase Inc. Preferred have good reviews? Yes, it does. Inc. Preferred has great ratings from WalletHub editors and users, who typically give it above-average marks. So with all of that, you should have what you need to make an informed decision on Chase Inc. Business Preferred. But to learn more and submit an application, you can head to this button right here. See you next time, WalletHubbers! Thanks for watching! | [
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StqvSKFv-X8 | review the Chase Sapphire Preferred card and go over some of the benefits that it has. This is one of the best valued credit cards on the market at the moment and it is perfect for anyone who is new to credit cards. To begin with it is well priced at just $95 per year and offers the ability to earn a lot of points that can be used with a multitude of different loyalty programs. So if you find this video helpful I'd really appreciate it if you hit the like button as it really helps with the YouTube algorithm. Also if you'd like to see more videos like this please consider subscribing as I post new videos each week about personal finance, day trading and general news. Okay so let's get started. So the Chase Sapphire Preferred credit card is kind of like the little brother of the Chase Sapphire Reserve card. It has a way cheaper annual fee of just $95 as opposed to the Reserve's annual fee of $550 and it still offers a wide variety of bonuses and potential to earn a lot of points just by using the card. Let's have a look at what benefits the card offers and see how much the bonuses are actually worth. First up you will receive 60,000 ultimate reward points after you spend $4,000 within the first three months of opening the account and these points are worth $750 if they are redeemed through Chase Ultimate Rewards and potentially more if you use them through one of the many frequent traveler programs that are associated with the card. And if you do not currently hold a Chase Sapphire card and have not received a card member bonus in the last 48 months you can earn $50 in statement credits that can be used towards grocery store purchases within the first year of opening the account. Now let's have a look at some of the perks that come with the card. The first bonus you will get is from DoorDash and with this offer you will receive a complimentary DashPass membership for at least one year and this entitles you to free delivery on orders over $12 and reduced fees on qualifying orders. A new bonus that was added to the card last year is $60 in statement credits that can be used to pay for a Peloton Digital or All Access membership. Peloton offers a wide variety of different exercise programs such as yoga, strength training, and fitness training. and cardio routines that can be accessed through your mobile phone, TV, or tablet. Now when it comes to traveling the Chase Sapphire Preferred card has a lot of useful benefits. To begin with if you use your Chase card to pay for your trip you will be covered by trip cancellation and interruption insurance. So if your trip happens to be cut short because you become sick or there is severe weather you can be reimbursed up to $10,000 per person and up to $20,000 per trip. This includes passenger fares, tours, and hotels. Another useful benefit is the Auto Rental Collision Damage Waiver. So to use this benefit basically when you hire a car from a rental agency as long as you use the credit card to pay for the entire trip you can decline the rental agency's collision insurance which can sometimes cost a fair bit. And Chase will provide primary coverage for the car and reimbursement up to the actual cash value of the car for theft and collision damage in the US and abroad. Next up you will receive baggage delay insurance which will reimburse you up to $100 a day if your baggage is delayed for more than 22 hours. along with this you will also get trip delay reimbursement so if your trip is delayed for more than 12 hours and requires an overnight stay you and your family will be covered for unreimbursed expenses such as meals and lodging up to a total of 500 per ticket the chase sapphire preferred card also comes with shopping protection when you use your card for certain purchases to begin with you will get purchase protection which will cover new purchases for 120 days against damage or theft up to 500 per claim and a maximum of 50 000 per account and then you also get extended warranty protection so this basically extends a warranty by an extra year on any us manufacturer's warranty that is three years or less so these are the travel and shopping related benefits that come with a card so now let's look at how many points you can earn and what they are worth first up you will earn five times points on all your purchases and you will also get a lift rides until march 2022 then from here you will earn two times points on all dining and travel related expenses you will also earn two times points on grocery store purchases up to a total of one thousand dollars per month so you can earn a fair amount of points by taking advantage of the card and using it wisely another fantastic benefit that the card offers is a one for one point transfer with a large range of different frequent traveler programs that include airlines and hotels some of the airlines include british airways executive club singapore airlines chris flyer united mileage plus and emirates skywards whilst hotel travel partners include world of hyatt ihg reward club and marriott bonvoy finally the chase sapphire preferred card has no foreign transaction fees this is a great benefit to have if you do travel overseas a fair bit as it can save you a decent amount of money according to the chase website if you were to spend five thousand dollars internationally you would avoid paying 150 in foreign transaction fees one final way to make the most out of the price of a flight is to pay a fee for a flight to the airport sapphire preferred card you can receive 15 000 bonus points for every person that you refer up to a total of 75 000 points per year so in my opinion the chase sapphire preferred card is a great deal and for only 95 a year it is definitely worth it so that's my review of the chase sapphire preferred credit card if you're interested in learning more about it i've left a link in the description below i hope you found this video helpful and if you have any questions at all please leave a comment down below and i will get back to you with more information about the card as soon as possible and as always please like share and subscribe and i will see you in the next video bye | [
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WlJyTq47jJgbDHgM | एक लंबी अविधि तक अगर आपने अपना लॉकर को नहीं खोला है तो बैंक आपका लॉकर तोड़ सकते हैं जी हां भले ही शालाना किराई के सौ गुना पैसे देने होंगे वहीं भुकाम बाढ़ जैसी प्राकृतिक आवधाओं की कारण अगर लॉकर को नुकसान होता है तो बैंक इस तरह के नुकसान के लिए जिम्मदार नहीं होगा आप देख रहे हैं जी निउस मैं हूँ दिपाली से हम | [
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b6PolFcMVpI | Credit Card from Chase. This is definitely one of the most popular business credit cards out there, and for good reasons. So we'll cover the main things you need to know about this card in today's video. We do, however, have a full review on our website. So some of you may even be watching this video that's embedded in our full review. If that's you, you're in the right place. If you're watching on YouTube though, we will link a bunch of helpful articles, including that full review in the video description below. So you can get really smart on this credit card. For this video, it's more of an overview. So let's talk about the rewards first. Now, since this is a business card, naturally it earns the best rewards in categories where a business might spend a lot of money. And that's ultimately perhaps, you know, the most important thing to consider when you're looking for a credit card for your business is the rewards and the reward categories. So the first thing is the card earns three points per dollar spent on travel, which by the way, is actually a very good thing. So if you're looking for a credit card really broadly defined travel category, a relative to a lot of other credit cards out there. Also you earn three points per dollar spent on shipping three points per dollar spent on internet cable and phone services and three points per dollar spent on select advertising purchases. And that is up to a combined yearly spending of $150,000. After you reach that amount for all those categories combined, then you would actually earn one point per dollar spent. And then for general purchases, you would earn one point. So overall, I would say the rewards are pretty solid, but you still should do a mock budget to see in which scenario you come out ahead. So you should compare this card against some of the other, you know, popular, maybe flat rate business credit cards out there. And you need to make sure you factor in the annual fees and the other benefits that the card might offer. You can see the annual fee situation for this card here on the screen. Just make sure that you run through what you think you'll earn in terms of the rewards. And then make sure to subtract out any expected fees along the way. And then you can decide between, you know, a popular card like this, but also a card that maybe doesn't earn, you know, points in different tiers. It maybe earns, you know, flat rate rewards across all categories. My guess is that when you do that analysis, this card will be overall really competitive. Now, since this is a rewards credit card, not necessarily a cashback credit card, you have to factor in how many rewards you might earn, but also how you can reduce the amount of rewards. So you can see how much you can redeem those rewards and what they would be worth when you do go to redeem them. And fortunately with Chase, this card actually earns Chase ultimate rewards points, which are some of the most desirable and flexible points of any, you know, credit card system out there. So I think you're in good hands with Chase, but you still want to make sure you're factoring in the quantity of rewards you have, how you can redeem them, make sure that's relevant to you. And then perhaps what the redemption value would end up being. Now, you can learn more about the different redemption options on our website in our full review. But a few of the main ones are cashback and gift cards, and those would have a redemption value of one cent per point. But the value of certain different redemption options can vary. And then you can also redeem your points for travel. Now, when it comes to travel, you have two different main options. You can use your points to book travel through the Chase ultimate rewards portal, which is kind of like using Expedia or Kayak. And if you go this route, you get a 25% boost on your points. And the other option is to transfer your points. So you can transfer your points to outside loyalty programs. Now, Chase has a number of different travel partners, both hotel and airline groups. They have one of the strongest list of travel partners out there. I won't go through all of it now because it could be a video in and of itself, but you can read more about that in our full review. That can be a great way to maximize the value of your points. In addition to that, Chase has made it so you can add employees to your account free of charge, and you can also set individual spending limits per employee. And the best part is that your business, you earn the rewards for the spending that your employees do. Also, the card comes with a number of additional perks, far too many for me to list here, but those would include things like certain types of added insurance, additional protections, $0 fraud liability. You can learn about those in our full review. I would say if you end up using one or two of those every so often, they could make the card worth it in and of themselves. So you should definitely look at it. And I would say if you're looking for a card that's worth it, you should definitely look through those additional benefits because I don't think, you know, I think a lot of people, when they talk about the card, they overlook them, but they're pretty powerful and you should peruse our full review to see those additional benefits. So overall, I would say it's definitely warranted for people to consider this one of the best business cards out there. You should always compare it to other cards though, and that's why creditcards.com exists. So check out our website, check out our full review. That's it though. Have a great day. Bye. | [
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1704649990080012367 | cryptocurrency not at all like bitcoin oh bitcoin nfts what do you know about them what do you know about them as far as digital currency and the way our world is changing to paperless only stock market really yeah tell me more about anything that you know about that world world do you trust it to be real no a lot of the stuff is going down a lot why do you think that is too many businesses are running out that's really it so you don't trust that um our currency instead of being paper would be on your phone or in an app for instance not really technology is not going to run at all you don't think that technology for someone in my generation how do 19 okay i'm 24 so in my generation i feel like digital currency and the our cell phone is like technology is changing the way of the world you don't think so a lot of stuff is advancing but with that advancing it can all crash at any moment a lot of stuff can get taken away in technology yeah so you just don't trust that it'll be you know substantial enough to continue to grow you think it'll just crash at any moment yeah okay all right i appreciate you if you like the content please like and subscribe it really does help thanks | [
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1zyACgwPxLinL9Xu | लेकिन अगर बैंक ही अपने हजारों क्लाइंट के साथ फ्रॉड करे तो आपको भरोसा नहीं होगा लेकिन बैंक ओफ बडोदा ने कुछ ऐसा ही किया दो काम किये गए एक लिस्ट बनाए गई उन खातों की जिनके साथ कोई मोबाइल नंबर लिंक नहीं था दूसरी तरफ बैंक स्टाफ, सेनिटेशन, सेक्यूरिटी वर्कर्स, उनके रिलेटिव्स, घरवाले, परोसीस सबको नए सीमिशू किये गए और इन नंबर को उन बैंक अकाउंट के साथ जोड़ दिया गया और सबी की सबी फोन्स में एप को बार बार इंस्टॉल किया गया, लॉगिन किया गया और हो गया टार्गेट पूरा लेकिन दिक्कत तब होई जब कस्टमर्स ने UPA का इस्तेमाल करके अपने बैंक अकाउंट में पैसे गालने की कोशिश की और वो कहीं और जाकर ही ट्रांसफर हो गया और वहीं पे बैंको बड़ोदा ने अपने क्लाइंट्स और खुद की डेटाबेस की सेक्यूरिटी को भी दाव पे लगा दिया | [
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mq383j6MYw8 | Sapphire Reserve and Chase Sapphire Preferred with an enhanced grocery category, something that many people have wanted, but don't get too excited. It is only temporary. We're going to break down exactly what Chase is offering, but first I'm going to ask you to please subscribe to this YouTube channel if you have not already, and if you have already, I thank you for doing so. So something that a lot of Chase Sapphire cardholders probably will like, an enhancement to the benefits on these cards. Of course, during the whole COVID crisis, the value that you're getting out of the Chase Sapphire cards, many people have questioned it, and Chase has tried to do more and more to, you know, kind of enhance the rewards you're getting so you feel like there's still value. And so the announcement today is that they are going to be adding grocery categories to both the Chase Sapphire Reserve and the Chase Sapphire Preferred. However, it is only temporary, so it's going to start on November 1st of this year, and it is going to be available to you on the Chase Sapphire Reserve. getting three points per dollar on your grocery purchases on up to $1,000 of grocery purchases per month. So over a six-month period, if you were able to max that out, you would get three points per dollar on $6,000 of grocery store purchases. That would be 18,000 points that you would earn compared to the 6,000 points that you would normally earn. If you just had the one point per dollar on grocery purchases, so potentially an extra 12,000 points you could earn over that six-month period. Now, remember that Chase added this pay yourself back feature that gives you a 50% boost in the value of your points when you redeem in certain categories. And one of those categories is grocery stores. So if you think about this new promotion, if you were able to max it out, you spend $6,000 in groceries with the card over those six months, November through April, you would earn 18,000 points. If you used those then to pay for your groceries that you had or to redeem toward your groceries that you had paid for with the card, those 18,000 points would be worth $270 of groceries. So on that $6,000 spend, you would get $270 back, essentially $270 in groceries. But anyway, that is a 4.5% return. So that's pretty nice. So if you're a Chase Sapphire Reserve card holder, that is a nice return to get on your grocery purchases. Now, obviously not everyone's going to want to use their points also to redeem for groceries. You can use those points for that same 50% boost on travel through the Chase Ultimate Rewards Portal and through the pay yourself back feature. You can use that 50% also on dining and on home improvement store purchases as well. Now that pay yourself back feature, or at least for the, 50% boost is also ending on April 30th, 2021. So actually if you were going to max this out and make sure you've got that full four and a half percent, you would want to make sure that you do your thousand dollars worth of spending it kind of early in April to make sure that all those points were given to you in time to actually use them, if that makes sense, because the end of the three points per dollar on the Chase Sapphire Reserve is April 30th of 2021. The end of the 50% boost will be $20,000. So you're going to be spending $20,000 at the end of the 30% boost, card holders, not quite as exciting. You will get two points per dollar on your grocery store purchases for that same six-month period, November 1st through April 30th of 2021, on that same $1,000 max in terms of the amount of groceries you can buy. So if you could max that out over that full six-month period, you would get two points per dollar on $6,000. That would be 12,000 points versus the normal 6,000 points that you would earn if you did that same spend without the grocery store category. So those 12,000 points, if you then use those because you have the same pay yourself back feature as you do with the Chase Sapphire Reserve, but this one is only a 25% boost, well then you could take those 12,000 points and use them for $150 worth of groceries. So you'd get a $150 benefit or reward on $6,000 worth of groceries. So if you worked it that way, that would be a 2.5% return on your groceries. Now again, you could use your Chase points any way you want to. You don't have to use them for that. So you could use those for travel or for any of the other things that we've already talked about, the dining, the home improvement, however you want to redeem those points. But if you took them and use them toward groceries with that pay yourself back feature, you'd be looking at a 2.5% return overall. Now remember that Chase, like most credit card companies, rewards does not include things like Costco, Walmart, Target, Sam's Club as grocery stores, even if you buy groceries there. So those are going to be excluded from this grocery store category. Some people have told me that Walmart neighborhood markets do qualify as grocery stores that they do code correctly. I haven't tried that myself, but I assume it is true, but your normal Walmart stores are not going to, or those other stores as well. They want you to use, basically, supermarkets, standalone grocery stores. So overall, nice enhancement by Chase to the Chase Sapphire cards. They keep trying to provide more value to make Chase Sapphire cardholders feel good about the annual fees that they are paying. On the Chase Sapphire Reserve side, I think you would feel pretty good about this. Three points per dollar on your grocery store purchases if you were to take that 50% boost in the redemptions like I was talking about, four and a half percent on your grocery purchases is a pretty nice reward to add to the other things the card offers. Now, you have a much bigger annual fee on the Chase Sapphire Reserve, so you should be getting more on that particular feature. On the Chase Sapphire Preferred end, though, I don't think it's quite as exciting. Like I just outlined, two and a half percent if you were to use the 2x per point and then get the 25% boost on the redemption. You can find other cards on the market that would give you more than two and a half percent on your grocery store purchases. Still, a nice enhancement. And if you are someone that really thinks you can get more value out of the Chase Ultimate Rewards points, especially if you transfer them into Chase's travel partners, and maybe you could get greater value on flights or hotels, well, maybe you could think that those points are worth even more than the way I have described them. So that is really up to you how you feel about that, but that's kind of how I eyeball it in terms of the value that I think is here. I would love to hear your thoughts. Put them in the comments section below. Otherwise, I thank you for watching. And as always, please go to ProudMoney.com where we do credit card reviews. We talk personal finance. We talk all sorts of other fun stuff too. Thanks for watching. Bye. | [
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swkd3Fwv5kjD1meq | ओ, I'm so sorry ma'am, लेकिन इसमें तो हम आपकी कोई मदद कर ही नहीं पाएंगे मैंने RBI की Customer Protection Act पढ़ी है और मुझे पता है कि इसमें मेरी कोई liability नहीं है ma'am, मैं पूरी कोश्च करता हूँ अपने end से कम से कम नुकसान करवाने का आपका लेकिन आपको 10,000 तो भरने ही पढ़ेंगे but as per RBI, if customers report fraud transactions within 3 working days तो इसमें customer की कोई भी liability नहीं है मतलब, सीख के कहां से आते हो अब ये सब मुझे बताई दो B की फायदी को फॉलो करते हूँ, आप भी कर लो | [
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gbaBwRjaPpNu5qvJ | लेकिन क्या आपको पता है आज पर RBI रीफर्ण डोल्स अगर आपकी क्रेड़ कार्ट से कोई भी फ्रॉड होता है और वजन 3 डेज अगर आप RBI को रिपोर्ट करते हैं तो फ्रॉड पर भी कोई लाइट मेटी नहीं बनती और आपका बैक आपको पूरा पैसे रिटर्न करता है लेकिन अगर आप RBI को वजन 3-7 डेज में रिपोर्ट सकते हैं तो आपको अपने फ्रॉड अमाउंड पर 5000-25000 तर बियर करना पड़ सकते हैं और अगर आप RBI को 7 डेज के बाद रिपोर्ट करते हैं तो आपको पूरा अमाउंड बियर करना पड़ सकता है RBI को रिपोर्ट करने के लिए बस आपको 14440 पे खोटेक्ट करना है या rbi.org.in पे जाके रिपोर्ट दर्श्ट करनी है ऐसे ही more informative videos के लिए subscribe to Shivam Jain | [
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VBebt51tOUE | reward banking. So it's no surprise that one of the first things we're going to look at is the cash back rewards. You get 1% cash back on your debit card purchases, even when using Apple and Google Pay. They exclude a lot of merchant categories such as crypto, crypto, college and uni fees, and precious metals. So wherever you spend your money, if they categorize themselves as one of these types on the exclusion list, you won't get any cash back. You can still earn cash back abroad. You get paid your cash back as the payment is cleared. The reward cash back is deducted from your account if you cancel or refund the qualifying purchase. The cash back is available for the first time on the Apple Pay app, and you can get it for free on the Apple Pay app. 12 months from the date you activate the cash back in the app. It's worth noting they hold the right to change or withdraw the promotion with 30 days notice. Another great feature that helps you gain some extra money is roundups with a reward. So if you spend £11.60, you'll be charged £12 and the 40p will go into your roundup account. The reward they offer is 5% AER or 4.89% gross. Variable interest, which is calculated daily and paid monthly. On top of the rewards, Chase also has some great features. Some we've come to get used to from digital banks, such as 24-7 customer support and the ability to lock and unlock the card in the app for security. They also offer fee-free banking, even abroad. So no surprise charges from your bank. Any fees incurred will be from the merchant or ATM machine, you use, not Chase. Open multiple internal accounts to manage your money however you like, which is great for having lots of sinking funds or savings goals. They also have a quick and easy to read spending tracker, making it very easy to see how you are handling your money on a monthly basis. To open a Chase account, you will need to be 18 or over, a tax resident of the UK, and have a smartphone with a UK number. There is no fee to open an account. If you're not sure if Chase is right for you, then check out this video that looks at the two highest rated banks in the UK, Monzo and Starling. And let me know your experience with these banks in the comments. Thank you for watching. I'll catch you in the next video. Bye. | [
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ZWO1d8V4SpYUxJUQ | इन दो तरीकों से स्कैमर्स ये फ्रॉड करते हैं आपको इससे बचना चाहिए सही वक्त, सही कदम, सतर्क रहें पहला, Request Money Fraud जिसमें फ्रॉडस्टर आपको मेसेज भेजता है और उस amount को receive करने के लिए UPA ID डालने के लिए बोलेगा ऐसे Payment Request फ्रॉड आजकल WhatsApp पे भी बढ़ रहे हैं दूसरा, SIM Swap फ्रॉड जिसमें कोई फ्रॉडस्टर बैंक से होने का नाटक करेगा और आपको कोई link पर क्लिक करने के लिए कहेगा जिससे आपका SIM डूप्लिकेट हो जाएगा और उससे अब सारे SMS और OTP फ्रॉडस्टर के पास जाएगे हमेशा ध्यान रखे कि कोई भी गलत link पर क्लिक ना करे और UPA ID और PIN किसी को फोन पे ना बताए | [
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1646012431615811584 | They even said that they changed the name of the association in efforts to rebrand. But at the moment, before all this regulation, and from the comments that I can see coming through on the socials, we want you to share with us your story. Have you borrowed from a loan app? And what happened? What treatment did you get? If you got great treatment, please call us up and let us know. By the way, these guests, they called me. They were like, hello, madam. I hope you're good. Don't worry. Or were they calling you and insulting you? Because most of the tweets I'm seeing. They never call you and tell you don't worry. Which loan app? Don't worry. There's somebody who took this loan thing. And then I just remember my mom called me. She was so furious because there's a lady who had called her, who sounded like maybe a third her age, who had insulted her. Hey, mama. What's up? Hey, hey. You have a lady who doesn't know who she is. Pay the debt. Why are you living like this and not paying the debt? Imagine. Talk to my mom. My mother. It happens. Even me, I get calls from strange people. Barry Steve. Tell her to pay the debt. I'm like, huh? Imagine. Tell her to pay the debt. I'm like, listen, I don't know who you're talking about. Sometimes you don't know. So what do you do? You just hang up immediately. Myself, I see how you have insulted me. Yeah. I cancel and I block you. That would be the best way. Because if you don't, you'd have to come on for 30 minutes. Imagine. For something you have no idea about. My mom was so clueless. She's just there like, sorry. No, calm down. Lady. Ah, they never calm down. What are you talking about? I was so furious. Like, I keep finding out who Dame is. You're the auntie of Kwamboka. If I find that babe somewhere. Yeah. She's going to learn. 07-11-046-100. What's been your experience with the loan app? And please, just. You'll recover. | [
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N3tsmyC15RQ | I'm going to be giving you a review on the Chase checking account. Over the last few weeks, I have been giving reviews on a few of my credit cards. That series is not complete. I'm still going to be giving a couple more reviews on a couple more credit cards that I have recently used or recently got, so stay tuned for those. But on one of those videos, I did have someone ask if I could give a review on all of my checking accounts because I do have quite a few and I open checking accounts in order to get bonuses. Same with the reason why I am opening credit cards. I open credit cards more so for different cash back rewards over time, but also for the signup bonuses. But when I'm opening up checking accounts or savings accounts, it's specifically for the signup bonus. This money earning strategy is not for everybody. It can be a little bit of a challenge for some of you, but I'm going to be giving you a review on a lot to keep up with. I do have multiple checking accounts and you have to make sure you follow the rules or whatever you want to call it so that you're not getting fees. You do have to check your account and stay on top of things, but for me, it's worth it. It is, in my opinion, passive income and as of right now, the checking accounts that I have opened for bonuses are still open, but eventually I may close them. The first video I'm making for this, the checking account series, I guess I could say, is going to be about checking accounts for bonuses. I'm going to be doing a lot of checking accounts for bonuses today. I'm going to be doing a lot of checking accounts for bonuses today is for Chase. I've had this checking account for a little over a year now and at this point, I could close it, but I don't really want to quite yet. And I'll talk about why I don't want to close it yet, but let's just go ahead and get into it. This video should be pretty short and to the point. I did open this Chase checking account in March of 2022 and I'm pretty positive. I did try to go back and look for this, but I'm pretty positive that I got an email from Chase, this offer and this was after opening the credit card with them so I do have a chase credit card review video I will link that in the description box one of my favorite credit cards but I believe I got this promo because of having that credit card and it was like a year later or whatever so they they promoted it to me as I go through this you'll see that the signup bonus was a little bit different for me when I open this now I don't know if it was because it was like a special promo that they were emailing to me directly sometimes banks do that or I don't know if it was just changed at the time they had a better promo than they do right now but it's really not that big of a difference so back in March or maybe it was February that I first was looking into this I saw that if you set up direct deposit with this chase checking account you get $225 in in cash to me that is super easy to do you literally just have to set up direct deposit for for me this is very simple to do because I just did it through my employer I am able to set up direct deposit to multiple accounts with my employer and that's pretty standard practice across you know all employers or many employers at least definitely check before you open up a chequing account for a bonus but I will say that previously my company the payroll that they were using was Gusto and now we are using Rippling and for both of those I am able to use them and I used Rippling a lot earlier in the year and I'm able to going to three different accounts. But that's all I did. I set up the direct deposit through my employer. It takes less than five minutes. You just type in the account number and the routing number for your new checking accounts and then once that direct deposit comes through, they will give you this this bonus within 15 days and that was definitely the case. I went back and even checked because I set up direct deposit and I received it on March 15th and then within a couple of days I had $225 deposited. This checking account still has this offer but it's not $225, it's $200. So $25 less. Like I said, I don't know if this was a special promo just sent to me specifically after opening a credit card. Some of y'all could let me know because I know quite a few of y'all opened up a Chase credit card after watching my video or you have used my link. So let me know if you eventually got a promo email offering a better bonus than what they typically offer. But you can still get the $200 sign up bonus no matter what which, in my opinion, is an easy 200 bucks. Now Chase is a big bank so there's some pros and cons to that. When you have a big bank you are probably going to have some sort of fees associated with it if you don't follow their structure to avoid those fees. So I will get into that in just a minute but on the other hand with big banks you if you're the type of person who likes to go to the bank branch or go through the ATM anything like that that's an option to you. I literally never go to the bank so that's not an issue for me. But with Chase that's of course an option for most people throughout the nation. So let's talk about that service fee. You would have a monthly service fee of $12 or it can be $0 if you do one of the following three things. So the first thing you could do is have direct deposit set up totaling $500 or more per month. And this needs to be like a legit direct deposit, like an ACH deposit. So from payroll or government services, $500 or more. Or your balance at the beginning of each day needs to be at least $1,500 or an average beginning day balance of $5,000 or more in a combination of this account plus your linked savings, checkings, or other accounts with Chase. That third one is honestly so confusing to me. That's why the easiest thing to do is deposit $500 per month and you shouldn't have to pay the fee. With banks like Chase, you're also going to have a overdraft fee that's pretty standard. So theirs is, let's see, $34. But there are some exceptions. I can link to that website where it talks about the exceptions. Like if your transaction is less than $5 and you overdraft, they won't give you an overdraft fee. And then there's a few other things that you can read through. Of course, the goal is to avoid that. But in general, it's important to be aware of all of the fees. The other thing with Chase and other major banks is that their interest rate is basically nothing. I think it's 0.01, which to me is it's not worth holding money in this account, which is why I use this a little bit differently. Y'all know that I have quite a bit of savings. I have savings in cash, but I keep that in my high yield savings account because of course I'm earning over 4% in those and that is much, much better than 0.01. Across all of my checking accounts, I aim to keep the balance as low as possible. The Chase one, I know that right now my Chase checking account I checked yesterday is at $2.53, but I never pay that fee because I have $250 from each paycheck going to this account. And of course that comes to $500 per month. So I've never paid the fee and I just, I keep this balance typically below $10. So I am still actively using this checking account. There's not really any reason per se. I just kind of like having my direct deposit go to separate accounts because it just separates my money and makes things a little bit more exciting for me. I see finances as a game. So when I know that $250 is going to this account and $250 to another account and then the rest to another, it just makes things feel like more progress, I guess, when I make transactions from this account. So y'all know before that I was pulling money from this account to put toward my debt. And now I've got, I've been pulling $250 from it to make an investment on every payday. So that's exactly how I use it. I have $250 coming to this account on payday. And literally on that same day, I put $250 to, as of right now, to my Roth IRA. In the future, the $250 is going to go either to my savings goal or invested to whatever I'm investing in at the time. So again, my balance stays at less than $10. Sometimes I will also use this account to pay off the balance on my Chase, my PayPal account. So I'm going to go ahead and do that. If my balance is like $5, $7, if there's some random amount charged on my credit card and I have that amount sitting in my checking account, you can, it's obviously attached because it's the same bank and I'm able to use that account to pay for it, but that's not very often. I just use my regular checking account. And for me, that's really it when it comes to Chase. I do really like the credit card. I don't have a problem with the checking account. It's not where I keep the bulk of my credit card. I don't have to pay for it. it wouldn't be a problem to me. I use bank of America. And as long as you are doing what you need to, to avoid those fees and avoid those overdrafts, then you should be fine with the larger banks. Chase does have a mobile app. I really like the app. This is what I log into most frequently to check this checking account, as well as my credit card. You can see both accounts on under one app. It's going to show as like a summary, and then you can click into either or. The other great thing about this checking account is that they have a referral program, which is obviously beneficial to me. When I make these videos, I do try to share my referral link because it supports me, supports my channel. And I do hope that if you found anything valuable from this, then you would use my referral link if you want to open this account, but no pressure. So that will be linked down below. And if you click that link, you'll see that you would still get that $200 sign up bonus. And then I would get that $200. So you could share your link with your family and friends and receive $50 as well. If you're into credit card hacking, I definitely think you should look into checking account hacking or whatever you want to call it. Just a way to increase your income throughout the year, even if it's a little bit. I think trading about 20 minutes total of my time is worth $200. And you can also get that $200 within a couple of days. then this is definitely a great option. Of course, please do your own research and make sure you stick to that direct deposit so you can avoid the fees. Otherwise you could close this checking account after you get the bonus. I'm never sure about how long you need to keep an account open in order for that bonus to actually be yours. So I just like to play it safe and at least keep my accounts open for a year. But I've actually never closed any of the checking accounts that I've opened. So I'm not sure if that's a good thing or not. But yeah, that's really it for the Chase checking account. Like I said, my referral link will be linked down below. I would greatly appreciate if you use it if you're interested in this account. I do have a few more checking accounts to make review videos for as well as some credit card review videos. But if you have any questions, feel free to leave those down below or share if you have this checking account and what you think about it. Thank you so much for watching. Please. Subscribe if you haven't already and I'll see you in my next video. | [
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ND5hpBXwvZ0I3AjX | भारत में डिजिटल पेमेंट के स्कैम खूब हो रहे हैं। यदि आपकी UPI ID के साथ किसी तरह का कोई फ्रॉड होता है, या फिर UPI के जरिये आपके भी खाते से पैसे उड़ गए हैं, तो आप National Payment Corporation of India की वेबसाइट NPCI.org.in पर जाकर सिकायत कर सकते हैं। इसके लावा आप अपने बैंक से भी सिकायत कर सकते हैं। यदि सिकायत के बाद 30 दिनों तक भी कोई समस्या का समधा नहीं होता है, तो आप CMS.RBI.ORG.IN पर भी लिखे सिकायत कर सकते हैं। या फिर आप CRPC.RBI.ORG.IN पर इमेल के जरिये भी सिकायत कर सकते हैं। सिकायत आप जितनी जल्दी करेंगे उतना ही बढ़िया होगा। इसके लावा यदि आपके साथ किसी भी तरह का साइबर फ्राउड होता है और खाते से पैसे निकल जाते हैं, तो आप साइबर क्राइम पोर्टल त.ई.साइबर क्राइम ट.जीओबी ट.इन पर भी जाकर सिकायत कर सकते हैं। इसके लावा आप 1930 पर भी फोन करके सिकायत कर सकते हैं। NPCI के करंट चियर परसन कौन है जाओ अपना कमेंट सेक्षन रखाईए। ऐसी और अधिक जानकारिकली जुड़े रहें, अड़ा डोडी फोर सेवन अफिशियल यूटिब चैनल। | [
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S8rVtPKDFbo | What are the other individual stocks that will be focused in today's trading session? Soumya Sharma is standing by with that list. Good morning, Soumya. Good morning, Sheryl. Well, to begin with, we have Allahabad Bank, Corporation Bank and Dhananjani Bank. Well, some sort of good news for these banks as the Board for Financial Supervision has taken these banks out of the PCA framework. In fact, Allahabad Bank and Corporation Bank have received capital infusion of 6,896 crores and 9,086 crores respectively from the government. Well, as far as Dhananjani Bank is concerned, the Board has taken this decision on the fact that the bank is not breaching any risk thresholds of the PCA framework. But at the same time, it is subject to certain conditions and, of course, continuous monitoring. Well, JSW Steel is another stock in focus. Well, Lian on 3.9 million promoter shares is released on Feb 25. Well, this is wonderful. Well, this is what we are gathering from the agencies. Well, in Max India, the Board has approved the divestment of entire 51% stake in Max Bupa Health Insurance to True North Fund in an all-cash transaction. Well, it will be receiving 510 crores from True North and valuing Max Bupa at an enterprise value of 1,001 crores. Well, this entire transaction is expected, this entire stake is expected to be completed in FY20. Well, Time Technoplast and Comcast. Well, the two companies are in focus on their partner link for promoting and introducing composite cylinders under the brand name Go Gas Elite. Well, GMR Infra is back in focus. Well, it has emerged as the highest bidder for Greenfield Airport at Bhogampuram in Andhra Pradesh. Well, the initial capacity of the Phase 1 airport is expected to be 6 million passengers per annum and the initial investment is at 2,300 crore rupees. Well, finally, Sanofi India, the result update from that company for Q4 calendar year 18, the revenues jumped by 8.4% to 726 rupees and PAT was up by 4.3% on a year-on-year basis. The Board, apart from this, recommended a final dividend of 66 per share to its shareholders. These are some of the stocks to focus for today. Now, over to you. Thanks, Soumya, for that. We will definitely keep our eyes out on all of these names in trade today. | [
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vU90mi9fGUrw6_e7 | अगर हम अपना mobile recharge करते हैं और UPI से उसका payment करना चाहते हैं, तो भी UPI ID चाहिए. अगर हम SIP या IPO में online invest कर रहे होते हैं, तो भी हमें UPI ID चाहिए. और अगर हम किसी से पैसे मंगाना चाहते हैं, तो भी अपना UPI ID बता कर ही पैसे मंगा सकते हैं. दोस्तों, ये UPI ID बड़े काम की चीज हैं. UPI payment system में इसका important role होता है, लेकिन अक्सर लोगों को इसके बारे में अच्छी तरह से पता नहीं होता है. आज हम इस वीडियो में इसी के बारे में धेर सारी बाते बताएंगे. नमस्कार दोस्तों, मैं सविता मिश्चा और आप देखना है चैनल आपका पैसा. UPI payment system में UPI ID बेहत एहम है. अच्छी बात यह है दोस्तों कि यह बिल्कुल मुश्किल नहीं है. करोनों लोग इसे अप्रा चुके हैं और इस बेहतरीन payment system का फायदा उठा रहे हैं. लेकिन दोस्तों इस बात को अच्छी तरह से समझ लेजिए कि UPI payment system का यूज़ करने के लिए आपके पास bank account होना जरूरी है. यह payment system सिर्फ payment की service देता है. यह bank account की जगा नहीं ले सकता. आपको bank account खुलवाना ही होगा क्योंकि पैसे का अदान प्रदान तो उसी account से होगा. तो पहली बात तो यह है कि आपके पास bank account होना चाहिए. दूसरी बात यह है कि उस bank account में आपका number register होना चाहिए. अगर आपने अभी तक अपना mobile number bank में नहीं बताया है तो पहले उसे register करा लेजी. तीसरी ज़रूरी चीज है debit card. UPI pin सेट करते समय debit card के detail की जरूरत होती है. बिना UPI pin के आप कोई payment नहीं कर सकते हैं. वैसे दोस्तों payment पाने के लिए UPI pin की जरूरत नहीं होती है. यानि अगर आपके पास debit card नहीं है तो भी UPI का use कर सकते हैं. लेकिन ऐसे में आप पैसे मंगा तो सकते हैं लेकिन किसी और को payment नहीं कर पाएंगे. तो दोस्तों अगर आपके पास bank account है उसका debit card है और mobile number भी register है तो आप तुरंथ UPI का registration कर सकते हैं. आपको तुरंथ UPI ID भी मिल जाएगी. दोस्तों UPI payment system का use करने के लिए आपको खास तरह के mobile app की जरूरत होती है. UPI payment system की facilities देने वाले ढेर सारे apps हैं. कई apps तो खुद bank के हैं जैसे SBI Pay, ICICI Pocket वगैरा. लेकिन कई apps third party के हैं जैसे Phone Pay, Google Pay, Amazon Pay वगैरा. और आजकल यही third party वाले apps सबसे ज़्यादा popular हैं. खेर आप कोई भी UPI app डाउनलोड करके install कर लिजिए. अब registration के वक्त आप से language चूज करने के लिए कहा जाएगा. इसके बाद आप से mobile number verify करने के लिए कहा जाता है. ध्यान रखिये कि इसी mobile number के आधार पर आपके bank account का पता लगाया जाता है. इसलिए अगर आपके mobile में दो SIM card जाता है, इस SMS के साथ आपका mobile number UPI system के पास पहुँच जाता है. अब इस number का use करके UPI payment system आपके linked bank account का पता लगा लेगा. इस बीच सही bank account का पता लगाने के लिए आपके bank का नाम भी पूछा जाता है. इस तरीके से वो सभी account सामने आ जाते हैं जिन में आपका mobile number पड़ा हो� गा. अगर किसी bank में आपके एक से ज़्यादा account होंगे तो वो सभी bank account सामने आ जाएंगे. UPI payment system में आप एक या उससे ज़्यादा account भी link कर सकते हैं. अब जैसे ही आप किसी bank account को link करेंगे आपका UPI app अपने आप ही आपके लिए कोई ना कोई UPI ID allot कर देगा. दोस्तों इसक का मतलब ये हुआ कि असली माइने में आपको UPI ID बनाना ही नहीं पड़ता है. ये खुद system ही बना देता है. दोस्तों आम तोर पर आपके लिए जो UPI ID बनाये जाते हैं उसमें आप ही के mobile number या email ID का use होता है. इसका फाइदा ये है कि आप आसानी से अपना UPI ID याद रख सकत हैं. तो दोस्तों आपको UPI ID बनाने की जरूरत नहीं है. आपका UPI app खुद बखुद आपके लिए UPI ID बना देता है. इसलिए जरूरत इस बात की है कि आप उस UPI ID के बारे में अच्छी तरह से जानते हों. और अच्छी बात तो ये है कि आजकल सभी popular UPI app सामने ही UPI ID दिख Google Pay में ये पहले पेश पर नहीं दिखता है. लेकिन आप जैसे ही अपनी तस्वीर पर टैप करेंगे अगले पेज में सामने ही UPI ID दिख जाएगा. Google Pay में आपके Gmail ID का यूज करके UPI ID बनाया जाता है. और आप इसका यूज करके ओन्नाइन पेमेंट कर सकते हैं. अब सवाल उठता है कि अगर UPI ID बदलना हो तो क्या करें? क्योंकि कभी-कभी इसकी जरुवत पड़ती हैं. तो दोस्तों इसके लिए खुली छूट नहीं है. जादा तर एप्स इसके लिए लिमिटेड फैसलिटीज देते हैं. जैसे Phone Pay में आपको कुछ सजस्टर्ड UPI ID � दिखेंगे. आप इसमें से कोई भी चूज कर सकते हैं. Phone Pay का तीन बैंकों के साथ कॉंट्रेक्ट हैं. और आप इन तीनों बैंकों में से किसी का भी UPI ID एक्टिवेट कर सकते हैं. इन में से जो चाहें उसे डिफॉल्ट UPI ID चूज कर सकते हैं. एक बात और अगर आपके पा चाहती हैं वो चेंज नहीं होती है. आम तोर पर ये आपके मोबाइल नंबर का यूज करके बनाया जाता है. Google Pay में भी UPI ID चेंज करने के लिमिटेड ओप्शन हैं. बस आप बैंक बदल सकते हैं. यहाँ पर आपके पास चार बैंकों के UPI ID लेने का ओप्शन है. लेकिन यह शुरू में वही कैरेक्टर्स होंगे जो आपके Gmail ID में होते हैं. इसे आप नहीं बदल सकते हैं. Google Pay में आप सभी चार available UPI ID एक्टिवेट कर सकते हैं. या फिर किसी तीन को डी एक्टिवेट कर सकते हैं. पैसा लेने और देने के लिए कम से कम एक UPI ID एक्टिवेट होना जर� रूरी है. वैसे तो Patreon में केवल एक ही UPI ID है. इसलिए वहाँ कोई confusion नहीं है. लेकिन Phone Pay और Google Pay में आपको किसी एक UPI ID को default UPI ID fixed करना होता है. तो दोस्तों एक बार इस UPI ID का पता चल जाए इसके बाद आप आसानी से पैसे मंगा सकते हैं. और यू ऑनलाइन पेमेंट भी कर सक दिलाल कर तुरंद पैसे भेज देगा. इसके बाद पैसा आपके बैंक एकाउंट में आ जाएगा. ओनलाइन पेमेंट करने के लिए जब आप अपना UPI ID सम्मिट करते हैं तो आपके UPI एप में पेमेंट की एक रिक्वेस्ट आ जाती है. ये रिक्वेस्ट उसी मोबाइल � एप में आएगी जिस एप का UPI ID आपने भरा होगा. जब आप वो एप खोलेंगे तो सामने ही आपको पेमेंट का रिक्वेस्ट दिखेगा. आप उस रिक्वेस्ट का एमाउंट चेक करके पेमेंट को अप्रूफ कर दीजे. फाइनली पेमेंट करने के लिए आपको UPI PIN ड UPI ID बताना होता है, UPI PIN नहीं. अगर कोई UPI PIN पूछ रहा है तो वो पक्का ठग है और आपके बैंक एकाउंट को साफ करने के चक्कर में है. तो दोस्तों ये थी जानकारी UPI ID के बारे में. अगर आप और भी कुछ जानना चाहते हैं तो हमें कमेंट करके जरूर बताएं. अगर आपको ये वीडियो अच्छा लावा हो तो इसे लाइक करें, ज़ादा से ज़ादा शेयर करें और इस चानल को जरूर सब्सक्राइब करें. | [
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pA8h7sPp_n8QReDf | पर उरूपर सुकेरते होंगे आप इसलिए दो रैपोर्स को ड्रूप करने से निस्कपात सूर्व निकलान देंगे इसका जीतन्य來了 तो उस वीडियो को बड़ा है, शुरू करें और सुनाते हैं सुपस्याहा मेद और सुलभाव जाना है है और यहां पर आपको मिलेगा यहां पर नीचे तरह चलना है Fs एक टर्स को मिलेगा ऐप मेनेजमेंट जहां पर भी आपके हेयर पोत्तें वह चले जाना है उसके बाद यहां पर आपको डालना है फॉन पह तो चलिए insephones करना हूं मुझे भी यह problem आ रही थी मैंने इसी तरीके से solve किया है जैसी कि मैं आपको दिखा देता हूँ मैं अपने phone pay पर click करता हूँ और बिल्कुल easily तरीके से मैं यहाँ पर अपना bank balance चेक कर पा रहा हूँ यहाँ पर आप देख सकते हैं मैं check bank balance पर click करूँगा यहाँ पर मैं यह देखो कहेगा तो ओके मैं कर दूँगा यहाँ पर मैं check balance पर click करूँगा यहाँ पर मैं कोई भी bank balance चेक करूँगा easily तरीके से हो जैसी कि आप अभी देख सकते हैं मैंने अपना m-pay डाल दिया है और यहाँ पर इस तरीके से यह देख पा रहा है तो आपको सबसे पहले अपने फान पर क्लियर डाल करना पड़ेगा तब यह problem solve होगी बरना नहीं होगी आपको फिर से login होना पड़ेगा और फिर से वहाँ पर वेरिफाई आ जाएगा करने के लिए वेरिफाई आपको कर लेना होगा कोई problem नहीं है ठीक है आपको एक चीज़ ध्यान रखनी है आपका उसमें जो SIM है जो भी बैंक एड है वो SIM पर recharge होना जरूरी है ठीक है तब आपको यह करना है | [
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CVab_A8ppUk | Current Account and answering the question, is this the best UK bank account on the market right now? Well in short, yes, but let's look at why this account is so good to help you decide whether it's worth you switching over to the Chase Current Account. Now in case you've never heard of Chase, it's an incredibly successful and popular bank based in the United States with over 56 million customers in America. However, they recently launched as a digital app-only bank in the UK in September of 2021 and have rapidly grown to over 1 million British customers thanks to their promise of rewarding banking. And that's really their main selling point, cashback and rewards on your everyday spending. So what does that look like? Chase currently offers an impressive 1% cashback on almost all your spending for the first 12 months. So not only is this a great cashback rate, it also beats the competition. In the fact that it pays cashback on your overall spending rather than just specific types of spending like other current accounts and credit cards that I've reviewed on this channel. Now it's important to note that you do need to opt into this feature, but that's just a few simple clicks away in the app. Speaking of the app, you may have heard me mention earlier that this is an app-only digital bank, meaning that there are no physical locations in the UK and your account can be fully managed from your mobile phone. For me, this is not a problem at all and I actually prefer this to traditional banking. It's much quicker and easier to check my balance and pay money than it was with my old HSBC account. And overall, I really enjoy the convenience and modern features offered by app-only banking. So now let's talk about savings rates. At the time of recording, Chase offers an impressive 3.1% interest rate on the savings account that can be opened alongside the Chase current account. They also offer a neat feature called Roundup, which rounds up your spending to the nearest pound and then pays 5% of your savings. So if you're looking to save up your savings, travel abroad, then you'd be happy to hear that there's a lot of great features available to you that Chase does not charge any fees on spending abroad. Furthermore, your spending in foreign currencies is converted using the MasterCard exchange rate. So you'll always receive the best exchange rate available without any markup or fees. Now, I always try my best to provide balanced reviews. However, I honestly couldn't find any negatives to say about the Chase current account. They offer great rewards on your spending, competitive savings rates, and the overall customer experience through their digital banking is brilliant. So if you're looking to save up your savings, then you should definitely check out the Chase current account. Now, if you do want to hear about some of the other options on the market, then do consider checking out this video here, which covers the best UK bank accounts for cashback. With that said, thank you for watching and I'll see you on another video. | [
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2F_D4f32rnI | if you're keeping your cash in any plain old national bank account, then you could be making a huge mistake and losing money because of it. That's because those big well-known banks are paying out interest at the bare minimum for what are supposed to be savings accounts. But when you're only earning as little as maybe 0.01% or slightly more if you're lucky, those savings you have are losing purchasing power quickly. To make things worse, many of these bank accounts also have minimum deposit requirements and hidden fees. And what I've found is that many times people stick with the same outdated bank accounts they've had for years, just because it seems like a lot of work to find and open a new one. But with this video, I want to make it easy for you to switch and start earning anywhere from 3.4% to over 4% APY with the six best bank accounts and other high-yield accounts of 2023. And all the accounts in this video have no minimums or fees, which is the way it should be. So let's just get right into the content here with the first bank account, which is one of my personal favorites that I've been using for a while now. And that is the SoFi Checking and Saving. Now, SoFi officially became a bank last year, and their checking and savings product has consistently been one of the best out there when it comes to features and higher paying rates. So we'll get into the features next, but right now you can earn up to 3.75% APY with, of course, no account fees or minimum balances. Now, when you open up a SoFi online bank account, that comes with both a checking and a savings account that'll be open for you at the same time. But to get that 3.75% rate, the catch is that first you need to set up direct deposit. And after that, then you'll earn 3.75% APY. So you'll only get 3.75% in your savings account, but only 2.5% in your checking account. Now, those are great rates for both checking and savings accounts when you compare them to other similar accounts on the market. And you can easily move money back and forth with no limits on withdrawals and transfers between those two SoFi bank accounts. But the reason you need to set up direct deposit is that basically they want to have you using SoFi as your primary bank account so that you'll consistently have cash coming in every single month from something like your paycheck. If you don't have direct deposit with SoFi, then you'll only get 1.2% APY in both checking and savings. So just be aware of that if you want to be earning those higher rates that SoFi advertises. So I personally do not get biweekly paychecks with direct deposit. So I'm only getting that 1.2% rate. But 1.2% with SoFi checking is still better than pretty much any other checking account out there anyway. So I'm fine with using them as my main checking account. Also, I got to quickly mention that even though the numbers in this video are going to be accurate as of the filming of this video in late February 2023, interest rates change over time. So these numbers can go up and down. But just know that regardless of those changes over time, you're going to be able to get the accounts in this video have consistently been offering the best paying rates anyway. Now, in addition to high APYs and no fees or minimums, SoFi also offers access to over 55,000 fee-free ATMs within the Allpoint network where you can withdraw cash from your account. Plus, you can get your paycheck up to two days early and have overdraft protection of up to $50. But early paycheck and overdraft protection do require direct deposit to be set up as well. require direct deposit to be set up to unlock the account. SoFi is a great way to set aside money for different purposes or savings goals like a travel fund or an emergency fund. And those balances within each vault are also eligible for that 3.75% APY since they fall under your savings. Now, one other feature that I really like about SoFi and their app that not many other banks have is called Insights, where basically I can link and track all my finances in one place. So with QuickLance, I can see things like my spending, my net worth. And my credit score. And it's not the only way I track these things personally, but it's still a really convenient feature that definitely helps and encourages me to stay on top of my money. Also, right now, SoFi is offering a signup bonus for their online bank account where you can receive between $50 and $250 depending on direct deposit amounts that you have over a certain timeframe. So I'll leave a link for that down below where you can learn more about this account if you're interested because not all high yield accounts offer a signup bonus. Now, I also want to mention that because this is an online only account, you don't have branch locations or as many convenience stores. You can't get a bank account in your own account. So if you're using SoFi's checking account and you do need to deposit paper cash on a regular basis, you can still do that. But you'll have to search in the app for an eligible retailer like 7-Eleven, CVS, or Walgreens, and then pay a small fee to deposit that cash. So just be aware of that. So for many people that'll set up direct deposit. And don't know how to do that. But if you're looking for a bank account that's not a good fit for you, you don't need to I think SoFi has a great bank account with a ton of useful features and a high APY with their checking and savings product. But if you don't like what they offer from being online only, then this next bank account could be a better option for you. And that is the Capital One 360 Performance Savings Account. Now, Capital One is one of the few larger national banks that made this list because I actually think they offer sort of the best of both worlds when it comes to online banking and traditional in-person banking. Their 360 savings account has an APY of 3.4% with, of course, no fees or no fees. something like that for cash deposits or other products and services that Capital One offers. Plus they've got some cool Capital One cafes that I've been to once or twice that are really unique ways to approach banking, which kind of goes along with the whole banking reimagined thing they say in their commercials. The 360 savings account also offers the ability to set up automatic transfers to the account, which is always nice if you want to do that. And even though you don't have a feature like SoFi's vaults, Capital One does say on their website that you can create multiple savings account for each one of your five-day payments. because I always like having my savings organized under one account personally. Now I'd say that other than those things, there's not much else to mention here because it's a pretty basic high yield savings account and Capital One does also offer a 360 checking account that you could pair with this. But honestly, there's not that many features in that checking account that sort of stick out to me other than the basics like no fees or minimums, access to over 70,000 fee-free ATMs, up to two day early paychecks and a pretty low 0.1% APY on checking bills. So definitely do not keep any extra cash in their checking account. Just put it in a savings account instead with that much higher 3.4% APY. I also think that the Capital One app is nice and much more user-friendly with managing all your Capital One accounts in a single place compared to what some other larger national banks offer. So these Capital One bank accounts, especially that 360 savings account could be the right fit for you if you value having a simple experience with a high APY and that option for in-person banking. But their checking account is pretty basic if you want to pair that with the high yield savings account. Then next for bank account number three in this list, we're going to go back over to another online only bank account that really led the way with online banking over the past few years. And that is going to be Ally Bank with their online savings account. Now Ally has been famous in the online high yield savings world for a while and really became popular with the rates they pay and some of the other cool features they have, which we'll get into here. But with Ally right now, they're currently paying a 3.4% APY in their savings account, which is the exact same as Capital One. So both Capital One and Ally at 3.4%. All just slightly undervalued. So the first one is Ally, which is a bank account that you can set up under the SoFi Savings account, which currently is our highest interest rate in this video at 3.75% if you set up direct deposit with SoFi. Then with Ally, you get the same no monthly maintenance fees or minimum balance requirements, which like I said before, is such an important thing to look out for. And then you've also got a buckets feature that'll help you with breaking up your savings that you have in this account into basically smaller sub accounts that you can set targets and goals for. So that's similar to vaults with SoFi. And I think these are great features for helping customers to really visualize what their savings are going towards. Then Ally also has a really cool feature called the SoFi Savings. It also advertises what they call boosters. These are a nice little add on, but nothing too special. You can set up recurring transfers, which is good for automating your savings that you move over into your Ally Savings account. And then there's also a roundup booster where you can have a linked Ally checking account that'll round up all your purchases you make through that account to the nearest dollar and move it over to the savings account. But that would only happen if you're using a debit card for spending. And here on my channel, I like to always think that it's much better to use a credit card over a debit card and then just pay off that credit card in full every single month. Now, if you do want to open and then pair a check, you can do that. products that are available on their website. So, let's get started. isn't great compared to a savings account. But it's still better than nothing compared to other checking accounts with larger national banks out there, like you can see from this comparison on their website. But for this video, Ally checking still falls short of even the bare minimum that you can get with SoFi because, like I said earlier, I'm getting 1.2% in my SoFi checking account, even without direct deposit. Now, Ally checking also offers spending buckets, which are similar to the savings buckets. And I think this is one of the most useful features out of any checking accounts out there because it can be really good for helping customers to set and then stick to their budgets every single month by giving you a very good balance of savings. It's got a great amount of money, and it can be used to make sure that you're not always spending money. So, if you're looking to have a better balance of savings, Ally has a really good You can use the feature that pairs really well with a good checking product that also has spending buckets. So, if you don't mind having no in-person banking and you're looking to get a better balance of savings, then Ally is a nice, reliable option. So, if you're looking for a good interest rate with some additional features, then Ally is a nice, reliable option. All right, moving on to account number four, and I'm only saying account here because this is technically not a bank account, but instead, it's a cash account with a lot of similar features that combine some of the best benefits of different checking and savings accounts out there. So, that is going to be Wealthfront Cash. Now, I've mentioned Wealthfront Cash in some previous videos here on my channel because I'm a big fan of them myself. And the main reason it's on this list is because it offers the highest APY out of all the accounts in this video at currently 4.05% of all the accounts in the world. most banks, but then they also say not quite a bank, quite a bit better. And because they're a cash management account, they basically partner with other banks out there who then hold your deposits. And then Wealthfront is able to offer things like more features and a higher APY on their platform. So, this account has zero fees, unlimited fee-free transfers, no minimum or maximum to earn that 4.05% rate, access to funds earlier with direct deposit, over 19,000 fee-free ATMs. And normally, bank accounts like all the other ones in this video offer up to $250,000 in FDIC insurance, but the way the Wealthfront cash account works with those multiple partner banks, they're able to offer up to that $2 million. They've also got a feature that's similar to Vaults with SoFi and Buckets with Ally called categories. And this is the same type of thing you'd expect where you basically create all these categories that fall under your Wealthfront cash account that you can set up for different savings goals. Now, I think their app is personally my favorite out of all the other accounts in this video just because of how clean and simple it is. And like SoFi, you can also link other external accounts or add assets and liabilities manually to track your wealth and your net worth over time, which is a cool feature. Plus, you can even set up transfers over to a Wealthfront investment account so you can invest your money and grow it over the long term. Now, a few negatives here with Wealthfront cash will be that first of all, you can't really make cash deposits, so you're gonna have to transfer in money from other accounts or receive direct deposits. And also, there's gonna be limitations when it comes to sending and depositing checks. So with most bank accounts out there, like the other ones in this video, you're gonna balance of at least $2,500 across all your Wealthfront accounts for at least 60 days. Now, that feature is good enough for most people, but you can only have them send checks for you if the address is in the United States. And also, to unlock this feature, you have to first have direct deposits of at least $250 and you also have to have an average balance of at least $2,500 across all your Wealthfront accounts for at least 60 days. Depositing checks also requires those same requirements for a direct deposit and those average balances. So this can be a few annoying hoops to jump through, but Wealthfront does say that these are all requirements for security purposes that are meant to deter fraudsters and they also say that they're working to make access easier. So those are just a few small negatives to keep in mind with an account that otherwise I'm still a big fan of. So if you want the highest APY out of all the accounts in this video, you plan to hold a lot of cash and want that higher FDIC coverage, and you like having a simple and clean app interface to track your finances, then the Wealthfront Cash account is a great one to check out. Next, moving on to account number five, which is another strong online account. This is a high yield bank account with another well-known name, and that is the Discover Online Savings Account. Now Discover is offering a 3.5% APY, which puts it just slightly above Capital One and Ally. And the cool thing on Discover's website is that you can compare Discover to some of those other accounts out there like those, and then you can see what you'll earn in interest every single year. So outside of that competitive 3.5% APY, Discover's savings account is pretty basic with no fees or minimum balances, but not too many other features other than receiving paychecks with direct deposit up to two days early. I wanted to include them on my list of the best bank accounts again this year, because in addition to this account for savings, you can also look into their checking account, which offers a very rare feature of getting 1% cash back on up to $3,000 in debit card purchases each month, and not many other checking accounts offer this type of feature. Now that 1% cash back debit card checking account is actually sort of on pause right now because it rolled out last year. And then I guess Discover experienced large amounts of fraud, so they decided they were going to stop taking new applications for a while, and then they're going to relaunch in 2023 with more advanced cash. So I'm going to be using my credit cards to get better than 1% back, but for anyone out there that either hates credit cards or just can't get approved for one, this Discover checking and savings combination is definitely going to be pretty good to check out once everything is live again with that checking account. And then with that checking account, you're also going to get a bunch of other standard features like having access to over 60,000 fee-free ATMs, and of course, no fees over there as well. Discover also has the Discover It credit card, which is one of the best no annual fee cashback credit cards ever created that I've talked about in other videos. and maybe even a cashback credit card, then Discover is a nice simple option for anyone to take advantage of. Now lastly, in this video for bank account number six, I've got one of the best checking accounts out there that not enough people know about, but heavy travelers have been getting a ton of value from this account, so I'll explain why. And that is the Charles Schwab investor checking account. So this used to be called a high yield account, but recently Schwab decided to change that name and remove the high yield part because obviously it's not high yield. So it's a little bit more of a high yield account. So the most important features come with how you can actually use the debit card that's linked to this account, because with that card, you're going to have no foreign transaction fees and you also get unlimited ATM fee rebates worldwide, which is why travelers love this account. debit card and they're going to give you a refund at the end of the month for any ATM fees you might have had. So for me, I really wish I had this debit card before, especially in college, because I would pay in cash for things all the time and I would use ATMs that charged me five bucks every time I took out cash. So this account could have saved me hundreds of dollars in fees over my four years in school. Other than that feature, this account is going to be pretty basic as well with no fees or account minimums. And when you open this investor checking account, it's also going to have you open and then link a Schwab brokerage account. You can use that brokerage account if you want to, because Schwab does offer some good services there as well. But personally, I would take advantage of the ATM fee reimbursement feature with their checking account when I'm out traveling and taking out cash. And then I would pair that with a different high yield savings account where I would hold most of my cash savings to get a better paying interest rate. Now, if you're trying to increase your savings that then you'll have more money to set aside in one of the best bank accounts in this video, one of the best things you can do is to create some sort of a budget to track and then cut back on your spending. And this is something that I used to have a really hard time doing, but then I created a simple budgeting template that's helped me out a ton to the point where now I actually save over 60% of my income every single month. So if you want to see how I budget to save money and then get a free download to that template, then make sure you go ahead and check out this video over here next. But as always, thank you so much for watching and I'll see you in the next one. | [
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Piot8mDOEl4 | It Miles card. But first, if you are new here, we're all about how to maximize the value of your credit cards, so basically how to get the most cash back, and also how to travel for free. If that sounds interesting then subscribe to our channel, but let's get started. So a lot of people have been asking me about this card, so I figured I'd do a video on it. of think through how you might want to do this in terms of your long term strategy. In its first year, you get cash back match, which means that all the points that you earn are cash back is going to be doubled at the end of the year. This card earns 1.5x back on all of your transactions, and with the cash back match, this means that you're getting 3x back. Even though they call it miles, I wouldn't really think about it that way, given how you can redeem these points. The main reason is because they're worth 1 cents per point regardless of how you want to redeem them, so whether you want to cash them out to your bank account as an electronic payment or whether you want to use it as a way to pay off some of your debts. This means that 1.5x back is really 1.5% back, and again, with the cash back match, this means that you're really getting 3% back in the first year. The card has no annual fee and it also has no foreign transaction fees, but internationally it doesn't seem to work as much as I would like, so I have had it work a few times in Taiwan, but it didn't really work that well in Japan. One other interesting benefit is that you have a $30 credit, but it can only be used towards airplane wifi. For this credit to work, what you need to do is to pay for the card, and you can use the miles card to make the purchase, and then they're going to issue you a statement credit in the amount that you spent within 7 business days. You get up to $30 per card member year, so again, based off your anniversary of having the card. Any unused wifi credit will be lost each anniversary year if you don't use it, or if you close the card, or if you convert it to another product. And again, this is specifically for in-flight wifi, not airport wifi. This card has a signup bonus of 5,000 miles, and again, as we explained before, regardless of how you redeem that, it's only going to be worth $50. The signup bonus is eligible for the cashback match as well, meaning that the 5,000 miles is really 10,000 miles, so again, $50 is really $100. In order to get the signup bonus, you do need to use a referral link though, so I'd recommend either asking friends or family, or we'll put ours down below in case you want to use that one. If you apply directly on the site, then you're not going to get any signup bonus. I typically mention referrals at the end of the video, but it really does tie into the first year evaluation, that's kind of why we're talking about it now. To summarize, year one, you're going to be getting a $100 signup bonus, and you're also going to be getting 3% return on spend on all of your transactions. If you're looking for a good general cashback card, then I think this is a pretty good option. The big issue with this card is year two and onwards, so after the first year, after the cashback match, it's not really that viable. You're still getting 1.5x miles back, but since you can only get 1 cents per point from these miles, you're still effectively getting 1.5% back. This means that it doesn't really compare to cards like the Citi Double Cash card, which pays you 2% back on all of your transactions. What you can do is to do a product change in year two, once you get the cashback match, and ideally after you cash it out. My recommendation would be to product change it to the Discover It card, which gives you 5x back on a bunch of different categories. When you do the product change, you're not going to get cashback match on that new card, just because you've previously had a card. There have been some cases where when they have a really old Discover card and they forced you to do a product change, then in that case, they gave you the cashback match again, but in this case, you're choosing to do it. So they're not going to give you anything. Overall, I think this card makes a lot of sense, especially if you don't want to deal 5x categories with the Freedom card or with the Discover It card. 3x back on all of your transactions is pretty solid. And again, since you're getting a signup bonus, that makes it even a bit better. In year two and onwards, I personally don't think it makes sense to keep long term, but obviously that really depends on your circumstances. If you really just hate 5x back and don't want to deal with different quarters, then sure keep the 1.5x back card, but I probably would only use it to keep your credit alive and to basically make sure that they don't close your card. Another reason why you might want to keep it as a miles card is if you really value that $30 in-flight credit. If you do, then technically this card is making you $30 because you can choose to only use this card for those purchases and again, any other purchase once every six months, just to keep your card alive. As a side note, and this really should not affect your decision making, this card only has three color options compared to the It card, which has a ton. Here you have to choose between blue, green, or pink. With the Discover It card. 3x back on all of your transactions. You'll have a bunch of different colors and you'll also have a bunch of hockey teams. So I hope that was helpful and let me know if you guys have any questions. My question for you guys is what are your thoughts on the miles card? Let me know in the comments down below. If you liked this video, give it a thumbs up, it really helps us out. And if you know anyone else who'd benefit from what we just talked about, feel free to share this video with them because it's probably going to help them out. But otherwise, hope you guys liked it. See you guys next time. Bye bye. | [
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CtYvb2yJRnp | Are you looking for a one-stop solution to stay on the top of your investment journey? Well, you need not look any further. Here's the Share Market IPO app which has it all. With this app, you will have access to in-depth analysis of all the current, upcoming and past IPOs. Just click on the More Information segment and you can get all the information about the company. You can also directly apply to the IPO, check your allotment status and the grey market premium price, all at one place. Now, understanding the importance of being up-to-date with the markets, this app brings you with a collation of important news articles, corporate actions, like which companies paying dividends, issuing bonus shares, announcing splits, buyback and much more. Something more interesting, you can also view the holdings of leading investors like Rakesh Jhunjhunwala, Radha Krishnadamani, Ashish Kacholia and many more. This app also brings you with a range of technical indicators to help you make informed trading decisions. You can also explore the global markets and see the international market trends. Thank you for watching. | [
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I5JOXYLqZbMOIbpl | पर वो transaction मैंने नहीं किया देखिये सर बोलना तो नहीं चाहिए पर जब आप hot singles in my area जैसे messages को अपने payment credentials देते हैं तो आप और क्या expect कर सकते हैं माडम मैंने किसी को अपने payment credentials नहीं दी और नहीं कोई OTP ये एक unauthorized transaction है तो please आप amount reverse कर दे सर्चिनली सर ओसे देखिये system में लिखा है कि buttermilk को कहते हैं हिंदी में चास I ain't got time for your बखवास माडम बस बोल मैं रहा हूँ शब्द RBI के है According to RBI guidelines अगर मेरे bank से कोई भी unauthorized transaction होती है और मैं bank को within 3 working days बता देता हूँ तो bank को वो transaction reverse करना पड़ेगा within 10 working days सर अब आप RBI को लाइंगे बीच में तो हम क्या ही बोल सकते हैं but I hope आपने ये बाकी customers को नहीं बताया है माडम मेरे बताने से क्या है Shoya Kapoor ने already बता दिया है Instagram पे | [
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cLjPQ_ezyQyJOmbm | that should be done before 31st of December 2023 जो UPI IDs आप last one year से use नहीं कर रहे हैं तो as per the National Payment Corporation वो सारी IDs deactivate हो जाएंगी before getting it misused अगर आपने भी कोई transaction अपनी UPI ID के थूँ नहीं किये from the last one year तो आप आज ही payment उसमे transactions कर लें otherwise that will be deactivated after 31st December 2023 for more such updates you can follow me | [
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1395986395538157571 | But again, the income can be replaced through term insurance. So that's what the sole purpose of term insurance is. Earlier the better, you buy at a younger age, the premiums are also lower and the premiums remain same throughout the term. So human life value cannot be calculated. But I'll share the thumb rule, which is minimum should be 10 times of your annual income and optimal should be 15 to 20 times of your annual income. | [
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MIMyPtaoeh_aLYi7 | व आपकी QR को सब्सक्राइब करेगा कोई भी लाइन हो सकता है यह आपकी QR को डालिन देखना लेता है और आपको दिखाएगा कि ये आपका शता हैbet और फिर आप बोलेंगे कि यस ये मेरा ही नाम है और फिर वो amount enter करेगा amount कितना amount आपको send करेगा और फिर आपको दिकाएगा send नहीं करेगा आपको दिकाएगा कि इतना रुपया मैं send कर रहा हूँ उसके बाद में वो वहाँ से back आएगा और payment कांपर send करेगा और फिर आपको send करेगा | [
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7SpiavVK7HVTrdrm | RBI की तरफ से, यानि की RBI का एक नया guideline आया है की अगर आपके साथ किसी भी तरीके का online fraud हो जाता है and अगर आपने उस fraud को अपने UPI से payment किया है चाहे वो Google Pay, Phone Pay, Paytm या फिर Beam UPI की उना हो तब भी आपका fraud वा पैसा आपको साथ दिनों में वापस मिल जाएगा नाहीं आपको bank पर जाने की जरूरत है नाहीं आपको police station पे जाने की जरूरत है और नाहीं आपको cyber crime पे complaint करनी की जरूरत है बस आपको एक RBI का official website पे जाकर complaint register करना है जिससे आपका fraud वा पैसा आपको वापस मिल जाएगा तो गाइस ये तो आप लोगों को भी पता होगा मैं बिना proof का कोई भी वीडियो नहीं बनाता तो इस वीडियो में मैं आप लोगों को पुरा proof देने वाला हूँ एक्चुली एक मेरे subscriber के साथ भी ऐसा ही हुआ था लेकिन उनका पैसा उनको 24 hours में वापस मिल गया कुछ seconds के लिए भी वीडियो को skip मत करना क्योंकि अगर आप एक छोटा सा part भी miss कर दोगे तो आपका fraud वा पैसा आपको वापस मिलने में दिक्कत हो सकता है फिर आप comment करोगे कि भाई मेरा पैसा वापस नहीं आया है तो please एक बार वीडियो को पूरा देखो ठीक है तो कैसे complain करना है सब कुछ मैं बताने वालों इस वीडियो पे लेकिन उससे पहले मैं आप लोगों को proof दिखा दू ठीक है अच्छली क्या हुआ था कि मेरे एक subscriber ने कल मुझे email किया था ठीक है यहाँ पर ये email है email आप लोग खुदी पढ़ सकते हो email लाइक बहुती लंबा है अगर मैं ये सब explain करने लग जाओंगा तो वीडियो बहुती लंबा हो जाएगा आप लोगों का भी time बरबात हो जाएगा मैं short में आप लोगों को बताता हूँ actually ये अपने friend को UPI से payment कर रहे थे ठीक है mobile number से तो क्या हुआ कि last का number इनोंने mistake लिए कुछ और type कर दिया and वही mistake से किसी और बंदे को पैसा चला गया total 45,000 इनोंने दो बार transaction किया है skin shot भी मैं आप लोगों को दिखा देता हूँ and जब ये उन्हें call कर रहे थे तो उस बंदे ने क्या बोला कि ये तुमारा गलती है तुमारा गलती से ये पैसा आया है ऐसा गलती तुम कैसे कर सकते हो उसको ही गाली दिया and उनका number block list पे डाल दिया यानि कि उसने पैसा वापस नहीं किया so ये चीज़े उन्होंने मेरे इमेल पे बताया है ठीक है ये skin shot आप लोग देख लीजिए पहले मैंने उनसे बोला था कि आप skin shot send करो पहले देखे 20,000 है ये skin shot क्यों दिखा रहा हूँ बहुत ही important है मैं आप लोगों को दिखाता हूँ पहले देखे 20,000 उन्होंने transfer किया उसके बाद क्या 25,000 आप लोग देख सकते हो ठीक है उसके बाद मैंने इनको क्या बोला कि मैं आपको एक YouTube का वीडियो send कर रहा हूँ जहाँ पर एक RBI को official website है जहाँ पर जाकर आपको complaint register करना है तो ये वीडियो देखो same to same process को follow करो and complaint register करतो इन्होंने कली complaint register कर दिया था and आज सुबे उन्होंने बोला कि उनका वो पैसा वापस आ चुका है and मैंने पूछा है skin shot उन्होंने skin shot भी send किया and उसके बाद मुझे लगा कि ये इस पर एक वीडियो बनाना चाहिए क्योंकि बहुत सारे online fraud में ज़्यादातर लोग UPI से payment करते हैं scammers को right तो इसलिए मैं ये वीडियो बना रहा हूँ पहले पैसा refund का आप लोग देख लीजे इन्होंने बोला कि सर आज मेरा पैसा वापस आ चुका है मेरे account में thank you इन्होंने कहा मैंने बोला कि आप please उसका skin shot का I mean message का skin shot send करो उन्होंने skin shot send किया यहाँ पर ये देखे जो 20,000 उन्होंने transfer किया था उस में से कुछ tax कट के उनको मिला 19,300 रुपेश यहाँ नहीं कि 700 कटा है यह पहला message है आप लोग देख सकते हो and यहे दूसरा message मैं आप लोगो को zoom करके दिखाता हूँ one minute यह देखे so एक ता 25,000 का एक ता 20,000 का so 25,000 का उनको मिला 22,100 and 20,000 का उनको मिला 19,300 आप लोग देख सकते हो so इनों ने जैसे जैसे complain किया वही process मैं आप लोगो को बताने वाला हूँ process बहुत ही simple है लेकिन please वीडियो को skip मर्थ कर देना कुछ seconds के लिए भी ठीक है फिर से request कर रहा हूँ so क्या क्या proof चाहिए पूरा step by step मैं आप लोगो को बताता हूँ step by step आप लोगो को follow करना है मुझे ठीक है जो चीजे मैं pc में कर रहा हूँ वही same to same आपको android phone में करना है ठीक है so चलिए start करते हैं पहले मैं इस ये जो gmail है इसे मैं यहाँ से cut कर देता हूँ so सबसे पहले आपको आना है npci.org.in ये official website है rbi का और ये इस तरीकी का home page रहेगा ठीक है और उसके बाद आपको यहाँ पर site में देखना get in touch का option मिलेगा यहाँ पर जाकर आपको ये जो upi complain है इस पर आपको click करना है so इस पर click करने के बाद और एक चीज लो ठीक है skin shot लेके रखो क्योंकि यहाँ पर आपको skin shot upload करना परता है और कुछ चीज़े हैं जो आपको यहाँ पर submit करना है मैं आप लोगो को अभी से बताऊंगा तो आप लोग नहीं समझोगे मैं step by step जहाँ पर जो चाहिए वही मैं यहाँ पर बता दूंगा आप लोगो को ठीक है उसके बाद simply नीचे जाओ और यहाँ पर transaction के एक option मिलेगा इस plus पे आपको click करना है and इस पर click करके सबसे पहले आपको यहाँ पर select करना है कि आपने like person to person को transfer किया है या फिर आपने किसी shop पर payment किया है ठीक है अगर आप shop पे किसी को payment कर रहे हो किसी और जगे चला गया है तो यह जो second बाल है यह वाला आपको select करना है अगर आपने person को पैसे transfer किया है तो यह वाला select करना है वैसे तो इस case में आपको first वाला option को select करना है क्योंकि आपने एक बंदे को पैसे transfer किया है यह वाला select कर लिया आपने उसके बाद यहाँ पर issue select करना है तो यहाँ पर एक चीज ध्यान रखना है अगर आपने incorrectly किसी दूसरा account में पैसा को transfer किया है यानि कि जैसे कि इस बंदे के साथ हुआ है उन्होंने friend को पैसा transfer करते समय किसी और बंदे को transfer कर दिया right so इस case में आपको incorrectly transfer को select करना है to another account ठीक है अगर आपने fraud को transfer किया है तो आपको select करना है यह fraud land transaction जो दिखा रहा है इस पर select करना है and comments बहुत important है comments आपको short में लिखना है बहुत अच्छे से explain करें ठीक है क्या हुआ था आप लोगों के साथ short में explain करो and अगर आपको English में अच्छे से लिखना नहीं आता तो Hindi में भी आप लिख सकते हो but मैं आप लोगों को suggest करूँगा कि आप Hindi में मत लिखो क्योंकि बहुत सारे लोगों को समझने में दिक्कत आते है अगर आप English पे लिखोगे तो आपके case को like थोड़ा सा seriously लिया जाएगा अगर आपको English में लिखना नहीं आता है तो बहुत ही simple है आप पहले एक Hindi में लिख लो ठीक है Hindi में पूरा completely explain करो उसके बाद Google Translate पे आओ यहाँ पर देखें मैंने यहाँ पर English, Hindi दोनों में लिखते रखा है अगर आपको English में लिखना नहीं आता है तो Hindi में लिख लो उसके बाद जो आपने लिखा है उसे copy कर लो copy करने के बाद Google Translate पे आओ यहाँ पर आके आपको जो आपने जिस language पे लिखा है वो language पहले आपको यहाँ पर select करना है Hindi और जिस language पे आप translate करना चाहते हो वो आपको यहाँ पर select करना है English तो यहाँ पर मैं इसे copy paste कर देता हूँ देखें मैंने copy paste कर दिया और यहाँ पर English पे आ चुका है ठीक है तो इस तरीके से यहाँ पर आ जाता है इसे copy कर लो और उस comment box पर paste कर दो तो यहाँ पर तो मैंने already लिख के रखा है इसे मैं यहाँ से copy कर लेता हूँ and और यहाँ पर रहके इस comment box पर उसे paste कर देता हूँ सो मैंने यहाँ पर बहुत shortly शॉर्टली एक्सप्लेन कर दिया है कि मेरे साथ क्या हुआ था एंड यह कमेंट आपने यहां पर लिख दिया उसके बाद यह आपका हो गया ट्रांजेक्शन आईडी अब ट्रांजेक्शन आईडी कहां मिलता है मैं आप लोगों को बता देता हूं यहां पर देखिए यह मेरा उस फ्रॉट को ट्रांसफर किया हुआ स्किनशॉट है ठीक है तो यहां पर आप लोग देखिए रेफरेंस नंबर जो दिखा रहा है यह आपका ट्रांजेक्शन आईडी अठिक है इसी आप कॉपी कर लो तो यहां पर यह मैंने लिख कर रखा है यह मेरा reference number लिखा हुआ होगा यहाँ पर transaction id लिखा हुआ होगा ठीक है उसे copy करके यहाँ पर आप आकर paste करतो उसे and उसके बाद आपको यहाँ पर select bank है आपका जो bank है उसे select करना है यह रहा state bank of india मैंने इसे select कर लिया उसके बाद यह bpa जो है यह क्या है बहुत लोगों को समझ में नहीं आता यह है आपका UPI id ठीक है जो आपका UPI id है वही आपको यहाँ पर enter करना है यह भी मैंने यहाँ पर email पर already लिख कर रखा है ठीक है और यह UPI id कहा मिलेगा आपको आपका जो भी UPI यह उस पर जाओ प्रोफाइल पे जाओ आपको यह आपका UPI id मिल जाएगा ठीक है तो यह आपका UPI id है यहाँ पर डालना है आपको पेस्ट कर दिया और उसके बाद amount कितना का आपके साथ like fraud हुआ है कितना आपने उस बंदे को पैसा transfer किया है आपको लिखना है यहाँ पर number है मेरा है 350 रुपिस 350 रुपिस मैं लिख देता हूँ यहाँ पर debt of transaction जिस date को आपके साथ fraud हुआ है वो date आपको यहाँ पर select करना है ठीक है तो यहाँ पर मैं 11 September select करता हूँ हो गया और अगर आपके पास email id है तो आप यहाँ पर email id डाल देता हूँ so email id मैंने यहाँ पर enter कर दिया है और अब है mobile number आपको यहाँ पर अपना mobile number डालना है ठीक है and उसके बाद यहाँ पर choose file का जो option आ रहा है यहाँ पर click करके आपको screenshot and I mean यहाँ पर upload करना है जो आपने fraud को transfer किया था उसका screenshot लेके रख लो पहले so मैंने already यहाँ पर लेके रखा है choose file पर click करके और download पर मैंने लेके रखा था यहाँ पर screenshot यहाँ पर upload कर देता हूँ so यहाँ पर upload हो चुका है उसके बाद आपको यहाँ पर submit पर click कर देना है request submitted successfully so देख सकते हो आप लोग process बहुती simple है so जैसे मैंने यहाँ पर complaint register किया वैसे ही आपको यहाँ पर same to same step को follow करके complaint को register करना है so फिर भी अगर आपको complaint करते समय कुछ दिक्कत हो रहा है कुछ problem हो रहा है तो comments करके मुझे जरूर पूछना and guys और एक चीज मैं आप लोगों को बता दू जो बहुती important है अगर आपके साथ बहुत पहले fraud हुआ है तो अगर आप उस fraud वा पैसा को recover करना चाहते हो तो ऐसे complaint करके मैं आप लोगों को 100% तो guarantee नहीं दे सकता कि आपका fraud वा पैसा आपको वापस मिल जाएगा फिर भी आप लोग एक बार try करो क्योंकि क्या पता वा पैसा आपको वापस मिल जाए लेकिन जितना जल्दी fraud होने के बाद आप यहाँ पर complaint register करोगे उतना ही जल्दी आपका fraud वा पैसा आपको वापस मिल जाएगा तो आपको आपको समझ में आ गया होगा process बहुत ही simple है तो guys आज के लिए बस इतना ही thanks for watching this video अगर आपको कुछ दिक्कत आ रहे है तो जरूर पूछना मैं मिलता हूँ आपको अगले वीडियो पर तब तक के लिए जैहिन | [
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1705745405131051310 | it's mostly that no one is going to be looking at the spending of those tax dollars by private schools. Once that money is spent as tuition and goes to the private school, there's only a single thing that they can't do with it. They're not supposed to do rebates to parents. Anything else they want to do with that money, they can do. Not only that, there's no audit requirement, no public records requirement, no open meetings requirements, and no requirement that they inform the state auditor's office if they have irregularities. Your tax dollars, billions of dollars, are going to be going into a program that is effectively a black hole. And so we will keep issuing reports on public schools about money that they've misused, because that's our job, and it'll get misused because they're human beings. But you won't see probably very many reports about private schools, not because the people running the private schools are somehow free from sin, but because they've literally written the laws in a way that makes it difficult, if not impossible, to find wrongdoing. We talk about leading people not into temptation. It's part of the Lord's Prayer. Boy, have we led private schools using your tax dollars into temptation. They can basically do whatever they want. As long as it's not a rebate, and it's going to be really hard for anyone to find out about it. | [
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H9VGOtP2gMM | Rewards credit card. So we'll mainly focus on the rewards for this credit card, but we do have a full review on our website. If you're watching on YouTube, I will link that in the video description below. You can check that out. Before you get this card or any other credit card, you should definitely go to our website, read our reviews. I think they're really helpful. So again, if you're on YouTube, there's a lot of links to check out in the video description below. So I think overall with this card, it's one of the most compelling cashback credit cards out there right now. It was interesting before, it's even better now. So let's start with the rewards for the card. So it earns unlimited 3% cashback on dining purchases, which would include restaurants, cafes, bars, fast food, and more. It earns 3% cashback on entertainment purchases, which includes things like movie theaters, professional live sporting events, aquariums, theatrical performances, amusement parks, and more. It earns 3% cashback on grocery store purchases. And that excludes, by the way, super stores like Walmart and Target. And then 3% cashback on popular streaming services like Netflix, Hulu, Disney Plus, and others. And then it earns 1% cashback on other purchases. Now on top of that, you do have several different redemption options for the rewards that you earn with the card. So you can choose to apply as a statement credit to part of your credit card. If you're on YouTube, you can choose to apply as a statement credit to part of your credit card. So you can choose to apply as a statement credit to or you can get gift cards. And there is an auto redemption option available as well. So all that considered, look, I love the fact that it earns 3% cashback in a number of different core spending categories. And also it has a $0 annual fee and it doesn't charge any foreign transaction fees. So you can use the card outside of the U.S. just like you would inside the U.S. and you don't incur a fee in the process. I think it's a solid credit card. And it usually gets a $0.00. So I think it's a solid credit card. And it usually gets a $0.00. So I think it's a solid bonuses because they could and probably will change. So if you want to see the current situation with a signup bonus, check out a full review. I just like that usually there's the opportunity to earn that signup bonus. Now, in addition to all of that, the card does come with certain features and protections that I think are worth learning more about. And you can find those in our full review. I just wanted to do a very short video, mostly about the card itself. So I'm going to go ahead and start with the card itself. I think it's a solid option for a lot of people out there. If you're spending a lot of your money on dining out, grocery stores, and I really like that it pays elevated rewards for entertainment purchases. So lots more on creditcards.com. Thanks for watching. Have a great day. And I'll see you next week. | [
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_A5qfpLTbns | Some names that come to mind are Levi Strauss, who founded Levi Strauss & Company, the business responsible for inventing jeans. Another important figure is a man named Samuel Clemens, also known as Mark Twain, who is responsible for the creation of Tom Sawyer and Huckleberry Finn. Basically, your high school fashion and your high school English curriculum both owe their existences to the California Gold Rush. Henry Wells and William Fargo are on that list too. As the men who founded American Express also hoped to bring that business model to California in the form of Wells Fargo. Today, Wells Fargo is a mid-tier bank that has been around for some time now, with three relatively new credit cards on the market. While technically not new to the credit card space, this new lineup shows a newfound desire for them to start giving a crap about it. What's up everyone and welcome back to the channel. Before we dive into today's video, it would be a huge help for me if you can like this video down below, subscribe, and turn on notifications. In today's video, I'm going to talk about the California Gold Rush. I'm going to discuss the Wells Fargo credit card lineup. I won't be discussing co-branded cards like the HostHells.com card and the Built card. Those will be for a separate video. The cards I will discuss today are the Reflect, Autograph, and Active Cash card, which currently make up the entirety of Wells Fargo's credit card offerings. Let's start off with the Wells Fargo Reflect. This card comes with an intro APR of 0% for the first 21 months on purchases and balance transfers, making this a useful card to help anyone who needs to make a huge purchase, but doesn't want to pay interest, or anyone that needs to get out of credit card debt. And I've spoken a lot about credit card debt when covering other balance transfer cards. To be brief, if you are in credit card debt, you need to get out of credit card debt right away. You're not getting any free stuff if you're still paying interest. This card also comes with $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with this card, and this is subject to a $25 deductible. You also gain access to a 24-7 on-demand referral dispatch network, that provides emergency roadside assistance, towing, or locksmith services when you need them. And overall, this is not a bad card. It offers many of the same benefits as other balance transfer cards from competing banks, and in the realm of balance transfer cards, they're really more or less the same. It doesn't really matter which one you get, and this is because you should either cancel them or product change them at the end of the zero APR period. However, speaking of a product change, I think the next card would be a good choice to product change to if that were an option for you. The Wells Fargo Active Cash Card. This card's main feature is its 2% cash back rewards on all spending. In addition, this card also gives you $600 of cell phone protection against damage or theft, similar to the Wells Fargo Reflect card. And beyond that, there isn't too much to say about this card. It's simple, and that's a good thing. And I'm going to spend a little bit more time talking about the Autograph card, because this one has the most packed features. The Wells Fargo Autograph card is Wells Fargo's travel card, and this one gets you 3x back on a lot of your daily spend categories. The Wells Fargo Autograph card is Wells Fargo's travel card, and this one gets you 3x back on a lot of your daily spend categories. You get 3x back on travel, including hotels, rental cars, and airlines. You get 3x back on transit, including buses, trains, tolls, and parking. You get 3x back on gas and vehicle charging stations. And 3x on dining, including fast food, deliveries, and restaurants. You also get 3x back on phone plans, and 3x back on streaming services. You may have noticed I've been saying 3x. And that's because this card earns you Wells Fargo points. These points are worth one cent per point, flat value. You can't transfer them to any transfer partners, although we'll talk about that in a little bit later. This card has no foreign transaction fees. And just like the other two, you get $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with this card, subject to a $25 deductible. You also get secondary rental car collision damage waiver and emergency roadside dispatch, similar to the Reflect card. And this is an incredible card that offers a lot of value to anyone looking to have a travel card without an annual fee. As you may have noticed, Wells Fargo's credit card lineup is a bit slim. Other credit card issuers tend to have, a handful of no annual fee cards in addition to their more premium lineup. But for Wells Fargo, this is it. This kind of makes me wonder, what's next? And in my opinion, Wells Fargo appears to be positioning its card lineup to compete with the likes of Chase and Citi. Its active cash card, despite being marketed as a cash back card, also technically earns its rewards in the form of Wells Fargo rewards points. And Wells Fargo also has a Wells Fargo rewards travel portal. So, when looking at the Wells Fargo card lineup, I can't help but to notice that there's an opportunity for a few future cards. The first is a 5X card similar to the Chase Freedom Flex or the Citi Custom Cash. Basically, a card that will earn 5X back on a particular category. The next is a $95 annual fee card that unlocks transfer partners in addition to other benefits like trip cancellation insurance, primary rental CDW, something along the lines of the Chase Sapphire Preferred or the Citi Premier card. The third is a $400 to $500 annual fee Visa Infinite card. That gives you transfer partners but also comes with a multitude of benefits to offset the annual fee, something with priority pass access and other things like that. Basically, to compete with the Chase Sapphire Reserve or the Venture X. And who knows, maybe the 5X card could take the form of the $95 or the $450 annual fee card. And for these last two cards, I almost see it as inevitable that Wells Fargo is trying to build to them. But we'll see how well they can execute on that. But essentially, it looks like they might be building to a Wells Fargo trifecta. Including the Some New card, the Wells Fargo Autograph, and the Wells Fargo Active Cash. And if that were the case, would you ever consider a Wells Fargo trifecta? Or are they too late in the game to be successful? Let me know in the comments down below. Until next time, I'm going to go out there and get some free stuff. Thanks for watching. | [
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MgS8DYkcoRA | My name is Diego and today we're going to be doing a video review on the Dot card. Yeah, you like that huh? You like this too? Cool wallet flips open with the lever That's for another video. Thanks so much for watching and without any further ado. Let's jump right into the video Alright everybody, so these are dot business cards pretty much What they are is kind of the future future of business cards You know normally you would buy business cards in like bulk a bunch of little itty-bitty paper ones that have your name number email address Whatever you know and but the thing is that you know you buy a lot I don't even know how much they are but I know that they're not very cheap Especially when you buy a bunch of them and you give them to somebody You know, more often than not those that person is probably just gonna end up throwing it away or just Dropping on the ground somewhere nearby just because they were just being nice to you. So this Honestly eliminates that issue because the purpose of this is that you have one single card that you use for everybody Let me let me explain. So what it is is essentially you take this card and you tap it just on the top of the back of your iPhone and Automatically a link will pop up for from Safari and will direct you directly to your Account your dot account and which essentially will have all your social media your contact information Whatever you put into it. It's all gonna be there. So it's super cool. It's super epic very very seamless and Honestly, the thing is is that everybody has a smartphone these days? So basically this little guy is super useful. I'm just busted out I mean feel super slick super smooth, you know busted it boom. There it is Everybody has all all your accounts just so they can go and check out your pages, you know And so yeah, so I'm gonna show you right here my Account. So basically, yeah, I got my YouTube. I got my insta my tick tock and my Twitter Probably add a couple other things here and there. I actually had a little issue with integrating my youtube channel because there are times when you make a channel and and Someone else has the exact same name. So then it links it to that name because it's asking for the YouTube channel name But email support and they actually told me to take the end part of the URL code from your YouTube channel page put that into the name section of the YouTube link and Then it is there which is why you don't see my name right there. It just shows a very weird link. Hope that helps For anybody who's gonna have struggle with that again, if you guys have any like issues, let me know I might be able to help essentially It's just an easy way to get more subscribers more followers more likes all that jazz, you know, you name it Super cool super versatile very easy Okay One card does it all it comes in a couple different colors, you know blue green yellow and a couple others It also comes it actually have it pictured right here. It comes with these You can actually get these individually. You can either opt in for a card or For one of these guys as you can see it shows their selection of colors right there I think that's actually all of them right there But it comes with a price of twenty dollars for each card or one of these little guys These little guys have the exact same function as the card The only difference is you probably put this on your phone yours and you just kind of stick your phone next to another phone Dot card, you know, you just whip it out Of your wallet, I think it looks more professional but up to you So with that being said super amazing product got it in the mail real fast actually to it said it take like two three weeks That actually got in my house like literally like five days also for all you Android users out there You're not left out is the fact that the backside has a QR code and this QR code You can literally scan with any smartphone camera now and it will literally take you exactly to that same Link I actually have one last thing to say I have a 10% off code I love dot If y'all whoever wants this first come first serve 10% off your dot card save yourself a couple bucks Really? Hope you guys got some insight on this. I hope you guys enjoyed the video Don't forget to Like comment and subscribe leave a comment down below in the comment section for any questions or comments You may have also if you can leave me one of these That would be very very appreciated It always helps these videos get out to other people like yourself And if you want more content like this, don't forget to subscribe I'll definitely be trying to do more review videos for other products here and there and Have a good one everybody | [
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1706774794530664884 | suit brought by the New York Attorney General Tish James. A New York state judge has just ruled that Donald Trump committed fraud by exaggerating the value of his assets in financial statements. This was a major plank of Tish James' case against Donald Trump. That case is set to go to trial on Monday. Donald Trump's attorneys had also asked to throw out the case, and the judge denied that request. The Attorney General James' lawsuit seeks $250 million in fines and to bar the Trump family from doing business. | [
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